HSBC UK Reviews 27,125

TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Considering 14,404 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for their exceptional care, friendliness, and efficiency, noting that nothing is too much trouble and that they genuinely care about their clients. The service provided is consistently described as excellent, with many appreciating the smooth process for various transactions, including mortgage applications and account setups. Reviewers highlight the helpfulness and professionalism of customer service, often mentioning specific individuals who made their experiences positive and stress-free. The user experience is also commended, with many finding the process easy to understand and appreciating the detailed explanations provided by staff. However, some people mentioned issues with payments, such as failed regular payments and delayed transfers, leading to frustration and unexpected arrears. A few other people also felt that customer service could be uncooperative or difficult to reach, sometimes resulting in unresolved issues and a poor overall experience.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, frequently praising their helpfulness, professionalism, and... See more

Service

Customers consistently note positive experiences with service, with many praising the excellent and seamless... See more

Customer service

Users describe positive interactions with customer service, highlighting helpful, friendly, and professional... See more

User experience

People report positive experiences with user experience, often describing it as smooth, quick, and easy,... See more

Payment

Customers had ambiguous experiences with payment, with some reporting significant issues such as failed... See more

Reviews shaping this summary

Rated 5 out of 5 stars

The remaining branch in Saxmundham is amazing…..the staff whose care ,friendliness & efficiency over many years hasn’t faltered.Nothing is too much trouble,it’s al ways been like that and our communit... See more

Company replied

Rated 5 out of 5 stars

Good experience with HSBC wealth manager discussing not only my wealth but also my worth in life. He opened my mind to investing that also makes me think to start dealing with my future. Jack is ver... See more

Company replied

Rated 5 out of 5 stars

A change of Bank is not a frequent event, nor is it undertaken lightly. We had been with our previous Bank for over 20 years. They closed our local Bank and their service had deteriorated over time.... See more

Company replied

Rated 5 out of 5 stars

I was invited into My local branch Mansfield by Noreen who I met last year fantastic service again warm welcome very professional took time and genuinely care about me. I was then introduced to my Pr... See more

Company replied


Company details

  1. Bank

Written by the company

HSBC UK helps millions of people look after their day-to-day finances and manage their wealth, offering retail banking and wealth management to personal and private banking customers. We partner with businesses from small and medium sized enterprises to large corporates – supporting every stage of their growth and their international ambitions – through our universal banking capabilities. Please kindly do not share any personal or sensitive information.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

27k reviews

5-star
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1-star

Replied to 94% of negative reviews

Typically replies within 24 hours

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Rated 5 out of 5 stars

Thomas went through a re mortgage…

Thomas went through a re mortgage application to assist us releasing funds thanks to equity in our property. Thomas explained every step clearly. He clarified our understanding. He revisited points we had questions about to ensure clarity. He gave alternative options because our pay slips would not upload onto the required platform. Thomas went at our pace. Very knowledgeable. Would recommend HSBC, and definitely Thomas to assist customers with their mortgage appointments. Excellent, efficient service. Thank you.

31 May 2026
Unprompted review
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Reply from HSBC UK

What a wonderful review Kate, thank you. We are so pleased to hear that you are happy with the excellent, and efficient service that Thomas provided during your mortgage application. We really do appreciate you choosing HSBC UK for your mortgage needs, and we truly value your positive feedback.

Rated 5 out of 5 stars

Ollie Best at HSBC

Ollie Best has been our HSBC relationship contact for me and my partner for some time now. He is very attentive and helpful and deals with all aspects of our accounts including day-to-day operations, investment and other banking products. He is very friendly, easy to get on with and knowledgeable. He is also very available to discuss any questions or concerns we may have. If we can't get hold of him immediately, we simply leave him a message safe in the knowledge that he will revert to us very promptly which we appreciate greatly.

20 May 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

We are so pleased to hear that you are happy with the service and support that Ollie consistently provides you and your partner, Daniel. We really do appreciate your positive feedback, and will pass on your lovely comments, he will be thrilled.

