HSBC UK Business Banking Reviews 

4,286
TrustScore 5 out of 5

4.8

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Evaluating 3,069 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the incredibly helpful staff and exceptional customer service, noting that representatives are always exceptionally professional, friendly, and deeply knowledgeable. People truly appreciate the smooth user experience and remarkably quick response times when opening new accounts or managing various daily requests. Though some reviewers were not happy with communication, mentioning delayed responses and frustrating digital banking issues that disrupted their daily operations. A few other people also felt that resolving certain service problems or obtaining replacement cards took far too long. Consumers noted that getting support during system errors required extensive chasing and patience.

What people talk about most

Staff

Customers report extremely positive experiences with staff, highlighting their professionalism,... See more

Customer service

Clients share positive opinions on customer_service, noting that representatives are helpful, professional,... See more

Service

Customers consistently note positive experiences with service, describing it as efficient, professional, and... See more

User experience

Users describe positive interactions with user_experience, highlighting that the entire process feels... See more

Response time

Consumers find response times to be efficient, professional, and responsive. Reviewers consistently mention... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I was logged out of my Business Banking Account. I want to thank the lady who yesterday and today, with endless patience talked me through many attempts to re-set the details. She was very practical... See more

Company replied

Rated 5 out of 5 stars

I needed to set up a savings account and, living overseas, I had many aborted attempts by telephone. I visited the HSBC branch in Chichester on a recent visit. Sofia couldn't have been more knowledg... See more

Company replied

Rated 5 out of 5 stars

After months of frustration of getting differing answers from branches and not being able to talk to HSBC about changing our mandate because of necessary security steps, we were finally led to Joe f... See more

Company replied

Rated 5 out of 5 stars

I popped into HSBC Worthing as there were a couple of businesses on my login which I no longer worked with. I hadn’t been able to remove them myself and so asked if it was possible the team in the br... See more

Company replied


Company details

  1. Bank
  2. Financial Institution

About HSBC UK Business Banking

Written by the company

Business banking should be simple and straightforward and that's exactly what we aim for at HSBC. Whether you need the app-based HSBC Kinetic Current Account, HSBC Small Business Banking Account to help you manage growth, or HSBC Business Banking Account for established companies, we've got the right tools to help you.

Our digital services include;

  • HSBC Business Banking app
  • HSBC Business Internet Banking
  • HSBC Kinetic app
Already a customer? tell us how we're doing - love the service? fantastic! let us know, have suggestions for improvement? we’re listening! Please mention the specific service you're reviewing whether it's HSBC Kinetic Current Account, HSBC Small Business Banking Account or HSBC Business Banking Account. This helps us to provide the best response.

A quick reminder - please don't include any personal or sensitive details in your review.


Contact info

4.8

Excellent

TrustScore 5 out of 5

4k reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 98% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.8

All reviews

(4,286)

3,056 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

HSBC has been a genuinely supportive…

HSBC has been a genuinely supportive partner as Footprint Zero has grown. Their team has taken the time to understand our business and what we need as we scale, and they've been responsive and straightforward to deal with throughout. Would happily recommend them to any growing business looking for a bank that actually pays attention.

4 August 2026
Unprompted review
HSBC UK Business Banking logo

Reply from HSBC UK Business Banking

Hi Julian,
We really appreciate your thoughtful feedback. It’s great to know our team has been responsive, and supportive as your business has continued to grow. Thanks for recommending us. 🚀😊👏

Rated 5 out of 5 stars

Excellent service

Excellent service

4 August 2026
Unprompted review
HSBC UK Business Banking logo

Reply from HSBC UK Business Banking

Hi Jasbir,
Thanks so much for your kind review. We’re pleased to hear you had a positive experience with our service. Your feedback means a lot to us. 😊👍🌟

Rated 5 out of 5 stars

Leighton resolved the business account…

Leighton resolved the business account change of name promptly.

