Hiscox Reviews 

1,727
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Considering 228 reviews, reviewers overwhelmingly had a great experience with this company. Customers appreciate the simple online platform, noting that it is very straightforward to navigate quotes, understand policy details, and purchase coverage without any complications. Many consumers point out that the overall pricing is exceptionally competitive, providing wonderful financial value and helping them significantly reduce their regular business insurance expenses. However, some people mentioned facing significant difficulties, complicated procedures, and frustrating delays when attempting to file or resolve business claims. Reviewers encountered unexpected obstacles with slow communication and protracted investigations, leaving them dissatisfied with how certain challenging insurance claims were handled.

What people talk about most

User experience

People report positive experiences with user experience, highlighting that the platform is extremely easy to... See more

Service

Customers had positive experiences with service, often highlighting how easy and straightforward the entire... See more

Website

Clients share positive opinions on website, highlighting a fast and straightforward online quote builder that... See more

Price

Users describe positive satisfaction with price, highlighting great value and competitive quotes for their... See more

Claim

Consumers find claim to be ambiguous, reflecting a complex mix of experiences when trying to secure payouts.... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The insurance policy is flexible and competitively priced. Lost a star because: - It is not at all clear how to add Employers Liability insurance - You have to add Public Liability before you get an... See more

Company replied

Rated 5 out of 5 stars

Just spoken to a real human at Hiscox, who enabled me to change my cover, optimise the costs and was really friendly and helpful to boot. No endless AI Chat-bots No Automated Phone Hell (key in you... See more

Company replied

Rated 5 out of 5 stars

Quotes are competitive priced with Hiscox, but in particular, I was speaking with one support rep who's name is 'Jake Giordano', I hope I've spelled that correctly. His customer support skills we... See more

Company replied

Rated 5 out of 5 stars

I find using the internet can be tricky and there were one or two moments I thought I might have got something wrong. I therefore phoned them and spoke to a charming lady who checked everything for m... See more

Company replied


Company details

  1. #200 of 227 best companies in Insurance agency

Information provided by various external sources

We have a long history and expertise in providing specialist home insurance cover for homes and their contents, valuables and collections. In fact, we provide home insurance cover for over 60,000 homes in the UK. We also provide extensive business insurance, finely tailored to the needs of over 300,000 SMEs, professionals and consultants in the UK. We design profession-specific policies, that you can tailor to suit your business.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

2k reviews

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4.3

All reviews

(1,727)

225 reviews in the last 12 months

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Rated 5 out of 5 stars

Couldn't recommend them more!

I've been with Hiscox ever since my business got busier, and I'm so glad I did! I've had to make 3 claims on my insurance (1 damaged item claim, 1 Theft claim, and 1 lost item claim)

Without insurance, this would have been nearly £10k worth of losses for me. In an ideal world, I would have preferred not to claim ... but on all 3 occasions I have been treated well, and the communication has been amazing, all these setbacks have had a knock on my business, but thanks to Hiscox, I wasn't out of action long, and they really looked after me (especially after the theft)

17 April 2026
Unprompted review
Hiscox logo

Reply from Hiscox

Dear Oliver,

Thank you for taking your time to share your experience as a loyal Hiscox customer. It is fantastic to know that our teams delivered a service according to your needs and expectations. We are also happy and grateful to have you as a customer.

Hiscox Support Team
Reviews@hiscox.com

Rated 1 out of 5 stars

Takes your premium but does not cover you

Hiscox is a classic example of an insurance company lending you an umbrella but requiring it back when it starts to rain. I had my home and a second property insured with them for seven years, paid them over £50k (!) in premium and never filed a claim. Then we had some sudden flooding in one of the properties causing about £5k of damage - long story short: Hiscox used every excuse and trick in the book to avoid having to pay out, delayed endlessly, came up with new requests for information months after the event and basically called us liars. In the end, they refused to pay out, claiming the cause of the damage had occurred "gradually", when this was clearly not the case and we had consistently made this clear to them. It was a really bad experience all around and I would strongly recommend you do not fall for their smooth sales talk and buy your home insurance somewhere else.

15 December 2025
Unprompted review
Hiscox logo

Reply from Hiscox

Dear Joachim,

I am sorry to hear you had a frustrating experience, this is certainly not the level of service we expect for our customers. In order for us to look into this in more details, could you please send us your policy number and claims number (if you have one) to reviews@hiscox.com. We can then direct this to the appropriate team who will look into this.
Thank you in advance.

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars

Easy to do, nice prices.

Easy to sort my business and Professional indemnity insurance. Prices are competitive

17 April 2026
Hiscox logo

Reply from Hiscox

Dear Alan,

Thank you for your positive review. Quickly and accurately servicing our customers with competitive prices is always one of our main goals.

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars

Quick, easy, peace of mind

Very easy to apply and get a quote. I got insured very quickly! (Took 10 min to fill out and submit), emailed a very extensive, informative package.

Excited to have peace of mind for my new venture!

17 April 2026
Hiscox logo

Reply from Hiscox

Dear Jay,

Thank you for your review. We are glad to receive your positive feedback and happy to know that you had a straightforward experience on our website.

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars

Easy and good price

Easy, quick, price is extremely affordable. Thank you.

15 April 2026
Hiscox logo

Reply from Hiscox

Dear Alina,

Thank you for your constructive review. Quickly and accurately servicing our customers with competitive prices is always one of our main goals.

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars

Easy to apply for

Easy to apply for, easy to purchase, got the exact cover for a good price.

15 April 2026
Hiscox logo

Reply from Hiscox

Dear Customer,

Thank you for your review. Our goal is to provide a stress-free experience and competitive prices. Thank you for choosing Hiscox.

