Ideal4Finance Reviews 

756
•
TrustScore 4.5 out of 5

4.6

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Rated 5 out of 5 stars

Not a bad word to say about the whole process of joining Ideal4Finance, you get instructed what to do and when to do it every step of the way, the communication is top notch, and our handler Will has... See more

Rated 5 out of 5 stars

Friendly staff in store, was able to ask questions and take our time looking around without being pestered. easy to apply on line for product which we order and 3 seater and 2 seater sofa set. Co... See more

Rated 4 out of 5 stars

Some may look at this review and think why 4*? The final star will soon be ticked once we have received our first client to continue through a finance option. From the initial enquiry, to Steven... See more

Company replied

Rated 5 out of 5 stars

These guy are amazing.for tool finance Especially mark at ideal for finance. The application was so straight forward he advise me step by step how to do it money was in my account within the hour a... See more

Company details

  1. Non-bank financial service
  2. also in
  3. Alternative Financial Services
  4. Finance broker

Information provided by various external sources

We recognise that sometimes customers need help in spreading the cost of purchases. This can be done by breaking the cost down into smaller, equal monthly installments. Spread the cost of any purchase over a period of time, making it possible for you to finance the important things in life.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

756 reviews

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Asks customers to review

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Replied to 100% of negative reviews

Typically replies within 2 weeks

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4.6

All reviews

(756)

18 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

No value for money

We believed that using this company would help us obtain more sales. In 4 months we have only obtained 2 sales through this. The set up is not as good as previous systems we have used. You are not told immediately if applications are accepted or not and if anyone applies over the weekend you don't find out until the Monday morning. Most applications are declined and no customers have advised us of any follow up actions to offer alternative options. The staff are all helpful and friendly but having to work with an inadequate system.

22 May 2025
Unprompted review
Ideal4Finance logo

Reply from Ideal4Finance

Dear Kevin. Thank you for providing such detailed feedback. We appreciate your positive comments about our staff, but we are very sorry to hear you are disappointed with the facility. A senior member of our team is going to contact you to discuss this in more detail and see if we can do anything to help. We want to do everything we can to ensure you get the best from your finance facility.

Rated 5 out of 5 stars

Very easy to set up and the customer…

Very easy to set up and the customer advisor I spoke to throughout and in final call to release funds was professional and very friendly

9 May 2025
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Reply from Ideal4Finance

Dear Mairi, thank you for your review, we really appreciate it. We are so pleased we could help you 😊

Rated 4 out of 5 stars

Some may look at this review and think…

Some may look at this review and think why 4*? The final star will soon be ticked once we have received our first client to continue through a finance option.

From the initial enquiry, to Steven sitting in our offices with us to the completion of being set up.. one extremely stress free, interesting and learning experience. Every question we had have been answered. Always someone on the end of the phone to talk to for assistance also.

We have had a couple of customers interested in the finance option, however both have accepted quotes with just paying the invoice on completion in full rather than a monthly fee. We are hoping using IDEAL4FINANCE will help grow our business in a new way. Only time will tell.

13 May 2025
Unprompted review
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Reply from Ideal4Finance

Dear Lucci. Thank your for leaving such a positive review. We are delighted that your experience with us to date has been so good. We will share your comments with Steve and we look forward to working with you 😊

Rated 5 out of 5 stars

Our business has benefited from having this to offer

We have been with Ideal4Finance for 8 years and have just agreed to continue with them , at first we found the setting up on our website a little difficult (probably because we were used to pen and paper not internet) but after they helped us we got used to things and now find it easy and stright forward to use as do our customers. We have had several customers use the finance that otherwise would not of had their kitchen from us ! All in all the people have helped us along the way have been great and easy to deal with. Thank you.

