Its nice to be able to borrow again as i pay on my current loan and that I am offered an increase as well. However your company like most loan companys in this country set the interest rate so high th... See more
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About CashNetUSA
Written by the company
Same-Day Deposit Available
If approved before 1:30 p.m. CT Monday – Friday†
Instant Decision*
Receive an immediate decision
Quick Application
Apply online in minutes
CashNetUSA can get you the funds you need. Whether or not you have a perfect credit score, you deserve equal access to credit. That's why we do our best to consider your overall finances — not just the number on your credit report. Our alternative credit check makes it possible for those with less-than-perfect credit to be approved.* So you can be the hero of your finances.
*CashNetUSA is not a lender in all states. CashNetUSA and third-party lenders use various credit reports, data sources and application information as part of their underwriting. Not all applications are approved. Approval and loan terms vary based on applicant qualifications and by state. See Rates & Terms for details. Decision may take longer if additional verification or documents are required.
†Applications approved before 1:30 p.m. CT Monday-Friday are generally funded same business day, subject to your bank's processing times. Applications approved other times are generally funded the next business day. Some applications may require additional verification. In such cases, if approved, funds will be disbursed by the following business day after the additional verifications are complete.
Contact info
175 West Jackson, 60604, Chicago, IL, United States
- 888.801.9075
- support@cashnetusa.com
- www.cashnetusa.com
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No problems whatsoevere never experienced any problems…
I've never experienced any problems with CashNet..... their website is user friendly and explains the process well
May use AI-assist with repliesRead more
Stop charging my account when my…
Stop charging my account when my payments are not due!! Twice this has happened!

Reply from CashNetUSA
Easy getting money
Easy getting money, I misunderstood how payments would be structured. I was under the impression they would be scattered out over more payments not the amount I borrowed as repayment . The 700 dollar payments on a fixed income is very stressing. Also I am paying 299% interest daily
Just paid it all back but it's in…
Just paid it all back but it's in interest. No way to get ahead of it

Reply from CashNetUSA
Thank You
I get money when I need it. I don't have to borrow from friends or family. Thank you
I am truly blessed to be alive
I am truly blessed to be alive. Thanks for all you do
They took money from my account when it…
They took money from my account when it only had a little over a dollar in it.
Great Customer Service!
You gave me a loan when I needed it.
You gave me a loan when I needed it.
Scam
This is a crock of shit you don’t get approved. You can have a job you can have OK credit score and get prequalified. They say you’re gonna get approved and then at the end you don’t all these Loan companies are liars and then the higher interest rate they wanna try to get you for knowing that you’re in debt or you wouldn’t be asking for a loan so I swear they put you more in debt

Reply from CashNetUSA
ThisThis was a horrible experience
ThisThis was a horrible experience. Getting the money was extremely easy, but paying it back was incredibly difficult because of the high interest.
My credit limit was $2,600, but my balance had climbed to around $2,800. My minimum payment was $413 every two weeks—that’s $826 a month. Out of that $826, only about $230 was going toward the principal, while more than $600 was going toward interest and fees.
The biggest problem is that interest is added daily, so the balance can continue increasing even while you're making payments. I felt like I was paying hundreds of dollars every month and barely making a dent in what I owed.
I eventually had to use a bonus check to pay the balance off in full because I couldn't see any realistic way to catch up while making only the minimum payments.
Please be extremely careful with this type of line of credit. Once you get stuck making minimum payments every paycheck, it can become extremely difficult to get out of the cycle. Make sure you fully understand the interest and repayment terms before borrowing.

Reply from CashNetUSA
Great Customer service
My request was answered with great efficiency. I mistakenly placed the wrong amount on my inquiry. However, when I told the CSR what happened, she handled the situation easily.
Very convenient came in handy when I…
Very convenient came in handy when I needed her little extra change I like our recommend
Wonderful Experience
The application was easy and it took less than 5 minutes. Thank you soooooo much for the opportunity 🙏.
The very organized website without…
The very organized website without having to click buttons and keep switching pages is very helpful. My Entire account on one page. BRAVO!
Payment fee changes every pay period for the worse
A different amount every pay period. Basically $500 every two weeks they are taking. As if I don't have other bills to pay. Yeah everyone is raving about how quick, easy and convenient getting the loan and how sweet the customer service is buts lets talk about those payments after you make your first payment. Emailing and calling does no good. They hit you with the " We base your payment on your loan needs" (lies) and " Its in the sign the agreement" (manipulation). If you would mention that 1 week your payment is $170 and the next pay period it will be $450 aint no way I would have signed a contract with your company. Its insane you don't have a set fee. Paying 400 to 500 dollars every pay period on a $3000 loan is ludicrous and the company knows it. They feed off your desperation. You can still get your interest out of your clients just by stretching the loan further or based on how long it takes to pay off. Instead they choose to eat you up every pay period. I would not suggest them to anyone. Like I stated before those have got to be paid reviews on their profile as well as the ones on here or they're fake accounts to lure us in. I have never experienced anything like this with a loan company and this is just my third payment. Definitely the definition of a loan shark.

Reply from CashNetUSA
Just customer service lady was awesome…
Just customer service lady was awesome and helpful
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