CashNetUSA Reviews 

41,069
•
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Evaluating 2,155 reviews, reviewers overwhelmingly had a great experience with this company. Consumers frequently praise the fast funding process, explaining that money is deposited quickly when unexpected financial emergencies arise. People also appreciate the supportive customer service team, noting that representatives are always polite, knowledgeable, and ready to assist with account questions. However, some customers also noted that the repayment terms involve extremely high interest rates and hidden fees. Reviewers expressed deep frustration that their regular monthly payments mostly go toward interest rather than reducing the actual principal loan balance. Borrowers pointed out that these large repayment amounts make it extremely difficult to successfully pay off the debt over time.

What people talk about most

Payment

Customers had ambiguous experiences with payment, with many reviewers praising the fast same-day funding and... See more

Service

Reviewers highlight positive aspects of service, frequently praising the quick loan options and professional... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting that representatives are helpful,... See more

User experience

Users describe satisfaction with the user experience, highlighting that everything is simple and easy to... See more

Price

People report negative experiences with price, expressing widespread dissatisfaction over extremely high... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Web site works well, and always available. Making a request works well. Never had a bad experience with you.

Rated 4 out of 5 stars

Its nice to be able to borrow again as i pay on my current loan and that I am offered an increase as well. However your company like most loan companys in this country set the interest rate so high th... See more

Rated 5 out of 5 stars

Rapid decision, financing approved and sent to my bank the same day. Although interest rates are high, it can be an incredible asset to tide one over! All was completely done by phone in just a few mi... See more

Rated 5 out of 5 stars

I got fast approval and signed my paperwork all online. The interest rate is 285% but i needed to get some bills paid. Just make sure you read everything before you sign. Other than that my experience... See more


Company details

  1. Non-bank financial service
  2. Financial Institution
  3. Loan agency

About CashNetUSA

Written by the company

CashNetUSA logo

Same-Day Deposit Available
If approved before 1:30 p.m. CT Monday – Friday†

Instant Decision*
Receive an immediate decision

Quick Application
Apply online in minutes


CashNetUSA can get you the funds you need. Whether or not you have a perfect credit score, you deserve equal access to credit. That's why we do our best to consider your overall finances — not just the number on your credit report. Our alternative credit check makes it possible for those with less-than-perfect credit to be approved.* So you can be the hero of your finances.

*CashNetUSA is not a lender in all states. CashNetUSA and third-party lenders use various credit reports, data sources and application information as part of their underwriting. Not all applications are approved. Approval and loan terms vary based on applicant qualifications and by state. See Rates & Terms for details. Decision may take longer if additional verification or documents are required.

†Applications approved before 1:30 p.m. CT Monday-Friday are generally funded same business day, subject to your bank's processing times. Applications approved other times are generally funded the next business day. Some applications may require additional verification. In such cases, if approved, funds will be disbursed by the following business day after the additional verifications are complete.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

41k reviews

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4.4

All reviews

(41,069)

2,168 reviews in the last 12 months

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Rated 1 out of 5 stars

Payment fee changes every pay period for the worse

A different amount every pay period. Basically $500 every two weeks they are taking. As if I don't have other bills to pay. Yeah everyone is raving about how quick, easy and convenient getting the loan and how sweet the customer service is buts lets talk about those payments after you make your first payment. Emailing and calling does no good. They hit you with the " We base your payment on your loan needs" (lies) and " Its in the sign the agreement" (manipulation). If you would mention that 1 week your payment is $170 and the next pay period it will be $450 aint no way I would have signed a contract with your company. Its insane you don't have a set fee. Paying 400 to 500 dollars every pay period on a $3000 loan is ludicrous and the company knows it. They feed off your desperation. You can still get your interest out of your clients just by stretching the loan further or based on how long it takes to pay off. Instead they choose to eat you up every pay period. I would not suggest them to anyone. Like I stated before those have got to be paid reviews on their profile as well as the ones on here or they're fake accounts to lure us in. I have never experienced anything like this with a loan company and this is just my third payment. Definitely the definition of a loan shark.

27 August 2026
Unprompted review
CashNetUSA logo

Reply from CashNetUSA

Hi Sarah,

We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated CashNetUSA Customer Service team at (888) 801-9075 or via email at support@cashnetusa.com.

