Moorcroft Debt Recovery Reviews 

325
TrustScore 3.5 out of 5

3.7

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Review summary

Created with AI, based on recent reviews

Considering 127 reviews, most reviewers were somewhat happy with their experience overall. Customers frequently praised the staff for being compassionate, helpful, and professional, often highlighting their understanding approach and the support received. The service was generally described as excellent, making it easier to set up manageable payment plans and resolve matters efficiently without feeling judged. However, some people were dissatisfied with contact methods, reporting unwanted calls and emails, and that their communication preferences were ignored. A few customers also mentioned being pursued for debts already paid or lacking clear details. Others experienced unhelpful customer service, struggling to get information or resolve specific issues.

What people talk about most

Customer service

Users describe ambiguous interactions with customer service, with many reviewers expressing satisfaction with... See more

Staff

Customers consistently note positive experiences with staff, highlighting their understanding, patience, and... See more

Payment

Customers had ambiguous experiences with payment, with some expressing appreciation for the ease of setting... See more

Customer communications

Consumers find contact to be negative, with many reporting persistent and unwanted communication, such as... See more

Service

Clients share positive opinions on service, with many reviewers describing it as understanding, patient, and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Thank you for being here for us in challenging times. To be honest, I have a lot of respect for all of you for make it easy to pay back our debts, and I wish I'll remember the name of the lady I've b... See more

Company replied

Rated 5 out of 5 stars

Very recently I was the victim of a fraud and had no idea until I was contacted by letter by Moorcroft. I was met with kindness and understanding and they undertook communication with Tesco Mobile.... See more

Company replied

Rated 5 out of 5 stars

This is a horrible time in my life where I literally overnight lost a very good income and now only get state pension! Having to deal with debt is daunting and I was dreading having to deal with de... See more

Company replied

Rated 5 out of 5 stars

As with all debt recovery you always think the worst, I expected to be told that the bill had increased, however I was pleased to find out that it had remained the same. Moorcroft’s customer relations... See more

Company replied


Company details

  1. Debt collection agency
  2. Debt Collecting

Written by the company

Moorcroft Debt Recovery Ltd. is one of the UK’s leading and well established Debt Collection Agencies. We provide consumer and commercial debt collection services in the UK for clients across key financial sectors. We understand that everyone's situation is different. Our aim is to understand your individual circumstances in order to agree the right solution for you. At any one time we are assisting over one million customers to help clear their debts, and you can trust us to handle your account in a secure and professional manner. Moorcroft Debt Recovery Ltd. is authorised and regulated by the Financial Conduct Authority. We are also members of the Credit Services Association and seek to adhere to their code of practice.


Contact info

3.7

Average

TrustScore 3.5 out of 5

325 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 90% of negative reviews

Typically replies within 1 week

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3.7

All reviews

(325)

123 reviews in the last 12 months

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Rated 5 out of 5 stars

Moorcroft Debt Recovery

A courteous and patient person to talk with.

1 September 2025
Unprompted review
Moorcroft Debt Recovery logo

Reply from Moorcroft Debt Recovery

Hi

Thank you for taking the time to leave your business review. We are here to help our customers and it is great to know our service met your expectations.

With regards,

Moorcroft Debt Recovery Ltd.

Rated 1 out of 5 stars

Continuing to call and email me about a…

Continuing to call and email me about a debt that they seem to think i owe...rewind 2 years! A virgin media package i agreed to included an 02 sim card on contract for 12 months. I didnt want the sim card but could not get the virgin package without it so agreed since it was only £5 per month. 2 months into the contract i still hadnt recieved the sim card and 02 refused to send another but continued to bill me which i didnt pay. After numerous fights online and by phone 02 agreed to refund the bill payments and i cancelled...they then attempt to charge me a cancellation fee which i also refused to pay since they didnt provide me with the service they agreed they would. Sim card never sent, never activated and therefore never used. So now the outstanding payment has been passed to debt collection...good luck trying to get a penny from me! Keep emailing they will be ignored. Keep calling it goes right to spam! 🤣

25 August 2025
Unprompted review
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Reply from Moorcroft Debt Recovery

Thank you for taking the time to leave your business review. All feedback is very important to us as it helps to ensure we provide the best possible service, and act to achieve good outcomes, for our customers.

