Cash Converters Australia Reviews 

1,429
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Evaluating 1,126 reviews, reviewers overwhelmingly had a great experience with this company, emphasizing overall satisfaction. Customers consistently highlight the staff members for being incredibly friendly, welcoming, and always ready to help with every step of their loan applications. People truly appreciate the exceptionally fast response times, straightforward online procedures, and clear, transparent communication maintained throughout the entire financial transaction process. Some reviewers were not happy with recent digital platform upgrades, encountering occasional website malfunctions and minor processing delays. A few consumers noted that navigating the newly updated digital systems or dealing with occasional processing slowdowns created minor hurdles when managing accounts.

What people talk about most

Staff

Customers had positive experiences with staff, describing them as very friendly, helpful, and polite.... See more

Service

People report positive experiences with service, highlighting fast, reliable, and effortless loan... See more

User experience

Customers consistently note positive experiences with user experience, highlighting the application process... See more

Customer service

Users describe positive interactions with customer_service, noting that the process is very quick,... See more

Response time

Consumers find response times to be extremely efficient, reporting very quick answers and rapid communication... See more

Reviews shaping this summary

Rated 5 out of 5 stars

From the very beginning when my daughter turned up in store @ West Gosford, & unfortunately was a little short of approval in the time cycle required, but suggested dad, me, The staff helped m... See more

Company replied

Rated 5 out of 5 stars

I know you're loans are expensive but when fund's are required quickly I really don't think cash converters can be beaten the staff were very friendly and helpful and left me feeling like they wanted... See more

Company replied

Rated 5 out of 5 stars

I had the pleasure of dealing online with Jo, Jewellery Consultant from Ballarat Store. Her email was very welcoming and very professional, still warm and accommodating. I called her and decided t... See more

Company replied

Rated 5 out of 5 stars

Staff were very helpful and they rush to help me as soon as possible. My application went through after I submit everything through. My experience with cash converters was really good and I can’t than... See more

Company replied


Company details

  1. Non-bank financial service
  2. Pawn shop
  3. Secondhand Shop

Written by the company

We’re proud to be one of Australia’s largest second-hand retailers, with over 900 dedicated staff members nationwide, committed to providing exceptional service and support, along with affordable personal finance solutions to give our customers freedom of choice. In 2025 we sold over 1.8 million second-hand items, bought 1.3 million items, provided pawn loans against 960,000 items, and approved over 130,000 cash loans for our Australian customers. With over 200 shop categories online and in-store, you’ll be surprised by what you’ll find. From jewellery to musical instruments, we’re all about giving pre-loved items a second chance at finding a new home. Seeing our community embrace ‘buying with confidence’ is the best reward for us, knowing we've kept our promises. Along with our second-hand retail business, we’ve also been making a difference in the lives of Australians for over 35 years in the personal finance sector. Our customers are at the heart of everything we do and it’s our mission to help find the right cash solutions. We act in accordance with the National Consumer Credit Protection Act (2009) and are trusted and responsible lenders who are here to help our customers.


Contact info

4.8

Excellent

TrustScore 5 out of 5

1k reviews

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Asks customers to review

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Replied to 96% of negative reviews

Typically replies within 48 hours

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4.8

All reviews

(1,429)

1,086 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

The staff was very helpful

The staff was very helpful
The on-line self-service was simple to understand
Location was easy to find
=
I did find the questions regarding my personal transaction a bit daunting.

18 April 2026
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Reply from Cash Converters Australia

Hi Salome, thank you for your feedback. We’re glad to hear the service was good. We're sorry to hear you found the questions daunting but as a responsible lender, we need to assess each application on individual factors — like your income, expenses and credit profile — to ensure any loan we offer is affordable and sustainable for you.
- Cash Converters Australia

Rated 5 out of 5 stars

Highly recommended using cash…

Highly recommended using cash converters for small personal loans. Fast, effective with excellent customer service that actually are helpful. From a quick online 5min application, to only a few hours later, having the money instantly in my bank is fantastic 👌

20 April 2026
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Reply from Cash Converters Australia

Hi Mick, thank you for sharing your experience. It is great to hear the decision came through quickly for you and that the funds arrived shortly after signing!
– Cash Converters Australia

