Police Mutual Reviews 

535
•
TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Considering 204 reviews, reviewers overwhelmingly had a great experience with this company, consistently praising the exceptional level of support. Customers frequently point out that the staff members are extremely knowledgeable, polite, and genuinely dedicated to solving any customer inquiries. People also appreciate the smooth user experience, noting that updating policies or securing new coverage is remarkably quick and straightforward. However, some reviewers were not happy with certain policy pricing, mentioning that annual renewal quotes could occasionally become quite expensive. A few other people also felt that specific administrative procedures, unexpected coverage limitations, or strict terms caused notable frustration during their journey.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, noting that consumers experience exceptional satisfaction when... See more

Customer service

Clients share positive opinions on customer service, frequently highlighting the professional, helpful, and... See more

Service

Reviewers mention positive feedback about service, frequently highlighting exceptional professionalism,... See more

Price

Users describe positive interactions with price, frequently highlighting very reasonable rates and... See more

User experience

Customers consistently note positive experiences with user experience, highlighting the website as very easy... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Exceptional service. Efficient. Staff very helpful, knowledgeable and listen to the customers needs. Every single person we have ever spoken to at PM have been absolutely lovely. Friendly, courteous.... See more

Company replied

Rated 5 out of 5 stars

Outstanding Customer service. Had a little wait on the phone before I spoke to Sue Stott. What a lovely lady very helpful and courteous and went out of her way to assist me with my enquiry about addi... See more

Company replied

Rated 5 out of 5 stars

Went through my usual annual troll of comparing insurance companies. Best value for best cover etc. Got it down to 2 including police mutual. Both about the same price. I contacted them to clarify a... See more

Company replied

Rated 5 out of 5 stars

Have had the genuine pleasure of speaking to police mutual customer services twice over the last few years as power of attorney for my parents. 1st to cash in their savings , 2 nd to adjust house insu... See more

Company replied


Company details

  1. Money & Insurance

Written by the company

Financial services exclusively for serving or retired Police Officers, Staff and your families


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

535 reviews

5-star
4-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 90% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

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4.7

All reviews

(535)

201 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Saved me money

Easy to do, easy to understand, happy with the price. The like for like policy saved us £450 for a years house and contents insurance. All done on line.

14 May 2026
Police Mutual logo

Reply from Police Mutual

Thank you for your feedback. We're pleased to hear you found everything easy to do and understand, and that we could help you save money.

Rated 5 out of 5 stars

Excellent Service

Rebecca provided an excellent level of Service and was a genuine pleasure to speak with.
Rebecca resolved and dealt with my query quickly and effectively.
Thank You.

15 May 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your feedback.
We're so pleased to hear Rebecca provided excellent service and resolved your query quickly. We'll pass on your comments.

Rated 5 out of 5 stars

I would like to say a a massive THANK…

I would like to say a a massive THANK YOU to one of the staff who patiently assisted me in sorting my insurances. Her name is Susan STOTT. Her proffesionalism and knowledge about my naivety in terms of sorting my insurance was excellent. She has explain everything to me without using jargon words. My husband was always the one sorting my insurance but since his Dementia, I for one have to sort everything. Sue is well versed and even reduces my monthly contributions. She has saved me a lot of money. I cannot thank her enough for making everything smooth sailing. Thank you very much Sue… you are amazing xx

15 May 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your lovely feedback. We're so pleased to hear that Susan was able to assist you and explain everything clearly without jargon.
We'll pass on your kind words to Susan - They will mean a lot to her.

Rated 5 out of 5 stars

Amendment to current policy

I spoke with Sue this morning to make a change to my policy.
Sue was extremely helpful and highly professional in handling an amendment to my current policy.
I highly recommend Police Mutual customer service is excellent and reassuring.

15 May 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your feedback. We're pleased Sue was able to assist you efficiently and provide a professional service. We'll be sure to pass on your kind comments.

Rated 5 out of 5 stars

Great service.

What a wonderful young lady I spoke to who dealt with my query easily and proficiently. She is a real credit to the company.

14 May 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you so much for your kind words.

We're delighted to hear you had such a positive experience and that your query was handled so well.

We'll be sure to pass this on.

Rated 1 out of 5 stars

Watch out

Watch out - extra fees on renewal quote. When asked if I could avoid the arrangement fee was told not possible. Strange that because according to the Financial Service Authority it states: Price Disclosure: While the fee doesn't always have to be itemized separately, it must be included in the total quoted price. Hiding mandatory fees can be seen as a "misleading omission" under fair trading regulations. Police Mutual what are your reasons for not including unavoidable admin fees in your total quote?

