OneFamily Reviews 

4,465
TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Considering 558 reviews, reviewers had a great experience with this company. Customers frequently praise the support team for being extremely helpful, polite, and patient when guiding individuals through various account updates. Consumers also note that the process to withdraw funds and navigate the online platform is generally fast, straightforward, completely secure, and reliable. However, some reviewers were not happy with payment delays, explicitly mentioning slow withdrawal processes and occasional technical difficulties with the digital portal. Other people also felt frustrated by long phone wait times and ongoing challenges reaching customer service representatives to complete necessary follow-ups.

What people talk about most

Customer service

Consumers find customer service to be positive and helpful, noting that staff are friendly and available to... See more

Payment

Customers had ambiguous experiences with payment, reflecting a high level of disagreement. While many... See more

Staff

Customers consistently note positive experiences with staff, praising representatives for being exceptionally... See more

User experience

Users describe positive interactions with user_experience, highlighting quick and simple processes for... See more

Service

Reviewers highlight ambiguous aspects of service, showing a sharp division in customer experiences. While... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Had to change my name on the account, but the messaging system seemed a big janky. Overall got it done, can't complain. They do send a lot of emails asking for you to review them, which is the only wa... See more

Company replied

Rated 5 out of 5 stars

When my mum lost access due to forgotten details, they were really helpful in getting her back into my and my sister's account/child trust funds. Then when it was handed over to me, my options were so... See more

Company replied

Rated 5 out of 5 stars

Annie was so unbelievably helpful I got through really quickly on the phone and Annie sorted my queries and more. She was attentive, personable and kind and I have such confidence in her. thank yo... See more

Company replied

Rated 5 out of 5 stars

Lara was so helpful, patient and thorough explaining everything to me today during our phone call about my child's trust fund & also set me up with a junior ISA for my other son. Nothing was too much... See more

Company replied


Company details

  1. #95 of 105 best companies in Financial Institution

About OneFamily

Written by the company

OneFamily is a customer-owned financial services company that provides lifetime ISAs, stocks and shares ISAs, junior ISAs, child trust funds, bonds and over 50s life cover.

We have nearly 1.6 million customers and 49 years’ experience of providing accessible, affordable products to help people make the most of their money.

Our Inspiring Better Futures vision is driven by doing the right thing for our customers, colleagues and communities. Whether it’s supporting our customers with education grants, investing in our colleagues’ wellbeing and development, or giving back to our communities through volunteering and charity partnerships, our vision is at the heart of what we do.

Our working hours are 09:00am-17:00pm Our Customer Service working hours are 09:00am-19:00pm.

If your review requires a response, we will contact you within 24 hours.

Visit our website


Contact info

4.1

Great

TrustScore 4 out of 5

4k reviews

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Asks customers to review

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4.1

All reviews

(4,465)

562 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 4 out of 5 stars

Onefamily child trust fund

Bit confusing at first but once sorted had all my money go to the right places

23 April 2026
OneFamily logo

Reply from OneFamily

We're happy to hear that your money went to the right places. We appreciate your feedback regarding the initial confusion and will use it to improve.

Claire
Customer Relationship Team

Rated 5 out of 5 stars

Lara was great to speak with

Lara was great to speak with, very clear in answering any questions I had.
Talked me through the process for my daughter to access her own account and sent on the information.
A more than pleasant experience.
Thank you very much Lara.

29 April 2026
Unprompted review
OneFamily logo

Reply from OneFamily

We're happy to hear that you had a pleasant experience. We appreciate you taking the time to share your feedback and we're glad the information provided was helpful in accessing the account.

Claire
Customer Relationship Team

Rated 1 out of 5 stars

appalling "customer service"

we are attempting to make a claim under their terminal illness policy, i have never had to deal with such a difficult company who have shown zero compassion to our family and my father who is terminally ill.
i completely understand and expect them to undertake checks to confirm we arent lying but they are doing everything by post, this is taking weeks, weeks which my father simply does not have and apparently this is my fault for not supplying an email address for his consultant despite their own form not asking for nor having any space for me to offer this information
call centre wont allow you to talk to team that deal with terminal illness claims and you also arent allowed to escalate your call to a manager. they take your comments on board then 3 days later write to you. why are they still writing to people when they have my email and phone number and everyone knows royal mail is almost on its backside with post taking weeks to get to anyone.
i was given a complaints email address yet still no response, pitiful
i think they are hoping that the delay they are causing means my father will pass away and the paperwork will be easier for them if i provide a death certificate.
appalling no other word for the level of service we have been given

28 April 2026
Unprompted review
OneFamily logo

Reply from OneFamily

Dear Tracy

Thanks for your review, and I'm sorry for the difficult experience you've had with this process. This isn't the level of service we aim to provide.