Rated 5 out of 5 stars

Exceptional Premier customer service & financial advice !

Oliver Best (relationship mgmt) and James Hart (wealth/financial planner) have provided exceptional support and financial expertise Sept last year in explaining how I can grow my portfolio - it has since grown with a healthy return.

In the process of making decisions - my inquisitive nature means I probably have more questions than most of their clients but they handled it really well and promptly.

The customer service centre is also excellent - most call centres take a long time to answer but I have never waited more than 10 minutes.

I have been banking with HSBC for as long as I can remember. And they have never disappointed me.

1 October 2025
Unprompted review
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Reply from HSBC UK

Thank you for leaving us a review about the exceptional Premier customer service and financial advice you received from Oliver and James. We are pleased to hear you are happy with the experience and support you had with the team 🙌

Rated 5 out of 5 stars

Very impressed with Ollie Best

I have never had a Relationship Director with my bank before, so I wasn't sure what to expect. I received a call from Ollie Best, who introduced himself to me and explained the services offered. He was very knowledgeable and cordial at all times. I was and still am very impressed. He arranged a meeting for me to come and see James Hart in relation to my pensions and they both generally advised me, which has been valuable advice! When I was on holiday and requesting very prompt information out of Ollie in support of my passport application, he dropped everything to help me. I couldn't be more impressed with Ollie. Thank you.

31 March 2026
Unprompted review
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Reply from HSBC UK

Thank you for leaving us a review about the service and experience you have received from Ollie who was able to support you with your banking needs 🙌

Rated 5 out of 5 stars

5 stars

5 stars - Rajesh Jha was really helpful. Mortgage application process was so easy and I am very happy with the service.

1 June 2026
Unprompted review
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Reply from HSBC UK

Hi Rita, we are pleased to hear that Rajesh was able to support you with your mortgage application. Thank you for your lovely feedback 🙂

Rated 5 out of 5 stars

Premier Account Onboarding

Had a lovely conversation today with Bhuvana who took me through my Premier account onboarding. The call went great and Bhuvana was friendly and helpful throughout whilst making the appointment feel personal to my needs and wants as a customer. I felt well informed at the end of the call and knew exactly what the next steps would be to complete the process. Truly a perfect example of the customer service you’d expect from your bank!

1 June 2026
Unprompted review
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Reply from HSBC UK

Hi Danielle, we are delighted to hear about your pleasant onboarding experience with Bhuvana. Thank you for your kind words and welcome to the Premier family 🙂

Rated 1 out of 5 stars

Terrible customer service from credit card dispute team

I've banked with HSBC for over 30 years. Branches closing down and the lack of being able to speak to people on the phone with clarity has made this a terrible experience recently. When you phone the line is often bad, and although the call centre staff have quite good English they are often difficult to understand and do not understand the customer all the time.
I opened a credit card dispute with Lufthansa because my flights were cancelled. Lufthansa agreed I should receive a refund, but this was never processed so I contacted HSBC. Firstly I was told I could not open a dispute, and this was resolved swiftly when I opened a complaint with HSBC (this has been the only positive part of my experience, with a complaints manager based in Britain).
Lufthansa have rejected my claim, citing they provided part of a service. This is impossible because the flights we booked were cancelled. They claim the tickets were non-refundable, even though it was them who cancelled the flights. HSBC have been incompetent in dealing with this so far.
I have spent days on phone calls and online chats trying to resolve this and it is still ongoing. HSBC send emails that are difficult to decipher and do little to explain the process.
I feel extremely underappreciated by the credit card team, and the service they have provided so far has been terrible.

28 May 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for taking the time to share this feedback, and I’m sorry for the experience you’ve had especially after banking with HSBC for more than 30 years.

It’s clear this has been frustrating on several fronts: reduced access to branches, poor call quality, and repeated difficulty being understood or getting clear explanations. That isn’t the level of service you should expect from us.

I’m also sorry for the way your credit card dispute has been handled. Being told you couldn’t raise a dispute in the first place, then having to spend days on calls and chats, is not acceptable. We also recognise that our emails should be clear and easy to follow, if our communications have added confusion rather than helped, we need to put that right.

