David Allen Capital, Inc. Reviews 117

I've spent 18 years in the insurance and finance business, and this is officially the top platform in North America. Thank you, David Rutz, for the opportunity.
In just our first week, we’ve welcomed 22 agents and are already assisting 3 business owners with their expansion. I’m thrilled to be helping more people secure their financial freedom and grow their enterprises!

I have been searching for different business funding opportunity, and after reading all the bad reviews, I decided to send an email asking for some assistance now working with different financial groups. Their process is always to get to know you learn if you’re a good fit from the response to my email pretty much. This is how I took it. Good luck going on our website and figure it out no guidance no assistance was offered. I’m glad I didn’t move any further than that.

I have worked with David Allen Capital for at least 3 years or more. I do not recall when I originally started with this company. David is one of the nicest people I know, with a heart of Gold! He loves people and he Loves businesses. It shows through with his integrity and the people he employs. This company is excellent in my book! His staff/support team are incredible. No question is too hard and all questions are answered. They make you know you are valued. The companies with which he does business are all principled, reputable, conscientious and steadfast. This is an excellent company with which to do business! He’s got your back!

I started as a broker for David Allen Capital about a month ago and resigned a few days ago. Overall, it’s been an interesting learning experience. The company offers a flexible, independent structure where you’re essentially a professional cold prospector —referring business to their platform rather than doing traditional sales. It’s a model that can work well for self-starter self-motivated person who enjoy prospecting without supervisor or any guidance.

It is important to note that the company operates as a MLM-style company, where brokers handle all of their own business expenses however the commission percentage isn't adequate for running a traditional operation or adequate to scale. The field management and leadership program are non-existent so new brokers need to be comfortable figuring things out independently and taking initiative.

That said, the system itself is straightforward, the online tools work smoothly, and the company provides an opportunity for entrepreneurial-minded individuals who want to grow at their own pace. If someone is looking for a flexible, referral-based side hustle and doesn’t mind being self-managed, this can be a good fit. Proud to be contracted with this company.

We first connected with Nick about two years ago when we were exploring funding options to grow our small business. At the time, we weren’t quite ready, and even when we became more interested six months later, life had other plans — my wife was in the middle of a pregnancy, so we had to put things on hold.

What truly set Nick apart was that he never disappeared. Over the next two years, he stayed in touch every 4–6 months, always respectful of our timing and never pushy. He also went above and beyond by sending thoughtful holiday messages and kind words for our family. That level of genuine care is rare in this industry.

When we were finally in a position to move forward, Nick was an absolute blessing. He guided us through the funding process, answered every question, and helped us secure the capital we needed to open our second business location. His professionalism, consistency, and integrity made the entire experience smooth and stress-free.

If you’re a small business owner looking for funding and want to work with someone who truly cares about your success — not just making a sale — I can’t recommend Nick and his company highly enough. He played a huge role in helping our family and business take the next big step.

Excellent source to obtain funding for your small business.

As a Certified Funding Broker, I've found David Allen Capital to be an excellent partner. The onboarding process was clear, and the training provided is genuinely designed to help you succeed in the alternative lending space. They offer solid resources for those looking to help small businesses find the funding they need.

I have been a Certified Funding Broker with DAC for about 6 months now and have contacted well over 150 businesses and not one of them have applied for Capital and this means no income for me. I just don't see this business as a viable way to make money because if businesses do not apply for Capital we don't get paid and if you have a family this is not going to work for you not to mention using my own vehicle and gas money to visit these businesses

This appears to be a scam company. They are sending me emails claiming my agent membership has been canceled because of a failure to renew and other emails. I have never been in contact with this company ever. I checked the email info and domain and it is in fact the company sending these scam messages.
Update: I am not and have never been a broker. I honestly don’t even know what they do so there is no reason for me to ever sign up with an agent I have no idea what is going on here. I work in health care and always have.

This is the fourth time our company has worked with David Allen Capital for funding, and each experience has been excellent. Nick consistently provides exceptional customer service and great attention to detail. I reached out via email over the weekend and received approval first thing Monday morning. The offer was accepted the same day, and the funds were deposited into our account by Tuesday.

I truly appreciate the fast, efficient, and professional execution David Allen Capital (Nick) provides. We look forward to working with them again in 2026.

Ramondo
FRC Construction

Read the fine print. They advertise $500 to meet or beat the offer. If your decline it doesn't work. You also need $25k month to qualify. They don't tell you that either.

It’s very confusing to just see a review from someone who’s in need of a business loan but has an unfortunate experience based on an unqualified loan.
My bank said I didn’t qualify for a business loan even though I had been with them for over 20 years and never bounced a check. They told me I could use my property as collateral for 1/3 the amount I needed. I showed them my receivables from the last year even though they already had access to the information. I only need them for a checking account now and learned a lesson in life that I was naïve to in the past. DAC is your best option.

Nick and his team had been very helpful over the years.
He and his team always come in clutch when we need them.
Nick is very responsive and helpful. I would recommend Nick and his team to anyone looking for fast capital.

I had a great experience working with David Allen capital. I've worked with them for the last 3 years. Matt is awesome

Nick is a phenomenal guy to work with. Very easy to reach and is always looking for best option for the client. I would highly recommend Nick and his team

Nick and the whole crew did a amazing job they were quick to make it happen getting the business funded for business growth it was all doable within a couple days this a game changer for the business we are able to grow at pace I couldn’t of done with out the extra capital. I would highly recommend this company for business funding professional and good people to work with again thank you Nick and whole team.

This is my third time working with Nick, and as always, I’m thoroughly impressed with the service and results. Every time our company has needed funding, Nick has come through with the best offers available. He’s professional, efficient, and always goes above and beyond to ensure that we get the support we need. I’ve always been pleased with how smooth the process is, and Nick continues to exceed my expectations. Highly recommend him for anyone looking for reliable and trustworthy funding solutions! Thank you, Nick, for always delivering when we need it the most.

I am a proud to be a part of DAC.
The moto is real and has not changed "David always says we do not want to make a dime before you make a $ dollar".

Great Company
Very Helpful
Amazing Support

Nick went above and beyond to make it happen. We got working capital within 2 days of getting the process started. I look forward to keep working with Nick and his company.