PaydayUK Reviews 

7,599
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Looking at 1,545 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently find the process straightforward and easy to navigate, whether completing forms online or on their phone. Many people appreciate the quick response times and the efficiency of the service, often receiving loan approvals and funds within minutes or an hour. Reviewers frequently highlight the excellent and professional service, noting the helpful and supportive team. Consumers often describe the overall experience as seamless and reliable, making it a recommended option for those needing quick financial assistance. Many users, including those with previous difficulties, found the company provided a crucial lifeline, appreciating the clear terms and flexible repayment options.

What people talk about most

User experience

Users describe positive interactions with user experience, consistently highlighting the ease and speed of... See more

Service

Customers consistently note positive experiences with service, often highlighting its speed and efficiency.... See more

Payment

People report positive experiences with payment, highlighting the speedy process and quick transfers, with... See more

Response time

Reviewers highlight positive aspects of response time, with many customers expressing satisfaction with the... See more

Website

Reviewers mention positive feedback about the website, highlighting its ease of use and navigation. Many... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Very simple forms to fill out - I completed them on the website on my phone. My application was reviewed within an hour of submission, where I was then phoned to confirm some details. After re-submi... See more

Company replied

Rated 5 out of 5 stars

I had requested a loan to help pay for bills that I otherwise wouldn’t have been able to afford to pay right now and this could’ve caused issues for me. I had previously been denied by other lenders... See more

Company replied

Rated 5 out of 5 stars

The application was really easy to fill in, easy to follow steps to finish, and a lovely lady phoned and carried out further finishing up details and very quickly too. And then I was sent the completi... See more

Company replied

Rated 5 out of 5 stars

I was in a financial predicament and didn't know what to do. I found PaydayUK and thought it might be a good solution. Easy quick and very professional company sorted out my situation easily within an... See more

Company replied


Company details

  1. #13 of 29 best companies in Loan agency
  2. #57 of 168 best companies in Non-bank financial service

About PaydayUK

Written by the company

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.

Representative 91% APR.

All loans are subject to affordability checks and our criteria.

Written by the company

Trustworthy
We have been helping our customers online since 2004
Responsible
We are authorised and regulated by the Financial Conduct Authority. Registration number 921539
Customer Focused
We're always here to help and have a dedicated team available to assist you with any enquiries

Contact info

4.8

Excellent

TrustScore 5 out of 5

8k reviews

5-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 96% of negative reviews

Typically replies within 2 weeks

How this company uses Trustpilot

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4.8

All reviews

(7,599)

1,542 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

The company’s layout is very easy to…

The company’s layout is very easy to understand. Straight forward and simple. Had no issues at all.

13 July 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

Great service for people with bad…

Great service for people with bad credit. Fast and easy to apply. Money is received instantly and this will now rebuilt my credit rating for the future

13 July 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

Made me feel confident and reassured

Made me feel confident and reassured. Very trustworthy and make sure you understand EVERYTHING. would highly recommend to anyone

13 July 2026
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Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

Great.Fast pay on account

Great. Fast pay on account - seconds
Easy to apply.
Perfect for short borrowing money.

13 July 2026
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Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

No surprises, straight forward loan

These guys were great was able to find perfect affordable loan there was nothing complicated or any surprises straight forward easy to understand with an instant quote I would definitely use them again if I needed to

13 July 2026
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Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

Easy simple process

Easy simple process, upfront and informative,

13 July 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

Very service

Very service

13 July 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

It was very easy to use filling in the…

It was very easy to use filling in the form
No hidden Questions and it got a answer after filling in.
I would use them again and tell anyone who need help
Service on the phone and online was excellent

13 July 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

Was very quick and easy

Was very quick and easy

13 July 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

I recently used Payday UK and had a…

I recently used Payday UK and had a generally positive experience. The application process was straightforward and quick, with clear instructions at each step. I appreciated how fast the decision was made, which is important when you need funds urgently.

The website is easy to navigate, and the terms were explained in a way that was easy to understand. Once approved, the money was transferred promptly, which helped me cover unexpected expenses without delay.

However, like most payday loan services, the interest rates are quite high, so this option is best used for short-term financial needs rather than long-term borrowing. It’s important to be confident in your ability to repay on time to avoid additional charges.

Overall, Payday UK is a reliable option if you need quick access to cash and understand the costs involved. I would recommend it for emergencies, but with caution due to the high fees.

12 July 2026
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Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

What makes it great was i was desperate…

What makes it great was i was desperate for money to do my garden for my autistic.took 5 minutes to fill the form and seconds for the money in your account.i can't thank you enough me my son and our garden we are greatful

12 July 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

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