On the Lufthansa case specifically, we understand why you’re challenging their response. If your flights were cancelled by the airline, you should not be left feeling that your claim has been dismissed without proper consideration or a clear explanation of the next steps.

If you’re happy to, please send us a private message with to social.media.uk@hsbc.com
- Your complaint reference number (if you have one).
- The best way to contact you (and suitable times)

We’ll make sure this is picked up by the right team, review what’s happened so far, and ensure you receive a clear update on where the dispute stands, what evidence is being used, and what options are available to move it forward.

Thank you again for raising this, we value your loyalty, and we need to do better than what you’ve experienced here.

Rated 5 out of 5 stars

Mortgage appt with Caitlin Munro

Had a telephone mortgage appointment with Caitlin Munro. Caitlin was very professional, made the nearly 2 hour telephone call easy and enjoyable. She was able to answer all our question in detail without using any jargon. Advised us on different products and walked us through other deals, to ensure that we were getting the best deal out there.

26 May 2026
Unprompted review
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Reply from HSBC UK

Thank you for the review Paula, mortgage applications can be stressful, so we are happy to hear your experience was joyful and easy. 🏠😀

Rated 5 out of 5 stars

I had issue with my mobile banking app…

I had issue with my mobile banking app access, I went to HSBC Kilburn and I was assisted by Sangita, who is very friendly and knowledgeable, she made the whole process very simple and explained everything about my banking facility. Thank you for your patience and understanding.

1 June 2026
Unprompted review
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Reply from HSBC UK

Thank you Hassanein, for sharing your visit to the branch with us today!😀😀

Rated 5 out of 5 stars

Excellent and super professional…

Excellent and super professional service today by Zeena (Deepa Taylor) @ HSBC Mortgage Team...respected our limited time window and addressed all matters of our mortgage Switch and future mortgage renewal...thank you Zeena.

1 June 2026
Unprompted review
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Reply from HSBC UK

Thank you for sharing your expereince today regarding your mortgage. 😀🏠

Rated 5 out of 5 stars

Olalekan in the HSBC Derby branch…

Olalekan in the HSBC Derby branch helped us open a joint account, savings account and a credit card application with so much patience. He is very polite and friendly and extremely professional.

1 June 2026
Unprompted review
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Reply from HSBC UK

Hi Prithvi, we are delighted to hear that Olalekan at the Derby branch was able to support you with your banking needs. Thank you for your lovely feedback 🙂

Rated 5 out of 5 stars

Good customer service

Good customer service. Very patient with customer. Anas is good with people.. I appreciate his knowledge.

1 June 2026
Unprompted review
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Reply from HSBC UK

We are glad that Anas was able to support you and provide a good customer service experience to you. Thank you for your lovely feedback, Regina 🙂

Rated 5 out of 5 stars

Excellent Service Anas was fantastic…

Excellent Service Anas was fantastic and the way he helped me with the fraud situation was amazing . He is very knowledgeable and the care and patience he showed was tremendous. Highly recommended. I never do surveys but I took time to do it as he really deserves the appreciation. Need more people like him in HSBC . Thank you so much Anas

1 June 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Hi Salem, we are delighted to hear that Anas was able to support you in such a critical situation. Thank you for your kind feedback 🙂

Rated 1 out of 5 stars

Extremely bad company

Extremely bad company. Management does not take enough responsibilities. Micro management among the workplace from my friend who work there. When customers ask to speak to a manager, manager always avoid speaking directly with the customer. Extremely poor attitude.

21 May 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Hey Mike, I'm very sorry to hear about this, I would really like to learn more and help take a look. Please email me on social.media.uk@hsbc.com, with #4743028 as the subject and your full name and postcode. You can share some more details of what has happened, as this will help us investigate.

I will do everything I can to help you. -Haz

Rated 5 out of 5 stars

Established Bank but with modern services

Have been a customer for decades, but with the Global account the bank has really stepped up it's provision.

