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Fleet Mortgages Reviews 

258
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Evaluating 144 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the helpful staff and responsive team members who go above and beyond to make complex application processes feel much smoother and easier to manage. Many consumers highlight the exceptional support, expert guidance, and highly efficient communication received from the dedicated team throughout all stages of their financial cases. Some reviewers were not happy with the lengthy timescales, constant back and forth communication issues, and demanding paperwork requirements. A few other people also felt that the turnaround times for document checks could be frustratingly slow and difficult to navigate during busier operating periods.

What people talk about most

Service

Customers consistently note positive experiences with service, highlighting efficient support, clear... See more

Staff

Customers report positive experiences with staff, highlighting the knowledgeable, responsive, and supportive... See more

Customer service

Users describe positive interactions with customer service, highlighting responsive and supportive team... See more

User experience

Clients share positive opinions on user experience, highlighting speedy and straightforward systems that make... See more

Response time

Reviewers highlight positive aspects of response time, consistently praising the quick turnaround times and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

As a broker with 35 years of experience, I have to give thanks to Fleet and the great team that have been looking after my cases over the years and after the latest two completions. The Fleet team of... See more

Company replied

Rated 5 out of 5 stars

I can’t recommend Josh Parker highly enough. As my BDM at Fleet Mortgages, he went above and beyond at every stage of the process and played a vital role in getting my deal over the line. His proactiv... See more

Company replied

Rated 5 out of 5 stars

Sometimes it really is the simple things which make a difference. It was a pleasant surprise to receive a call from Fleet Mortgages this morning to pro-actively advise us that a new lower rat... See more

Company replied

Rated 5 out of 5 stars

Historically I had found Fleet quite difficult to deal with. Their underwriting process required a lot of info, often far too much! Of late I am pleased to say this has improved hugely, underwriting i... See more

Company replied


Company details

  1. #21 of 25 best companies in Mortgage Lender
  2. #78 of 103 best companies in Financial Institution

About Fleet Mortgages

Written by the company

Fleet Mortgages is a trusted name in the buy-to-let market, helping its intermediary partners achieve successful outcomes for their landlord clients. We're a specialist buy-to-let, intermediary-only lender, and we were acquired by Starling Bank in 2021.

Whether your clients are looking for Individual, Limited Company Buy-to-Let mortgages or seeking finance for HMO/MUBs, Fleet Mortgages is well-positioned to help your clients with the right solution for their needs. Our professional team has exceptional market knowledge and a wealth of experience within the buy-to-let sector.

Start the buy-to-let conversation with Fleet today.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

258 reviews

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4.3

All reviews

(258)

140 reviews in the last 12 months

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Rated 5 out of 5 stars

Fantastic service

Special thanks to my support team at Fleet Mortgages (Josh Parker & Helen McNamara) who are fantastic and even on the most tricky of cases are always there to help and provide a brilliant service to keep all our clients happy. Coupled with strong rates and an easy to use system makes for a smooth easy process form start to finish.

1 May 2025
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Reply from Fleet Mortgages

Thank you so much for your lovely feedback and we're happy to hear about your experience of working with us. We have an amazing team here at Fleet so we’ll make sure we pass your feedback on to Josh and Helen and we look forward to working with you again.

Rated 2 out of 5 stars

Very slow and too much information…

Very slow and too much information required for a Ltd Co BTL. Took a lot longer than other ltd co BTL lenders. It should be much more straight forward. The customer was not happy about this and is hesitant to take out another BTL with Fleet even though you have favourable rates. She would rather go with a more painfree option on the current project she is working on.

28 March 2025
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Reply from Fleet Mortgages

Thank you for your feedback and we’re sorry to hear about your experience. At Fleet Mortgages, we take feedback seriously and we are constantly looking to improve the way we do things. We would like to find out more about your case so if you would like to discuss your experience further, please contact our Complaints team on: 01252 916 800 or complaints@fleetmortgages.co.uk
Alternatively, if you would like to raise a formal complaint, please use this form to provide additional details: https://www.fleetmortgages.co.uk/complaints/

Rated 5 out of 5 stars

Very good experience

Very good experience. Online application system was easy to use, uploading documents easy to do, shows updates and whenever I needed to call Fleet Mortgages, quick response and questions answered.