9 May 2025
Unprompted review
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Reply from Ideal4Finance

Thank you for your 5-star review, we really appreciate it. It's great to hear that your finance facility is helping you to make more sales and also that you enjoy working with our team. We aim to provide the best service possible so it is really rewarding to read your positive feedback. Thanks again 😊

Rated 3 out of 5 stars

Complaint resolved

Updated Review
Good response following my complaint - with a lot of detail sent over. I appreciate the effort taken to resolve

Original Review
Very disappointing company to work with from a customer perspective. There was no ability to answer questions from us on our finance agreement - everything was referred to the ultimate lender (without any help from Ideal4Finance). It’s hard to understand what value they brought to the transaction from a lendee point of view

30 April 2025
Unprompted review
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Reply from Ideal4Finance

Dear James. We are very sorry about this as we certainly make every effort to assist every loan applicant who contacts us, and we receive a great deal of excellent feedback about this process. We know that a member of our loans team was in touch with you during your application and provided all the information she was able to. Some aspects of the process have to be dealt with by the lender directly and we can only apologise if your contact with them was not as helpful as you hoped. We are happy to reach out to a senior contact at the lender to help rectify your issues and a member of our team will get in touch with you to discuss this. Apologies once again and thank you for your feedback.

Rated 5 out of 5 stars

Would recommend

Easy application, and a follow up call to double check that there were no problems. Would recommend.

28 April 2025
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Reply from Ideal4Finance

Dear Andrew. Thank you for your 5-star review. We are so glad you had a positive experience with us and we really appreciate your feedback.

Rated 1 out of 5 stars

As a kitchen retailer we wouldn't use…

As a kitchen retailer we wouldn't use this company again, haven't had 1 single enquiry. They granted a loan to a person who never even purchased from us... Seems like Ideal4finance have only benefitted from our membership - total waste of money.

24 April 2025
Unprompted review
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Reply from Ideal4Finance

Dear Martina. We are very sorry to hear this as we value all our client relationships and want to provide the best possible service. A member of our customer service team will be in touch with you to discuss this in more detail and to see if we can do anything to help. Thank you for letting us know, your feedback is important to us.

Rated 5 out of 5 stars

Smooth process getting/activating loan.

Smooth process getting/activating loan.
Friendly, courteous and professional follow up calls and contact.

15 April 2025
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Reply from Ideal4Finance

Thank you for your review Paul. We are so pleased you had such a positive experience with us and we appreciate your feedback 😊

Rated 5 out of 5 stars

Application was easy to complete

Application was easy to complete, response was quick and positive. The staff have been friendly and efficient.

2 April 2025
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Reply from Ideal4Finance

Thank you for your very postive review David. We are so glad you had a good experience with us and we will pass on your comments to the team 😊

Rated 5 out of 5 stars

The bestttttttt

24 March 2025
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Reply from Ideal4Finance

Thank you for your very positive review. We are really pleased that everything went so well for you 😀

Rated 5 out of 5 stars

Excellent customer service …

Really great communication from start to finish. Fantastic customer service from friendly, knowledgeable and professional staff. Lovely, hassle-free experience.

12 March 2025
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Reply from Ideal4Finance

Thank you very much for your review, Ruth. We are so glad you had such a positive experience with us and we really appreciate your feedback 😊

Rated 4 out of 5 stars

Good service

Very pleased with service

4 March 2025
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Reply from Ideal4Finance

Thank you for your review Kim, we are really glad that everything went well for you.

Rated 5 out of 5 stars

Very happy with the service

Very happy with the service from Ideal4Finance. I didn't find it the easiest thing to set up and had a couple of glitches when coming to confirm it but they were very prompt in replying and fixing it. They also checked after my installation to make sure I was happy with my purchase which was reassuring.

14 February 2025
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Reply from Ideal4Finance

Thank you Clair, we are glad we were able to help you.

Rated 5 out of 5 stars

Achieving the loan was a bit tricky to…

Achieving the loan was a bit tricky to begin with, all the evidence required. Once this was completed everything else was great. Also the people that work there are very helpful and friendly.

5 February 2025
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Reply from Ideal4Finance

Thank you for your review Maria, we're so glad we were able to help you 😊

Rated 1 out of 5 stars

A year of money out and no support!

You handling of this and my contract termination has been well below par, from day one there been little to no support, no communication when i did send in my cancellation notice, no communication until you request money. Unfortunately i know that my review that ill be leaving will do little to effect your business but i do hope you treat others better than you have me.

7 February 2025
Unprompted review
Ideal4Finance logo

Reply from Ideal4Finance

We are very sorry to hear this, as we value all our client relationships and want to provide the best possible service. A member of our customer service team has tried to contact you about this and will continue to do so. Thank you for getting in touch as your feedback is important to us.

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