Pet Protect Reviews 3,924

TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Reviewers had a great experience with this company. Customers consistently praise the seamless and prompt handling of claims, often highlighting the efficiency of the payment process. Many people appreciate the excellent customer service, noting that staff are friendly, helpful, and easy to communicate with, even offering support through live chat. The overall service is frequently described as fantastic, with many users recommending the company for its reliability and supportive approach during difficult times. However, some customers also noted significant and unjustified increases in premiums, with policies sometimes doubling or tripling in price over a short period, even for loyal customers with few claims. This has led some to question the value for money, especially when compared to other providers or when facing high co-payments and capped payouts for common procedures.

What people talk about most

Claim

Customers generally express satisfaction with the claims process, highlighting its speed and efficiency. Many... See more

Service

Reviewers mention positive feedback about service. Many customers praise the helpful and efficient customer... See more

Price

Customers consistently express disappointment with pricing. Many reviewers report significant and often... See more

Customer service

People report positive experiences with customer service, highlighting their helpfulness and efficiency. Many... See more

Payment

Reviewers highlight positive aspects of payment. Many customers report that claims are paid quickly and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Absolutely amazing experience. My cat developed an E Coli infection that cost quite a lot to get to the bottom of. Pet protect paid out seamlessly and promptly with not a single issue and even offered... See more

Company replied

Rated 5 out of 5 stars

Been with pet protect for years now, 5 years with our previous 2 dogs & still with them with our big girl Newfoundland) dog. We've claimed a lot as our girl has a lot of mobility issues, has pain k... See more

Company replied

Rated 5 out of 5 stars

Fantastic insurance. Our lovely boxer dog had 4 cancerous tumours not only did they pay the vets directly for us. It was all paid within 8 days effortlessly. They dealt with vets directly between cons... See more

Company replied

Rated 5 out of 5 stars

Even though our policy has increased a lot, I am still pleased I decided to go with Pet Protect for our dogs insurance. The customer service is great, it’s easy to speak to a human and they’re always... See more

Company replied


Company details

  1. Pet Insurance Company
  2. Insurance agency
  3. Insurance company

Written by the company

Pet Protect is a well established provider of pet insurance products for cats & dogs in the UK and has been covering pets for over 40 years. Our Lifetime cover offers peace of mind and helps to protect your pets if they become unwell.


Contact info

Pet Protect Pet Insurance

Visit our website for more information

4.2

Great

TrustScore 4 out of 5

4K reviews

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Rated 5 out of 5 stars

So professional and imformative

So professional and imformative

8 January 2026
Unprompted review
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Reply from Pet Protect

We appreciate you taking the time to share your positive experience; we are so happy to hear that you found our service helpful. Thank you. Pet Protect

Rated 5 out of 5 stars

Insurance you can ACTUALLY claim on

If you have insurance you have to know you can claim successfully. Pet protect makes this very easy and I would not hesitate to recommend this company

5 January 2026
Unprompted review
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Reply from Pet Protect

We're happy to hear that our claim process was easy to navigate. We appreciate you recommending our company and thank you for your feedback! Pet Protect

Rated 5 out of 5 stars

Brilliant support

Brilliant support. Resolved all my requests efficiently. No charges to policy changes which is very helpful. This customer service will keep me using Pet protect.

6 January 2026
Unprompted review
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Reply from Pet Protect

We're happy to hear that our service was helpful and efficient in resolving your request. We appreciate your continued use of our services. Thank you for your feedback. Pet Protect

Rated 5 out of 5 stars

Straight through to a great member of…

Straight through to a great member of staff! Super helpful, speedy process and all emailed to confirm what I needed

2 January 2026
Unprompted review
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Reply from Pet Protect

We're happy to hear that our staff was helpful and the process was speedy for you. We appreciate you taking the time to leave us this great feedback! Pet Protect

Rated 5 out of 5 stars

The team have been really helpful and…

The team have been really helpful and kind. My dog has heart failure and needs medication for the rest of his life. The Pet Protect team helped me navigate the claim process and answered my questions which I'm grateful for.