While we do not feel that your comments accurately reflect the service you have been provided, please be assured we are here to help. If you would like to discuss this matter further, please contact us by phone on 0161 475 2858 or visit our website www.MDRL.co.uk

With regards,

Moorcroft Debt Recovery Ltd.

Rated 5 out of 5 stars

took outstanding payment on behalf off… tesco mobile

took outstanding payment on behalf off tesco Mobile

and said you would forward to tesco payment department
also said that they would also get removed from my credit report
very helpfull

19 August 2025
Unprompted review
Moorcroft Debt Recovery logo

Reply from Moorcroft Debt Recovery

Hi,

Thank you for taking the time to leave your business review. We are here to help our customers and it is great to know our service met your expectations.

With regards,

Moorcroft Debt Recovery Ltd.

Rated 1 out of 5 stars

Moorcroft scam and liars email from some debt company in…

Got email from some debt company in Manchester they say moorcroft have contacted in the past. Yet they have never sent a letter email or called me now they threaten me with ccj proceedings🤣🤣🤣🤣🤣🤣 They never ever contacted me. Then pass my private details onto another debt recovery scam. Yet neither have provided any prove of any loan they believe i have had. If i do owe money then it is down to the company or provider to contact me on such assumptions. But as I have never had a loan or any contracts is obvious these are fake assumptions.

14 August 2025
Unprompted review
Moorcroft Debt Recovery logo

Reply from Moorcroft Debt Recovery

Hi,

Thank you for taking the time to leave your business review. We have tried reaching out to you about this so we can provide further assistance, but have not received a reply.

Please be assured we are here to help. Please contact us by phone on 0161 475 2858, email customers@moorgroup.com, or request an online chat with a live service agent at www.MDRL.co.uk to discuss this matter further.

With regards,

Moorcroft Debt Recovery Ltd.

Rated 4 out of 5 stars

Extremely supportive

I found myself in quite a difficult financial situation and they were acting on behalf of a client, but they were extremely supportive, understanding and helpful and I never felt pressured at any time.

2 August 2025
Unprompted review
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Reply from Moorcroft Debt Recovery

Hi,

Thank you for taking the time to leave your business review. We are here to help our customers and it is great to know our service met your expectations.

With regards,

Moorcroft Debt Recovery Ltd

Rated 5 out of 5 stars

Very professional understanding and helpful service

Very professional understanding and he

28 July 2025
Unprompted review
Moorcroft Debt Recovery logo

Reply from Moorcroft Debt Recovery

Hi,

Thank you for taking the time to leave your business review. We are here to help our customers and it is great to know our service met your expectations.

With regards,

Moorcroft Debt Recovery Ltd.

Rated 5 out of 5 stars

Excellent communication extremely…

Excellent communication extremely helpful they understood my situation and did everything in there power to help me

17 July 2025
Unprompted review
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Reply from Moorcroft Debt Recovery

Hi,

Thank you for taking the time to leave your business review. We are here to help our customers and it is great to know our service met your expectations.

With regards,

Moorcroft Debt Recovery Ltd.

Rated 5 out of 5 stars

Melissa

Unfortunately, I found myself in a very difficult situation financially. I had to deal with a few debt collections agency and these guys made the process so smooth for me! 🥺 during the tough times, I found it difficult calling my creditors to sort out payment plans. Their online personal account system helped me sort out my finances without having to talk to anyone all the time.

Just recently, an insurance company with staff that had very limited understanding and information of their companies policies pushed my mums insurance to Moorcroft. When we got the letter I was distressed as I thought Tesco would have dealt with the issues with us directly after countless emails and calls with them.
I spoke with Melissa and ended up in tears trying to explain my current situation. She spoke so kindly and explained to me why she believed we owed the money. Her explanation made so much sense over all the nonsense and rubbish the Tesco insurance customer service agents had been telling us over the last few months.
She gave us the option to contact Tesco again if we still believed we did not owe what they had asked us to pay.
I am not one that usually leaves reviews without being asked to. But I really commend Melissa and her team for how they consider people’s mental states and treat people with care and compassion. Well done to you guys. Please keep your team as one that shows genuine concern for people. I understand some people can be difficult but please keep up the good work. You literally heal people in the process. Thank you.

24 July 2025
Unprompted review
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Reply from Moorcroft Debt Recovery

Hi,

Thank you for taking the time to leave your business review. We are here to help our customers and it is great to know our service met your expectations.

