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NOW Finance Reviews 

2,356
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Considering 186 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for being friendly, helpful, and professional, making the entire process straightforward and easy. Many highlight the exceptional customer service, noting quick response times and clear communication that made them feel supported and informed. The overall service is frequently described as incredible, efficient, and stress-free, with many appreciating the simple and pain-free user experience. However, some people were dissatisfied with the application process, finding it complicated and intrusive due to extensive information requests. A few other people also felt that the company was unprofessional and unhelpful when issues arose, leading to a negative overall experience.

What people talk about most

Staff

Customers had positive experiences with staff, consistently describing them as professional, friendly, and... See more

Service

Users describe positive interactions with service, highlighting the ease and stress-free nature of processes... See more

Customer service

Reviewers highlight positive aspects of customer service, frequently praising the helpfulness and efficiency... See more

User experience

Clients share positive opinions on user experience, frequently describing the application process as fast,... See more

Response time

Consumers find response times to be positive, with many reviewers highlighting the quick and helpful service... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Staff are super friendly and extremely helpful. There was a slight system issue as I have a new last name due to marriage and it wouldn't link to my previous profile which a work around was sorted fas... See more

Company replied

Rated 5 out of 5 stars

I learned about the company through my credit score and applied online, but I couldn't finish. I called and was assisted by the most dedicated person I've ever met, her name was Mae. We talked for a... See more

Company replied

Rated 5 out of 5 stars

Second time using NOW Finance. Simple process, hassle free. Approved within one day. Darryl was great with communication and making the process very simple and easy. Money was released instantly to de... See more

Company replied

Rated 5 out of 5 stars

NOW Finance has been both patient and amazing in helping me secure and settle previous loans. The brokers I have dealt with have been super friendly and helpful. Would absolutely recommend their servi... See more

Company replied


Company details

  1. Non-bank financial service

About NOW Finance

Written by the company

Personalised Lending Made Simple

NOW Finance is an Australian-owned non-bank lender helping Australians access simple, transparent finance. We offer competitive personal loans and car loans in Australia with flexible terms to support your goals.

Whether you’re buying a car, consolidating debt, renovating your home, or covering major expenses, our loans are designed to work around your life.

Check your personalised quote online in minutes without impacting your credit score, then complete your application quickly and securely.


Credit Applications are subject to credit approval, eligibility criteria, and terms and conditions. Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence 425142

Personal & Car Loans made simple

Written by the company

NOW Finance offers flexible personal loans and car loans designed to make borrowing straightforward.
Personal Loans: Enjoy fixed rates, flexible repayments, and no fees ever, so you always know exactly what you're paying.
Car Loans: Finance your next vehicle with clear upfront pricing, flexible loan terms and no ongoing or early repayment fees.
Check your personalised quote online in minutes and easily complete your online application straight from your phone.
Credit Applications are subject to credit approval, eligibility criteria, and terms and conditions. Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence 425142

A faster way to apply for a loan

Applying for a personal or car loan with NOW Finance is quick and straightforward:


- Check your personalised quote online

- Complete your application in minutes

- Manage everything digitally

From quote to conditional approval, the process is simple and convenient.

Get My Rate

Credit Applications are subject to credit approval, eligibility criteria, and terms and conditions. Now Finance Group Pty Ltd ACN 158 703 612 Australian Credit Licence 425142


Contact info

Promotion box for NOW Finance

Award-winning Personal & Car Loans

Get your personalised quote with no impact to your credit score.

4.7

Excellent

TrustScore 4.5 out of 5

2k reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 80% of negative reviews

Typically replies within 48 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.7

All reviews

(2,356)

185 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Very easy process.

Very straightforward process and good customer service

4 December 2025
NOW Finance logo

Reply from NOW Finance

Kevin, thank you for your feedback. We are pleased you found the process very straightforward and appreciated the good customer service. We aim to keep things simple for all our customers.

Rated 5 out of 5 stars

The staff guided me along the way

The staff guided me all throughout the process of getting my loan processed and approved.

3 December 2025
NOW Finance logo

Reply from NOW Finance

Dudley, thank you for taking the time to share your positive experience. We are pleased to hear our team effectively guided you throughout the entire loan processing and approval journey. We aim for that level of support on every application.

Rated 5 out of 5 stars

Easy loan & application process - In a pinch we helped a family member…

In a pinch we helped a family member with a loan. The Now Finance process was so easy, straightforward application and very quick processing times too.

7 May 2025
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Reply from NOW Finance

Hi DP, thank you for sharing your positive feedback about your recent experience. We are pleased the loan application process felt so easy and straightforward for you when helping your family member. We aim to maintain quick processing times for everyone.

Rated 5 out of 5 stars

Always above & beyond

I have used NOW finance for many years. The staff are amazing to deal with, & the process is easy to understand & get through. Highly recommend them to everyone.

19 November 2025
NOW Finance logo

Reply from NOW Finance

Hi Michelle, thanks for taking the time to leave a review. We’re glad you find our team helpful and the finance process easy to follow. It means a lot that you have come back to NOW Finance for many years and still rate the experience highly. We appreciate your support and look forward to helping you again.

Rated 5 out of 5 stars

Easy application

Easy application
Quick approval and prompt funds disbursement

13 November 2025
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Reply from NOW Finance

Hi Rakesh, thanks for taking the time to leave a review. We’re glad you found the application easy and the approval and payout quick. Your feedback helps us keep things simple for you. We appreciate the 5 stars.

