Really impressed with this Company, joined recently and looking forward to a great relationship. Thank you love it.
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
See what reviewers are saying
What a shambles this company is. When they state a figure to repay your balance, it is never actually correct! Just closed my account. They have fleeced me of additional interest since I opened my acc... See more
Company replied
I have be client of Elfin Market since 5 years and will carry on. Just have praising about this finance compagnie never had a problem to put in or out the money I invest. I did tell all my f... See more
Company replied
Hi A fraudulent application of some sort was opened in my name and email following a hacking attempt on Sunday 24/8/25 which has now been reported to authorities and my card blocked wit... See more
Company replied
Company details
Written by the company
Whether it's flexible credit at a low rate or Investing in an IFISA. Elfin Market's P2P platform makes life much easier with flexibility and no hidden fees.
Contact info
Regus, 25 North Row, W1K 6DJ, London, United Kingdom
- contactus@elfinmarket.com
- www.elfinmarket.com
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 90% of negative reviews
Typically replies within 1 week
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Good company
Excellent service.
Great platform
Great platform. Signed up in just a few minutes, made a withdrawal that went straight to my bank account. Interest rates are reasonable and support team is quick and nice. The app is beautiful, I do love their design and colors. Haven’t ordered a card yet as they seem to be out of stock but I actually prefer withdrawing to my Monzo account and using my Monzo card. That’s going to save space in my wallet! Keep up the good work Elfin!
Disappointing service
Account was opened and credit limit given straight away. I then had the account locked and no contact from the team until sending several emails chasing for some assistance. My accounts now been closed down.
Really poor service to give an account then close down within days of opening due to credit reasons when they were quick enough to sign me up.

Reply from Elfin Market
Total rip off
Total rip off! Don't be fooled by the low interest rate. Interest is daily! So you are better off getting a credit card and they dont make it very clear when signing up. Because of this I am now in debt when I have never had any issues before!
STAY AWAY
Edit after reponse:
Thats how of a mess you are!
Someone reached out next week but disappeared because clearly you lot are not only lazy but scammers. I requested to be put on a £20 payment plan. Id suggest you agree if you want to see any money
Edit: Now that I reached back AGAIN twice I did get a reply and this has now been sorted. However, 3 months wont change much tbh. I find it very difficult to believe that I will get a new permanent job by February when it is the deadest time of the year but we will see. Also you mention no hidden fees, I have about 4 credit cards and I have never had any issues or “hidden fees” you pay the rate monthly and thats it, not daily rate which makes it worse than an actual credit card. So im not sure on which companies you base your statements on but all the companies I used have no hidden fee, just 1 monthly fee (%)

Reply from Elfin Market
The best company ever
The best company ever, easy , and good interest charge, thanks for Elfin market best team
Easy user interface
Easy user friendly App , excellent service!!
Highly recommended
Very good company,very quick decision
Very good company, very quick decisions, perfect control over money.
I don’t use credit except pay off each…
I don’t use credit except pay off each month but as I’m looking for a mortgage I thought I better have some history paying back credit and I have used elfin for this reason, quick simple and good APR. Very pleased with the product
Keep up the good work
It’s better than a credit card or a loan, fast decision and i am satisfied with the amount i got and the repayment plan, thank you Elfin Market, keep up the good work !
Great user experience
Great user experience
Love their app and very flexible credit at reasonable prices. Satisfied customer
Great credit options
Very good
Very good
Quick application process and quick access to funds. Easy to make overpayment and quick support team. Great experience with Elfin Market.
Absolutely amazing!
Absolutely amazing!
Pretty straightforward process, fair rates and flexibility!
Highly recommended!
Amazing platform
No frills credit.
No frills credit. Found it easy to set up and have found it useful for short term credit needs.
Had no issues whatsoever.
Excellent service
Excellent service, extremely reliable. Best in its class.
Great experience !
Life saviour for international students.
I’m an international student and having financial difficulties at point then i found elfin is offering loans at low interest rate and then applied for it. It was so smooth process and very simple steps.
At lowest interest rate. Which no other companies offer in the UK market. Life saviour for many students.
I used my card to get a refund from a…
I used my card to get a refund from a shop and it has shown on my account transactions as a refund but they have debited it from my balance not added it on! No help from anyone when you message this happens the same time as another customer by looking at the dates of reviews

Reply from Elfin Market
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.