29 January 2025
Unprompted review
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Reply from Fleet Mortgages

Thank you so much for leaving us a 5* review. We look forward to supporting you and your clients in future.

Rated 5 out of 5 stars

Best BDM Experience!

I have just had what is potentially one of the most tricky cases offered thanks only to the fantastic team at Fleet. Namely, Charlotte Kirby & Dave Horsman, could not have been more helpful and understanding of, what could've been, a potentially disastrous situation for not only my client but over a dozen people up and down the chain who were waiting on us to receive a successful mortgage offer in time for exchange.

It isn't often that you see eye-to-eye as a broker with a lender and vice versa but it was a breath of fresh air to deal with both Charlotte and Dave who completely saw and understood from a broker's perspective and did absolutely everything in their power to ensure we had the result we needed from them in good time. I can wholeheartedly say that it is the first time I have experienced BDM's be so helpful, efficient and successful at their job and the industry would benefit from more individuals like Charlotte and Dave.

On the broking side of the industry, having a good, responsive and reliable BDM makes or breaks your experience with a lender and can influence the decision making process for future cases if your experience is particularly bad - it isn't always just about rates and if a lender is notoriously bad with their relationship management, it will undoubtedly hinder the potential business that would otherwise come their way.

This is only one of a handful of cases I have placed with Fleet mortgages but I will absolutely be placing more business simply due to the experience I have had on this particular case.

3 March 2025
Unprompted review
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Reply from Fleet Mortgages

Thank you so much for your feedback. We have an amazing team here at Fleet so we’ll make sure we pass your feedback on and we look forward to working with you again.

Rated 1 out of 5 stars

Absolutely poor customer service

Absolutely poor customer service. Trying to repay a loan early, having to send repeated statements to prove source of funds when the trail is clear.

Sent an email at 1.33pm today with no response. Called up at 4.57pm, once I passed the security checks the employee said that they could no longer assist as it was now 5.01pm and no one was available to assist.

Great to see the staff working strictly to their 9-5pm

12 February 2025
Unprompted review
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Reply from Fleet Mortgages

Thank you for your feedback and we’re sorry to hear about your experience. At Fleet Mortgages, we take feedback seriously and we are constantly looking to improve the way we do things. We would like to find out more about your case so if you would like to discuss your experience further, please contact our Complaints team on: 01252 916 800 or complaints@fleetmortgages.co.uk
Alternatively, if you would like to raise a formal complaint, please use this form to provide additional details: https://www.fleetmortgages.co.uk/complaints/

Rated 5 out of 5 stars

Jason our telephone BDM is just amazing…

Jason our telephone BDM is just amazing so helpful. Fleet easy to deal with once yiu k ow how they work.

12 February 2025
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Reply from Fleet Mortgages

Thank you so much for your feedback. We have an amazing team here at Fleet so we’ll make sure we pass your feedback on and we look forward to working with you again.

Rated 4 out of 5 stars

Tel Support Team

Tel support team very helpful and knowledgeable.
Slight confusion at completion causing slight delay re use of Search Indemnity Ins.

28 January 2025
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Reply from Fleet Mortgages

Thank you for your feedback, we will share your comments with our team and we look forward to working with you again.

Rated 5 out of 5 stars

Easy application system

Easy application system and realistic valuations along with good rates.

1 September 2024
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Reply from Fleet Mortgages

Thank you so much for leaving us a 5* review. We look forward to supporting you and your clients in future.

Rated 1 out of 5 stars

DONT use them. You'll regret it!!

If you would like a mortgage please please do not be tempted into getting one with Fleet Mortgages!! I was declined by this lender as there is a Electric pylon over the road from the property!! This is in a housing estate and my house is by no means closest to pylon. They were more than happy to relieve me of my hard earned £524 for the "Valuation" which we advised them of what it was anyway!! I have had a mortgage for the last 15 years on this house. Nobody likes to have their money so freely taken away from them, but Fleet Mortgages seem to do a damn good job, AVOID AVOID AVOID.

7 February 2025
Unprompted review
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Reply from Fleet Mortgages

Thank you for your feedback and we’re sorry to hear about your experience. At Fleet Mortgages, we take feedback seriously and we are constantly looking to improve the way we do things. We would like to find out more about your case so if you would like to discuss your experience further, please contact our Complaints team on: 01252 916 800.
Alternatively, if you would like to raise a formal complaint, please use this form to provide additional details: https://www.fleetmortgages.co.uk/complaints/

Rated 3 out of 5 stars

thought the DIP process was fine when…

thought the DIP process was fine when it went to application the document checks and underwrite process wasn't very efficient compared to other Cases i have put in with you

30 December 2024
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Reply from Fleet Mortgages

Thank you for taking the time to share your feedback with us. We’re always looking at ways to improve our service so we have fed your comments with our team.