Thank you Leighton

31 July 2026
Unprompted review
HSBC UK Business Banking logo

Reply from HSBC UK Business Banking

Hi Olufemi,
We’re delighted Leighton was able to help with the account name change quickly and make the process straightforward for you, thanks for letting us know. 🙌✅😊

Rated 5 out of 5 stars

I have had a great experience using HSBC Business

I have had a great experience using HSBC business bank and lending- I worked with Scott Gilder who guided me through the whole process and gave me lots of information to help me choose the best financial options. He really took the time to give me all of the information I needed, I didn't feel rushed and felt informed throughout the whole process of my loan application. Scott was professional, friendly and thorough and no question felt like a silly one. I was very impressed with the customer service and would recommend HSBC business banking/lending to others. Thankyou for all of your help.

30 July 2026
Unprompted review
HSBC UK Business Banking logo

Reply from HSBC UK Business Banking

Hi Evie,
Thanks for such a lovely review. It’s wonderful to hear Scott gave you clear guidance, took the time to explain your options and helped you feel confident throughout the lending process. We'll pass on you kind words😊🌟🤝

Rated 5 out of 5 stars

Resolving setting up online banking

Having had problems setting up online banking JazzVirdi took me through the procedure and has hopefulyy resolved it for me.

3 August 2026
Unprompted review
HSBC UK Business Banking logo

Reply from HSBC UK Business Banking

Hi Steve
Thanks for letting us know that Jazz sorted your roblem in no time 🚀🚀🚀 we appreciate your review. 😊

Rated 5 out of 5 stars

can’t thank Bernard enough for the…

can’t thank Bernard enough for the outstanding support he has given me and my team. From day one, he’s been professional, approachable, and genuinely interested in helping our business succeed.

Bernard has taken the time to understand our goals and has worked hard to provide the financial support and guidance we’ve needed to grow and expand. His communication has been excellent throughout, and nothing has ever seemed too much trouble.

It’s refreshing to work with a bank manager who is proactive, reliable, and truly invested in his clients’ success. I would highly recommend Bernard to any individual or business looking for first-class banking support.

Thank you, Bernard, for everything you’ve done for us. We really appreciate your commitment and look forward to continuing to work together as our business grows.

4 August 2026
Unprompted review
HSBC UK Business Banking logo

Reply from HSBC UK Business Banking

Hi William
Thanks for the lovely review for Bernard, he'll be thrilled to hear that he made a difference to your business banking experience, Your feedback is much appreciated. ⭐⭐⭐🙏🏻

Rated 5 out of 5 stars

I was experiencing some issues with my…

I was experiencing some issues with my Bounce Back Loan repayments and Becky from HSBC Business Banking was kind, professional and helped me get back on track. People like Becky are so invaluable, especially when it comes to the serious matter of business banking. Please give her a promotion!

4 August 2026
Unprompted review
HSBC UK Business Banking logo

Reply from HSBC UK Business Banking

Hi Karl
So pleased you had such a great experience with Becky and good to hear she helped you sort out your issues. We'll let her know you appreciated her support. 😊⭐🙏🏻

Rated 5 out of 5 stars

Recently opened a 'HSBC Trade Account'…

Recently opened a 'HSBC Trade Account' and was assisted by Jake Singh-Enhanced portfolio Manager.
In a world of 95% email communication it was a welcome relief for Jake to actually pick up the phone and speak with myself and colleague. Jake understood our needs totally and put things into action which has resulted in the facility being opened with speed. Jake was an absolute pleasure to deal with and really appreciated his support throughout.
Thanks
Jim Knox
Larragard Limited

4 August 2026
Unprompted review
HSBC UK Business Banking logo

Reply from HSBC UK Business Banking

Hi Jim
Pleased to hear you enjoyed our face to face service, its always good to have a person on the end of the line 😊😊.Thanks for the shout out for Jake, he'll appreciate your kind words. ⭐⭐⭐

Rated 5 out of 5 stars

HSBC Business Support

After losing my nominated business banking manager a few years ago, I worried about receiving the support I required when I needed it.
However, this application process and communication with Bernard Meta throughout was all very smooth and efficient. Video call also helps to make it more personal rather than just forms and emails.

