Police Mutual Reviews 

533
TrustScore 4.5 out of 5

4.7

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 204 reviews, reviewers overwhelmingly had a great experience with this company, consistently praising the exceptional level of support. Customers frequently point out that the staff members are extremely knowledgeable, polite, and genuinely dedicated to solving any customer inquiries. People also appreciate the smooth user experience, noting that updating policies or securing new coverage is remarkably quick and straightforward. However, some reviewers were not happy with certain policy pricing, mentioning that annual renewal quotes could occasionally become quite expensive. A few other people also felt that specific administrative procedures, unexpected coverage limitations, or strict terms caused notable frustration during their journey.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, noting that consumers experience exceptional satisfaction when... See more

Customer service

Clients share positive opinions on customer service, frequently highlighting the professional, helpful, and... See more

Service

Reviewers mention positive feedback about service, frequently highlighting exceptional professionalism,... See more

Price

Users describe positive interactions with price, frequently highlighting very reasonable rates and... See more

User experience

Customers consistently note positive experiences with user experience, highlighting the website as very easy... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Exceptional service. Efficient. Staff very helpful, knowledgeable and listen to the customers needs. Every single person we have ever spoken to at PM have been absolutely lovely. Friendly, courteous.... See more

Company replied

Rated 5 out of 5 stars

Outstanding Customer service. Had a little wait on the phone before I spoke to Sue Stott. What a lovely lady very helpful and courteous and went out of her way to assist me with my enquiry about addi... See more

Company replied

Rated 5 out of 5 stars

Went through my usual annual troll of comparing insurance companies. Best value for best cover etc. Got it down to 2 including police mutual. Both about the same price. I contacted them to clarify a... See more

Company replied

Rated 5 out of 5 stars

Have had the genuine pleasure of speaking to police mutual customer services twice over the last few years as power of attorney for my parents. 1st to cash in their savings , 2 nd to adjust house insu... See more

Company replied


Company details

  1. Money & Insurance

Written by the company

Financial services exclusively for serving or retired Police Officers, Staff and your families


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

533 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 90% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.7

All reviews

(533)

201 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Great support and informative…

Great support and informative conversations at Hendon.

5 June 2026
Police Mutual logo

Reply from Police Mutual

Thank you for your positive feedback. I’m pleased to hear that you found the support at Hendon helpful and the conversations informative. Your comments are greatly appreciated and will be shared with the team

Rated 5 out of 5 stars

Called to query a repayment made to my…

Called to query a repayment made to my account. Rebecca White handled the call with great patience and took great care to re assure me no issues. A credit to you company - thank you Mr R S Burt

12 June 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for taking the time to share your feedback. We are glad to hear Rebecca was able to reassure you and provide such great service.

Rated 5 out of 5 stars

Policy Change

I dealt with Rebecca White regarding a change of policy as i had changed my vehicle.Rebecca was helpul ,efficient and proffesional throughout and got back to me as she said she would and fortunately for me got me a better deal on my car insurance.

12 June 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for taking the time to share your experience. We are pleased to hear that Rebecca was helpful, efficient, and professional throughout your policy change.

Rated 5 out of 5 stars

Simple and unmatched

The website itself and applying for a quote was straightforward. My quote was unmatched by any other provider I have reached out to and that was including extras which I couldn’t believe. Very grateful and happy customer.

31 May 2026
Police Mutual logo

Reply from Police Mutual

Thank you for your feedback. We are pleased to hear that you found the process straightforward and that our quote offered such strong value

Rated 5 out of 5 stars

Great customer service

Talking to Beth the representative for car insurance.

She was delightful. Friendly and helpful.

5 June 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your feedback. We are pleased to hear we were friendly and helpful and will pass on your comments

Rated 5 out of 5 stars

Fantastic customer service

Fantastic customer service! Phone today to discuss my car insurance renewal and Elaine couldn’t have been more friendly and helpful. Would absolutely recommend Police Mutual to others. Keep up the good work l!!

5 June 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you so much for your feedback. We are pleased to hear that Elaine was able to provide such friendly and helpful service when discussing your car insurance renewal. Thanks for choosing Police Mutual.

