Equifax Reviews 

4,985
TrustScore 3.5 out of 5

3.3

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Evaluating 1,109 reviews, most reviewers were somewhat happy with their experience overall. Consumers generally find the digital platform very easy to use, appreciating the clear and comprehensive information provided about their credit scores. Many people also mention that setting up an account and navigating through the initial stages is remarkably quick and straightforward. Some reviewers were not happy with the customer service, noting unhelpful responses and difficulties when trying to resolve issues. Other users also experienced frustrating difficulties with the website login process and challenges when attempting to update personal details. People expressed that getting support to correct mistakes on records can feel complicated and prolonged.

What people talk about most

User experience

Reviewers express mixed feelings regarding user experience, with opinions heavily divided. Many consumers... See more

Customer service

Customers consistently note ambiguous experiences with customer_service. Many reviewers report feeling... See more

Service

Reviewers highlight ambiguous aspects of service, showing a stark contrast in consumer opinions. While many... See more

Website

Clients share ambiguous opinions on website features and functionality. Some users find the platform clear,... See more

Staff

Customers had ambiguous experiences with staff, reflecting high disagreement among reviewers. On one hand,... See more

Reviews shaping this summary

Rated 3 out of 5 stars

I’ve got to be honest I wanted to get a credit score from Equifax because I wanted to see how much it differs from my Experian score. Went to the website and started the process name address etc, w... See more

Company replied

Rated 3 out of 5 stars

The service seems OK, but creating an account was a nightmare. Equifax use an address lookup system that returned an incorrect address against my postcode (not good anyway for a company where securit... See more

Company replied

Rated 4 out of 5 stars

Someone took out a line of credit in my name and so I needed to ensure there were not additional breeches. I used Equifax and a few other services. It was all clear and straightforward. It gave me pea... See more

Company replied

Rated 4 out of 5 stars

Downloaded the App after seeing on Martin Lewis program for car finance checker, filled all the information in and would not allow me to open the App, used the phone No listed, got through to a human... See more

Company replied


Company details

  1. #5 of 7 best companies in Credit reporting agency
  2. #104 of 107 best companies in Alternative Financial Services
  3. #5 of 5 best companies in Credit bureau
  4. #166 of 169 best companies in Non-bank financial service

About Equifax

Written by the company

Our Equifax Credit Report & Score has been built to be more usable, accessible and accurate than ever, featuring a credit score which is out of 1000 points. Our enhanced Equifax Credit Report also includes a range of Identity Protection Features as well as access to our highly experienced call centre Support Team.

Having access to your credit report will show you areas in your financial life that can affect your credit score. We explain how the Equifax Credit Report & Score works and how you can use it to help manage your financial information.

Try your Equifax Credit Report & Score for FREE*

*Your first 30 days are free then it’s £14.95 per month. You can cancel at any time.

If you would like to discuss a query, raise a data dispute or make a complaint, you can do so by visiting our Online Help. This facility is free to use and you do not need to be an Equifax customer. Online Help also has lots of FAQ's which may answer your questions.

Contact
Visit Online Help for information.


Contact info

3.3

Average

TrustScore 3.5 out of 5

5k reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

3.3

All reviews

(4,985)

1,090 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Not able to download my report and no…

Not able to download my report and no clear instructions on how to get it done.
On able to get help.

29 July 2026
Equifax logo

Reply from Equifax

Hi there,

Thank you for taking the time to leave us a rating and a comment.

I'm really sorry that your experience with Equifax has not met your expectations and that you're unable to download your credit report.

We’re keen to listen to all feedback. If there’s anything in particular you’d like to raise with us, we’ll be happy to do what we can for you. Please let us know using Online Help, as Trust Pilot comments are not linked to Equifax systems.

Kind regards,

The Equifax Team

Rated 1 out of 5 stars

For some reasons their system does not…

For some reasons their system does not identify me that is costing me big time, i have lost points and moved from fair to bad whereas i have no loans no missed payments no ccjs
when i rang the customer service and tried to explain they weren't listening and said things like u need to borrow money to improve your score, your score is low coz u have no debt. what the heck
i really wish i had a choice and could stop them from gathering my information.....i do not consent them to manage my report but have no option, they still will and this is GB we live in.

29 July 2026
Equifax logo

Reply from Equifax

Hi there,

Thanks for taking the time to leave your feedback. Customer feedback, whether positive or negative, is invaluable in helping us improve our service and we really appreciate your comments.

I’m sorry that your experience with Equifax hasn't met your expectations. We're currently investigating this for you and will be in touch with updates on your case.

