Pie Insurance Reviews 

655
TrustScore 2 out of 5

2.0

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Rated 1 out of 5 stars

If I could give this 0 stars I would. This company is so crooked I don't understand how they are in business. I never had a single claim but they stole money from our bank accounts during an active wo... See more

Rated 1 out of 5 stars

Obtained workers comp for our small non-profit children's choir. They cancelled after two months claiming I misrepresented our business because every few years we go on tour. We use a licensed, bonded... See more

Rated 1 out of 5 stars

Worst ever. Very unorganized. Audits were a nightmare. I would submit all requested paperwork, and they would loose it every time. Then they would deduct money from my checking account. Then you file... See more

Rated 1 out of 5 stars

Got them for workers' comp, however, the audit process is an absolute nightmare. They're not giving me any direction or helping me whatsoever. Now they're threatening me, saying if I don't get it done... See more

Company replied

Company details

  1. Business-to-Business service

About Pie Insurance

Information provided by various external sources

Pie Insurance provides workers’ compensation insurance directly to small businesses. Small business owners can now get a workers' comp quote in 3 minutes — which means getting coverage really is as easy as pie.


Contact info

2.0

Poor

TrustScore 2 out of 5

655 reviews

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No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 36% of negative reviews

Typically replies within 1 month

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2.0

All reviews

(655)

24 reviews in the last 12 months

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Rated 1 out of 5 stars

DON'T ever and I mean ever go with this…

DON'T ever and I mean ever go with this shitty insurance company. They had harassed us for two years wanting a thousand dollars. Long after we gave a notice of cancellation they kept taking hundreds out of our accounts every month until we cancelled our cards. Now they've threatened us with a law firm. We gave them the information they required to prove we had another insurance company and they're STILL, trying to claim a thousand dollars that they tried to auto steal out of our account last year when they didn't even have authorization to auto draft. We're going to have to get a lawyer and be in a fight with these bastards for years they are the most lowlife insurance company I've ever seen. From reading the reviews I can see that this is a common theme with them I'll be looking for whatever fraud division I can turn them over to.

30 November 2025
Unprompted review
Rated 1 out of 5 stars

Got workers comp for my first employee…

Got workers comp for my first employee who didnt even last long enough to get him on payroll... paid the premium for the whole year.. cancelled and they send this Zoom Audit company and unnecessarily rude Jonna Pradros to threaten me if i dont give them all of my financials immediately. trying to raise the premium after the policy ends is a shady insurance practice. I just spent half of yesterday getting her enough info to prove the situation beyond doubt. 12 month of bank records. she emailed me at 8:30 am that she wants 4 check copies and at 9:17 i get a email from my insurance guy. they say im not cooperating. Dont use PIE.

18 November 2025
Unprompted review
Rated 5 out of 5 stars

Asrah was a gem!

Asrah was a gem!! The portal was not working and she issued exactly what the insured needed ASAP!!

Thank you so much!!!

6 October 2025
Unprompted review
Rated 1 out of 5 stars

If you are a small business I wouldn’t…

If you are a small business I wouldn’t work with this company.horrible customer service and they will take 10k out of your account over night. Blame it on a yearly audit. Won’t offer payment plans and will say “we emailed you” but they never entered the email correctly
Garbage garbage garbage service

28 August 2025
Unprompted review
Rated 1 out of 5 stars

The auditing and cancellation process at Pie Insurance…

The auditing and cancellation processes at Pie Insurance are a total nightmare! Since every employee at Pie has one and the same email address and phone number guarded by gatekeepers that are unable to help in any way, shape or form yet have gotten the orders to never ever connect your call to somebody who can actually help, and promising callbacks that never happen, you will be asked the same questions and asked for the same documents over and over again. I literally sent some documents as often as 7 to 8 times before finally somebody acknowledged the attachments and put it together. There is absolutely zero communication between employees at the company which became apparent once again when I tried to cancel the policy. They send DocuSign documents which I returned the same day only to get the same request for the same document via DocuSign again 3 days later claiming that the original one had been sent to an old email address of mine, despite Pie only having been given one email address for our business! Then another day later I received an email from yet another Pie Insurance employee telling me that there was no cancellation being processed and that I would have to fill out the document again that I had signed and sent twice before. The process of cancellation is ongoing and with the level of competence I have experienced this far I'm sure it's going to take another couple of months before somebody puts one and one together to finish the process.

I have been in business for over 30 years and I will say that I have not encountered poorer customer service and less competency than I have experienced with Pie over the last few months. I have made the only good decision and moved our Workers Compensation to a different carrier.

Don't be fooled by their slogan!