We've raised your concerns and will be in touch to discuss this with you shortly.

Many thanks

Chloe
Customer Relationship Representative

Rated 1 out of 5 stars

Dear OneFamily,

Dear OneFamily,

I am writing to raise a concern regarding the recent payment from my Child Trust Fund.

I was informed that I would receive £1,514.32; however, the amount paid into my account was £1,498.39. This is a shortfall of £15.93, and I would like clarification on why the full promised amount was not paid.

Could you please review this and explain the discrepancy? I would also appreciate it if any outstanding amount could be paid as soon as possible.

Thank you for your time and assistance.

Kind regards,Aaron Cameron

29 April 2026
OneFamily logo

Reply from OneFamily

Dear Aaron

Thanks for your review and for raising your concerns with us. I'm sorry the value you received from your Child Trust Fund is less than you expected.

I've sent you an email letting you know we're investigating this for you.

Many thanks

Chloe
Customer Relationship Representative

Rated 1 out of 5 stars

Bordering on fraudulent Impossible to…

Bordering on fraudulent Impossible to get hold of and antiquated messaging service.My daughter requested a full withdrawal over 3 weeks ago and still no funds in her regular savings account. 3 weeks lost interest and counting…..Bank transfers are instant and this has left a very tarnished image of the product and a highly disappointing start to my daughter’s financial independence. It seems I’m not alone and this is not a trivial amount of money. Mild concerns of the fund’s financial health with current market conditions, if you are struggling to release withdrawal requests? I see that you have enough complaints to trigger the FCA to investigate. Not a great image for the portfolio manager to have to explain.

28 April 2026
Unprompted review
OneFamily logo

Reply from OneFamily

Dear Euan

Thank you for your review, and I’m sorry for the delay your daughter experienced in receiving her funds. I understand how disappointing and concerning this has been.

Thank you for taking the time to speak with me. I hope we can resolve this for you and your daughter as quickly as possible.

Many thanks

Chloe
Customer Relationship Representative

Rated 5 out of 5 stars

Very easy to transfer his money into…

Very easy to transfer his money into account and made good interest over the years to get a lump some of money when he turned 18 definitely recommend

11 April 2026
OneFamily logo

Reply from OneFamily

We're happy to hear that transferring funds was easy and that the account earned substantial interest over the years. We appreciate your recommendation!

Claire
Customer Relationship Team

Rated 5 out of 5 stars

Made my money safe in the account trust…

Made my money safe in the account trust them

24 April 2026
OneFamily logo

Reply from OneFamily

We're happy to hear that you trust us to keep your money safe. Thank you for your confidence in our services!

Claire
Customer Relationship Team

Rated 5 out of 5 stars

Excellent Service

Had a couple of accounts with OneFamily, excellent friendly customer service every time and my recent transfer was done so easily and quickly.

27 April 2026
Unprompted review
OneFamily logo

Reply from OneFamily

We're happy to hear that you've consistently received excellent and friendly customer service! We're also glad your recent transfer was completed quickly and easily. Thanks for your positive feedback.

Claire
Customer Relationship Team

Rated 3 out of 5 stars

Savings

The fact it’s an interest rating savings is amazing but from what I read if I wanted to put it in an isa I could only take it out for a house and if I needed it for emergencies I couldn’t get the money out

26 April 2026
OneFamily logo

Reply from OneFamily

Hi Paige

Thanks for your review.

Lifetime ISAs are designed to save for your first home or retirement, so the government charge 25% for any withdrawals made before the age of 60 that aren't for a house purchase.

We also have a Stocks and Shares ISA available which you can withdraw from without being charged, but you also don't have to reinvest your money.