With regards,

Moorcroft Debt Recovery Ltd.

Rated 5 out of 5 stars

Never been pressured and always treated…

Never been pressured and always treated with respect.

10 July 2025
Unprompted review
Moorcroft Debt Recovery logo

Reply from Moorcroft Debt Recovery

Thank you for taking the time to leave your business review. We are here to help our customers and it is great to know our service met your expectations.

Rated 1 out of 5 stars

Moorcroft financial

They are extremely difficult and frustrating to deal with . Customer service team is awful.

17 July 2025
Unprompted review
Moorcroft Debt Recovery logo

Reply from Moorcroft Debt Recovery

Hi,

Thank you for taking the time to leave your business review. We have tried reaching out to you about this so we can provide further assistance, but have not received a reply.

Please be assured we are here to help. Please contact us by phone on 0161 475 2858, email customers@moorgroup.com, or request an online chat with a live service agent at www.MDRL.co.uk to discuss this matter further.

With regards,

Moorcroft Debt Recovery Ltd.

Rated 5 out of 5 stars

Very professional and understanding and…

Very professional and understanding and always prepared to listen and go the extra mile to help in anyway they can

11 July 2025
Unprompted review
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Reply from Moorcroft Debt Recovery

Thank you for taking the time to leave your business review. We are here to help our customers and it is great to know our service met your expectations.

Rated 1 out of 5 stars

O2 have account that was not due

Moorcroft were very helpful and sorted matters once they understood.

O2 asked them to chase an account that was not due. I explained my two visits to an 02 shop over 5 hours and their own team could not cancel the unused account. O2 would not allow Moorcroft to accept my instruction to offset the amount of another 02 account so Moorcroft responded quickly when I register my complaint. Have since sent me a cheque for £14!
Thank you Moorcroft for helping with this.

4 July 2025
Unprompted review
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Reply from Moorcroft Debt Recovery

Hello,

You recently spoke to a member of management to discuss your experience with us and our client. On the back of that conversation, we did issue you an email.
If you haven't already, please check your email inbox for correspondence sent by us, including any junk email folders that mail may have been dropped into.

If that still doesn't help, please be assured we are here to help. Please contact us by phone on 0161 475 2858, email customers@moorgroup.com, or request an online chat with a live service agent at www.MDRL.co.uk to discuss this matter further.

Rated 1 out of 5 stars

Completely unacceptable!

Moorcrot acted in a completely irresponsible and unreasonable manner. They assumed, without any proper verification, that I still live at a property where I last resided over four years ago. Now they are trying to charge me for an outstanding water bill from Thames Water, and to make matters worse, they reported my name to credit agencies in the UK.

Even after I provided them with the contact details of the current property owner, they have ignored that information entirely and are still demanding that I somehow “prove” that I haven’t lived there in years. That is not only ridiculous, but also unnecessary and completely unfair.

It’s not my responsibility to prove where I don’t live — it’s their duty to properly verify such information before taking such serious and harmful actions like reporting someone to credit bureaus.

This company shows a total lack of professionalism, responsibility, and common sense.

31 May 2025
Unprompted review
Moorcroft Debt Recovery logo

Reply from Moorcroft Debt Recovery

Hi,

Thank you for taking the time to leave your business review. All feedback is very important to us as it helps to ensure we provide the best possible service, and act to achieve good outcomes, for our customers.

We tried to give you a call today but weren’t able to reach you.

Just so you're aware, the accounts we work on are passed to us in good faith, on the basis that our client has already tried to get in touch and hasn’t yet been able to resolve things.

To help avoid any issues with incorrect water bills, it’s important that the property owner or occupier updates the relevant water company when someone moves in or out. If this isn’t done, a bill could end up being sent to someone who no longer lives there.

Lastly, when we’re working on behalf of another organisation, we don’t make changes to individual credit reports. If you think there may be an error, you’re welcome to speak directly with our client or reach out to one of the three main Credit Reference Agencies for further advice:

- TransUnion Consumer Services Team PO Box 491, Leeds, LS3 1WZ Tel: 0330 024 7579 www.transunion.co.uk

- Equifax Customer Service Centre PO Box 10036, Leicester, LE3 4FS Tel: 0800 014 2955 www.equifax.co.uk

- Experian Consumer Help Service PO Box 8000, Nottingham, NG80 7WF Tel: 0844 481 8000 www.experian.co.uk

If you would like to discuss this matter further, please contact us by phone on 0161 475 2858 or visit our website www.MDRL.co.uk

With regards,

Moorcroft Debt Recovery Ltd.

