InsureCarHire Reviews 

116
TrustScore 4.5 out of 5

4.6

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Rated 5 out of 5 stars

We have had an excellent experience with InsureCarHire.co.uk and would happily recommend them to other car hire businesses. The customer support, in particular, has been outstanding. Whenev... See more

Company replied

Rated 5 out of 5 stars

We only have one car to rent out occasionally, but may grow that in the future. InsureCareHire is flexible and enables us to start small and build in the future with minimum costs when we're not renti... See more

Company replied

Rated 5 out of 5 stars

There is not any point that I can raise agaist this company who are excellent in their service management as well as very presise at all times. Very prompt to responce to any inquiries I have... See more

Rated 4 out of 5 stars

Good customer service from Steve Blackwell, always on hand to help with underwriting queries, and the premiums seem to be competitive and fair. However the actual hiring procedures we feel are overkil... See more

Company replied

Company details

  1. Insurance company

Written by the company

Here at InsureCarHire, we believe that your self-drive hire business deserves better. Whether your business is self-drive hire, credit hire or a driving school; we can help you get a specialist pay-as-you-go policy. Our stringent guidelines and "only the best" attitude means that you can rest assured that your self drive hire business is in good hands - classic cars, standard cars, motorhomes and campers are just some of the wide ranging vehicles we can look to cover for your business. You can trust that the InsureCarHire team - a close team of CII accredited staff - will offer a personal touch and a high standard of customer service that is too often overlooked in the industry. Think our values and services match what you are looking for? Fill out an application on the InsureCarHire website today, and take the next steps on your path to becoming a successful business.

Our dedication to customer care...

Our statement to you:

Our statement to you:
Here at InsureCarHire, we understand that business to business relations don't deserve a cold shoulder - and that in fact, they thrive from a personal touch. We are dedicated to providing the absolute premier customer experience, and can assure any prospective client that they will always meet a friendly voice at the other end of the line.

Contact info

4.6

Excellent

TrustScore 4.5 out of 5

116 reviews

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4.6

All reviews

(116)

5 reviews in the last 12 months

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Rated 5 out of 5 stars

Very user-friendly service 5*

Very user-friendly service. All easy to get in touch when an issue comes up. We have been using them for past 7 years and are very please with the service l. Also the rates are very competitive and the range they cover for customers is amazing.

14 April 2023
Unprompted review
InsureCarHire logo

Reply from InsureCarHire

We appreciate the review!

We here at InsureCarHire pride ourselves on our friendly customer service and team that is always happy to help.

Thank you for your continued support.

The InsureCarHire Team

Rated 4 out of 5 stars

Been using InsureCarHire for 4yrs now

Been using InsureCarHire for 4yrs now, always at the end of the phone (Thanks Jake!) when needed and have had no issues. The only reason I didn't leave 5 stars was the unpredictable extra loading due to occupation which I guess is probably the case with most insurance companies.

4 April 2023
Unprompted review
InsureCarHire logo

Reply from InsureCarHire

Thank you for your review!

We will ensure that Jake hears the praise you have given him - we at the InsureCarHire team look forward to providing many more years of the service you have grown accustomed to.

Unfortunately being in such a variable industry, it can be rather difficult to predict additional fees and charges for things like occupation - however we do always try to be clear and open about this whenever possible.

The InsureCarHire Team

Rated 5 out of 5 stars

Helpful and friendly, had no problems.

We run a small hire car company and have dealt with insure car hire for the last 6-8 months, we have had great help from them and none of our customers have been turned down for insurance. The forms online are little tricky if you’re doing them on your phone but otherwise they have been great. And if you phone them up they’re always willing to help you. It’s great that we finally found a company that would insure our customers. Thank you everyone.

4 April 2023
Unprompted review
InsureCarHire logo

Reply from InsureCarHire

We thank you for your feedback!

We try our best to offer cover to a wide variety of hirers in order to truly maximise the capabilities of our clients.

Form interfacing for mobiles can be quite difficult, so we do appreciate you feeding back about this - it's certainly something we can look to improve moving forward.

