Monument Reviews 

2,056
•
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Evaluating 851 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the very straightforward account setup process and the highly intuitive mobile application that clearly displays daily interest earnings without unnecessary complications. Consumer feedback often features the highly competitive rates offered across various accounts and the responsive, friendly customer support team ready to assist. However, some people mentioned receiving significantly lower interest rates as existing clients compared to promotional deals offered exclusively to newer accounts. A few reviewers also noted occasional technical faults within the digital platform or frustrating processing delays during standard account fund transfers.

What people talk about most

User experience

Consumers find user experience to be positive, highlighting that setting up accounts is straightforward and... See more

Application

Reviewers highlight positive aspects of application, noting that the platform is easy to navigate, features a... See more

Price

People report positive experiences with price, frequently highlighting very competitive interest rates and... See more

Service

Customers consistently note positive experiences with service, highlighting that money transfers, enquiries,... See more

Customer service

Users describe positive interactions with customer service, highlighting that support agents are friendly,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Although all the appropriate and thorough security checks are applied during setup, once you are using the app. with FaceID or Touch ID, using the app is like lightning. Very easy to use, and yet you... See more

Rated 5 out of 5 stars

Very good rate of interest and the app is extremely informative and easy to use. Transfer in from another ISA provider went very smoothly and only took a couple of days. I had no hesitation in recomme... See more

Rated 5 out of 5 stars

Can only speak of my experience in opening two accounts with Monument. Very easy, no hassle. Unlike other banks which I’ve had poor experiences with recently. The ones that want to see all of the tran... See more

Rated 5 out of 5 stars

Set up the Monument app, which was straight forwrad and easy to do. The app seems to be really simple too, instantly giving all the basic information needed, even giving a day by day view of interest... See more


Company details

  1. Savings Bank
  2. also in
  3. Bank
  4. Financial Institution
  5. Private Sector Bank

About Monument

Written by the company

Centered Image

Save. Build. Live.

At Monument, we understand wealth means more than money. It's about the rewarding life it helps you live.

Since 2021, we've been redefining banking for our clients with exceptional client service, straightforward savings and a Membership service to grow and enjoy your wealth - all within one app.

Trusted with over £5 billion in savings, we are regulated by the Financial Conduct Authority, Prudential Regulation Authority, and are protected by the Financial Services Compensation Scheme (up to £85,000).

Our UK-based Client Services team can be contacted via in-app live chat, call, video, or email. We also reply to reviews on Trustpilot and we appreciate your feedback.


Contact info

4.8

Excellent

TrustScore 5 out of 5

2k reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 87% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.8

All reviews

(2,056)

872 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Ease of opening.

Can only speak of my experience in opening two accounts with Monument. Very easy, no hassle. Unlike other banks which I’ve had poor experiences with recently. The ones that want to see all of the transactions that are going through your main bank account. Well done Monument for not going down this road.

3 October 2026
Rated 5 out of 5 stars

Excellent Banking Experience

Great experience with Monument. Super user friendly app which is quick and responsive and if you need to speak to someone, you can! Good choice of savings accounts and rates. Very happy client!

8 October 2026
Unprompted review
Rated 5 out of 5 stars

The APPworks very well

The APPworks very well, transfers are very quick,with the APP updating almost immediately, followed by a text message to confirm transaction.
The information on the APP is excellent with daily updates on balances and interest.

23 September 2026
Rated 5 out of 5 stars

The Very Best Savings App.

Although all the appropriate and thorough security checks are applied during setup, once you are using the app. with FaceID or Touch ID, using the app is like lightning. Very easy to use, and yet you get all of the information you need on one screen, including the interest you are accruing on a daily basis. Transfers are almost instantaneous, and they have large limits so you don't have to make multiple transfers to do what you need like so many apps. Easily the best savings app I have used, and I have used many ...

7 October 2026
Unprompted review
Rated 5 out of 5 stars

Better than any other bank

Way better than any bank I have set up savings accounts with in the past. The app is super easy and efficient, quick to set up, deposit and withdraw and also easy to speak to an intelligent human when I needed to. Their savings rate is good too.

29 September 2026
Rated 5 out of 5 stars

Easy to use

Opening the account was straight forward. Great initial rate on offer. The app is easy to use, love that I can see the interest earned daily.
I'm happy with my experience so far.

28 September 2026
Rated 5 out of 5 stars

It's all so easy

It's all so easy. The app is very user friendly from opening the account to paying in its all so straight forward

3 October 2026

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