In the meantime, if there’s anything you feel you need to add, please don't hesitate to get in touch with us using the contact details on our Online Help platform.

Kind regards,

The Equifax team

Rated 5 out of 5 stars

Very informative and quick to update.

Very informative and quick to update.

29 July 2026
Equifax logo

Reply from Equifax

Hi Nadine,

We appreciate you taking the time to leave your feedback, thank you.

I hope we always continue to meet your expectations in future. If ever we can be of help or if you have any questions, please always feel free to reach out via our Online Help page.

Kind regards

The Equifax team

Rated 4 out of 5 stars

Speed of action to resolve an error.

30 July 2026
Unprompted review
Equifax logo

Reply from Equifax

Hi Mr Davidson,

We appreciate you taking the time to leave your feedback, thank you.

I hope we always continue to meet your expectations in future. If ever we can be of help or if you have any questions, please always feel free to reach out via our Online Help page.

Kind regards

The Equifax team

Rated 4 out of 5 stars

Equifax responded quickly to resolve an…

Equifax responded quickly to resolve an erroneous search on my credit profile and swiftly rectified the situation

29 July 2026
Unprompted review
Equifax logo

Reply from Equifax

Hi there,

Thanks so much for taking the time to leave us a rating and for your kind feedback. Your comments are much appreciated and we’ll be sure to share them with the team.

I'm really pleased that your issue was resolved so quickly.

I hope we continue always to meet your expectations in future. If you have any further questions, feel free to reach out via our Online Help page.

Kind regards

The Equifax Team

Rated 1 out of 5 stars

I want to stop my subscription and you…

I want to stop my subscription and you wont let me your taking money out of my bank

27 July 2026
Equifax logo

Reply from Equifax

Hi there,

Thanks for taking the time to leave your feedback. Customer feedback, whether positive or negative, is invaluable in helping us improve our service and we really appreciate your comments.

I’m sorry that your experience with Equifax hasn't met your expectations. We're currently investigating this for you and will be in touch with updates on your case.

In the meantime, if there’s anything you feel you need to add, please don't hesitate to get in touch with us using the contact details on our Online Help platform.

Kind regards,

The Equifax team

Rated 5 out of 5 stars

Great company

18 August 2025
Equifax logo

Reply from Equifax

Hi there,

We appreciate you taking the time to leave your feedback, thank you.

I hope we always continue to meet your expectations in future. If ever we can be of help or if you have any questions, please always feel free to reach out via our Online Help page.

Kind regards

The Equifax team

Rated 1 out of 5 stars

Fobbing people off must be a art to…

Fobbing people off must be a art to these people or they think us consumers or just thick not sure witch get your act together and get problems sorted stop passing the buck cause you can't be bothered to sort the problem

28 July 2026
Unprompted review
Equifax logo

Reply from Equifax

Hi Alan,

Thanks for taking the time to leave us a rating and some feedback, we appreciate it.

I'm afraid you haven't left us enough information to locate your Equifax account. We're keen to assist you so please feel free to get in touch using online Help. Trust Pilot comments are not linked to Equifax systems so please be sure to explain your issue in full when you get in touch.

Kind regards,

The Equifax Team

Rated 1 out of 5 stars

Useless

Useless service and incompetent staff. Use AI to check documents and reject passports and driving licences. A complete joke

28 July 2026
Unprompted review
Equifax logo

Reply from Equifax

Hi Pedro,

Thanks for taking the time to leave us a rating and some feedback, we appreciate it.

I'm afraid you haven't left us enough information to locate your Equifax account. We're keen to assist you so please feel free to get in touch using online Help. Trust Pilot comments are not linked to Equifax systems so please be sure to explain your issue in full when you get in touch.

Kind regards,

The Equifax Team

Rated 5 out of 5 stars

The whole process was a lot easier than…

The whole process was a lot easier than I thought it would be

19 July 2026
Equifax logo

Reply from Equifax

Hi Sean,

We appreciate you taking the time to leave your feedback, thank you.

I hope we always continue to meet your expectations in future. If ever we can be of help or if you have any questions, please always feel free to reach out via our Online Help page.

Kind regards

The Equifax team

Rated 1 out of 5 stars

Did not update my credit report even…

Did not update my credit report even after multiple calls and emails, including proof sent to show a mortgage had been settled. Missed out on a purchase of a house as report showed arrears but had been cleared and settled. Customer service was very poor and would not use again.

19 July 2026
Equifax logo

Reply from Equifax

Hi Mohammad,

Thank you for taking the time to leave us a rating and a comment.