The InsureCarHire Team

Rated 1 out of 5 stars

Absolutely waste of time

Absolutely waste of time, filled out the form then read the 1 google review they have that says they decline everyone no matter what and there soul purpose is to grab data, anyway i rang them up they wouldn't give me any information over the phone just told me their under writers will get back to me, had an automated email declining and giving no reason whatsoever, same as anyone else thats filled out the form, don’t waste your time

21 July 2022
Unprompted review
Rated 1 out of 5 stars

Wasted so much of my time! Rubbish service/website

Great rate for motorhome excess insurance but after trying 5 of mine and my husbands debit and credit cards gave up. Automated response every time ‘your payment hasn’t been authorised by your financial institution’
On contacting bank they cld not see any payments as trying to be taken. Obv a website glitch. Telephoned them and they said they cld do nothing and didn’t take phone payments so gave up and went to Quester Insurance where my payment went through first time Hurrah!
Paid £30 more but at least it was done and a much better website experience.
Insure car hire you need to get it sorted!
## and no it wasn’t because of insufficient funds or credit limit on my credit card!

19 December 2019
Unprompted review
InsureCarHire logo

Reply from InsureCarHire

Hi Nicola,

Thanks for taking the time to leave a review. We are sorry to hear we could not provide insurance due to a payment error.

There are a number of reasons you would have seen this message – it could be because you exceeded your credit limit, entered an incorrect expiry date or had an insufficient balance. In such cases, the payment is refused and the payment details are not sent to the financial institution, which is why you see the message ‘your payment hasn’t been authorised by your financial institution’.

Again, we apologise for any inconvenience caused.

Kind regards,
InsureCarHire

Rated 2 out of 5 stars

I was disappointed to be turned down

I was disappointed to be turned down, with just 2 BMW Z3 s to hire to my BnB guests (and the general public) my cars are 2002 and sub 30,000 miles in showroom condition. No reason was offered, just a blunt refusal. tHIS SEEMS TO FOLLOW THE REVIEWS i FOUND ON HERE. If anyone knows of a good place that actually does insurance !! please inform me at Stay"The at sign"CastleHouseBandB.co.uk

5 July 2019
Unprompted review
InsureCarHire logo

Reply from InsureCarHire

Hi Charlie,


We're sorry to hear you were unhappy with the service. Unfortunately, we aren't always able to offer cover.

Kind Regards,
InsureCarHire

Rated 1 out of 5 stars

Don't waste your time filling out the…

Don't waste your time filling out the quotation forms,
You will receive an automated response that unfortunately they are unable to offer you insurance and no reason can be given,
It is evident reading from other reviews and various forums that they are no longer able to offer any new businesses with daily insurance

22 May 2019
Unprompted review
InsureCarHire logo

Reply from InsureCarHire

Hello,


We’re sorry to hear you were unhappy with the service.

Unfortunately, we aren’t always able to offer cover - as is the same with most insurance services.

Kind Regards,
InsureCarHire

Rated 1 out of 5 stars

Tried getting quotations for 3…

Tried getting quotations for 3 different fleets with and without previous trading history but they will always refuse a quotation. On top of that they wont even give you a reason for not quoting. Turning down so many companies shows they do not have any capable underwriters for the market out there. What frustrates the most is that I had tried different fleet sizes but they still wont insure any. Should at least give any eligibility requirements on their website so it doesnt waste anyones time.

21 May 2019
Unprompted review
InsureCarHire logo

Reply from InsureCarHire

Hi Mustafa,

We are unable to advise on specific cases or underwriting reasons for any unsuccessful application.

Kind Regards,
InsureCarHire

Rated 1 out of 5 stars

We vetted the hires over and beyond, protected the policy and retained a NIL Claims experience for 4 years. Yet we paid a hefty price!

We write this review knowing that this company will throw us off their platform and that the initial down payment will be lost.

IF you're considering this company, just be aware that the company can alter the rates at any time without warning, it can also revoke it's services at anytime without prior warning (as per terms). If you have cars on the road, you have no option but to pay the price. There are reputable companies out there that can assist new hire firms; £125k on, we learnt the hard way.

We started trading with this company on the 09 April 2014 and paid the initial 'site charge' of £1000.00. After a short period we were contacted by the company to advise the rates were increasing. We noticed a Vauxhall Corsa was now being charged from £7 to £9. A few months later, this increased to £11. We continued in good faith as we trusted the company.

