Have got the Home and fire insurance from them. When claiming from them as there was water leaking from the wall affecting the cabinet, they claim it was not cover. Only water cause by sandstorm and g... See more
Company replied
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
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See what reviewers are saying
Enquired about whether my helper's insurance covered trips to Malaysia and was promptly clarified by Chris that it was. Thankful for the prompt reply which shaved off concerns about getting another tr... See more
Company replied
I bought a travel insurance plan that covers before and during trip. 1 week before my travel date, i was hit by a car and i have knee fracture and was unable to travel. I put in my claims online and v... See more
Had to purchase out insurance n also to get the start date bring forward . Platform require 3 working days n so we rang the service hotline . Mr harbor Singh took our call n said will make the adjust... See more
Company replied
Company details
- Insurance company
- Accident insurance company
- Disability Insurance Company
- Personal Insurance Company
- Term Life Insurance Provider Company
Written by the company
FWD is one of the top online insurance companies in Singapore. We offer a wide range of insurance solutions from car, travel, maid and life with an instant online quote.
Contact info
6 Temasek Blvd, #18-01 Suntec Tower, Four , 038986, Singapore
- www.fwd.com.sg
4.1
Great
24K reviews
Replied to 58% of negative reviews
Typically replies within 2 weeks
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
FWD FAILED TO DELIVER WHAT PROMISED
Got an asean business single trip policy. My laptop is damaged during the trip and after submit the claim, the claim department asking me for a report from the laptop service center a letter or memo. The main problem is the service center refused to accept the repair because the parts lead time is 6 months and above and one of the catch from the casing is broken. Even replace the casing, it will still not be able to fully secure. Recommended was to replace the whole unit. HOW AM I ABLE TO GET THIS MEMO?
29 March 2025
Unprompted review
Reply from FWD
Dear Yeo,
We’re sorry to learn that you are disappointed with the latest development of your travel claim and thank you for highlighting your concern on Trustpilot.
We’ll endeavour to assist you in any way possible to address your feedback and expedite on the outcome or see if there’s any workaround.
We’d be glad if you can forward to us the latest email communication you’ve received from our claims team and indicate in the subject “Trustpilot Review”. Kindly send to contact.sg@fwd.com and claims.sg@fwd.com.
Once we’ve received it, we will coordinate closely with our team to assist you on the matter.
We look forward to hearing from you.
Stay safe and wishing you a pleasant week ahead.
Sincerely,
Jeferson
Customer Engagement Team
Fwd agency is made up of dishonest and fraudulent claim staffs…
Fwd agency is a fraudulent claim staffs .they never pay for your accident policy and send all claims even straightforward claims for accident and travel claims to loss adjuster and find every way to deny your payments .they lost so much of customers and customers hate them that they stoop to asking hdb to offer them the contract for fire insurance for hdb flats in Singapore as they know hdb flats in Singapore almost never catch fire and even if did only about 2 or 3 flat per year so this fraudulent fwd made millions out of hdb agency offering them fire insurance. Your individual claims they will
Never honour .most reviews are fake ones bought from Philippines by their social media team. So run away from these fwd fraudsters.
1 January 2025
Unprompted review
Reply from FWD
Dear Surfire Abraham,
We hear your disappointment and frustration and we’re sorry to learn that either the development or outcome of your claim was not what you have hoped for.
Rest assured that FWD assesses and pays eligible claims in a fair manner, in accordance with the policy terms and conditions and based on the actual circumstance as supported by the documents/proof submitted.
We’d like to better clarify and understand your feedback for us to address the concerns that you may have. We’d appreciate if you can forward the email communications that you have with our claims team with the subject “Trustpilot Review” to contact.sg@fwd.com and claims.sg@fwd.com.
On a separate note, while we are sad to hear of such allegation from you, we wish to take this opportunity to clarify and assure you that the feedback we’ve received in any social media platform is organic in nature and did not come from any individuals or groups paid for or influenced by FWD.
We look forward to hearing from you.
Stay safe and wishing you a pleasant week ahead.
Sincerely,
Jeferson
Customer Engagement Team
EVERY TIME AFTER I FILLED THE FORM AND…
EVERY TIME AFTER I FILLED THE FORM AND LOG IN TO MY ACCOUNT, IT STALLED, NOT ONCE BUT ON ALL MY EARLIER TRAVEL INSURANCXE APPLICATIONS. I HAD TO DO THE FILLING BY MANUAL.
