I have Metastatic Cancer ( terminal). I informed Elfin in May 2026. I won’t go into detail of what’s happening with my dispute with them as my advisors have just registered case with Financial O... See more
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See what reviewers are saying
I have be client of Elfin Market since 5 years and will carry on. Just have praising about this finance compagnie never had a problem to put in or out the money I invest. I did tell all my f... See more
Company replied
Best card for travel I have been using Elfin Market for a few months now. I love the Elfin Card, especially when it comes to travelling. Unlimited cash withdrawals and no foreign exchange fees. Tha... See more
What a shambles this company is. When they state a figure to repay your balance, it is never actually correct! Just closed my account. They have fleeced me of additional interest since I opened my acc... See more
Company replied
Company details
Written by the company
Whether it's flexible credit at a low rate or Investing in an IFISA. Elfin Market's P2P platform makes life much easier with flexibility and no hidden fees.
Contact info
Regus, 25 North Row, W1K 6DJ, London, United Kingdom
- contactus@elfinmarket.com
- www.elfinmarket.com
No recent history of asking for reviews
This company hasn't invited customers recently, so reviews may not be representative
Replied to 60% of negative reviews
Typically replies within 1 week
How this company uses Trustpilot
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I used my card to get a refund from a…
I used my card to get a refund from a shop and it has shown on my account transactions as a refund but they have debited it from my balance not added it on! No help from anyone when you message this happens the same time as another customer by looking at the dates of reviews

Reply from Elfin Market
Effortless Credit Establishment and Exceptional Support: My Experience with Elfin"
Being an immigrant, establishing credit can be a challenging endeavor, but it's essential for future needs like obtaining a mortgage. Elfin was one of my initial steps in this journey, and I must say it was an incredibly smooth experience. The entire process is conducted online, impressively fast, and I was granted a generous credit limit. Having a dependable card for both daily expenses and emergencies, without complications, is truly invaluable.
I also recently had a question for their customer service, and I was promptly assisted. I wholeheartedly give Elfin and their support teams a five-star rating. Kudos to them, and I'm delighted to be a part of their journey.
My credit score isn't great but not too…
My credit score isn't great but not too drastic either. I was turned down in short order . Maybe because I ticked the don,t know box when asked how I would use the card . I have two cards and was considering paying off one of them . I also have an AMEX with practically a zero balance which I use for travel. And I also have a pension from a previous job. Unable to find my profession on the application either. Not impressed . Deleted the app but would welcome a comment

Reply from Elfin Market
Please explain why account is in debit…
Please explain why account is in debit of £2.58 when i am not owing you. Rather my account should be in credit. Please reply

Reply from Elfin Market
No frills credit card/Best in it's class
No frills credit card, for cash withdrawals/bank transfer(fees free) and spending abroad... I make bold to say, it's the best in it's class !!!!
Elfin's app is also very clean and easy to understand... Well done Elfin Market !!!!
Excellent services from elfin
I recently opened elfin account. I must admit their services are absolutely amazing and professional. Whole process was completed online within minutes. Far better than any usual credit provider I must admit. I received my elfin card today and the whole presentation of card was done highly professionally Well done guys
Best alternative for credit card
Elfin Market
I was searching for alternative credit line provider and found Elfin
I'm happy to use them ,very helpful ,and easy to use app.
5 stars without doubt!
Very low interest rates completely in…
Very low interest rates completely in the present market
Acdc northern Ireland
Lovely service I found eflin very handy and helpful especially in these very hard times can't wait til my interest gets a bit lower but you will not beat the at the minute if you pay on time they no doubt interest will fall shortly but at the minute I cannot fault there service. 10 outa 10 from me eflin..
Don't bother applying
Saw the advert so applied after reading trust pilot reviews 1 in particular say his credit was poor but got offered a card with a £2000 limit. My credit score is not brilliant but its not too bad either as I've been working hard over the last 2 years to build it and is now much better than it used to be but I still got refused as I don't meet their lending criteria

Reply from Elfin Market
it doesn’t worth.....
It’s not a credit card because you are not cover with the section 75, that means if something goes wrong you are responsible, it is merely a debit card with the difference that you have to pay the interest on top of it....I opened and closed the account after 1 day, it is not worth, and customer service is not good too...if you are searching for a credit card to be used abroad and in the meantime being covered and without fees...look around there are some...what is the deal with this card?

Reply from Elfin Market
Very very good tool for your financial…
Very very good tool for your financial help, i love it i will keep using it
Thanks to Elfin market
Thanks to Elfin market. The app is user friendly and low interest rates.
Best card for travel
Best card for travel
I have been using Elfin Market for a few months now. I love the Elfin Card, especially when it comes to travelling. Unlimited cash withdrawals and no foreign exchange fees. That's just awesome. Even more flexible than Revolut who limits ATM withdrawals. As a frequent traveller, I am very happy with the service provided, and interest has always been very reasonable. I have recommended to many people around me and would definitely recommend to anyone who travels a lot! Thanks Elfin.
This popped up on my FB feed today
This popped up on my FB feed today. I applied not really expecting to be approved my credit isnt the best tbh and was given 2k, yes the interest is slightly higher however i expect this as a low credit scoring person. It meant i could clear some High interest loans off and consolidate into 1 manageable payment also now leaving me with funds for the month and not struggling to make or find the money to pay. So far so good. hopefully with additional payments made by APR Score will come down over time but thank you.
Quick application and funds transferred…
Quick application and funds transferred within 10 minutes! Great service - where have you been all my life :)
I found Elfin market on the net applied…
I found Elfin market on the net applied and got a great offer instant transfer to my bank and I cannot praise this company enough definitely worth more than 5 stars and the whole system is perfect no hidden fees and clear repayment plan and what this loan has done for me is beyond words no need for my other credit cards now Thank you
Great easy card and app to use
Great easy card and app to use, low interest rates, never had a problem, can transfer cash straight to bank account or use the card to buy things, can't fault them in any way
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