Being there if needed for any reason, straight forward to use. Always keep me informed of any changes and give me options for larger payments. X
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See what reviewers are saying
I’ve had a great experience with my Bip credit card. The app is really easy to use, making it simple to keep track of my spending, payments and available credit. I like that everything is managed digi... See more
Company replied
Hasn't worked in a few months. It not locked/blocked, has credit available but declined everywhere all the time. Think ill just lay it off and use my other one with lower interest In response to... See more
Company replied
Great company helped me get account back on track after a death in family and couldn’t afford monthly payment but hopefully its sorted now
Company replied
Company details
Written by the company
This is Bip. Cardless credit that lives on your phone. No fees, just one interest rate. Simple. Smart. Run by you. Representative 34.9% APR (variable). Credit provided by NewDay Ltd., 18+, subject to status, T&Cs apply, UK only.
Contact info
United Kingdom
- www.bip.credit
4.2
Great
2k reviews
Asks customers to review
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Excellent
Been with Bip nearly 2 years now and I love it.
Easy to use, and very reliable.
Great service too 5*
3 July 2025
Reply from Bip
Good Afternoon, Kevin,
Thanks for taking the time to share your experience, we're thrilled to have you onboard!
- Kenith
First class service from yous ⭐️⭐️⭐️⭐️⭐️
26 June 2025
Reply from Bip
Hello. Thank you for choosing us as your card provider - and for leaving us a positive review! Best, Audrey
Secured and easy
Secured and easy, clear explanatory notifications how to manage your account safely.
26 June 2025
Reply from Bip
Thanks for sharing your experience Fatmatta. We're delighted to hear that you're satisfied with your Bip account. Best, Audrey
Reply from Bip
Hi Tim, thank you for choosing us as your card provider - and for leaving us a positive review! Thanks, Michelle.
Reply from Bip
Hi Shno, thank you for taking the time to leave us a positive review. We're pleased to have you as our customer 😊 Thanks, Michelle.
Love BIP.
Love BIP.. only wish they would issue a card too… never have problems with them .. I do everything on their App.. easy to use…
19 June 2025
Reply from Bip
Hi Lauren, Thank you very much for the lovely review. We are happy to hear that you are enjoying your card 😊 Best, Elan
I love bip for many reasons
I love bip for many reasons.
They help in growing one's credit score
They keep increasing their money for one's use every time.
They are simply the best 👌
12 June 2025
Reply from Bip
Hi Stephen, Thank you so much for your lovely review and the 5-star rating!
We’re a card that says yes to helping you build your credit score when used responsibly - so it is great to hear that we have helped you build yours 😊 Best, Elan
Reply from Bip
Hi Yusif, Thank you very much for the lovely review. We are happy to hear that you are enjoying your card 😊 Best, Elan
Good affordable credit limit and very…
Good affordable credit limit and very easy to use online app.
12 June 2025
Reply from Bip
Hi Gbenga, thank you very much for the lovely review. We are happy to hear that you are enjoying your card 😊 Thanks, Michelle.
ThankfulBIP has been a god send to me
BIP has been a god send to me. Need something quickly and you haven't got the money at that moment !! It is truly the best, and the best thing I've ever done to make my life easier
5 June 2025
Reply from Bip
Hi Lea, thank you for taking the time to leave us a kind review, we appreciate it! We are delighted to hear that you've had a good experience 😊 Thanks, Michelle.
Just get this card|||
The bip card was very simple to apply for and if you use your card sensibly they are quicker than most to increase your credit limit. I really like the fact that there is no physical card. Bip has served me very well.
29 May 2025
Reply from Bip
Hi Bryn, Thank you for taking the time to leave us a positive review. We're pleased that you found our application process nice and easy, this is just what we aim for 😊 Best, Elan
Reply from Bip
Hi Joe, Thank you very much for the lovely review. We are happy to hear that you are enjoying your card 😊 Best, Elan
Your customer service in response is…
Your customer service in response is great and I am delighted from the service you provide me with so far,.
22 May 2025
Reply from Bip
Hello Sahar. We do aim to provide a high level of customer service, so it is great to see you received this when contacting us. Thank you for taking the time to leave us a positive review 😊Best, Audrey
Reply from Bip
Hi Evelyn, Thank you very much for the lovely review. We are happy to hear that you are enjoying your card 😊 Best, Elan
I think it’s great no fuss
I think it’s great no fuss no asking to put the card in the slot so it can be checked I have never er had a problem with it and recommend it to anyone
15 May 2025
Reply from Bip
Hi Mrs Caddell, thank you for taking the time to leave us a review. We're excited to have you on board 😊 Thanks, Michelle.
Bio is a no nonsense credit card the…
Bio is a no nonsense credit card the site is easy to use and I would highly recommend them
15 May 2025
Reply from Bip
Hi Jackie, thank you for taking the time to leave us a kind review, we appreciate it! Thanks, Michelle.
Always so helpful and transparent. One of the best credit card companies I have used.
Always so helpful and transparent
8 May 2025
Reply from Bip
Hi Vivienne, Thank you for taking the time to leave us a kind review, we appreciate it! We are delighted to hear that you've had a good experience 😊 best, Elan
Extremely grateful to Bip to have…
Extremely grateful to Bip to have trusted in me when no one else did. I only have great things to say about Bip.
Love the App use it all the time!
Trustworthy of my appreciation!
8 May 2025
Reply from Bip
Hi Isabel, thank you for taking the time to leave us a kind review, we appreciate it! We are delighted to hear that you've had a good experience 😊 Thanks, Michelle.
Reply from Bip
Hi Nick,
Thank you for taking the time to leave us a kind review, we appreciate it! We are delighted to hear that you've had a good experience 😊
Best,
Stephanie.
Great customer service, Terrible service
What a great experience with Holly who has helped me close an account with BIP.credit.
My first experience with this company back in 2022 was bad, To say the least. I did ask them to close my account back then but apparently they couldn't confirm my ID.
years gone by and i forgotten about it until recent bank statement from them. So i rang them and requested a closure. it took Holly only 3 minutes to do what took me 3 years :D
I would NOT recommend their credit cards. Their APR is a joke. their services are a joke!
Avoid :)
7 May 2025
Unprompted review
Reply from Bip
Hi Matthew,
I am very sorry to read that you have not had the experience that you expected with us. I appreciate the time that you’ve taken to write the above. Please be assured that this feedback will be passed on to the relevant team.
Best,
Stephanie.
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