4 August 2026
Unprompted review
HSBC UK Business Banking logo

Reply from HSBC UK Business Banking

Hi Gary
Pleased to hear Bernard stepped up to continue with great customer service. He'll be pleased to know he made a difference. 😊😊😊

Rated 5 out of 5 stars

Excellent service from Tapas Datta in…

Excellent service from Tapas Datta in Small Business Banking. He arranged a Zoom appointment quickly, explained exactly what was needed and why, and sent the paperwork through within minutes of the call ending. Clear, patient and well organised. It made what I expected to be a slow process very straightforward.

3 August 2026
Unprompted review
HSBC UK Business Banking logo

Reply from HSBC UK Business Banking

Hi Durmus
Looks like Tapas was in good form and helped you get things sorted in no time. ⌛We'll let him know you appreciated his support. 😊⭐⭐

Rated 5 out of 5 stars

Extremely helpful and approachable

Bernard Meta was extremely helpful and approachable and helped us in a timely manner.

3 August 2026
Unprompted review
HSBC UK Business Banking logo

Reply from HSBC UK Business Banking

Hi Matt
Geat to hear Bernard was able to help. Thanks for the thumbs up. 🙌🏻😊👍🏻👍🏻

Rated 5 out of 5 stars

Our Relationship Manager

Our Relationship Manager, Tanya Hatto, made the whole experience so simple and put in place what we required within a day.

Fantastic service!!

3 August 2026
Unprompted review
HSBC UK Business Banking logo

Reply from HSBC UK Business Banking

Hi There
Great to hear that Tanya was in your corner and gave you a great banking experience. 🚀We appreciate you taking the time to leave a review. 😊🙌🏻.

Rated 4 out of 5 stars

Binita Panchal is ⭐⭐⭐⭐⭐

Binita Panchal is ⭐⭐⭐⭐⭐
the reason HSBC retained our business

I am the co-founder and CEO of a small, bootstrapped SaaS fashion-technology company. We have banked with HSBC since the company was incorporated and have maintained an impeccable credit record.

Following a major restructuring at the beginning of 2026, the business is now growing at a high double-digit rate, and we needed a cash-flow buffer to support this growth.

For almost two months, I contacted several HSBC lending departments and was eventually advised to apply online. Two weeks later, I received a voicemail about my application, but it referred to the wrong name and directed me to a general telephone number. Despite calling three times over ten days, I was unable to speak to a lending specialist.

I submitted a complaint and eventually gave up. I was about to arrange finance with a third-party lender and close our HSBC business account.

Then Binita Panchal contacted me. She listened, immediately understood our needs and recommended an overdraft—a more flexible and significantly less expensive solution. She took personal ownership of the situation and arranged everything in less than three days.

This was genuinely five-star service. My rating is entirely due to Binita’s professionalism, initiative, efficiency and understanding of the needs of a small, growing business.

HSBC still has us as a client today because of Binita Panchal. She is an exceptional ambassador for the bank and deserves formal recognition.

3 August 2026
Unprompted review
HSBC UK Business Banking logo

Reply from HSBC UK Business Banking

Hi there,
We’re delighted Binita was able to step in, understand your business needs and arrange a more suitable solution so quickly. Thanks for sharing such detailed recognition of her professionalism and the difference she made. 🌟👏😊

Rated 5 out of 5 stars

Excellent customer service

I recently dealt with Reece Harding at the HSBC Edinburgh Branch. The customer service I received was outstanding. Reece spent time learning more about my business, introducing new products and assisting with changes to my account. The follow up and service has been excellent.

27 July 2026
Unprompted review
HSBC UK Business Banking logo

Reply from HSBC UK Business Banking

Hi There
Great to hear Reece made your banking experience a rewarding one, and pleased he took the time to understand your business and let you know about producs that could support your business. Thanks for the thumbs up. 🙏🏻🙏🏻👍🏻

Rated 5 out of 5 stars

Outstanding Customer Service

Shobha Gupta and Ranjinder Johal were incredibly helpful and did an amazing job assisting me with opening my account. Their professionalism and support made the entire process smooth and stress-free.

