Billing Finance Reviews 

2,915
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Looking at 80 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the professional and helpful staff, who made the overall process easy and stress-free. Many people highlight the excellent and efficient service, noting that everything was explained clearly and transparently, leading to a seamless experience from start to finish. However, some customers were dissatisfied with aspects of customer service, mentioning a lack of support, unsatisfactory answers, or unhelpful responses. A few other people also felt that payment processes had issues, citing unexpected charges, delays, or difficulties with early settlement explanations.

What people talk about most

Service

Reviewers mention positive feedback about service, highlighting the quick and efficient process, with many... See more

Customer service

People report ambiguous experiences with customer service, with many praising the helpfulness and... See more

Staff

Consumers find staff to be very helpful and professional, often praising their quick, prompt service and... See more

Payment

Users describe ambiguous interactions with payment, with some customers praising the swiftness of finance... See more

User experience

Customers consistently note positive experiences with user experience, describing the process as quick, easy,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Tbh I didn’t think I’d be accepted having an average credit score but these guys helped me out. Amazing help with everything applied a they did all the work for me other than selecting the bike. Swift... See more

Company replied

Rated 5 out of 5 stars

What an amazing and professional experience I have had with Edwin especially. He has gone above and beyond to make sure I found the right car that was suitable for me. Nothing was ever too much has... See more

Company replied

Rated 5 out of 5 stars

My experience buying my first car was absolutely fantastic. The customer service was excellent from start to finish, and the team went above and beyond to make sure I had everything I needed. Their wi... See more

Company replied

Rated 5 out of 5 stars

Great service with Billing finance. I took out a loan and the process was very quick with a variety of lends, repayment plans and options. Professional staff who were easy to talk to, no hi... See more

Company replied


Company details

  1. #56 of 61 best companies in Car finance and loan company

Information provided by various external sources

Getting you where you need to be

Coronavirus Update

TALK TO US

We know many of you are worried about how your finances might be affected by coronavirus (COVID-19). If you've been affected by coronavirus (due to illness or self-isolation) and are worried about what this might mean for you financially, there are things we can do to help. The sooner you are able to get in touch, the more we may be able to do. If you would like to speak with us regarding your agreement, please call us on 01604 402 204 where an agent will be happy to assist you. Please be aware we are currently operating with a reduced number of staff. Due to this, you may experience longer wait times than usual when calling in to speak with us.

Contact info

4.6

Excellent

TrustScore 4.5 out of 5

3k reviews

5-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 91% of negative reviews

Typically replies within 1 week

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4.6

All reviews

(2,915)

78 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Very quick decision

Very quick decision, and better percent on the loan

25 July 2025
Billing Finance logo

Reply from Billing Finance

Thank you so much for taking the time to leave us a 5 star rating - it's much appreciated. We hope you enjoy your new vehicle.

Rated 5 out of 5 stars

My account Manager Pedro


My account Manager Pedro, bless him was of great help! He calmed me down when I was anxious, he took time to explain things to me so that I can fully understand. My journey with him was brilliant. Many thanks to him and the rest of the team!

17 July 2025
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Reply from Billing Finance

Theresa, we're happy to see that you had a 5-star experience using Billing Finance. Thanks for sharing.

Rated 5 out of 5 stars

With Billing finance all problem solve

With Billing finance all problem solve
I would recommend them again and again

11 July 2025
Billing Finance logo

Reply from Billing Finance

Thank you so much for taking the time to provide feedback. We are so delighted that you rate our service as 5-star as we strive to provide just that for all our customers.

Rated 5 out of 5 stars

“Best Car Finance Experience I’ve Ever Had”

I couldn’t be happier with my experience using Billing Finance. From start to finish, the process was smooth, transparent, and completely stress-free. As someone who has dealt with various finance companies in the past, I can honestly say that Billing Finance stands out for all the right reasons.

First, the application process was straightforward. Their team took the time to understand my needs and worked with me to find a finance plan that suited my budget. I appreciated how clear they were about the terms and conditions—no hidden fees, no confusing jargon, just honest and professional service.

What really sets Billing Finance apart is their customer support. Every time I had a question or concern, their team responded promptly and with genuine care. They made me feel valued, not just like another number. It’s rare to find a finance company that treats customers with this level of respect and kindness.

Thanks to Billing Finance, I now drive a reliable car with a finance plan that gives me peace of mind. I’d recommend them without hesitation to anyone looking for a trustworthy and supportive car finance provider.

They’ve earned every one of these five stars. If you’re considering car finance, don’t look anywhere else—Billing Finance is the way to go!

10 July 2025
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Reply from Billing Finance

We are really pleased to hear of your positive experience with Billing Finance. As a company that puts people and customer service first, this is music to our ears! Enjoy your vehicle.

Rated 5 out of 5 stars

Perfect support

17 July 2025
Billing Finance logo

Reply from Billing Finance

Thank you so much for taking the time to leave us a 5 star rating - it's much appreciated. We hope you enjoy your new vehicle.

Rated 5 out of 5 stars

11 out of 10.

I haven't had much to do with getting finance on a car or motorcycle to date but I do have to say this.
Billing finance are GREAT.
Helpful, understanding and polite:
I had problems with the car and they didn't hesitate to help me. 11 out of 10.

16 July 2025
Unprompted review
Billing Finance logo

Reply from Billing Finance

Thank you for taking the time to tell us about your experience of dealing with us. At Billing Finance we work hard to achieve the best outcomes for our customers. Enjoy your vehicle!

