PaydayUK Reviews 

7,613
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Looking at 1,534 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the service for its simplicity and efficiency, highlighting how easy it is to navigate the process and complete forms. Many appreciate the quick response times and rapid fund transfers, often receiving money within minutes or an hour of approval. This streamlined user experience, coupled with helpful and supportive service, makes the process painless. Reviewers frequently highlight the company's ability to provide crucial financial assistance, especially for those who might have faced difficulties with other lenders. People find repayment options manageable and appreciate the clear display of terms. The overall sentiment emphasizes a reliable and trustworthy service that effectively helps customers manage their financial needs.

What people talk about most

User experience

Customers consistently note positive experiences with user experience, highlighting the quick and easy... See more

Service

Reviewers mention positive feedback about service, highlighting its speed and efficiency. Customers... See more

Payment

People report positive experiences with payment, highlighting the speed and ease of the process. Many... See more

Response time

Customers had positive experiences with response times, frequently highlighting the speed and efficiency of... See more

Website

Reviewers highlight positive aspects of the website, noting its ease of use and navigation for finding... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Very simple forms to fill out - I completed them on the website on my phone. My application was reviewed within an hour of submission, where I was then phoned to confirm some details. After re-submi... See more

Company replied

Rated 5 out of 5 stars

I had requested a loan to help pay for bills that I otherwise wouldn’t have been able to afford to pay right now and this could’ve caused issues for me. I had previously been denied by other lenders... See more

Company replied

Rated 5 out of 5 stars

I was in a financial predicament and didn't know what to do. I found PaydayUK and thought it might be a good solution. Easy quick and very professional company sorted out my situation easily within an... See more

Company replied

Rated 5 out of 5 stars

The application was really easy to fill in, easy to follow steps to finish, and a lovely lady phoned and carried out further finishing up details and very quickly too. And then I was sent the completi... See more

Company replied


Company details

  1. #13 of 29 best companies in Loan agency
  2. #56 of 168 best companies in Non-bank financial service

About PaydayUK

Written by the company

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.

Representative 91% APR.

All loans are subject to affordability checks and our criteria.

Written by the company

Trustworthy
We have been helping our customers online since 2004
Responsible
We are authorised and regulated by the Financial Conduct Authority. Registration number 921539
Customer Focused
We're always here to help and have a dedicated team available to assist you with any enquiries

Contact info

4.8

Excellent

TrustScore 5 out of 5

8k reviews

5-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 96% of negative reviews

Typically replies within 2 weeks

How this company uses Trustpilot

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4.8

All reviews

(7,613)

1,456 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Made me feel confident and reassured

Made me feel confident and reassured. Very trustworthy and make sure you understand EVERYTHING. would highly recommend to anyone

13 July 2026
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Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

Great.Fast pay on account

Great. Fast pay on account - seconds
Easy to apply.
Perfect for short borrowing money.

13 July 2026
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Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

No surprises, straight forward loan

These guys were great was able to find perfect affordable loan there was nothing complicated or any surprises straight forward easy to understand with an instant quote I would definitely use them again if I needed to

13 July 2026
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Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

Easy simple process

Easy simple process, upfront and informative,

13 July 2026
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Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

Very service

Very service

13 July 2026
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Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

It was very easy to use filling in the…

It was very easy to use filling in the form
No hidden Questions and it got a answer after filling in.
I would use them again and tell anyone who need help
Service on the phone and online was excellent

13 July 2026
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Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

Was very quick and easy

Was very quick and easy

13 July 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

I recently used Payday UK and had a…

I recently used Payday UK and had a generally positive experience. The application process was straightforward and quick, with clear instructions at each step. I appreciated how fast the decision was made, which is important when you need funds urgently.

The website is easy to navigate, and the terms were explained in a way that was easy to understand. Once approved, the money was transferred promptly, which helped me cover unexpected expenses without delay.

However, like most payday loan services, the interest rates are quite high, so this option is best used for short-term financial needs rather than long-term borrowing. It’s important to be confident in your ability to repay on time to avoid additional charges.

Overall, Payday UK is a reliable option if you need quick access to cash and understand the costs involved. I would recommend it for emergencies, but with caution due to the high fees.

12 July 2026
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Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

What makes it great was i was desperate…

What makes it great was i was desperate for money to do my garden for my autistic.took 5 minutes to fill the form and seconds for the money in your account.i can't thank you enough me my son and our garden we are greatful

12 July 2026
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Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

If your stuck for money , this is the place

It was as very helpful, great service as ns easy to use , people that our looking some money/ loan go for it. You won't regret it.

12 July 2026
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Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

Painless and simple

Painless and simple, with all the terms laid out clearly. Definitely recommending to anyone who finds themselves in short term need.

12 July 2026
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Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

Good and excellent experience

Good and excellent experience

12 July 2026
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Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

Amazing!!!

11 July 2026
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Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

I am extremely impressed with this…

I am extremely impressed with this company. They were very happy to issue me with a small loan. Extremely professional and were not difficult regarding my application.
What i also like about this business, is they understood me as a customer and showed me the utmost respect. They are not judgemental and really put themselves out to assist me. It's extremely refreshing to find a business who really respects their customers and puts their customers first. Thank you for caring and showing me true respect.

12 July 2026
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Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

During these difficult times

During these difficult times, it's an absolute pleasure to be able to have such helpful staff, to help you through everything, keep up the good work

11 July 2026
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Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

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