We spent £30,090.06 during our first year and £65,645.83 during the second. In total we spent £125,082.70 with insurecarhire.com.

The rates continued to shoot up, and we had no option but to reduce the amount of services obtained from this company. Currently the rate for a Vauxhall Corsa is £35.16 per day; this is ridiculous and totally unacceptable.

WE HAVE A £0 CLAIMS EXPERIENCE. The Rates are not based on one's claims experience; the company can increase and or reduce rates dependant on how much they want to fill their pockets.

We attempted on numerous occasions, during the course of the last few years, to negotiate the rates to a more reasonable amount, yet on each attempt we were told nothing would be done. Each time you speak to these guys it's like you owe them and not the opposite way round. They must have a waiting list of customers!

A recent hire for a Vauxhall Insignia cost £46.33 for the day!

The company forces you to purchase, on each hire, an excess waiver.

The excess waiver cost is £2.50 per day and is simply another product owned by this company. The logic behind forcing the purchase of an excess waiver is beyond any reasonable person.

If someone decides to purchase an excess waiver, to reduce their excess liability, or wishes to pay the excess in the event of an accident; it is solely their decision. It is well known within the hire industry that selling an excess waiver policy to a customer will make you more money than not. Insurecarhire is doing the same- yet the companies it forces to purchase this product are well aware of the profitability behind its forced sale.

There is a lot more that we could say about this company, nothing is made up or exaggerated, we have proof via print-screens directly from our hire website login and email exchange with members of the company.

Click on 1 star ratings and have a look for yourself. Customers who have experienced this company are all talking about the same reality.

It is unfortunate that our custom with this company is coming to an end, we vetted the hires over and beyond, protected the policy and retained a NIL Claims experience. Yet we paid a hefty price!

IN RESPONSE TO INSURECARHIRE:

- Our account has previously been closed without prior warning. Reviews on TrustPilot are evident of this having occurred with others.
- Our rates increased some months after beginning trading with you. We had no option but to reduce our trading with you in 2016 as the rates had nearly doubled compared to what had originally been quoted.
- We called you in 2017 to discuss the extortionate rates, your response "nothing you would do"- how would you expect us to trade with you at £35 per day on a Vauxhall Corsa!?
- We emailed you in June 2016 asking why the excess waiver had been included on all hires. to which you responded: "I can take it out again for you but the standard rate would increase.". Why would the rate increase if the excess waiver is excluded?! The profit margins for your company would be affected, your sister company would not benefit!

Following a bad review, you cannot go amending claims experiences just so it will help you make a point?! We have a print screen of our claims experience from your website, last night showing a £0.00 claims experience. Moments before your response to our review, you amended the claims experience to show a £101.40 claim!!

A claim was submitted by a Third Party for an alleged accident in June 2016- for your information we instructed Solicitors to defend this matter and the case was closed without the insurers paying anything! You had closed the matter as a £0.00 value claim, yet following our review on this website, you have now amended the claims history and inserted a claim value of a petty £101.40- what are these charges? an addition to your inflated and exaggerated charges? or are you hoping this will make it difficult for us to obtain insurance?

In response to invalidating cover, a petty broker like you who is only interested in profit cannot advise us on matters relating to insurance indemnity; stick to what you know!

We hope any reasonable person reading these reviews will understand the level of incompetence you're dealing with or about to deal with.

Read the other negative reviews- they all complain about the same issue.

18 July 2018
InsureCarHire logo

Reply from InsureCarHire

Hello,

We do not increase the rates or close an account without any warning, we give 7 days’ written notice as per our Client Terms of Business. We confirmed in writing to you back on the 20th June 2017 that we will be increasing your rates due to a substantial drop in trading. It was not until 3 months later, on the 5th September that you contacted us to query this, which is when we explained the reason for the increase. There were 252 hires in 2016, 18 in 2017 (a 98% drop on the previous year) & 2 in 2018 to date (a 94% drop on the previous year). These rate changes were made on 27th June 2017, 7 days after we gave notice. We also sent a further e-mail to you on 24th November 2017 advising that following a scheme review, there would be an increase across the board. These changes were then implemented 7 days later, on the 1st December.

