GetCreditScore Reviews 1,725

TrustScore 3.5 out of 5

3.3

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Rated 3 out of 5 stars

Fully paid debts shows on your record shouldn't classified as bad ratings/score. If you paid a dept early it's shows your commitment to fixed the problems or you made a bad decision for the debt opt... See more

Company replied

Rated 3 out of 5 stars

I received a credit score from you early December and you have now sent me an update based on changes to my details. Unfortunately you have not included changes to various credit cards which have ei... See more

Rated 5 out of 5 stars

Very useful credit checking. Simplifies the information on your credit file into a few easy to understand categories. Also shows your credit score over time, so you can see what's pushing your score u... See more

Rated 1 out of 5 stars

Virgin claim that illion could not confirm our identity. What a crock of s..t! Emailed illion demanding a copy of the info they were sent by Virgin and that which they sent to Virgin. They have not re... See more

Company replied

Company details

  1. Credit bureau
  2. Financial advisor
  3. Price comparison site

Information provided by various external sources

Get Your Credit Score Free Online. Check Your Credit Rating With Our Free Report. It's Simple, Quick, Easy & 100% Free. Be Savvy And Get Unlimited Access To Your Credit Score, Dashboard, Tools, Insights And Personalised Offers. Review Get Credit Score Now & Let Us Know What You Think.


Contact info

3.3

Average

TrustScore 3.5 out of 5

2K reviews

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Hasn’t replied to negative reviews

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Rated 1 out of 5 stars

Useless

Usless signed logged in,well 2 days still this -

Sorry!
Our link to Equifax is currently under maintenance so we are unable to retrieve your credit score at the moment.

22 July 2025
Unprompted review
Rated 5 out of 5 stars

"A Life-Changing Experience with Scored Up!"

Before I discovered Scored Up, I was under the weight of a poor credit score and several defaults. This burden had been with me for four long years, preventing me from securing finances for both personal and business endeavors. Living with such financial constraints had plunged me into a deep state of stress and depression over the past five years.

However, thanks to Scored Up, things have taken a dramatic turn for the better! Within less than three weeks, my Experian credit score skyrocketed from 423 to 575 – a remarkable jump of +143 points. But the magic didn't stop there. They also assisted in lodging complaints and error corrections that led to the removal of 4 defaults and 4 credit impairments from my credit file.

The team at Scored Up has enlightened me about financial hardship assistance – an option I wish I had known earlier, which would have saved me from the pitfalls of defaults. Additionally, I was under the misconception that defaults, once on your credit file, stayed for at least 5 years, even if you settled them. Scored Up debunked this myth for me, showcasing their expertise in the credit repair field.

The fee charged by Scored Up is incredibly reasonable, especially when you consider the life-changing results they deliver. For such a modest investment, my entire financial landscape has shifted, allowing me to breathe again and pursue opportunities that once seemed out of reach.

To anyone struggling with their credit, I cannot recommend Scored Up highly enough. They've not only rectified my credit woes but also imparted valuable lessons on maintaining a clean credit file. Here's to fresh starts and second chances!

5 September 2023
Unprompted review
Rated 2 out of 5 stars

My credit rating was in the green and…

My credit rating was in the green and then after applying for a few loans, not receiving any or missing any payments just applying for I’m down to 139 in the red that’s really not fair. Fair enough if I defaulted on them but I didn’t even receive a loan

25 May 2023
GetCreditScore logo

Reply from GetCreditScore

Hi Jonathon,

We understand your concern.

GetCreditScore is a free service that provides our members with their Equifax credit score. We do not calculate your credit score, we simply extract it from Equifax on your behalf. 

For information on how Equifax calculates your credit score please see our Help Centre here.

Below are some general examples of what may have a positive or negative impact on your credit score (these examples are general in nature and are not applicable to your specific circumstances).

Applying for credit (including loans and credit cards, post-paid mobile services and other utilities) regardless of whether the application was approved or not.
Late or missed repayments.
Closure or cancellation of old accounts/credit cards. Believe it or not, this can actually lower your credit score!
Regular changes in your home address or your employer.
Changing your credit limit.

For specific details on why your credit score may have changed, you can obtain a copy of your free credit report from equifax.com.au/personal. You have a right to obtain a free copy of your credit file once every three months, or if you have lodged a correction request and have been advised that your file was corrected, or if you have been declined on an application for credit in the last 90 days.

If you find there is incorrect information on your credit report, you can lodge a correction request via the Equifax Corrections Portal (free service). GetCreditScore cannot make any changes to your file.

If you have any queries or concerns relating to your credit score, or the information held on your credit file, these would need to be addressed directly with Equifax. You can contact Equifax directly by clicking here.

Please note that using the GetCreditScore service will not impact your credit score negatively. The GetCreditScore enquiry is recorded as a 'File Access' and is only disclosed to Access Seekers and yourself.

Kind regards,
Get Credit Score Customer Support 

Rated 3 out of 5 stars

Information lack

23 April 2023
GetCreditScore logo

Reply from GetCreditScore

Please contact us directly via the Contact Us section of our website and we can help answer your query

Rated 1 out of 5 stars

illion Australia - An Arogant, Ignorant and Grossly Incompetent organisation!

Virgin claim that illion could not confirm our identity. What a crock of s..t! Emailed illion demanding a copy of the info they were sent by Virgin and that which they sent to Virgin. They have not responded. After consulting our Solicitors we have now written to both illion and Virgin demanding an explanation.

12 March 2023
Unprompted review
GetCreditScore logo

Reply from GetCreditScore

Please contact us directly via the Contact Us section of our website and we can help answer your query.

Rated 3 out of 5 stars

email

just wondering if the email I received from u guys is the email: contact@getcreditscore. com. au
is it a legit email? as it came up as spam. trying to change my number. thanks

28 December 2022
Unprompted review
GetCreditScore logo

Reply from GetCreditScore

Please contact us directly via the Contact Us section of our website and we can help answer your query.

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