I'm really sorry that your experience with Equifax has not met your expectations.

We’re keen to listen to all feedback. If there’s anything in particular you’d like to raise with us, we’ll be happy to do what we can for you. Please let us know using Online Help, as Trust Pilot comments are not linked to Equifax systems.

Kind regards,

The Equifax Team

Rated 5 out of 5 stars

Easy signup and helpful advice on the…

Easy signup and helpful advice on the phone for help with me credit report. Thanks.

25 July 2026
Equifax logo

Reply from Equifax

Hi there,

We appreciate you taking the time to leave your feedback, thank you.

I hope we always continue to meet your expectations in future. If ever we can be of help or if you have any questions, please always feel free to reach out via our Online Help page.

Kind regards,

The Equifax team

Rated 3 out of 5 stars

Okay service

It’s ok , not much more to share than that really

15 April 2026
Equifax logo

Reply from Equifax

Hi there,

Thank you for taking the time to leave your feedback. At Equifax, we want to make sure our users are front and centre of our thoughts when improving our service. In this instance, it seems our service did not quite measure up to your expectations.

We’d be happy to discuss your feedback further so feel free to reach out via our Online Help page.

Kind regards

The Equifax Team

Rated 1 out of 5 stars

They Will Keep Your Money

This service is supposed to help people manage money but they debited my account after a free trial ended and would not refund it. Choose another service.

24 January 2026
Equifax logo

Reply from Equifax

Hi Liz,

Thank you for taking the time to leave us a rating and a comment.

I'm really sorry that your experience with Equifax has not met your expectations.

We’re keen to listen to all feedback. If there’s anything in particular you’d like to raise with us, we’ll be happy to do what we can for you. Please let us know using Online Help, as Trust Pilot comments are not linked to Equifax systems.

Kind regards,

The Equifax Team

Rated 5 out of 5 stars

Great service

Great service

23 July 2026
Equifax logo

Reply from Equifax

Hi there,

We appreciate you taking the time to leave your feedback, thank you.

I hope we always continue to meet your expectations in future. If ever we can be of help or if you have any questions, please always feel free to reach out via our Online Help page.

Kind regards

The Equifax team

Rated 5 out of 5 stars

Very detailed information 👌

Very detailed information 👌

23 July 2026
Equifax logo

Reply from Equifax

Hi there,

We appreciate you taking the time to leave your feedback, thank you.

I hope we always continue to meet your expectations in future. If ever we can be of help or if you have any questions, please always feel free to reach out via our Online Help page.

Kind regards

The Equifax team

Rated 5 out of 5 stars

Accurate information

Easy to access

26 June 2026
Equifax logo

Reply from Equifax

Hi John,

We appreciate you taking the time to leave your feedback, thank you.

I hope we always continue to meet your expectations in future. If ever we can be of help or if you have any questions, please always feel free to reach out via our Online Help page.

Kind regards

The Equifax team

Rated 5 out of 5 stars

I got the report i needed without stress

I got the report i needed without stress

23 July 2026
Equifax logo

Reply from Equifax

Hi Sylvia,

We appreciate you taking the time to leave your feedback, thank you.

I hope we always continue to meet your expectations in future. If ever we can be of help or if you have any questions, please always feel free to reach out via our Online Help page.

Kind regards

The Equifax team

Rated 1 out of 5 stars

Wrong credit score..

Wrong credit score... impossible to delete an account, constantly spamming your mailbox...

23 July 2026
Equifax logo

Reply from Equifax

Hi there,

Thank you for taking the time to leave us a rating and a comment.

I'm really sorry that your experience with Equifax has not met your expectations.

We’re keen to listen to all feedback. If there’s anything in particular you’d like to raise with us, we’ll be happy to do what we can for you. Please let us know using Online Help, as Trust Pilot comments are not linked to Equifax systems.

Kind regards,

The Equifax Team

Rated 5 out of 5 stars

My case was resolved in a matter of…

My case was resolved in a matter of hours without any fuss. There was clear communication throughout the case. Outstanding service!

23 July 2026
Equifax logo

Reply from Equifax

Hi Carlos,

Thanks so much for taking the time to rate us and for your very kind comments, we really appreciate it. We’re always looking at ways to improve and develop our service and your feedback will help us.

I'm delighted that your case was resolved in a matter of hours. I hope that you will continue to find Equifax of value and that we can continue to assist with any future queries.

Thanks again for the review and if ever you have any questions about how our features can help you further, please feel free to contact using Online Help.

Kind regards,

The Equifax Team

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look