26 March 2025
Unprompted review
Easily buy my new BTO home insurance
I can easily buy my new BTO home insurance on this website. It takes less than 15 minutes to complete the application of this policy.
25 March 2025
Unprompted review
Reply from FWD
Hi Tony,
We really appreciate your positive rating!
Rest assured that we will maintain what's good and continue finding ways to make things better at FWD; and that on the center of it all will be our customers and how we could make insurance simple, reliable and direct.
Please know that we are only a chat, phone call or email away if you have any concerns or queries about your policies.
Thank you once again and cheers to an awesome day ahead! :)
Sincerely,
Customer Engagement Team
Smooth and fuss-free claim
Was attended to by Ms Thulasi d/o Kadirchelvan for a claim for a luggage that broke during the trip. The claim took about 10 days to process and to be honest I was expecting it to drag with multiple questions or excuses about not being able to make the claim but no! The claim was successful and the process was smooth, easy, and able to proceed with the information I gave them. Very impressed with FWD Singapore and will continue to use them. Thank you for the excellent service!
19 March 2025
Unprompted review
Reply from FWD
Hi Danielle,
Thank you for the 5-star rating and your kind appreciation to the service rendered by Thulasi.
Compliments like these are truly motivating to the team as we strive towards service excellence. We are glad to know that you got the help you needed, and we'll be more than happy to assist you again should you have any concerns.
Looking forward to serving you again in the future!
Wishing you a wonderful day! :)
Sincerely,
Customer Engagement Team
Reply from FWD
Hi Francis,
Thank you so much for taking the time to leave us a 5-star review.
We are happy to know that your experience with us was a breeze. Rest assured that we will maintain what's good and continue finding ways to make things better at FWD; and that on the center of it all will be our customers and how we could make insurance simple, reliable and direct.
Please feel free to contact us should you have queries or concerns about your insurance and we will be happy to help.
Stay safe and have a very beautiful day!
Warm regards,
Customer Engagement Team
I’m really glad to be served by Mr…
I’m really glad to be served by Mr Harjit Singh who is very patient and helped me to amend the necessary information for my purchased travel policy within a short time. A pleasant experience indeed.
14 March 2025
Unprompted review
Reply from FWD
Hi Patsy,
We're truly grateful and thrilled to have received your generous feedback for our dear Harjit!
This compliment is truly motivating to him and the rest of our team as we strive towards service excellence. At FWD, serving our customers is our utmost priority. We can't thank you enough for taking the time to share your experience with us and also making FWD your insurance of choice!
Feel free to contact us for any assistance that you may require and we'll be happy to help you. And, we hope that you could also share your experience with your friends and family too!
We wish you a fantastic day! :)
Sincere regards,
Customer Engagement Team
Easy process with competitve rates.
14 March 2025
Unprompted review
Reply from FWD
Hi Sayed,
We're very glad to receive such awesome feedback and 5-star rating from you.
At FWD, we are in a mission to change the way people feel about insurance, and believes that insurance should be simple, direct and reliable - as the way it should be. We are so glad that you see our efforts in making this mission possible. Thank you very much for trusting FWD's products and services!
Please feel free to contact us for any assistance that you may require, and we'll be happy to help you.
Keep safe and have a beautiful day! :)
Warm regards,
Customer Engagement Team
Put customer at risk
I traveled overseas to visit my relatives and requested FWD to extend my travel insurance for a few extra days so I could care for a relative in need. I provided all the required information and documents via IDD calls and emails, expecting a basic level of extension service that any travel insurance company should offer. I would have been completely fine if FWD had reviewed my request and decided not to approve it. However, they showed no concern and failed to provide any update on the status of my request. I have since returned to Singapore, yet I never received any response.
I always ensure I have travel insurance when traveling abroad, but this is the first time I have been completely abandoned by an insurance company. I have never experienced such negligence, leaving me vulnerable and unprotected as a customer.
11 March 2025
Unprompted review
Reply from FWD
Dear Michael,
I hope all is well at your end and your recent trip.
Thank you for detailing your concerns and we’re sorry that our team may have not met your expectations.
I understand that the Team Manager have reached out to you personally to clarify the matters.
We thank you for being forthcoming and for allowing us to further improve our services to our customers.
Stay safe and wishing you a pleasant week ahead.