Rated 5 out of 5 stars

Helpful

Because you were so helpful when I needed help

20 April 2026
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Reply from Cash Converters Australia

Hi Andrea, thank you for your kind feedback! We’re glad to hear that our team has been able to support you when you need it. Your appreciation means a lot to us.
- Cash Converters Australia

Rated 5 out of 5 stars

Kels

Very happy with my loan application the time it took to process took a little time tho this time not sure why

13 April 2026
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Reply from Cash Converters Australia

Hi Kels, thank you for sharing this feedback. As a responsible lender, we assess each application on individual factors — like your income, expenses and credit profile — to ensure any loan we offer is affordable and sustainable for you. We're glad our Personal Finance Team could assist you in the end!
- Cash Converters Australia

Rated 5 out of 5 stars

Good service

20 April 2026
Cash Converters Australia logo

Reply from Cash Converters Australia

Thank you for your positive feedback Ken!
- Cash Converters Australia

Rated 5 out of 5 stars

Easy

Easy, fast and money was in account. Very much thankful

20 April 2026
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Reply from Cash Converters Australia

Thank you for your feedback NL, we're glad you found the process to get a loan quick and easy!
- Cash Converters Australia

Rated 5 out of 5 stars

easy experience

easy experience. I applied and received initial response immediately then had loan that day. Was kept informed throughout process

20 April 2026
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Reply from Cash Converters Australia

Thank you for the kind feedback. We're glad our Personal Finance team could quickly assist you!
- Cash Converters Australia

Rated 4 out of 5 stars

Fast and very easy for loans easy going…

Fast and very easy for loans easy going in paybacktoo

19 April 2026
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Reply from Cash Converters Australia

Thank you for your feedback Rhonda, we're glad you found the process to get a loan quick and easy! Let us know if you have any further feedback.
- Cash Converters Australia

Rated 1 out of 5 stars

MAJOR BREACH OF AUSTRALIAN CONSUMER LAW – MISLEADING LISTING & DISMISSIVE MANAGEMENT

I am warning the public about the deceptive listing practices and dismissive management at Capalaba QLD store. I purchased a Golf Set based on listing photos that clearly show 7 clubs. Despite this, the store attempted to provide an incomplete set and is now attempting to evade their legal obligations.

Both and store staff and manager, and the Regional Operations Manager have been dismissive of my consumer rights, attempting to twist the facts with their inconsistent claims, and "re-write" the law to suit the store's bottom line. They claim they are adhering to the law because the text now says "6-piece," completely ignoring that the overall impression of the listing, which a reasonable consumer relies on, was a 7-piece set.

The Specific Breaches of the ACL:

• Section 18 & 56 (Misleading Conduct & Description): The store continues to display photos of 7 clubs while providing 6. The law is based on the overall impression, and this listing is fundamentally misleading.

• Section 261 (Remedies at No Cost): Most insultingly, the store admitted they sold the putter from my set separately for "a couple of hundred dollars" according to their own words. After profiting from selling my item to someone else, they attempted to make me pay their "cost price" for a replacement. Under the ACL, a replacement for a failed consumer guarantee must be provided entirely free of charge.

• Section 259(4) (Consequential Loss): The store’s behavior regarding fees was opportunistic. They initially refused to cover delivery costs and only "offered" to cover a minor $8 logistic service fee once they realized I had already secured a refund for the primary shipment. This is a failure to acknowledge the true consequential loss, including hours of research and communication required to fix their error.

• Section 263 (Rejection of Goods): Because the store failed to provide the complete set as represented, I have not collected the item. Under the law, the responsibility for this failed delivery and the cost of the goods remains solely with the store.

• Section 29 (False Representations): By making false claims about the set's composition and my legal rights to a remedy, the store has violated specific protections against misleading representations.

I have logged all evidence of the store’s inconsistent statements and have provided this to Consumer Affairs and Office of Fair Trading for formal investigations.