3 July 2025
Unprompted review
Rated 1 out of 5 stars

This place was awful

This place was awful. I was literally just trying to GET a policy and couldn't even accomplish that. I did the online quote, called the number it said to call, they then said they had to transfer me to someone else to move forward. The call never went through. I called again, they transferred me and it went to voicemail after ringing for 3 minutes. Then I called again, they get my info AGAIN, then transferred me, and the person I got had NO clue what was going on. They didn't know my name, the business I'm asking for or even why I was transferred there, SO THEY TRANSFERRED ME AGAIN! Then it came back to the SAME person and she had to TRANSFER ME AGAIN! and then the call dropped.
GET Your Business Together- I'm embarrassed for you.

12 June 2025
Unprompted review
Pie Insurance logo

Reply from Pie Insurance

Thank you for taking the time to share your feedback, Katherine. After reviewing your case, we were unable to locate your account with the details provided. Please reach out to us so we can assist you further.

Rated 2 out of 5 stars

Terrible insurance

Terrible insurance, terrible customer service, can't get anyone to answer the phone, can't get any calls back, they make you pay 5,000-10,000$ more at the end of the year if your policy is wrong, they give no guidance on work comp insurance or how it all works, they take your money and it's a nightmare dealing with anyone to get it back. Like any insurance company....they straight up suck and scam people out of thousands with their terrible audits of people and give no justification on why you owe an additional 5,000-10,000$

14 November 2024
Unprompted review
Pie Insurance logo

Reply from Pie Insurance

Thank you for sharing your feedback, Joseph. Your satisfaction is our top priority, and we appreciate the opportunity to address your concerns. Please feel free to reach out to us directly so we can discuss your individual case.

Rated 1 out of 5 stars

Ignorance

I had to claim an employee who injured his shoulder. According to Pie Insurance, they proceeded to tell me that the employee can lift 10 lbs., so I continued to schedule the employee. After a second trip to the doctor, again Pie stated that I need to put him on the schedule because he can lift 10 pounds. Now they are being sued because they can't tell Left from right! He wasn't to lift anything and could only lift 10 pounds with his good shoulder. NEVER TRUST THIS COMPANY! They dropped me for Adverse Loss Performance; it was their fault. Own up to it!

27 May 2025
Unprompted review
Pie Insurance logo

Reply from Pie Insurance

Hi Ryan,

Your satisfaction is our top priority, and we appreciate the opportunity to address your concerns. Please feel free to reach out to us directly so we can discuss your individual case.

Rated 1 out of 5 stars

STAY AWAY FROM THIS COMPANY

STAY AWAY FROM THIS COMPANY! I own two small businesses that closed in 2024, and I'm STILL waiting for the audit refunds! They also charged me for 2025, and have refused to refund THAT premium, as well!!! There is never anyone to talk to by phone, and they refuse to answer emails. That's the short version, I have stories for days, but suffice to say I regret ever signing up for Pie! Do NOT use them!!!

And to the marketing person who replies to all of these awful, 1 star reviews, how about you encourage your higher-ups to actually provide decent service, instead of giving us useless platitudes about how much you care about the customer's experience? You don't care, that's obvious, and how you've stayed in business is a mystery to me.

6 January 2025
Unprompted review
Pie Insurance logo

Reply from Pie Insurance

Hi,

Thank you for taking the time to share your feedback. After reviewing your case, we were unable to locate your account with the details provided. Please reach out to us so we can assist you further.

Rated 1 out of 5 stars

Do not ever

Do not ever! Cheaper is not always betterStill dealing with these people a year after cancellation! Billed my card 3 times two months in a row during audit that i had no time to complete as it was during the last two weeks of tax season! After repeated attempts to cancel policy finally succeeded them was billed another several time for over $1k , now getting call for collections for another $1100 for a a audit! Hell they already stole that much . Will update again. If you have this company please do not give any credit card or debit! You will regret it eventually!

4 May 2025
Unprompted review
Pie Insurance logo

Reply from Pie Insurance

Thank you for sharing your feedback, Scott. Your satisfaction is our top priority, and we appreciate the opportunity to address your concerns. Please feel free to reach out to us directly so we can discuss your individual case.

Rated 1 out of 5 stars

I opened a business and it was only…

I opened a business and it was only open for three months. I think I had to put a 25% down and they took it out of my credit card every month. I had already overestimated the payroll for the month each month so I canceled the policy on February 2, 2025. My business has closed. I did not have a Workmen’s Comp. claim they build my credit card in February. They build my card in March and now sent to me in March. They want me to do an audit and turn in all sorts of personal information on my employees like what were their jobs what did they do? What was their title? How much did they make each week each one individually and I didn’t have that many employees but there was no claim on the policy. I don’t think I have a right to give out all that information to them about my employees or that they have a right to ask that and they have so over billed me and owe me A refund and they just keep stalling and want me to do paperwork. Worst company in the world to deal with! If I could give them a zero rating, I would do not let them automatic bill you or they will just keep on doing it and you have to fight to get the money back on a business that’s closed and has no employees and they just keep billing you on your credit card. Do not deal with pie Insurance!