Sincerely,
Jeferson
Customer Engagement Team
I've been left hanging by customer…
I've been left hanging by customer service for ALMOST 2 MONTHS now, with no update of whether they even want to accept or reject my appeal for claim. They also try their best to hide and omit favourable conditions from the insurance buyer even if it's stated in their policy contract, and it's up to the buyer to identify such clauses on our own. I've been put on hold on the phone multiple times and sent in many emails with no reply. So disappointed and disgusted that I am stuck with them for my annual travel policy. As they say - nothing good comes cheap! Was lured in by their low premiums but now I totally understand why. Totally disappointed. Please give me back my money which you legally owe me...
31 December 2024
Unprompted review
Reply from FWD
Dear MJ,
I am truly sorry to learn about your recent claim experience and that the process has been too long than usual.
I would like to look into your feedback and concerns.To do so, kindly email us your policy/claims details by sending them via email to contact.sg@fwd.com with subject title “ Google Review – (Your Name) as we are unable to retrieve any details from your initials.
Once again, thank you MJ for your feedback and we look forward to hearing from you.
Sincerely,
Lina Zulkifli
Customer Engagement Team
Easy to navigate
13 March 2025
Unprompted review
Reply from FWD
Hi Jimmy,
We're very glad to receive such awesome feedback and 5-star rating from you.
At FWD, we are in a mission to change the way people feel about insurance, and believes that insurance should be simple, direct and reliable - as the way it should be. We are so glad that you see our efforts in making this mission possible. Thank you very much for trusting FWD's products and services!
Please feel free to contact us for any assistance that you may require, and we'll be happy to help you.
Keep safe and have a beautiful week! :)
Warm regards,
Customer Engagement Team
Interface link issues
Interface link issues, bank payment page leads to nowhere and have to refill all the form inputs . It wasn’t like this used to be way more efficient -.- after multiples tries finally managed to buy the policy but the document cannot be downloaded zz
11 March 2025
Unprompted review
Reply from FWD
Dear Amanda,
Thank you for sharing your experience with you and our sincere apologies that the journey was not as seamless as expected.
We would like to further clarify and ensure you are able to have access or download your policy documents. We'd appreciate if you can drop us an email with your policy number at contact.sg@fwd.com.
We look forward to hearing from you and we thank you for your patience and for choosing FWD.
Wishing you a pleasant week ahead.
Warm regards,
Jeferson
Customer Engagement Team
Attended by Mohan who patiently guided…
Attended by Mohan who patiently guided me the steps to apply for the single plan travel insurance with explanation on additional riders such as COVID-19, pre-existing medical conditions, cancel without ask. He stayed on the line with me for 43 minutes till the end of online payment. Grateful to be served by him & he is a gem in FWD customer service team. Highly recommended FWD if you are looking for single plan travel insurance & unsure type of riders to add on.
11 March 2025
Unprompted review
Reply from FWD
Hi Kristy,
Thank you for the 5-star rating and your kind appreciation to the service rendered by Mohan.
Compliments like these are truly motivating to the team as we strive towards service excellence. We are glad to know that you got the help you needed, and we'll be more than happy to assist you again should you have any concerns.
Thank you once again for trusting us with your insurance needs.
We look forward to serving you again in the future!
Have a very beautiful evening! :)
Sincerely,
Customer Engagement Team
Called and Amin attended to me and…
Called and Amin attended to me and found the answers to my query, highly recommended
4 March 2025
Unprompted review
Reply from FWD
Hi Rupert,
We're grateful and thrilled to have received your generous feedback for our dear Amin!
This compliment is truly motivating to him and the rest of our team as we strive towards service excellence. At FWD, serving our customers is our utmost priority.
Thank you once again for trusting us with your insurance needs. We'd be more than happy to help you again should you need further assistance.
We wish you a fantastic week! :)
Sincere regards,
Customer Engagement Team
Almost seamless
11 March 2025
Unprompted review
Reply from FWD
Hi Tom,
Thank you for sharing your experience with us and for the 5-star ratings.
We would like you to know that your support means a lot to us. We are thankful for your trust with FWD's products and services. Rest assured that we will maintain everything that is great and will also continue to find ways to make things even better for our customers.
Please feel free to contact us for any assistance that you may require, and we'll be happy to help you.