2 January 2026
Unprompted review
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Reply from Pet Protect

We're so glad to hear that our team was able to help you navigate the claims process and provide clarity during this challenging time with your dog. Thank you for sharing your experience with us. Pet Protect

Rated 2 out of 5 stars

The price of renewal was way to much

The price of renewal was way to much, especially as I hadn't made a claim and my dog was fit and healthy with no concerns with his annual check up,

2 January 2026
Unprompted review
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Reply from Pet Protect

We're sorry the renewal price didn't meet your expectations, especially given your dog's good health. Our Customer Relations Team are aware of your expression of dissatisfaction and will be in contact shortly. Thank you. Pet Protect

Rated 5 out of 5 stars

Excellent Response time…

My messages are always replied to very quickly with a full explanation given and always the offer of further assistance if needed.

31 December 2025
Unprompted review
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Reply from Pet Protect

We're happy to hear that our team provides quick and thorough responses. Thank you for your positive feedback; we appreciate it! Pet Protect

Rated 1 out of 5 stars

Expect to pay £100's per month as your largely healthy pet gets to middle age

Just as bad or worse than any other pet insurer.

Anyone considering a pet should think carefully as the pet insurance industry ensures switching is likely not an option after a few years, and know you have little choice but to pay their huge rates.

Expect large annual increases even before paying excesses and 20% vet contributions, and despite the call centre staff being nice, expect to be told to take it or leave it.

Explained that my other dog of the same breed and slightly older, with a number of ongoing conditions, was insured with a different provider and was cheaper, and it made no difference.

Fully expect a copy/paste reply to this saying something along the lines of "we could not find your account. Please contact us to discuss" so that they look proactive, but know that they are not.

8 December 2025
Unprompted review
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Reply from Pet Protect

We appreciate you sharing your experience. We're sorry to hear about your dissatisfaction with the premium increases for your policy. We currently are unable to identify your policy. Can you please email complaints@petprotect.co.uk quoting your Trustpilot review with your policy details and they will be able to look into this for you. Thank you. Pet Protect

Rated 1 out of 5 stars

I have had my dog insurance with pet…

I have had my dog insurance with pet protect since she was 4 months, she will be 13 next year. I have just received my latest policy and after an increase last year of nearly double, they have now increased it again to 145.00 per month plus £150 excess fee for each condition claimed for and 25% of the bill for each claim made. They thanked me for my years of custom and understand if I needed to look else where for a cheaper policy outlining that most companies won’t cover existing conditions. Gracie is shitzu with on going allergy problems that she has to have medication for. So I would like to thank Pet Protect for making my policy unaffordable, knowing full well no other insurance company will cover her. Just beware as your dogs reach the time in their life when you are going to need to claim.

22 December 2025
Unprompted review
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Reply from Pet Protect

We appreciate you sharing your experience. We understand your disappointment regarding the premium increases. We aim to provide affordable, reliable cover and are sorry this was not your experience on this occasion. Our Customer Relations Team are aware of your expression of dissatisfaction and will be in contact shortly. Thank you. Pet Protect

Rated 5 out of 5 stars

A quick and helpful response

I got a really helpful, quick response from Georgia in the chat today. I found out quickly what I needed to know and it was all very friendly, thanks

24 December 2025
Unprompted review
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Reply from Pet Protect

We're happy to hear that you had a positive experience and a quick resolution through our chat. We appreciate you taking the time to share your feedback. Pet Protect

Rated 5 out of 5 stars

The chat was instructive and my query…

The chat was instructive and my query answered admirably. Thsnk you Georgia

24 December 2025
Unprompted review
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Reply from Pet Protect

We're happy to hear that our chat support was helpful and provided you with a great resolution. Thank you for your positive feedback! Pet Protect

Rated 5 out of 5 stars

Georgia was very helpful and quick at…

Georgia was very helpful and quick at helping me she was very kind as well wonderful service

24 December 2025
Unprompted review
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Reply from Pet Protect

We appreciate you taking the time to share your positive experience. We are so glad to hear that you found our service helpful and kind. Thank you. Pet Protect

Rated 1 out of 5 stars

Astronomical and unjustified increases…

Astronomical and unjustified increases in premiums, despite having 3 pets insured with company and only making 3 small claims over the past 7 years. When you cancel they helpfully remind you that pre existing conditions won’t be covered by new insurers. We all know this and that this is why these companies know
they can get away with it. This is shocking treatment of loyal customers.