Rated 1 out of 5 stars

Useless company

Had set up a payment plan to be paid from my account on the first of the month, first payment went out on due date, then 8 days later had email from them saying that payment had not been recieved and to call or email them for payment to be taken

9 July 2025
Unprompted review
Moorcroft Debt Recovery logo

Reply from Moorcroft Debt Recovery

Hi,

Thanks for sharing more information about your experience with Moorcroft. We've tried reaching out to you to provide further assistance but have not received a reply.

Please be assured we are here to help. You can contact us by phone on 0161 475 2858, email customers@moorgroup.com, or request an online chat with a live service agent at www.MDRL.co.uk to discuss this matter further.

With regards,

Moorcroft Debt Recovery Ltd.

Rated 5 out of 5 stars

Very helpful team

Very helpful team, a pleasure to work with them

30 June 2025
Unprompted review
Moorcroft Debt Recovery logo

Reply from Moorcroft Debt Recovery

Thank you for taking the time to leave your business review. We are here to help our customers and it is great to know our service met your expectations.

Rated 5 out of 5 stars

Moorcroft were incredibly thoughtful…

Moorcroft were incredibly thoughtful and efficient in both their communication and results. Thank you!

19 May 2025
Unprompted review
Moorcroft Debt Recovery logo

Reply from Moorcroft Debt Recovery

Thank you for taking the time to leave your business review. We are here to help our customers and it is great to know our service met your expectations.

Rated 5 out of 5 stars

Debt management with manners

I found myself in debt and my account was handed to Moorcroft to recover. I was very worried about the prospect of a debt collector hounding me but this could not be further from the reality. Stepchange helped, but Moorcroft were very courteous and never put me under pressure once. I got regular statements by post, and I just kept paying what was agreed after my income and expenditure review. On an occasion where I did need to call them, their advisor was really polite and helpful, not in any way judgemental or looking down at me. Obviously they have a job to do and I can't ignore that I have a debt to repay, but they made a horrible personal situation a bit more bearable thank you.

1 July 2025
Unprompted review
Moorcroft Debt Recovery logo

Reply from Moorcroft Debt Recovery

Thank you for taking the time to leave your business review. We are here to help our customers and it is great to know our service met your expectations.

Rated 5 out of 5 stars

Great service as I'm aroad in dubai and…

Great service as I'm aroad in dubai and had my issue resolved

3 July 2025
Unprompted review
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Reply from Moorcroft Debt Recovery

Thank you for taking the time to leave your business review. We are here to help our customers and it is great to know our service met your expectations.

Rated 1 out of 5 stars

Allowed someone to use my bank to pay their debt, not refunding my money

At the end of 2023 I notice £400 had left my bank account and been paid to Moorcroft over the course of a few months. I have NO debt with Moorcroft, had not received a letter or any form of correspondence so immediately called them up. I was told on the phone they didn’t have my details on file and were unsure why I’d paid them money so they went away and investigated.

It turned out someone had used my bank details to pay their debt, apparently police were involved but I’d get my £400 back shortly. This was back in Feb 2024. The deadline for receiving my money kept getting pushed back, I was told there was a processing delay and I’d get it end of June last year. It’s now almost 2 years since someone used my bank account and I still don’t have my £400 back.

I even have a case open with the financial ombudsman who are trying to get my money back for me but they have struggled to get in contact with Moorcroft, or get any reply from them.

29 June 2025
Unprompted review
Moorcroft Debt Recovery logo

Reply from Moorcroft Debt Recovery

Hi,

Thank you for taking the time to leave your business review. We have tried reaching out to you about this so we can provide further assistance, but have not received a reply.

Your review implies that your bank account/card information may have been compromised, with funds sent to us without your prior knowledge or authorisation. If this is the case, please may we advise that you contact your bank to notify them immediately.

If you would like to discuss this matter further with us, then please be assured we are here to help. You can contact us by phone on 0161 475 2858, email customers@moorgroup.com, or request an online chat with a live service agent at www.MDRL.co.uk.

With regards,

Moorcroft Debt Recovery Ltd.

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