Stay safe and we wish you a splendid week! ;)
Warm regards,
Customer Engagement Team
Amin responded promptly
Amin responded promptly
He took effort to check with marketing and came back with positive replied
Good!
7 March 2025
Unprompted review
Reply from FWD
Hi Roger,
We're grateful and thrilled to have received your generous feedback for our dear Amin!
This compliment is truly motivating to him and the rest of our team as we strive towards service excellence. At FWD, serving our customers is our utmost priority.
Thank you once again for trusting us with your insurance needs. We'd be more than happy to help you again should you need further assistance.
We wish you a fantastic week! :)
Sincere regards,
Customer Engagement Team
Prompt service n followup
Had to purchase out insurance n also to get the start date bring forward . Platform require 3 working days n so we rang the service hotline . Mr harbor Singh took our call n said will make the adjustments and also will ring us back . Our request was in the morning and by 1pm we saw the email with adjustment in the agreement and followed by a call from him confirming he’s done it for it ! Amazing service
3 March 2025
Unprompted review
Reply from FWD
Hi May,
Thank you so much for taking the time to leave us a 5-star review.
We are happy to know that your experience with us was a breeze. Rest assured that we will maintain what's good and continue finding ways to make things better at FWD; and that on the center of it all will be our customers and how we could make insurance simple, reliable and direct.
Please feel free to contact us should you have queries or concerns about your insurance and we will be happy to help.
Stay safe and have a very beautiful week!
Warm regards,
Customer Engagement Team
Wait long long for travel claim
Online travel claim is easy but reply is 14 days later, only for them to request an item & wait for another 14 days for reply to submit another item. This went on for 2 months with no end insight. Claim with airline already resolved more than 1 month ago, even though it was submitted later
28 February 2025
Unprompted review
Reply from FWD
Dear Choy,
We're sorry to learn on your experience so far as regards to your claim and thank you for bringing this to our attention.
I’d like to kindly request for your good-self to drop me an email to contact.sg@fwd.com and claims.sg@fwd.com and attention it to my name. Kindly indicate in the subject “Trustpilot Review” together with the policy and claim reference number.
I look forward to hearing from you, so that I could personally coordinate with our team to look into your feedback and close the status of your claim at the soonest and for the officer to personally reach out to you.
Our sincere apologies for the less than expected experience, and we thank you for your patience and being forthcoming in raising this to us.
Stay safe and wishing you a pleasant weekend ahead.
Sincerely,
Jeferson
Customer Engagement Team
Wonderful experience and chatted with…
Wonderful experience and chatted with helpful customer service officer name Kasturi. Knowledgeable , very patient and able to solved my queries with lightning speed! Received my revised travel policy from Grace today. Thanks again FWD make traveling overseas at ease and your efficient customer service staff!
26 February 2025
Unprompted review
Reply from FWD
Hi Alicia,
We're grateful and thrilled to have received your generous feedback for our dear Kasturi!
This compliment is truly motivating to her and the rest of our team as we strive towards service excellence. At FWD, serving our customers is our utmost priority. We can't thank you enough for taking the time to share your experience with us and also making FWD your insurance of choice!
Feel free to contact us for any assistance that you may require and we'll be happy to help you. And, we hope that you could also share your experience with your friends and family too!
We wish you a fantastic week ahead! :)
Sincere regards,
Customer Engagement Team
No follow ups more than 1 month
Follow up claims not being entertained. Filed claim on 18/Dec/2024, called 1 month later on 17/1/2025, customer service said to response 5 working days. Waited till 24/2/25, still no response, another customer service said to response 5 workings days. No follow ups, no emails to my travel insurance claims.
12 December 2024
Unprompted review
Reply from FWD
Dear Adeline,
We're sorry to learn on your experience so far as regards to your claim and thank you for bringing this to our attention.
I’d like to kindly request for your good-self to drop me an email to contact.sg@fwd.com and claims.sg@fwd.com and attention it to my name. Kindly indicate in the subject “Trustpilot Review” together with the policy and claim reference number.
I look forward to hearing from you, so that I could personally coordinate with our team to look into your feedback and close the status of your claim at the soonest and for the officer to personally reach out to you.
Our sincere apologies for the less than expected experience, and we thank you for your patience and being forthcoming in raising this to us.
Stay safe and wishing you a pleasant weekend ahead.
Sincerely,
Jeferson
Customer Engagement Team
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