Rated 5 out of 5 stars

A calm ship on rough seas.

I found myself in a real jam.Cashnet really was as helpful as they say.Fifteen minutes and I was done,four hours later I had my money in the bank.When I had a few questions the customer service was awesome.This representative was the nicest woman on the phone.She was so pleasant,it was very refreshing.I am absolutely impressed with every single aspect of Cashnet.In tough times like this it is really nice to know that there is help out there.Thank you for everything that you did for me.

24 August 2026
Unprompted review
Rated 1 out of 5 stars

From | Google Scientist Von Pratt

From : Google Search Engine - Company I'd = Von Pratt Search Engine Master Programming Scam Scam Scam

Google App Store Scientist 15 Year's #1 Scam ( Cash Net Usa = Dumbfounded Company ) Google Inc Chief Engineer 15 Years ( Company ID = Cash Net usa Electronic Ref # 49935461 Identity Theft Employees

19 August 2026
Unprompted review
CashNetUSA logo

Reply from CashNetUSA

Hi Von,

We hold ourselves to the highest standard when it comes to protecting your personal information.
CashNetUSA considers the privacy and confidentiality of every customer as a top priority. Please contact our dedicated CashNetUSA Customer Service team at (888) 801-9075 at your earliest convenience so that we may help address your concerns.

Rated 1 out of 5 stars

I would not recommend this company at…

I would not recommend this company at all! They are a rip off!!!!! You will wind up paying alot more than what you borrowed!

22 August 2026
Unprompted review
CashNetUSA logo

Reply from CashNetUSA

Hi Janeen,

CashNetUSA works to match our customers with our best possible offer based on their financial eligibility. Our customers are presented with their complete offer details before signing the contract. If you have a question about your specific offer, feel free to contact us at https://www.cashnetusa.com/contact-us.html.

Rated 5 out of 5 stars

I am always living close to the edge…

I am always living close to the edge financially and sometimes need helpt getting to the next payday. Cashnet offers me a very convenient way to stay on the tracks rather than derailing: I request a chunk of money to stay in the blue until payday so I don't get overdrawn. The fee I pay to borrow is always less than the overdraft fees I would have to pay the bank if I had not deposited the loan from Cashnet. When I apply for the loan I then immediately also schedule to pay it off in full on payday. That way the loan from Cashnet is paid before any interest accrues, so it is interest free! If things are really tough I might need to pay a month of interest to have another month to pay. Interest is expensive, but sometimes necessary. I suppose I could be smarter with my money, but this method works well for me. Thanks!

22 August 2026
Unprompted review
Rated 1 out of 5 stars

Look i wish it was negative zero i can…

Look i wish it was negative zero i can give this company!! They are a RIP OFF!!! Yes i applied for a load for $3,000 i was NEVER informed that I'll be paying back $475 every two week!!! The daily rate was $26!!! I had the loan for 52days,by the GRACE of God i was able to pay it back,Yelp AGAIN the loan was $3,000 in 52days i paid the back $4,352!! If i knew any better i wouldn't have done it!!! To the people thinking about a loan,PLEASE look in another direction!! These people are SCAMMER!!!! DO NOT GET A LOAN FROM THIS PLACE IT'LL NEVER GET PAID OFF!!

29 July 2026
Unprompted review
CashNetUSA logo

Reply from CashNetUSA

Hi Sasha,

CashNetUSA works to match our customers with our best possible offer based on their financial eligibility. Our customers are presented with their complete offer details before signing the contract. If you have a question about your specific offer, feel free to contact us at https://www.cashnetusa.com/contact-us.html

Rated 3 out of 5 stars

Fee knowledge

You can be a little more upfront with your interest rates and fees. I love the fact that it comes fast and you help someone like me but I didn’t learn of the rates until after I signed my name.

20 August 2026
Unprompted review
Rated 1 out of 5 stars

you are robbing me

you are robbing me

19 August 2026
Unprompted review
CashNetUSA logo

Reply from CashNetUSA

Hi Angela,

CashNetUSA works to match our customers with our best possible offer based on their financial eligibility. Our customers are presented with their complete offer details before signing the contract. If you have a question about your specific offer, feel free to contact us at https://www.cashnetusa.com/contact-us.html.

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