*Update: They forced a refund as remedy despite I clearly did not accept this remedy as I still wanted to move forward with purchasing the item with a fair compensation for the missing part of the item, and ‘offered’ to pay $7.98 as ‘compensation’, claiming it so-called them adhering to the laws. This remains a major breach, yet victims have to spend so much time and effort on communicating and working to fix THEIR mistakes. I would escalate this to receive a fair resolution.

Avoid this store at all costs. Management has demonstrated a clear intent to ignore Australian Consumer Law and rewrite legal obligations to their own financial advantage. Unless you are prepared to deal with deceptive listings and a refusal to honor advertised contracts, take your business elsewhere. Do not risk the legal trouble of dealing with a retailer that does not operate in good faith.

14 April 2026
Unprompted review
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Reply from Cash Converters Australia

Hi Amy, thank you for taking the time to share your feedback. We’re sorry to hear about your frustration and appreciate the opportunity to clarify how this was handled.
After your initial contact, the matter was escalated immediately, and multiple resolution options were offered. A full refund has since been issued, along with an offer to reimburse courier costs incurred.
We take all feedback seriously, as it helps us review our processes and listings to avoid similar situations in the future.
- Cash Converters Australia

Rated 5 out of 5 stars

The service was very relaxeing and…

The service was very relaxeing and professional thank you for your effort and expertise

9 April 2026
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Reply from Cash Converters Australia

Hi Robin, thank you for the kind feedback! We’re glad to hear our team made you feel comfortable and could assist you.
- Cash Converters Australia

Rated 5 out of 5 stars

Friendly staff

Friendly staff. Very helpful and enthusiastic. Efficient. Made it very easy. Great work Marlee at Joondulup branch

16 April 2026
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Reply from Cash Converters Australia

Hi Magda, thank you for your kind words! We’re really glad to hear Marlee made you feel welcome and took the time to explain everything clearly. We will pass your appreciation on to the team.
– Cash Converters Australia.

Rated 5 out of 5 stars

Staff were great and helped me with the…

Staff were great and helped me with the process. Jaiden went out of his way to help

2 April 2026
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Reply from Cash Converters Australia

Thank you Tim, we're glad we could assist you along the process!
- Cash Converters Australia

Rated 5 out of 5 stars

Quick response

Good fast response and easy repayments

15 April 2026
Cash Converters Australia logo

Reply from Cash Converters Australia

Hi Alistair, thank you for the kind feedback. We're glad we could quickly assist you!
- Cash Converters Australia

Rated 4 out of 5 stars

Chris was super helpful as always

Chris was super helpful as always. Always a pleasure to deal with. Thanks mate.

15 April 2026
Cash Converters Australia logo

Reply from Cash Converters Australia

Hi Glenn, thank you for your positive feedback! We're glad to hear Chris could help you out.
- Cash Converters Australia

Rated 4 out of 5 stars

Quisk approval.

14 April 2026
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Reply from Cash Converters Australia

Hi Victoria, thank you for your positive feedback!
- Cash Converters Australia

Rated 5 out of 5 stars
Cash Converters Australia logo

Reply from Cash Converters Australia

Hi Vincent, thank you for sharing your positive feedback!
- Cash Converters Australia

Rated 5 out of 5 stars

I didn't believe how quickly they…

I didn't believe how quickly they responded and also how fast they sent money to my account....just amazing.

15 April 2026
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Reply from Cash Converters Australia

Hi Soronakadavu, thank you for the kind feedback. We're glad to hear our Personal Finance team could quickly assist you!
- Cash Converters Australia

Rated 4 out of 5 stars

The website wasn’t working so I went in…

The website wasn’t working so I went in store and the staff was great

13 April 2026
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Reply from Cash Converters Australia

Hi Kristopher, thank you for sharing your feedback. We’re glad to hear our in-store team could assist and make things easier for you.
- Cash Converters Australia

Rated 5 out of 5 stars

Kerry was amazing and went above and…

Kerry was amazing and went above and beyond. Couldn’t be more grateful.

14 April 2026
Cash Converters Australia logo

Reply from Cash Converters Australia

Hi Lily, thank you for the positive feedback. We're glad Kerry could help you out!
- Cash Converters Australia

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