22 December 2025
Unprompted review
Pet Protect logo

Reply from Pet Protect

We appreciate you sharing your experience. We're sorry to hear about your dissatisfaction with the premium increases for your policies. We currently are unable to identify your policy. Can you please email complaints@petprotect.co.uk quoting your Trustpilot review with your policy details and they will be able to look into this for you. Thank you. Pet Protect

Rated 1 out of 5 stars

Hikes in policy prices

Our Maine Coone has been insured by Pet Protect since 2021. She underwent surgery for legge perthe in 2022 and 2023 and 2 claims were made. Our policy in the first year went up from around £12 per month to £13 per month, the following year increased to £33 a month. Our renewal this year has jumped to £57 a month. Like other comments they blame the underwriters, inflation costs, all that nonsense, complaints then contact you to tell you there is nothing they can do so are also absolutely useless. They offered me a £25 Amazon voucher to justify my policy increasing nearly 100% knowing that if I move my insurance elsewhere, my cat won't be covered for pre existing conditions. You may get a decent deal for the first year, but take my advice they won't stay loyal, take your policy elsewhere if you want a company that actually cares about the wellbeing of your pet and not how much they can profit off your unfortunate situation should you ever have to claim!

15 December 2025
Unprompted review
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Reply from Pet Protect

We appreciate you sharing your experience. We understand your disappointment regarding the premium increases after claiming for the surgery. We aim to provide affordable, reliable cover and are sorry this was not your experience on this occasion. Our Customer Relations Team are aware of your expression of dissatisfaction. Thank you. Pet Protect

Rated 5 out of 5 stars

Easy to contact and very helpful on the…

Easy to contact and very helpful on the phone regarding my dogs claim. Thank you payment promptly as well

1 December 2025
Unprompted review
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Reply from Pet Protect

We're happy to hear that we were easy to contact and helpful with your dog's claim. Thank you for your positive feedback and for recognizing our prompt payment. Pet Protect

Rated 4 out of 5 stars

Great customer service

Good response time. The reply showed that they had read my email and the reply was not a template.
Explanation was not complicated and easy to understand which helped me make my decision.

10 December 2025
Unprompted review
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Reply from Pet Protect

We're happy to hear that our response was helpful and timely! We appreciate that the explanation was easy to understand and aided your decision. Thanks for your feedback. Pet Protect

Rated 5 out of 5 stars

Possibly the best experience I’ve ever…

Possibly the best experience I’ve ever had/heard of with an insurance company. The claim was paid out in less than a week and they were so easy to deal with. Customer service representatives are so lovely and helpful too. Really good service Pet Protect

16 December 2025
Unprompted review
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Reply from Pet Protect

We're happy to hear that you had such a positive experience! It's wonderful to know our customer service representatives were helpful and that your claim was paid out quickly. Thank you for your feedback. Pet Protect

Rated 3 out of 5 stars

Policy okay until your dog is 9yrs old

Policy started ok but as soon as my dogs turned 9yrs 10yrs and now 11yrs the policy went up by minimum 50% each year. £45 then £92 and this year £155 per month..
Excess also went up from £100 to £150 and Contribution went up from 20% to 25%.

8 December 2025
Unprompted review
Pet Protect logo

Reply from Pet Protect

We are sorry to note you were dissatisfied with the increase of your policy premiums and your policy deductibles. We appreciate your feedback and our Customer Relations Team will be in contact with you shortly. Thank you. Pet Protect

Rated 5 out of 5 stars

Very friendly and knowledgeable staff…

Very friendly and knowledgeable staff when we rang about our claim. We were paid out really quickly

15 December 2025
Unprompted review
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Reply from Pet Protect

We are happy to hear that our staff was friendly and knowledgeable and that your claim was paid out quickly. Thank you for your positive feedback. Pet Protect

Rated 5 out of 5 stars

Amazing when claiming for my pets…

Amazing when claiming for my pets health issues, paid straight away within 7 days

28 November 2025
Unprompted review
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Reply from Pet Protect

We're happy to hear that our claim process met your expectations . Thank you for your feedback! Pet Protect

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