Called in the Shotton branch today, incredibly helpful and polite.

1 June 2026
Unprompted review
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Reply from HSBC UK

Thanks so much for taking the time to share this, Ian. We’re pleased the Global account is working well for you, and we're glad the team at our Shotton branch looked after you so well. Thank you for your positive feedback and enjoy the rest of your day 😊

Rated 5 out of 5 stars

I had a meeting with Colleen Edward it…

I had a meeting with Colleen Edward it is very helpful meeting . Her service is very good .
Thanks

1 June 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for your feedback, Mohammad. We're pleased to hear your meeting with Colleen was helpful and that you were happy with her service. We’ll make sure your kind words are shared with Colleen. We appreciate you taking the time to share your experience and enjoy the rest of your day 😊

Rated 5 out of 5 stars

Jay Barot at harrow branch

Jay Barot at harrow branch .
He explain in detail process and help to open online account as well as HSBC information about global transfer and uk and HSBC banking system because I am student immigranted and new to country he give good information and quick work as well .

1 June 2026
Unprompted review
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Reply from HSBC UK

Thank you so much for your review Vaidehi😊

Rated 5 out of 5 stars

Visited HSBC Cwmbran branch on 29/5/26

Visited HSBC Cwmbran branch on 29/5/26. Our host was Ashima. She was a great help to both myself and my wife. Firstly she was very pleasant,patient and understanding of our needs. She gave us time to make decisions without pressure. I will say she is a credit to the branch.

29 May 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Hi Rosemary, we are pleased to hear that Ashima at the Cwmbran branch was able to support you and your wife during your branch visit. Thank you for the lovely feedback 🙂

Rated 1 out of 5 stars

Stressful Incompetence when opening an ISA

I have experienced considerable stress and anxiety when opening a new cash ISA with HSBC. The problems are probably down to understaffing and incompetence at HSBC and are still not resolved.

I opened a new 1 year fixed cash ISA with HSBC on 3 April 2026. I wanted to transfer in two existing ISAs, one at Nationwide another at Charter Bank. The Nationwide transfer was requested online during the application process. The Charter Bank transfer involved completing a paper form, which was delivered by hand to the local branch on 7 April to avoid postal delays.

The Nationwide transfer completed on 21 April. I could see this money in the HSBC ISA account through their app.

Charter Bank notified me that they had sent the ISA money to HSBC on 28 April. The statement showed some general HSBC account number as the target of the payment.

The money from the Charter Bank ISA has not appeared in the HSBC ISA account even as of today – 1 June 2026, well over a month after Charter Bank sent it.

I have contacted HSBC by phone multiple times and also attended the local branch twice to find out why the Charter Bank money has not been credited to the ISA account. HSBC staff agree that HSBC has received the money. However, there is no proper explanation as to why the money has not been credited to my ISA. The main excuse is that HSBC had a lot of ISA activity at the start of the new financial year and they are having to work through this. So it seems to me that despite the size of HSBC, they are actually understaffed! Or alternatively, they are incompetent at running their business, which is after all about making sure that money gets to the right place.

I have never before experienced this when opening an ISA with any bank. I am deeply disappointed by this experience and it puts me off ever using HSBC again. But first, I need to get my money credited to my account.

1 June 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Hi Mike, we are sorry for all the inconvenience caused due to the delay in processing your ISA transfer request. Can you please email us on social.media.uk@hsbc.com including your full name and post code only, so we can support you with this? Please quote #4742824 as your reference. Thanks - Juhi

Rated 5 out of 5 stars

Staff very helpful and knowledgeable

Staff very helpful and knowledgeable, thank you, Great support at a difficult time for me personally. Thank you

31 May 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you so much for your kind words! We're really glad to hear that our team were helpful and knowledgeable during your challenging time. It means a lot to us that you felt supported. If you ever need anything else, please don't hesitate to reach out via Social Media on X, Facebook or Instagram @HSBC_UK between 8am and 8pm UK time every day! ❤️

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