The excess waiver can be removed at any time, upon request, either via telephone or in writing, which was never asked for by you. We would also point out that our excess waiver policy is the cheapest we have found anywhere.

On your review you state that you have had no claims with us, this is not the case and recommend you contact your new insurers immediately, as this could invalidate cover. If you need details of your claims experience, please ask your new insurers to contact us.

Kind Regards,
InsureCarHire

Rated 5 out of 5 stars

Makes my job easyer

2 June 2018
Unprompted review
InsureCarHire logo

Reply from InsureCarHire

Hello,


It's good to hear you're happy with the service.

Thanks for your review.

Kind Regards,
InsureCarHire

Rated 5 out of 5 stars

Great service

Great service - fast responses and comprehensive paperwork.

15 March 2018
Unprompted review
InsureCarHire logo

Reply from InsureCarHire

Hello,


Feedback like this is always great to hear.

Thanks for your review.

Kind Regards,
InsureCarHire

Rated 5 out of 5 stars

Absolute car van hire

Very helpful and professional, keep up the good work.

3 October 2017
Unprompted review
InsureCarHire logo

Reply from InsureCarHire

Hi Michael,


We're glad you're happy with the service.

Thanks for leaving us a review.

Kind Regards,
InsureCarHire

Rated 4 out of 5 stars

Good product

Good product , meets my needs , good telephone help, support documentation helpful if a little complex.

21 June 2017
Unprompted review
InsureCarHire logo

Reply from InsureCarHire

Hi Paul,


Feedback like this is great to hear - thanks for taking the time to leave us a review.

Kind Reviews,
InsureCarHire

Rated 5 out of 5 stars

Brilliant way to insure

Brilliant way to insure, a little time consuming to fill out and print forms for customers other than that very inexpensive.

1 June 2017
Unprompted review
InsureCarHire logo

Reply from InsureCarHire

Hi John-Paul,


We value feedback like this. Thanks for taking the time to leave us a review!

Kind Regards,
InsureCarHire

Rated 1 out of 5 stars

They are offering a discount rate to …waste of time because rare card ridiculous

They are offering a discount rate to sign up but increased the Daily rate significantly, group A 13.81 per day.

7 May 2017
Unprompted review
InsureCarHire logo

Reply from InsureCarHire

Hi Nathan,


The market for this type of insurance has reduced significantly over the past few months due to several high profile / fraudulent claims.

Due to this, the insurers have implemented a rate and excess increase across the board.

Kind Regards,
InsureCarHire

Rated 5 out of 5 stars

I would like to recommend this company …

I would like to recommend this company because its a great service, staff always available to help your every need.
Easy access to log in site, easy to use of entering details into the data base and lots of information documents to help ensure correct use.
Brilliant!!

29 March 2017
Unprompted review
InsureCarHire logo

Reply from InsureCarHire

Hi Graeme,


Feedback like this is always great to hear. Thank you for taking the time to leave us a review. We're glad you would recommend us!

Kind Regards,
InsureCarHire

Rated 4 out of 5 stars

Good service

Very easy to use and a good service. I thought they closed at weekends but they are open saturdays until midday which is ok.

28 March 2017
Unprompted review
InsureCarHire logo

Reply from InsureCarHire

Hi Alex,


We are open on Saturdays from 9am-1pm and can help with any customer support issues during this time. Hopefully this helps clarify things for you.

Kind Regards,
InsureCarHire

Rated 5 out of 5 stars

SUNNYSIDE VW CAMPERVANHIRE

WE HAVE BEEN USING INSURECARHIRE FOR A COUPLE OF SEASONS NOW AND FIND THE SERVICE EASY FAST AND RELIABLE
WE HAVE CUT OUR ANNUAL COST BY 30%

27 March 2017
Unprompted review
InsureCarHire logo

Reply from InsureCarHire

Hi Mark,


Feedback like this is always great to hear. We're glad we could help.

Thanks for taking the time to leave us a review.

Kind Regards,
InsureCarHire

Rated 5 out of 5 stars

Selfdrivehire

Very helpful on guiding you through the steps of self drive hire

27 March 2017
Unprompted review
InsureCarHire logo

Reply from InsureCarHire

Hi Martin,


Feedback like this is good to hear. Thanks for leaving us a review.

Kind Regards,
InsureCarHire

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