HSBC UK Reviews 27,017

TrustScore 4.5 out of 5

4.5

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 14,404 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for their exceptional care, friendliness, and efficiency, noting that nothing is too much trouble and that they genuinely care about their clients. The service provided is consistently described as excellent, with many appreciating the smooth process for various transactions, including mortgage applications and account setups. Reviewers highlight the helpfulness and professionalism of customer service, often mentioning specific individuals who made their experiences positive and stress-free. The user experience is also commended, with many finding the process easy to understand and appreciating the detailed explanations provided by staff. However, some people mentioned issues with payments, such as failed regular payments and delayed transfers, leading to frustration and unexpected arrears. A few other people also felt that customer service could be uncooperative or difficult to reach, sometimes resulting in unresolved issues and a poor overall experience.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, frequently praising their helpfulness, professionalism, and... See more

Service

Customers consistently note positive experiences with service, with many praising the excellent and seamless... See more

Customer service

Users describe positive interactions with customer service, highlighting helpful, friendly, and professional... See more

User experience

People report positive experiences with user experience, often describing it as smooth, quick, and easy,... See more

Payment

Customers had ambiguous experiences with payment, with some reporting significant issues such as failed... See more

Reviews shaping this summary

Rated 5 out of 5 stars

The remaining branch in Saxmundham is amazing…..the staff whose care ,friendliness & efficiency over many years hasn’t faltered.Nothing is too much trouble,it’s al ways been like that and our communit... See more

Company replied

Rated 5 out of 5 stars

Good experience with HSBC wealth manager discussing not only my wealth but also my worth in life. He opened my mind to investing that also makes me think to start dealing with my future. Jack is ver... See more

Company replied

Rated 5 out of 5 stars

A change of Bank is not a frequent event, nor is it undertaken lightly. We had been with our previous Bank for over 20 years. They closed our local Bank and their service had deteriorated over time.... See more

Company replied

Rated 5 out of 5 stars

I was invited into My local branch Mansfield by Noreen who I met last year fantastic service again warm welcome very professional took time and genuinely care about me. I was then introduced to my Pr... See more

Company replied


Company details

  1. Bank

Written by the company

HSBC UK helps millions of people look after their day-to-day finances and manage their wealth, offering retail banking and wealth management to personal and private banking customers. We partner with businesses from small and medium sized enterprises to large corporates – supporting every stage of their growth and their international ambitions – through our universal banking capabilities. Please kindly do not share any personal or sensitive information.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

27k reviews

5-star
4-star
3-star
2-star
1-star

Replied to 94% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

The new online banking is terrible.

Since HSBC introduced the new login system, online banking via web browser has become unreliable and frustrating. The QR code fails to appear, making login impossible. I can only access via the mobile app and I cannot process many oversea operations. The previous Secure Key system was far more stable and user-friendly. Terrible update, terrible. What a disgrace.

26 May 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Margherita, thank you for being open and honest in your review regarding our online banking system. We are sorry you are not happy with the process. If you need our support, please can you reach out to us, so we can help you. Thank you

Rated 5 out of 5 stars

Great staff and products at Hsbc…

Great staff and products at Hsbc Kidderminster, Stefan is very friendly and his experience is second to none.

26 May 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Amazing to see how Stefan was able to help you, we hope you have a nice day Marius 🌞

Rated 5 out of 5 stars

Sheehan was good .

Sheehan was good .. he treated my case really well .. all thanks to him I can now do international transfer from my home

26 May 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you, Timothy for leaving this review for us, we can't wait to share this with Sheehan. 😀❤️

Rated 5 out of 5 stars

Premier account onboarding call

I was helped by Andrea with my Premier Account onboarding. The service was excellent and Andrea was professional and accommodating, especially when there was a problem with the phone line my end. A refreshingly pleasant experience. Many thanks.

26 May 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you, Ben for leaving this review regarding your premier onboarding expereince. 😀

Rated 5 out of 5 stars

I spoke to Olalekan Babalola at HSBC…

I spoke to Olalekan Babalola at HSBC Derby today and honestly he was very patient with me. I came into the branch wanting to open a credit card for the first time and he explained all the fine details about using credit cards and the options available to meet my needs. I am leaving the branch well informed and opened my first credit card thanks to him. 5 stars!

26 May 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Good to see how Olalekan was very patient with you, we do hope you have a nice day Maureen 🌞

Rated 5 out of 5 stars

Balham High Road - Great staff

I visited the Balham High Road branch today with a significant issue having occurred with my account over the weekend. Maida and Carlos were incredibly helpful and understanding.

