Concora Credit Reviews 

They sell you on "overlimit protection" - don't buy it! It doesn't STOP you from going over the limit, it ALLOWS you to go over the limit - then you get a $41 over limit fee plus $17 fee for the priviledge of "allowing" you to extend over your limit. If you don't pay then it adds the late fee and before you know it you're forever over the limit and paying the OTL fee every month. add that to the ridiculous yearly fee that reduces your available credit and its really not what it's cracked up to be. only if you're desperate like me. Customer service was ok and fixed some of the fees but only because I complained, I think they rely on most people either not noticing or not caring. They will call you EVERY DAY until you fix it

I have a great experience besides the annual fee.. I would highly recommend to friends

Absolutely horrible. DO NOT TRY TO USE THIS CARD INTERNATIONALLY. I was told this card was good and clear to use overseas. I got to Italy and every single purchase was declined. Had to call 5 separate times, was told the same thing over and over, and then refused to be transferred to a higher department. They continued to say it was “security measure” with no further explanation and that they’d resolve it. After they “resolved it” 5 different times, they assured me the card was ready to go. It declined again, and again, and again. I told them of my travel dates a month in advance and was assured there was a travel alert on my card weeks in advance. When I spoke to them 5 separate times, not a single worker seemed to be aware that I was traveling. I asked an employee to transfer me to their declined transactions department and he put me on hold 3 separate times, then picked back up the phone to repeat what he’d already said. When I continued to ask to be transferred, he’d put me on hold then do it again and say “I can transfer you if you really want but we can’t override a declined online transaction.” I had to get to the point of frustration that I told him to stop picking the phone back up and transfer me. I have never felt so disregarded or disrespected by customer service employees. I wish I could give them 0 stars. Absolutely horrific treatment to customers and ridiculously unhelpful. I have never gotten to the point of losing my temper with customer service employees, as I am one myself, that’s how terrible this experience was. I have spent my entire first day of vacation on the phone with this bank and still received 0 help. Will be canceling this card ASAP and never return.

I am surprised! This was a great experience

Concora is a JOKE! Don’t even set yourself up for failure. You pay your “bill” and on their end it takes up to a week for it to go through then they have the nerve to charge you a late fee…I canceled my account and it can go to collections because I refuse to pay it.

Not sure why there is a $250.00 charge before I ever got the card. Other than that all is good

Ripping me off for a payment no Customer Service absolutely pitiful any other company

The application process is straightforward, along with quick notifications of acceptance/denials.

the card yearly fee is astronomical the card was locked no one informed me couldnt add to google wallet or paypal due to account locked marked as suspicious had to clear that up with a couple of phone calls I shouldnt have had to make. the associates are friendly but I think they work from home because of all the background noise I endured while they were "checking" my account

The trust and reliability is my favorite part

Thanks for give me a nw oportunity in my life. Thanks.

Very easy to activate, very easy to use.

Got a non working card just to have to wait for another 1 to be sent. Fees to high annually to Not operate business better.

Great card accepted everywhere. No issues whatsoever

So far , it was a very simple process . I spoke to customer service once to ask a question, and they were very nice and knowledgeable. This far , I’m a very happy customer. The only negative thing , my credit limit was half of what Credit Karma said it was going to be . But overall, happy !!

The person I spoke with was very professional very kind and patient with me thanks

Soon as I activate my card it was hacked

Card came fast, activating was easy, the process was simple! Love it!

The representative very helpful and professional.

I am loving this card and am quite happy with it . Thank you !