Hiscox Reviews 

1,727
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Considering 228 reviews, reviewers overwhelmingly had a great experience with this company. Customers appreciate the simple online platform, noting that it is very straightforward to navigate quotes, understand policy details, and purchase coverage without any complications. Many consumers point out that the overall pricing is exceptionally competitive, providing wonderful financial value and helping them significantly reduce their regular business insurance expenses. However, some people mentioned facing significant difficulties, complicated procedures, and frustrating delays when attempting to file or resolve business claims. Reviewers encountered unexpected obstacles with slow communication and protracted investigations, leaving them dissatisfied with how certain challenging insurance claims were handled.

What people talk about most

User experience

People report positive experiences with user experience, highlighting that the platform is extremely easy to... See more

Service

Customers had positive experiences with service, often highlighting how easy and straightforward the entire... See more

Website

Clients share positive opinions on website, highlighting a fast and straightforward online quote builder that... See more

Price

Users describe positive satisfaction with price, highlighting great value and competitive quotes for their... See more

Claim

Consumers find claim to be ambiguous, reflecting a complex mix of experiences when trying to secure payouts.... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The insurance policy is flexible and competitively priced. Lost a star because: - It is not at all clear how to add Employers Liability insurance - You have to add Public Liability before you get an... See more

Company replied

Rated 5 out of 5 stars

Just spoken to a real human at Hiscox, who enabled me to change my cover, optimise the costs and was really friendly and helpful to boot. No endless AI Chat-bots No Automated Phone Hell (key in you... See more

Company replied

Rated 5 out of 5 stars

Quotes are competitive priced with Hiscox, but in particular, I was speaking with one support rep who's name is 'Jake Giordano', I hope I've spelled that correctly. His customer support skills we... See more

Company replied

Rated 5 out of 5 stars

I find using the internet can be tricky and there were one or two moments I thought I might have got something wrong. I therefore phoned them and spoke to a charming lady who checked everything for m... See more

Company replied


Company details

  1. #200 of 227 best companies in Insurance agency

Information provided by various external sources

We have a long history and expertise in providing specialist home insurance cover for homes and their contents, valuables and collections. In fact, we provide home insurance cover for over 60,000 homes in the UK. We also provide extensive business insurance, finely tailored to the needs of over 300,000 SMEs, professionals and consultants in the UK. We design profession-specific policies, that you can tailor to suit your business.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

2k reviews

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4.3

All reviews

(1,727)

225 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Superb insurance provider

Excellent straight forward insurance policy
No unnecessary add ons just straight to what I needed
and the price was unbelievable value compared to what I was paying
Existing provider almost doubled my premium from last year so once again great value for a policy for my needs.

13 May 2026
Hiscox logo

Reply from Hiscox

Dear Danny,

Thank you for your positive review. Quickly and accurately servicing our customers with competitive prices is always one of our main goals.

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars

Insurer change

Needed to change our insurer quickly so used Hiscox online system. Extremely easy to use and has many different cover levels so the insurance can be tailored to your business specific requirements. Quote easy to understand and very competitive. Very happy

13 May 2026
Hiscox logo

Reply from Hiscox

Dear Customer,

Thank you for taking your time to share your experience as a new Hiscox customer. It is fantastic to know that our website delivered a service according to your needs and expectations. We are also happy and grateful to have you as a customer.

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars

Helpful and professional

In this day and age, when it's hard to get through to speak to someone on the phone, Hiscox shines through. I called them today to make an update on our company insurance policy. I got straight through to someone (Kai). He was professional, helpful and friendly – and I left the call with the updates made, without having wasted any time. Thank you Kai and the team!

11 May 2026
Unprompted review
Hiscox logo

Reply from Hiscox

Dear Richard,

Thank you for taking your time to share your experience as a loyal Hiscox customer. It is fantastic to know that our teams delivered a service according to your needs and expectations. We are also happy and grateful to have you as a customer.

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars
Hiscox logo

Reply from Hiscox

Dear Clive,

Thank you for your review. We are glad to receive your positive feedback and happy to know that you had a straightforward experience on our website.

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars

Fairly straightforward

Fairly straightforward

6 May 2026
Hiscox logo

Reply from Hiscox

Dear Mark,

Thank you for trusting Hiscox and we are pleased you had a good experience.

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars

Quick

Quick , precise and self explanatory. True professionalism and a competitive price

4 May 2026
Hiscox logo

Reply from Hiscox

Dear Karl,

Thank you for your positive review. Quickly and accurately servicing our customers with competitive prices is always one of our main goals.

Hiscox Support Team
Reviews@hiscox.com

Rated 1 out of 5 stars

We were insured with Hiscox for year - Big Mistake

We were insured with Hiscox for years and they happily took our annual payments without problem. This all changed when we tried to file a claim. A debtor client filed a fabricated counterclaim when we tried to recover a debt. We sought to claim for legal costs as provided for under the policy and Hiscox delayed and prevaricated for months before finally refusing the claim based on a 'technicality' outside of the policy terms. We regard them as being utterly dishonest and would never use them again. We would have got better value by flushing the policy premiums down the toilet.