26 May 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you, Dylan, for leaving this review regarding your visit to the branch. We are so happy to hear that both Maida and Carlos were there to help you. 😀😀

Rated 5 out of 5 stars

Had a meeting with Alyson at Westwood…

Had a meeting with Alyson at Westwood cross regarding a loan application, she was exceptional with my case and helped me with all the questions I had.

Can’t recommend this bank more, very lovely and pleasant staff and extremely professional.

26 May 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you so much for the review, Darius😊

Rated 5 out of 5 stars

Upgrade with Carolynne Kerr in…

Upgrade with Carolynne Kerr in Hamilton, who provided excellent and seamless service and remained very professional throughout the process. Even managed to get through the criteria in under 60 mins, which was appreciated.

22 May 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you so much for your wonderful review Paul😊

Rated 5 out of 5 stars

POA set up on account

Wonderful to meet a caring and empathetic member of staff who was so very helpful.

26 May 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for the review Verity.😀❤️

Rated 5 out of 5 stars

Our meeting was extremely useful

Our meeting was extremely useful. Tanya Narsinghani was incredibly well informed for all aspects that we needed to discuss. Her clear explanations and answers to our questions were genuinely helpful. Above all, her humanity and skill in communication was very reassuring at a time when genuine personal contact is diminishing.
A great asset for the branch.

26 May 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Hi Jonathan, we are delighted to hear about your pleasant experience with Tanya who was able to support you with your banking queries. Thank you for your kind words and lovely feedback 🙂

Rated 5 out of 5 stars

Alison was great

Alison was great - excellent customer service and clearly explained everything to me.

26 May 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for leave us a review about Alison's excellent service and how great they were with explaining everything to you 🙌

Rated 5 out of 5 stars

I went to the hsbc branch in phymouth…

I went to the hsbc branch in phymouth where Jharna assisted me with my query. Thank ypu as everything was easy and very approachable manner and helpful till the end.

26 May 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you so much for your lovely review😊

Rated 5 out of 5 stars

Carl in sconthorpe is the best best men…

Carl in sconthorpe is the best best men man and good service at his work

26 May 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Hello Toni, thanks for taking your time to leave this lovely review 💫. We’re really pleased to hear Carl in Scunthorpe looked after you so well. Carl will be glad to see this. Have a lovely day ☺️.

Rated 1 out of 5 stars

Oudated/segregation

Oudated/segregation

26 May 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for leaving a review. Please get in contact so that we can take on and log your feedback 🌐https://grp.hsbc/62045B8Teih

Rated 5 out of 5 stars

Heartfelt Appreciation for Exceptional Service – Eddie Wong

Dear Branch Manager,

I am writing to formally express my sincere gratitude for the outstanding service I recently received at your SM1 1DU branch, specifically from Mr. Eddie Wong.

Recently, I visited your branch to open a new bank account and required assistance with some complex account issues. Throughout the entire process, Eddie demonstrated an exceptional level of professionalism, patience, and dedication. He took the time to understand my situation thoroughly, guided me through the procedures step-by-step, and efficiently resolved all the issues I was facing.

Moving to a new financial environment can be overwhelming, but Eddie’s expertise and warm reassurance made the experience smooth and stress-free. His attention to detail and excellent customer service truly embody the high standards of HSBC UK.

Please convey my heartfelt thanks to Eddie. He is a tremendous asset to your team, and his efforts are deeply appreciated.

Thank you once again for the wonderful service.

Yours sincerely, Ashley

8 April 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for leaving us a review about the support you received at the branch from Eddie with opening a new bank account. Welcome to the HSBC family 🙌

Rated 5 out of 5 stars

Angela Corr Mortgage Advisor was…

Angela Corr Mortgage Advisor was excellent, spent time explaining our options, was very patient as we went away to consider and then arranged 3 follow up meetings.
Replied to emails swiftly.
Would definitely request Angela again
Thank you

22 May 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for leaving us a review about the excellent support and service from Angela who supported you with your mortgage options 🙌🏡

Rated 5 out of 5 stars

Excellent Mortgage Advisor

My wife and I have recently had the good fortune of being appointed Lara Coates as our mortgage advisor, who helped us not on one, but two occasions. She worked to some incredibly tight time constraints and made sure that we had our offer from the bank incredibly quickly. A real credit to the company.