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars

Excellent service from start to finish

I have my BMW E36 insured with Hiscox (I am currently in my second year insuring with them). The vehicle is modified which usually presents its own challenges. I had spent time with various other insurers who either wouldn't insure the car, or didn't quite understand what I was trying to achieve, however Hiscox made the purchasing of insurance process very smooth and efficient.
When you purchase insurance, you purchase it in the hope that you will never need it.
However, on the 1st January I was involved in an accident whereby I was reversed into at speed by a non UK national, driving a non UK registered car and they were heavily intoxicated.
My car suffered damage which at the time looked like the car was going to be written off.
In my 13 years of driving, I've never had so much as a car park scrape so this was a very nerve wracking experience and was totally new territory for me.
To cut a long story short, I have just picked my car up from the repairer following a repair, and given the circumstances I couldn't of been any happier with how Hiscox dealt with the whole ordeal.
I would like to make a specific mention to Luke Miller who was my point of contact as the claims underwriter for my claim.
Luke is a credit to the Hiscox team and was always available to answer any questions I had. Luke was compassionate, helpful and genuinely felt like he had my best interests at heart.
Regular updates were provided during repair and just did exactly what he said he was going to do every single time.
Having worked in the customer service industry all of my life, THIS is what good customer service looks like.
Thankyou to Luke and all of the team!

12 April 2026
Unprompted review
Hiscox logo

Reply from Hiscox

Dear Benjamin,

Thank you for taking your time to share your experience as a loyal Hiscox customer. It is fantastic to know that our teams delivered a service according to your needs and expectations. We are also happy and grateful to have you as a customer.

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars

Why cant everything be this easy.

Just got Public Liability Insurance online and it was a breeze, Great user experience plenty of info in digestible chunks and a reasonable price.

13 April 2026
Hiscox logo

Reply from Hiscox

Dear John,

Thank you for your review. Our goal is to provide a stress-free experience and competitive prices. Thank you for choosing Hiscox.

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars

An easy to use quotation process with a…

An easy to use quotation process with a clear and informative progression. A positive user experience.

10 April 2026
Hiscox logo

Reply from Hiscox

Dear Customer,

Thank you for your review. We are glad to receive your positive feedback and happy to know that you had a straightforward experience on our website.

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars

Very quick and easy to complete the…

Very quick and easy to complete the online forms and sign up for cover

8 April 2026
Hiscox logo

Reply from Hiscox

Dear Patrick,

Thank you for your constructive review. Quickly and accurately servicing our customers is always one of our main goals.

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars

5 STAR

Simple, easy to follow instructions, great value

8 April 2026
Hiscox logo

Reply from Hiscox

Dear Customer,

Thank you for your review. Quickly and accurately servicing our customers with competitive prices is always one of our main goals.

Hiscox Support Team
Reviews@hiscox.com

Rated 4 out of 5 stars

Excellent products that are flexible

Excellent products that are flexible. Just ashame that you cant create an account as their site is under maintenance. O well you can't have it all.

8 April 2026
Hiscox logo

Reply from Hiscox

Dear Jan,

We are thankful to see your constructive feedback. Thank you for choosing to work with Hiscox.

Hiscox Support Team
Reviews@hiscox.com

Rated 5 out of 5 stars

Was recommended through word of mouth

Was recommended through word of mouth, user friendly, easy to sign up, clear information and includes everything I need in my insurance cover

6 April 2026
Hiscox logo

Reply from Hiscox

Dear Customer,

Thank you so much for sharing your positive experience with us. We are pleased that you found with us the best option that suits your company.

Hiscox Support Team
Reviews@hiscox.com

Rated 1 out of 5 stars

Utter useless

Have been dealing with them as a third party, im suprised they get anything done, my claim against them started in November last year, apparently they still need to investigate. Helen from thier team has been as good as a wet lettuce.

5 April 2026
Unprompted review
Hiscox logo

Reply from Hiscox

Dear Luke,

I am sorry to hear you had a frustrating experience, this is certainly not the level of service we expect for our customers. In order for us to look into this in more details, could you please send us your policy number, claims number and a little background on your issue to reviews@hiscox.com. We can then direct this to the appropriate team who will look into this.
Thank you in advance.

Hiscox Support Team
Reviews@hiscox.com

Rated 1 out of 5 stars

Not a great experience

Not a great experience. They have been investigating a matter over 3 months now, been in contact with Helen who only reply’s 4 weeks later, if your lucky 2 weeks. I believe these are delay tactics as the event happened and we provided the evidence as soon as it happened, to local authorises, and their insurer. Our vehicle is still on closer to being repaired. It happened in November and now we are almost a week in April. I think that says it all!!

5 April 2026
Unprompted review
Hiscox logo

Reply from Hiscox

Dear Anna,

I am sorry to hear you had a frustrating experience, this is certainly not the level of service we expect for our customers. In order for us to look into this in more details, could you please send us your policy number, claims number (if you have one) and a little background on your issue to reviews@hiscox.com. We can then direct this to the appropriate team who will look into this.
Thank you in advance.

Hiscox Support Team
Reviews@hiscox.com

Rated 4 out of 5 stars

Great portal for building insurance…

Great portal for building insurance cover, slightly slow in responding and no mark-up when fields are left empty leading to waiting times until realising mistakes in filling the forms

30 March 2026
Hiscox logo

Reply from Hiscox

Dear Stephan,

Thank you for your constructive review. . We are pleased you chose Hiscox to work with.

Hiscox Support Team
Reviews@hiscox.com

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