Rated 5 out of 5 stars

Special thanks to Dave Horsman who…

Special thanks to Dave Horsman who always gives great service. Fleet helped a client obtain a BTL mortgage. Application to completion was under 4 weeks. Thanks, Aakash

4 February 2025
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Reply from Fleet Mortgages

Thank you so much for your feedback. We have an amazing team here at Fleet so we’ll make sure we pass your feedback on and we look forward to working with you again.

Rated 1 out of 5 stars

Complete waste of time and money.

Complete waste of time and money.

After taking payment for the application (£199) and property survey fee (£849), they came back six weeks later stating the property is not suitable.

All this could have been avoided before payment.
Fleet deliberately takes your money and does nothing for a couple months then come back saying they do not want to lend which has nothing to do with the survey.

Definitely avoid this lender.

Don't be fooled by ther better reviews in between, they are all fake written by Fleet employees.

Also checkout their horrible reviews on Google. All are 1 star.

20 November 2024
Unprompted review
Fleet Mortgages logo

Reply from Fleet Mortgages

Thank you for your feedback and we’re sorry to hear about your experience. At Fleet Mortgages, we take feedback seriously and we are constantly looking to improve the way we do things. We would like to find out more about your case so if you would like to discuss your experience further, please contact our Complaints team on: 01252 916 800.
Alternatively, if you would like to raise a formal complaint, please use this form to provide additional details: https://www.fleetmortgages.co.uk/complaints/

Rated 1 out of 5 stars

Your underwriting

Your underwriting has gone to high street mode, everything that you were good for has gone. Now it takes twice as long. As you can tell I'm not impressed.

20 December 2024
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Reply from Fleet Mortgages

Thank you for your feedback and we’re sorry to hear about your experience. At Fleet Mortgages, we take feedback seriously and we are constantly looking to improve the way we do things. We would like to find out more about your case so if you would like to discuss your experience further, please contact our Complaints team on: 01252 916 800.
Alternatively, if you would like to raise a formal complaint, please use this form to provide additional details: https://www.fleetmortgages.co.uk/complaints/

Rated 5 out of 5 stars

Great Service

Its nice to use a company where the underwriters are actual people and listen to the advisers to actively look to help place an application and receive a mortgage offer.

13 December 2024
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Reply from Fleet Mortgages

Thank you so much for leaving us a 5* review. We're lucky to have an amazing team at Fleet so we're happy to hear you feel the same and we look forward to working with you again.

Rated 3 out of 5 stars

Evidence in Deposit

Complete nightmare in evidencing deposit for a limited company needed to provide 2 years of evidence.

6 December 2024
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Reply from Fleet Mortgages

Thank you for your feedback and we’re sorry to hear about your experience. At Fleet Mortgages, we take feedback seriously and we are constantly looking to improve the way we do things. If you would like to discuss your experience further, please contact our Complaints team on: 01252 916 800.
Alternatively, if you would like to raise a formal complaint, please use this form to provide additional details: https://www.fleetmortgages.co.uk/complaints/

Rated 1 out of 5 stars

The worse lender ever

The worse lender ever , Nightmare to deal with , wouldn't understand basic underwriting . Never thinking of customer just painful to deal with .

1 August 2024
Rated 1 out of 5 stars

Utter waste of time

Utter waste of time. Asked for different documents every week and then 8 weeks after application said they'd decided to go against their own criteria and not lend on the current market value. Avoid these time wasters like the plague.

8 October 2024
Unprompted review
Fleet Mortgages logo

Reply from Fleet Mortgages

Hi Paul, thank you for your feedback and we’re sorry to hear about your recent experience of working with us. We take feedback seriously and we are constantly looking to improve the way we do things. We would like to find out more about your case so if you would like to discuss your experience further, please contact our Complaints team on: 01252 916 800.
Alternatively, if you would like to raise a formal complaint, please use this form to provide additional details: https://www.fleetmortgages.co.uk/complaints

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