Rated 1 out of 5 stars

Still waiting for proof that I now own…

Still waiting for proof that I now own the bike nearly two weeks later I had a buyer but not anymore totally useless all they have to do is press a button

7 July 2025
Unprompted review
Billing Finance logo

Reply from Billing Finance

We apologise that our service did not satisfy your expectations. Please reach out to discuss this on 01604 402204 at your earliest convenience.

Rated 5 out of 5 stars

Great company dealt with my finance…

Great company dealt with my finance very quickly

15 July 2025
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Reply from Billing Finance

Hi Terry, thanks for leaving us such a wonderful review. We are thrilled that you loved your experience with Billing Finance; our staff will be happy to read your review. We put customer experience and satisfaction as our priority, and your review reaffirms the hard work we put in every day.

Rated 5 out of 5 stars

So helpful

So helpful, process followup & guidance in every step is really appreciable!

3 July 2025
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Reply from Billing Finance

Thank you so much for taking the time to provide feedback. We are so delighted that you rate our service as 5-star as we strive to provide just that for all our customers.

Rated 5 out of 5 stars

Great company

Great company

3 July 2025
Billing Finance logo

Reply from Billing Finance

Thank you for taking the time to tell us about your experience of dealing with us. At Billing Finance we work hard to achieve the best outcomes for our customers. Enjoy your vehicle!

Rated 5 out of 5 stars

Great company

23 June 2025
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Reply from Billing Finance

Andrew, thank you so much for taking the time to provide feedback. We are so delighted that you rate our service as 5-star as we strive to provide just that for all our customers.

Rated 5 out of 5 stars

It's been soo good working with you

It's been soo good working with you. I went through everything successfully without any issues and I am now driving my car. Thank you once again

20 June 2025
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Reply from Billing Finance

Putting customers at the heart of what we do and making them happy is something we continually strive for at Billing Finance. Thank you for your comments and enjoy your vehicle.

Rated 5 out of 5 stars

Easy Car Finance

Hassle free service assurance. I am pleased to deal with your company, and I will obviously recommend you to anyone looking for car finance. Well appreciated and thanks very much.

17 June 2025
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Reply from Billing Finance

Thanks for leaving us such a wonderful review. We are thrilled that you loved your experience with Billing Finance; our staff will be happy to read your review. We put customer experience and satisfaction as our priority, and your review reaffirms the hard work we put in every day.

Rated 1 out of 5 stars

absolute rubbish company

absolute rubbish company they take so long to make a decision for no reason they approve you and ask you 101 things after they approve you they basically waste your time they also discriminate anyone and all those other comments that are praising them are fake.

That is all well and good but when you have the company that uses you already prewarning that this company takes super long to make a payout. Then approve a person to then decline them sounds very much like your trying to hit the approval targets. It’s not a problem cause got finance else where for more which I’m sure I’ll have a long great lasting experience as well as happy stress free journey with them. The mad thing is I don’t have bad credit it’s in the 800’s I have a high Amex limit all my bills are paid on time and I have enough money in my bank to get a car so you didn’t really have any reason to decline and you give to people with bad credit as you advertise but yet you declined a good credit person with no adverse credit or ccjs I really don’t need your response it’s called a review since I’ve written this a lot of people have come out the woodworks
And said they just can’t be bothered with you as they have moved on and gone else where I wrote a review due to your false advertising and your weird process

20 June 2025
Unprompted review
Billing Finance logo

Reply from Billing Finance

Thank you for taking the time to give your feedback. We are sorry that your experience at Billing Finance didn’t quite match your expectations. Unfortunately sometimes new information comes to light and we take our responsibility for responsible lending very seriously. Thank you

Rated 5 out of 5 stars

Tip top very good

Tip top very good

24 June 2025
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Reply from Billing Finance

Howard, we're happy to see that you had a 5-star experience using Billing Finance. Thanks for sharing.

Rated 5 out of 5 stars

Very quick with processing my finance

Very quick with processing my finance

23 June 2025
Billing Finance logo

Reply from Billing Finance

Hi Kerri, thank you for taking the time to tell us about your experience of dealing with us. At Billing Finance we work hard to achieve the best outcomes for our customers. Enjoy your vehicle!

Rated 5 out of 5 stars

Yes it was great

Yes it was great

9 June 2025
Billing Finance logo

Reply from Billing Finance

Thank you so much for taking the time to leave us a 5 star rating - it's much appreciated. We hope you enjoy your new vehicle.

Rated 5 out of 5 stars

Amazing and friendly service

Amazing and friendly service

18 June 2025
Billing Finance logo

Reply from Billing Finance

Putting customers at the heart of what we do and making them happy is something we continually strive for at Billing Finance. Thank you for your comments and enjoy your vehicle.

Rated 5 out of 5 stars

Great customer service

Great customer service, transparent all through process
no hidden clauses(that I could see).
professional service would recommend.

23 May 2025
Billing Finance logo

Reply from Billing Finance

We are really pleased to hear of your positive experience with Billing Finance. As a company that puts people and customer service first, this is music to our ears! Enjoy your vehicle.

Rated 5 out of 5 stars
Billing Finance logo

Reply from Billing Finance

Hi Isaac, thanks for leaving us such a wonderful review. We are thrilled that you loved your experience with Billing Finance; our staff will be happy to read your review. We put customer experience and satisfaction as our priority, and your review reaffirms the hard work we put in every day.

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