12 May 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your review.
We appreciate you taking the time to share your feedback and we’ve noted your comments regarding the fees.
We understand how unexpected costs can be frustrating. The introduction of this fee helps us fund improvements to our services, so we can provide an even better experience for our customers. We always aim to be transparent about our pricing and to continue offering great value, while also supporting our unique giveback services that make Police Mutual different.
We would welcome the opportunity to discuss this further with you. Please feel free to contact us via info@policemutual.co.uk or give us a call on 0151 242 7640.

Rated 2 out of 5 stars

After getting through security…

After getting through security questions was then told my name was not on as a nominee and they would not tell me anything. Only wanted to if my wife was definitely insured and when the policy would arrive. Very frustrating.

8 May 2026
Police Mutual logo

Reply from Police Mutual

Thank you for sharing your experience. We appreciate how frustrating this must have been. Due to security requirements, we can only discuss policy details with the policyholder or an authorised nominee. If your wife contacts us directly or adds you as an authorised contact, we’ll be very happy to help confirm cover and provide an update on the policy.

Rated 5 out of 5 stars

So easy to obtain a great quote

So easy to obtain a great quote, easier and better than comparison websites

5 May 2026
Police Mutual logo

Reply from Police Mutual

Thank you for taking the time to share your comments. We’re pleased that you found the process simple and better than comparison websites.

Rated 5 out of 5 stars

I had a great experience dealing with Keith Marchant

I had a great experience dealing with Keith Marchant while making changes to my car insurance policy. He was professional, efficient, and explained everything clearly, making the whole process quick and stress-free. Really appreciated his helpful and friendly approach - excellent service all around!

30 April 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for taking the time to share your feedback. We’re pleased to hear about your positive experience with Keith. It’s great to know we made the process quick and stress‑free.

Rated 5 out of 5 stars

Home insurance continuity while moving house.

Today, I contacted the Police Mutual team looking to continue my existing home insurance while going through the process of moving home.

Paul was really helpful, explaining the process and answering my queries.

Additionally, Paul offered to provide a quote for vehicle insurance at the new address. This was a bonus and will be helpful in the long term too.

Thanks to Paul for his genuine customer service; today's phone call has been productive and straight forward. If only more elements of moving home were so simple!

Thank you.

24 April 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your feedback. We’re pleased to hear that Paul was able to assist you clearly and effectively during your home move, and that the additional vehicle insurance quote was helpful. We’ll be sure to pass your comments on to him. Thank you for choosing Police Mutual.

Rated 5 out of 5 stars

I had left my renewal to the last…

I had left my renewal to the last minute but Sue Stott was friendly and helpful and managed to negotiate a price reduction for me as it had shot up, not least because I have a new car.
Lesson learnt, compare prices earlier to avoid panic, really wanted to stay with police mutual as nightmare about 4 years when I went to another insurance, well known name but didn't realise online only. NO customer service at all unlike Police mutual, Sue offered excellent customer service.

23 April 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your great feedback. We’re pleased Sue was able to help review your policy and secure a more competitive premium.

Rated 5 out of 5 stars

I spoke with Susan Stott today and she…

I spoke with Susan Stott today and she was professional, helpful and efficient. She helped me update my car insurance policy and I'm very happy with the experience. Please pass my thanks on to her.

17 April 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for taking the time to share your positive feedback. We’re pleased to hear that Susan provided such a professional, helpful, and efficient service while assisting you with your car insurance policy.

Rated 5 out of 5 stars

Very helpful which was of great…

Very helpful which was of great assistance in making right choice for me.

7 April 2026
Police Mutual logo

Reply from Police Mutual

Thank you so much for your kind review.

We're pleased to hear the service you received was helpful and supported you in making the right choice.

Rated 5 out of 5 stars

Dear Customer services ,

Dear Customer services ,
I wish to thank Tanya from your team who responded and resolved an issue I had with my insurance renewal. The way in which she applied her problem solving skills , which utilised her vast knowledge of the product was outstanding.
Her telephone manner was excellent and I am so grateful for her help.
I have been with you in excess of 20 years now and I’m so glad I have kept my business with you .
Please send our sincere thanks to her and if I could give her more than 5 stars I would. You have certainly gone above and beyond
Kind regards
Craig
Sent from my iPhone

9 April 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you Craig for your lovely feedback.
We're delighted that Tanya was able to sort your renewal so efficiently, and we'll make sure your thanks are passed on to her. Your loyalty over the past 20+ years means a great deal to us.
Kind Regards
Police Mutual

Rated 5 out of 5 stars

Good price

Good price, no extra for direct debit

30 March 2026
Police Mutual logo

Reply from Police Mutual

Thank you for your feedback — we’re glad you’re happy with the price and payment options.

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