16 April 2025
Unprompted review
Pie Insurance logo

Reply from Pie Insurance

Hi Jeanmarie,

Your satisfaction is our top priority, and we appreciate the opportunity to address your concerns.

Please feel free to reach out to us directly so we can discuss your individual case.

Rated 1 out of 5 stars

Here we go again

Here we go again. Once again and hopefuly the last time I will ever have to deal with Pie Insurance. You have been a pain in my butt. I was informed in Feb that I owe $1900 from an audit. Im sure it is not right but that is fine. I want to get them out of my life. Well they attempted to take it from my checking account, I assumed it was successful because though I put a block on it because they were making un authorized withdrawals last year, they successfully made a $3200 after the block. Well I guess this time it was unsuccessful. They let me know that I still owed mid March and
I had 7 days to pay before they may send it to collections. There is no maybe. They will send the unpaid audit to collections within a month of informing you owe. Credit card companied give you more time.I attempted to pay around day 8 because of the weekend. They informed me that it was already sent to collections. I called collections and they didn't have my info. I called Pie back. I spoke to a lady who told me that she would email them to get it sent back to billing so I can pay it and I would recieve an email. I never got an email. I called again a few days later. I spoke to another person and he couldn't figure out if I owed anything because in their end says it was payed for even though it was never charged on my end. I informed him that i was never charged. He had to call me back a couple of hours later to sort it out. It was confirmed I still owed. He let me know that he would call me back in a couple of days and this I believe was Monday or Tuesday if this week, with the update on how I could pay, it is now Friday. I have not received a call or invoice. The fact that I have to continue to call this company to try to make a payment so I can get this audit closed out and I don't have to deal with them again is beyond frustrating. This company once again is incompetent on running a business and continue to pull one over on small businesses. Last time I had to report them to the insurance department. And it looks like I'm gonna have to take action once again. I'm hoping they see this review and get in contact with me, because I am over continuing to reach out to them, and I have recorded my conversations that I want to get this taken care of and pay for my outstanding bill, so I can move on.

1 April 2025
Unprompted review
Pie Insurance logo

Reply from Pie Insurance

Hi Nataly,

Thank you for taking the time to share your feedback. After reviewing your case, we were unable to locate your account with the details provided. Please reach out to us so we can assist you further.

Rated 1 out of 5 stars

Complete scam!!

Complete scam!!! Stay away from them. They will charge you at the beginning and even after cancellation they will just say there was an audit and unfortunately had to charge more. Would not recommend to any small business, worst company to deal with. DO NOT GET INSURANCE HERE!!!

26 March 2025
Unprompted review
Pie Insurance logo

Reply from Pie Insurance

Hi Liz,

Thank you for sharing feedback on your experience. Customer satisfaction is very important to us, and we truly appreciate the chance to address your concerns. Please don’t hesitate to contact us directly so we can discuss your specific case.

Rated 1 out of 5 stars

Such a horrible company

Such a horrible company, was paying $1,000 a month for years. Then there was an accident where I needed to file a claim, and now they are terminating my policy!! What’s the point of having them at all? Over priced and not helpful.

17 March 2025
Unprompted review
Pie Insurance logo

Reply from Pie Insurance

Thank you for sharing your feedback, Melolny. Your satisfaction is our top priority, and we appreciate the opportunity to address your concerns.

Please feel free to reach out to us directly so we can discuss your individual case.

Rated 5 out of 5 stars

Excellent Customer Service

Samantha was courtesy, quick to get the needed information, answer questions and put the services in place. She was ready to meet our business needs and did so effort and professionally.

3 February 2025
Unprompted review
Pie Insurance logo

Reply from Pie Insurance

Hi Dena,

Thanks for taking time to share your experience here.

Rated 5 out of 5 stars

I wanted to take a moment to express my…

I wanted to take a moment to express my gratitude for the exceptional help I received from Asrah. As someone new to the commercial sector and navigating much of this journey on my own, I had numerous questions. Asrah not only answered every single one but also provided additional information that I hadn't even thought to ask about, which will undoubtedly be valuable for future reference.

Her support was incredibly thorough and insightful. If it's possible, Pie should consider making clones of Asrah because her level of service was nothing short of superb. Thank you, Asrah, for your outstanding assistance, and I sincerely hope you receive the recognition you deserve for your hard work.

15 January 2025
Unprompted review
Pie Insurance logo

Reply from Pie Insurance

Hi Luis! Thank you for taking time to leave feedback on your experience!

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