Rated 5 out of 5 stars

Wonderful people to deal with

Wonderful people to deal with

14 November 2025
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Reply from NOW Finance

Hi Marcia, thanks for taking the time to leave your feedback. We’re glad you found our team easy to deal with. Your comments lift the whole crew. We appreciate your support and look forward to helping you again.

Rated 5 out of 5 stars

Prompt turn around

Prompt turn around, and Dee was fabulous - very helpful.

12 November 2025
NOW Finance logo

Reply from NOW Finance

Hi Brad, thanks for taking the time to leave your feedback. Great to hear the turnaround was quick and that Dee was helpful. We appreciate the 5 stars and will pass your comments on to her. We look forward to helping you again.

Rated 5 out of 5 stars

It was quick

It was quick, simple and the money was settled quickly.

12 November 2025
NOW Finance logo

Reply from NOW Finance

Hi Tomas, good to hear the process felt quick and simple and that your funds settled fast. Thanks for taking the time to leave a 5 star review. We appreciate your support and look forward to helping you again.

Rated 4 out of 5 stars

Was a smooth transition to get the loan…

Was a smooth transition to get the loan the only hiccup I had was that my mobile number was put down incorrectly so when signing the contract I couldn’t receive the code to my mobile , but was rectified quickly , and loan was settled ..
thankyou NOW Finance :)
Very happy with Sheana

11 November 2025
NOW Finance logo

Reply from NOW Finance

Thanks for taking the time to share your experience. I’m glad the move to your loan went smoothly and that the team fixed the mobile number issue quickly so you could settle the contract. Sheana appreciated your shout out as well. We take these admin slip ups seriously and will keep working to tighten things up. Thanks again for your feedback and for choosing NOW Finance. We value your trust.

Rated 4 out of 5 stars

If was fast and easy

If was fast and easy

11 November 2025
NOW Finance logo

Reply from NOW Finance

Hi Jodie, thank you for your review! We're glad to hear the process was fast and easy for you. If there's anything we can do to turn your experience into a 5-star one next time, we’d love to hear it.

Thanks again for choosing NOW Finance!

Rated 5 out of 5 stars

Great communication

Communication...fast approval

11 November 2025
NOW Finance logo

Reply from NOW Finance

Hi Caterina, thanks for taking the time to share your experience. Great to hear the communication was clear and the approval process fast. We want every interaction to feel that smooth. We appreciate the 5 stars.

Rated 5 out of 5 stars

Professional ,helpful

Quick response, very professional

7 November 2025
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Reply from NOW Finance

Hi Stephen, thanks for taking the time to leave your feedback. Great to hear you found the service professional and helpful and that you got quick responses. That’s the standard we aim for.

Rated 4 out of 5 stars

I was concerned that I might have been…

I was concerned that I might have been scammed because I have not yet received the funds. Typically, after a contract is signed and everything is verified, the funds are disbursed shortly thereafter. My loan was approved by Shella of Now Finance, and I digitally signed the contract and had my ID validated. However, my funds were not released on 7/11/25. Then, yesterday, 8/11/25, I received the same email that I received last Friday(7/11/25), Requesting me to verify my ID again. I had hoped yesterday that the email I received would be regarding the funds, indicating that they would be in my account within 24 to 48 hours. Ta!.

7 November 2025
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Reply from NOW Finance

Hi Geraldin, thank you for sharing your experience, I’m really sorry for the confusion and the worry this has caused. This is certainly not the experience we want for our customers.

I’ve asked Teejaye from our team to reach out to you directly to walk through what’s happened and make sure everything is resolved as quickly as possible. We’ll keep you updated every step of the way.

Thank you for your patience, and please don’t hesitate to contact us if you need anything in the meantime.

Rated 3 out of 5 stars

Absolute scam had 759 credit score then…

Driver contacted me and explained what happened, about the credit score issue, the only issue was I didn’t receive a call to discuss my application as requested.

3 November 2025
Unprompted review
NOW Finance logo

Reply from NOW Finance

We’re sorry to hear about your experience. A credit score drop of that size is highly unusual and certainly concerning, we encourage you to contact your credit reporting body to understand what may have caused it.
As we are unable to locate you on our system with the limited information provided, could you please give us a call on 1300 275 669 so we can discuss your application and provide further information as to our decision?
Kind regards,
NOW Finance

-------------------------------
Update:
Thank you for providing your details. We’ve reviewed your record and can confirm that you did not proceed with a full application through NOW Finance, only a soft credit enquiry was made. This type of check does not impact your credit score.
We recommend reaching out to your credit reporting body to review what’s happened, as there may be another factor affecting your score.
Kind regards,
NOW Finance

Rated 5 out of 5 stars

the now finance is good for helping…

the now finance is good for helping people like me it is easy no blaaa blaa thats it money comes right a away not like other theres a lot of ducument asking at the end of the day not aprove but now finance was really good.

30 October 2025
NOW Finance logo

Reply from NOW Finance

Hi Ronel, thank you so much for your wonderful feedback! We're glad to hear you found the process with NOW Finance easy and straightforward, and that everything went smoothly for you.

We really appreciate you taking the time to share your experience.

Rated 5 out of 5 stars

- Easy application.

- Easy application.
- Quick
- Friendly broker
- No struggle if documents are ready

28 October 2025
NOW Finance logo

Reply from NOW Finance

Thank you for your kind words! We’re so glad to hear you found the process easy, quick, and that our team was friendly and helpful throughout.

We appreciate you taking the time to share your experience!

Rated 5 out of 5 stars

The process was quick

The process was quick, simple and really fast. Customer service was awesome. Thank you

28 October 2025
NOW Finance logo

Reply from NOW Finance

Hi Holly, thank you for your review, we appreciate you taking the time to share your experience!

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