The Staff and Owners at Lumi are all very friendly helpful and well aware of small business cash flow needs and requirements over the Xmas /New Year shut down period. They are very thorough and happy... See more
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Review summary
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We have used LUMI on multiple occasions to finance our business needs. 10/10 customer service, someone is always willing to listen and help. The proccess was quick and easy. Would reccomend to any sma... See more
I would have to say that my experience with Lumi was that of absolute exceptional and professional excellence. At no point did I feel uninformed, at every point I felt heard and vindicated. My small b... See more
Yas our lender was extremely kind, efficient and the whole process was not stressful. He was very transparent and honest throughout and we are really happy with our experience. Thank you!
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Company details
Written by the company
Lumi takes the guesswork out of small business funding. We offer small business loans and lines of credit up to $1m to support your growth. Forget lengthy application processes and sneaky, hidden fees. Lumi is shaking up small business lending to provide you with fast access to finance that’s accurate, fair, and honest. We’re all about total transparency and are setting high standards for the fintech industry worldwide. A few other reasons why you'll love Lumi: - Application outcomes within a few hours - Loans from $10,000 - $1,000,000 - Repayment periods of up to 5 years - No hidden fees or charges - No collateral needed for loans up to $300,000 - Receive funds within the same business day - Customise your loan with Rate Ease, Payment Pause and Payment Holiday - No early repayment fees
Contact info
Level 23 - 227 Elizabeth Street, 2000, Sydney, Australia
- 1300 005 864
- sales@lumi.com.au
- www.lumi.com.au
4.8
Excellent
649 reviews
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This company invites their customers to review, whether positive or negative
Replied to 100% of negative reviews
Typically replies within 1 month
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Stress Free Loan...
We have had a very stress free experience with the Loan application that will indeed help with our Business Cash Flow.
A big thank you to the Team of Lumi.
3 February 2026
Easy and seamless process.
30 January 2026
I was so happy with lumi
27 January 2026
Easy finance process
The staff at Lumi explained everything in detail and made the process easy…
30 January 2026
Was a very helpful agent and quite…
Was a very helpful agent and quite professional during our conversation, easy to understand and clear in his delivery
30 January 2026
Were extremely helpful and patient with…
Were extremely helpful and patient with the entire process.
29 January 2026
Great experience with Lumi
Great experience with Lumi. The process was smooth, clear, and well-explained from start to finish. Madi was extremely helpful, professional, and responsive throughout. Highly recommend Lumi for business funding.
29 January 2026
I had a great experience with this…
I had a great experience with this company. Their professional knowledge in business and loan structuring is excellent, and they were extremely patient throughout the entire process. They provided me with very solid and practical advice, helped me upgrade my overall financing structure, and successfully secured the loan for me.
What impressed me most is that their support didn’t stop after the loan was approved — they also helped me plan and position my future business structure in a very strategic and long-term way, which gave me a lot of confidence moving forward.
Special thanks to Chris and Alex for their professionalism, dedication, and genuine support. Because of this experience, I’ve decided to continue working with this company for my future business needs. Highly recommended.
20 January 2026
Lumi is a very streamlined and focused…
Lumi is a very streamlined and focused business model, with a great attitude and attention to detail and follow through.
21 January 2026
was very good service and process was…
was very good service and process was excellent
20 January 2026
Amazing Lumi once again Lisa Tran was…
Amazing Lumi once again Lisa Tran was amazing.
19 January 2026
Terrible company and product
Terrible company and product. In fact, this company should be reported to ASIC and the ACCC. Unfair terms and expensive products.
Dear business owners, avoid!!!
15 January 2026
Unprompted review
Reply from Lumi
Hi Cam,
Are you able to email us your contact information to look into this for you. You can email these to sales@lumi.com.au
I had a very positive experience with…
I had a very positive experience with Lumi Finance. The process was smooth, clear, and well-managed from start to finish. Special thanks to Tom Anderson, who assisted me every step of the way. Tom was professional, responsive, and very patient in explaining everything, which made the whole experience stress-free. Highly recommend Lumi Finance and Tom for anyone looking for reliable business finance support.
16 January 2026
Smooth transition to payments
Once the plan was set it was easy to use and access. Payments are clear. The reminder are useful as well of up coming payments due.
11 January 2026
Swift, accurate and great communication
Had an awesome experience dealing with the team at Lumi, very swift accurate and easy to communicate with. Rates are very competitive, no nonsense finance. Highly recommended, Thanks team.
14 January 2026
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