Please contact us on 0344 8 920920 if you have any further queries about this.

Many thanks

Chloe
Customer Relationship Representative

Rated 5 out of 5 stars

easy to access

easy to access, easy to log in, money withdrawn and in my bank within a couple of days. overall great experience, thank you!

26 April 2026
OneFamily logo

Reply from OneFamily

We're happy to hear that you found our platform easy to use and that you received your funds quickly. Thank you for your positive feedback; we appreciate it!

Claire
Customer Relationship Team

Rated 1 out of 5 stars

useless

tried over and over to withdraw full balance and it kept having errors, the minute i chose option so draw some and save some it worked! shocking

10 April 2026
OneFamily logo

Reply from OneFamily

Hi Victoria

Thanks for your review, and I'm sorry you had issues withdrawing the full balance from your account. Please be assured this to influence you to save with us, as we don't give financial advice.

Our Customer Services Representatives are happy to assist with issues like this. You can contact us on 0344 8 920920, Monday to Friday between 9am and 5:30pm.

Many thanks

Chloe
Customer Relationship Representative

Rated 3 out of 5 stars

Didn't want to make a digital ID

I would fo continued saving with onefmaily however you appeared to force me into making a digital ID so I could withdraw my money penalty free but im not going to make a digital ID so I withdrew all of it and took the 20% penalty so I can save with my normal bank. I am aware you guys have not always used the digital ID option so I suggest you get rid of it

19 April 2026
OneFamily logo

Reply from OneFamily

Hi

Thank you for your review.

As there is no charge/penalty when withdrawing a Child Trust Fund from us, please could you email us at customer.relations@onefamily.com some further information so we can look into this for you.

Many thanks

Hannah
Customer Relationship Team

Rated 3 out of 5 stars

Do your research

Do your research
We didn't get as much as friends who went elsewhere. By as much as £1000

23 April 2026
OneFamily logo

Reply from OneFamily

Hi Kris

We appreciate your feedback and are sorry your experience didn't meet expectations compared to others. If you would like some information on the performance, please send us an email at customer.relations@onefamily.com.

Hannah
Customer Relationship Team

Rated 1 out of 5 stars

trust fund still hasn’t come in yet and…

trust fund still hasn’t come in yet and its been a month

26 March 2026
OneFamily logo

Reply from OneFamily

Hi Lilli

Thank you for your review. We're sorry you haven't yet received your funds. We'll be in contact with you regarding this.

Many thanks

Hannah
Customer Relationship Team

Rated 1 out of 5 stars

I HATE THIS COMPANY!!!

Dealing with this company is impossible (in my experience), you can never talk to anybody, and they don't deal with requests.

I have been trying to get my hands on my money since March 2024, with no success!

22 April 2026
Unprompted review
OneFamily logo

Reply from OneFamily

Hi Tye

Thank you for your review. I'm sorry you've not been able to get through to us. Please could you send your account number to customer.relations@onefamily.com and we'll look into this for you.

Thanks

Hannah
Customer Relationship Team

Rated 5 out of 5 stars

Was amazing help

Was amazing help

22 April 2026
OneFamily logo

Reply from OneFamily

Thank you for your positive review!

Claire
Customer Relationship Team

Rated 5 out of 5 stars

Shanta Ali was extremely knowledgeable…

Shanta Ali was extremely knowledgeable and helpful. She was very friendly and patient, and helped me set up my account extremely efficiently.

21 April 2026
Unprompted review
OneFamily logo

Reply from OneFamily

We're happy to hear that you had such a positive experience! Thanks for your feedback.

Claire
Customer Relationship Team

Rated 5 out of 5 stars

I had a slight issue and they dealt…

I had a slight issue and they dealt with it very quickly and it has left me with no worries

21 April 2026
Unprompted review
OneFamily logo

Reply from OneFamily

We're happy to hear that we resolved your issue quickly. Thank you for sharing your positive experience with us!

Claire
Customer Relationship Team

Rated 4 out of 5 stars

Was good and helpful

Was good and helpful
The money I did withdraw came within a week

9 April 2026
OneFamily logo

Reply from OneFamily

We're happy to hear that our services were helpful!

Claire
Customer Relationship Team

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