21 July 2026
Unprompted review
HSBC UK Business Banking logo

Reply from HSBC UK Business Banking

Hi Thirajiv
Thanks for the shoutout for Shaobha and Ranjinder, we'll pass on your kind words, we're deloghted to hear they deliverd excellent customer serivce. '😊😊😊

Rated 5 out of 5 stars

Outstanding Business Banking Experience

Outstanding Business Banking Experience

I have had an excellent experience with HSBC UK Business Banking throughout my commercial lending journey.

I would like to express my sincere thanks to Bal Kaur, who conducted my initial business discussions. She took the time to understand my business plans, listened carefully, and made me feel valued from the very beginning. Her professionalism and encouragement gave me confidence to move forward with HSBC.

A special thank you also goes to Vishal Dattani, my Relationship Manager. Throughout the process, he has been professional, knowledgeable, and incredibly supportive. He kept me informed at every stage, answered all my questions promptly, and coordinated with the relevant HSBC teams to help progress my application smoothly. His commitment and customer service made what could have been a complex process much easier to navigate.

I would also like to thank Pooja Suvarna for her professionalism and efficient support during the account opening process. Her communication and attention to detail were greatly appreciated.

From my first conversation through to the successful opening of my business account, the teamwork and customer service I received from HSBC have been exceptional. I highly recommend HSBC UK Business Banking to anyone looking for a professional and reliable banking partner.

3 August 2026
Unprompted review
HSBC UK Business Banking logo

Reply from HSBC UK Business Banking

Hi Khagendra
What lovely feedback, we appreciate your detailed review as it helps us know we're on track. The team will be thrilled to hear that they made a difference.🙏🏻🙏🏻🙏🏻

Rated 1 out of 5 stars

I have been with HSBC for past 3 years…

I have been with HSBC for past 3 years it’s very backward bank when you need to speak with someone you have to wait 48 hours and you have no access to any agent live chat is not live basically you send a message and someone will reply whenever they are available I wouldn’t recommend this bank best go to another bank high street bank like NatWest where you can speak with real people straightaway

3 August 2026
Unprompted review
HSBC UK Business Banking logo

Reply from HSBC UK Business Banking

Hi There
Sorry to hear about your frustration in getting in touch with us, Could you please reach out to our Customer Support on 03457 60 60 60 and quote the reference number 100112 so we can help you with your query. Thank you.

Rated 5 out of 5 stars

Positive experience

Jordan was very helpful and made the process very easy.

3 August 2026
Unprompted review
HSBC UK Business Banking logo

Reply from HSBC UK Business Banking

Hi Frncesca
Great to hear. thanks for your feedback and the shout out for Jordan. 👍🏻👍🏻👍🏻

Rated 5 out of 5 stars

Excellent and super service I have…

Excellent and super service I have received specially
Priya Chohan
Enhanced Portfolio Management Team
Was very helpful and supportive.
Thank you.

27 July 2026
Unprompted review
HSBC UK Business Banking logo

Reply from HSBC UK Business Banking

Hi Mahmudu
Thanks for your kind words for Priya, great to hear she delivered excellent customer serivice we'll let her know you appreciated her support 😊🙌🏻🙏🏻

Rated 4 out of 5 stars

Business loan

The process was very simple and Shanese’s competence and friendly manner made the experience five star. I only rated it 4 star because there needs to be some extra level of security to counter the scam artists. I suggest a reverse of the code generator where the bank has to prove it is the bank calling. So the code generator on people’s phones or computers could ask the bank caller to provide a code which verifies their identity. I am sure this can be done easily. I will leave that with the team and any remuneration for the idea would be gratefully accepted 😀

2 August 2026
Unprompted review
HSBC UK Business Banking logo

Reply from HSBC UK Business Banking

Hi David
Thanks for your positive review, much appriciated. We'll pass your comments on to our team. ⭐😊🙏🏻

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look