18 May 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for leaving us a review about the experience and service you and your wife have had with Lara our mortgage advisor 🙌

Rated 3 out of 5 stars

Insult to my intelligence AFAIN.

Insult to my intelligence AFAIN.
I always pay my credit card in full every month. last month I needed to spend a lot on new hearing aids for which I used my credit card. HSBC email me 2 weeks before the payment is due to tell me to make sure I have sufficient funds in my current account to cover the payment. Like maybe I am stupid and am not aware this is the case.
Some time ago a made a transfer to my overseas account in sterling which HSBC erroneously converted into US Dollars (tis being an automatic default when transferring funds abroad). HSBC tried to say it was not their error, which I can assure all it was and they agreed to refund me my additional costs which they did most generously by giving me considerable more than my actual loss due to my overseas bank not charging me for converting the funds back into sterling as they were aware it was the fault of HSBC UK as the transaction had been arranged online in the overseas bank branch.
I then receive an email l from HSBC UK asking if I accept the so called gesture of goodwill to which I agreed as it more than adequately covered my out of pocket costs. HSBC UK then kindly paid the so called gesture of goodwill again into my account. Upon my return to UK I visited my local HSBC branch to complain about the mistake they had made in converting to dollars to which the arrogant employee stated categorically that they DO NOT MAKE MISTAKES. I then advised this employee that they had mistakenly paid me more than gbp1000 a second time and as they DO NOT MAKE MISTAKES I presumed it was OK to keep. Well to keep that money me thinks would be unlawful so I allowed him to reclaim it. To his credit he did .thank me for my honesty
I have had a number of other negative experiences and just put them down to the general poor service one can expect from this type of outfit.
Happy banking!
Blimey got a response where HSBC take credit for giving me a so called gesture of goodwill for compensating me for 2 errors on their part

25 May 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Hi George, we are sorry for all the inconvenience caused. We are glad that we were able to make this right for you by logging a complaint and offering you a gesture if goodwill. Appreciate your honest review.

Rated 1 out of 5 stars

Disappointing Cash ISA transfer experience that I had to cancel

I opened a HSBC Current Account in April 2026 and then a HSBC 1 year Fixed Rate Cash ISA (good offer), opting to transfer into this Cash ISA this years Cash ISA allowance (20k) from my Virgin Money flexible Cash ISA (holding 63k).

It took weeks before the ISA transfer process was initiated, this I understood to be due to high demand.

I phoned HSBC during the process and was horrified by the HSBC rep in India insisting I had initiated a full transfer rather than just this years Cash ISA allowance (there was no way I wanted 63k locked into an account for 1 year).

I insisted I had selected a transfer of this years Cash ISA allowance but he insisted I had selected a full transfer.

So I phoned Virgin Money and they indeed confirmed to me that a transfer of this years Cash ISA allowance had been requested by HSBC, but, having lost all confidence with HSBC, I immediately cancelled the Cash ISA transfer with Virgin Money before they had processed it.

And now I have switched my (no longer required) HSBC Current Account to NatWest for their £200 switch reward, where one of their savings products suits me.

Conclusion: A very disappointing experience with HSBC, not happy with HSBC office in India insisting I had initiated a full Cash ISA transfer when I had in fact requested a transfer of this years Cash ISA allowance (20k). Maybe this is a problem with the HSBC app and how it presents data into their system, there certainly seems to be a problem with data integrity in their system.

17 May 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Hi there, we are so sorry to hear abut what happened. We would really like to look into this for you. Can you please email us on social.media.uk@hsbc.com with full details of the issue including your full name and post code only, so we can support you with this? Please quote #4739058 as your reference. Thanks - Juhi

Rated 2 out of 5 stars

Applied for a credit card which was…

Applied for a credit card which was pre-approved.

I received no notification that I had applied or an application number.

I was called today asking how long I had retired and to prove my income. I explained that the card was pre-approved and that my credit score was at maximum.

The operator explained I must prove my income. To be honest I could not and can not be bothered. I do not need the card - it was a nice to have as it was 24 months interest free.

I only wanted a credit limit if £2500. I already have a Barclaycard - anyway I cancelled the application and I went for a Virgin Card which was 20 months interest free and a credit limit of £4000 which was offered automatically. I will now go and buy a new TV interest free.

I was very disappointed in HSBC.

25 May 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Hi Paul, apologies for the inconvenience caused. We would really like to look into this for you. Can you please email us on social.media.uk@hsbc.com with full details of the issue including your full name and post code only, so we can support you with this? Please quote #4739045 as your reference. Thanks - Juhi

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look