Rated 5 out of 5 stars

I was immensely impressed with the lady…

I was immensely impressed with the lady who dealt with my call, her name is Elaine Cockram. At a time when customer service generally is often of a poor standard, Elaine was absolutely brilliant. She is helpful, friendly and has an excellent knowledge of her subject. I have had the good fortune to have dealt with Elaine before over the years and I wish to express my genuine thanks to her for being so helpful. Her manner and the service she gives is outstanding. Thank you Elaine. Kind regards, Peter Smith.

3 June 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your wonderful feedback. We're delighted to hear about the excellent service you received and will be sure to pass on your kind words to Elaine. It's great to know her knowledge, professionalism and friendly approach made such a positive impression. We truly appreciate you taking the time to share this.

Rated 5 out of 5 stars

Speaking to Rebecca White at Police…

Speaking to Rebecca White at Police Mutual. Sad I couldn’t stay with you but my policy has just got too expensive. I’ve been a customer for many years, and find it good to speak to someone when it comes to renewal. Hopefully I’ll come back in the future. Thank you.

3 June 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your kind words and for your loyalty over the years.
We're sorry to hear you've decided to leave, but we're so pleased to hear Rebecca was helpful at renewal. We'll pass on your thanks to Rebecca.
We do hope to welcome you back in the future. Thank you again.

Rated 5 out of 5 stars

Firstly cannot fault the comprehensive…

Firstly cannot fault the comprehensive policy nor the price and secondly how professional the staff were - both Sue and Tanya - extremely helpful courteous considerate talking me through my concerns. it may be a slightly higher price policy but the customer service I received resulting in my peace of mind is well worth it. Thank You.

28 May 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your review. We are pleased that you found the policy comprehensive and great value for the level of service received. Sue and Tanya will be delighted to hear your kind words—providing clear, caring support is so important to us.

Rated 5 out of 5 stars

A very helpfull and relaxed…

A very helpfull and relaxed conversation when setting up the insurance and also also getting another quote for another vehicle competitive pricing as well been with them for many years and always had the same experience. Very pleasant and chatty staff all calls are UK Based (Elaine was my point of contact on the day ⭐️⭐️⭐️⭐️⭐️

22 May 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thanks so much for your lovely feedback and for your loyalty over the years.
We're really glad you found everything helpful and had such a positive experience.
We'll pass your kind comments onto Elaine.

Rated 5 out of 5 stars

Susan Stott was amazing

Susan Stott was amazing! She helped me out so much with my car insurance.

8 May 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your review. We’re delighted Sue could help with your car insurance and will pass on your kind words.

Rated 5 out of 5 stars

Made the whole process very easy.

Made the whole process very easy.
Very professional and was able to answer any questions had.

20 May 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your review. We’re pleased to hear the process was made easy and that all your questions were answered professionally. Your feedback is appreciated.

Rated 5 out of 5 stars

Great staff

Unfortunately I had to cancel my insurance for two cars after many years with Police Mutual but another well known company offered equal benefits at a significant lower cost. Sue Stott handled the cancellation with excellent consideration and because of her I am retaining my home insurance, again because of her I will return next year for a quote. Don't lose her professionalism.

15 May 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your lovely feedback.
We're delighted to hear about your positive experience and that Sue was able to support you so professionally. Your kind comments will be shared with her.
We're also pleased you've chosen to stay with us for your home insurance and look forward to helping you again in the future.

Rated 5 out of 5 stars

I had to update email details to motor…

I had to update email details to motor & house insurance. One quick phone call sorted it, with the professional security questions you would expect. I have used Police Mutual for nearly 40 years and the service from the staff is always excellent. If only all companies had staff as professional and human. Thank you

18 May 2026
Unprompted review
Police Mutual logo

Reply from Police Mutual

Thank you for your kind feedback and for your continued loyalty over the years.
We're delighted the team could resolve your enquiry quickly and provide a professional service.

Rated 5 out of 5 stars

Saved me money

Easy to do, easy to understand, happy with the price. The like for like policy saved us £450 for a years house and contents insurance. All done on line.

14 May 2026
Police Mutual logo

Reply from Police Mutual

Thank you for your feedback. We're pleased to hear you found everything easy to do and understand, and that we could help you save money.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look