22 September 2025
Unprompted review
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Reply from Hiscox

Dear Customer,

I am sorry to hear you had a frustrating experience, this is certainly not the level of service we expect for our customers. In order for us to look into this in more details, could you please send us your policy number, claims number (if you have one) and a little background on your issue to reviews@hiscox.com. We can then direct this to the appropriate team who will look into this.
Thank you in advance.

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars

Had tools stolen from my van disrupting…

Had tools stolen from my van disrupting my small handyman business, even though the process of listing everything missing was difficult they were supportive and they really did help me get back on my feet and claim was settled relatively fast once the procedure was completed .
Can’t fault them

1 May 2026
Unprompted review
Hiscox logo

Reply from Hiscox

Dear Morgan,

It is great to hear that our service team delivered according to your expectations. Quickly and accurately servicing our customers is one of our goals. Thank you so much for taking the time to share your positive experience with Hiscox.

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars

Excellent website experience

Excellent website experience. Very reasonable quote and quick followup. Brilliant!

1 May 2026
Hiscox logo

Reply from Hiscox

Dear Lori,

Thank you for taking your time to share your experience as a new Hiscox customer. It is fantastic to know that our website delivered a service according to your needs and expectations. We are also happy and grateful to have you as a customer.

Hiscox Support Team
Reviews@hiscox.com

Rated 1 out of 5 stars

I was insured with them for less than a…

I was insured with them for less than a week, I had to cancel due to a change in circumstance, they charged a full month but then took an additional payment at the beginning of the next month. I couldn’t log in to their website at any point, with a message about maintenance (that never went away during the month).

1 April 2026
Unprompted review
Hiscox logo

Reply from Hiscox

Dear Jaime,

We are sorry to hear you had a frustrating experience, this is certainly not the level of service we expect for our customers.
In case you wish to be contacted by us for any additional information please contact us at reviews@hiscox.com mentioning your Hiscox policy number.

Thank you in advance,

Hiscox Support Team
Reviews@hiscox.com

Rated 2 out of 5 stars

The portal for documents is not available

Hiscox portal to save insurance documents is not available/functioning

29 April 2026
Hiscox logo

Reply from Hiscox

Dear Graeme,

We are sorry to hear you had a frustrating experience, this is certainly not the level of service we expect for our customers.

We sent your query internally to the appropriate Team.

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars

These guys are really on the ball

These guys are really on the ball. I hope I never have to make a claim however if it runs as smoothly as the set up everyone’s a winner!!

27 February 2026
Hiscox logo

Reply from Hiscox

Dear Terry,

Thank you for trusting Hiscox and we are pleased you had a good experience.

Hiscox Support Team
Reviews@hiscox.com

Rated 1 out of 5 stars

Website / log in portal always under maintenance

I have been trying to log in to my account to check my insurance policy, but the website is never available whenever I tried to.

Although it is usually after business hours, but I am not aware that I can only log in during office hours in the past.

I do not always have availability to call during office hour as a busy individual.

27 April 2026
Unprompted review
Hiscox logo

Reply from Hiscox

Dear Hamlet,

We are sorry to hear you had a frustrating experience, this is certainly not the level of service we expect for our customers.
In case you wish to be contacted by us for any additional information please contact us at reviews@hiscox.com mentioning your Hiscox policy number, if you have one.

Thank you in advance,

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars

Great user friendly service

Great user friendly service

27 April 2026
Hiscox logo

Reply from Hiscox

Dear Helen,

Thank you for your positive review. Quickly and accurately servicing our customers is always one of our main goals.

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars

Simple straightforward process to…

Simple straightforward process to obtain a quote for insurance.
Just the way I like it.

27 April 2026
Hiscox logo

Reply from Hiscox

Dear Andrew,

Thank you for trusting Hiscox and we are pleased you had a good experience.

Hiscox Support Team
Reviews@hiscox.com

Rated 4 out of 5 stars

Friendly and nice call staff easy…

Friendly and nice call staff easy enough to set up

24 April 2026
Hiscox logo

Reply from Hiscox

Dear Customer,

It is great to hear that our service team delivered according to your expectations. Thank you so much for taking the time to share your positive experience with Hiscox.

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars

Straight forward insurance dealing

Simple process with full explanation of what was and wasn't covered. Felt I was buying the insurance I needed and nothing more

24 April 2026
Hiscox logo

Reply from Hiscox

Dear Customer,

Thank you so much for sharing your positive experience with us. We are pleased that you found with us the best option that suits your company.

Hiscox Support Team
Reviews@hiscox.com

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