While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 325 reviews, most reviewers were let down by their experience overall. Many customers found the customer service to be horrible, incompetent, and unhelpful, often encountering rude employees and automated systems that made it difficult to resolve issues. People frequently experienced long wait times, being hung up on, and difficulty reaching a person who could actually assist them. Reviewers also reported issues with unexpected fees, account restrictions, and problems with payments or card functionality. Many felt their loyalty was not valued and expressed frustration with the bank's overall service quality. However, some customers also noted positive experiences with specific agents. These individuals were described as helpful, professional, and kind, providing excellent service and guidance.

What people talk about most

Customer service

Reviewers express widespread dissatisfaction with customer service, citing it as horrible and the worst many... See more

Staff

Clients share negative opinions on staff, with many reviewers expressing dissatisfaction with the... See more

Service

Customers consistently express disappointment with the service, describing it as terrible and the worst... See more

Payment

People report negative experiences with payment, citing issues like unexpected charges, difficulties with... See more

Customer communications

Consumers express significant frustration with contact methods, often finding it impossible to reach a human... See more

Reviews shaping this summary

Rated 1 out of 5 stars

This bank has horrible customer service, and I mean the worst, and they will gouge you for money with monthly fees and other hidden charges and if you ever have an issue, expect 100 excuses to why the... See more

Rated 1 out of 5 stars

So I've been a customer since 1998, had a business and private account with RBS Recently they have been sending me text messages to say they are reducing my overdraft, then a few months later they r... See more

Rated 1 out of 5 stars

Somebody internal at RBC changed the address on my accounts with no authorization. Two months worth of M/C statements were mailed to an incorrect address, breaching my confidentiality, they confirmed... See more

Rated 1 out of 5 stars

Stop hiring incompetent, rude people to answer calls or at the very least train them better before putting them on the floor. I've been fed false information too many times to count, leading to hour... See more


Company details

  1. Insurance agency
  2. Alternative Financial Services
  3. Bank
  4. Financial advisor
  5. Mortgage broker
  6. Non-bank financial service

Information provided by various external sources

Explore the personal and business financial services and products that RBC offers to individuals, small businesses and commercial clients in Canada.


Contact info

1.4

Bad

TrustScore 1.5 out of 5

2k reviews

5-star
4-star
3-star
2-star
1-star

No history of asking for reviews

This company hasn't invited their customers, so reviews may not be representative

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

1.4

All reviews

(1,928)

323 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Absolutely the worst customer service in the world

Royal Bank of Canada needs auditing, their customer service is the worst I have ever experienced. Takes hours to get through to anyone and then they cant see my accounts, was then given a totally non-existent email address to send my complaint to, my email bounced back immediately. Did an international transfer and was charged fees even though my account clearly states that RBC do not charge fees, tried to get the fees refunded and no response from RBC. Needless to say that I have closed all my account with this pathetic excuse of a bank. DO NOT BANK WITH RBC!

1 April 2026
Unprompted review
Rated 1 out of 5 stars

Many issues

Many issues, couldn't sign into my banking as they changed the process, didn't inform me, couldn't get past the bot for several attempts. spoke to an agent, she was helpful, and clarified the changes. Want to apply for a new credit card, but can't get past hold to discuss some of the details. I am now into this for about 3 hours..I have been with RBC for almost 60 years, the service is terrible now. Time to explore different banks.

28 May 2026
Unprompted review
Rated 1 out of 5 stars

The worst

The worst. Incompetence beyond belief. Months of people not doing their jobs, even once accounts were closed, cards shredded, they charged annual fees, resulting in credit score lowering by a lot! When we finally realized and called several people promised the charge was reversed and credit restored. Months later, new charges still and credit still damaged. These are absolute fools. No one at this bank does anything or cares. Absolute trash, doesn't deserve to be a bank. NO TRUST.
Not to mention the initial reason for leaving was because of years of broken contracts, lies, and incompetence regarding professional line of credit in the first place. Garbage.

28 May 2026
Unprompted review
Rated 2 out of 5 stars

Incredibly difficult to transfer money

Incredibly difficult to transfer money. It seems there are daily limits which change at random. Some days I can transfer 1000 CAD, others 2000, others not even 100. Missed rent payments because of this. The bank says its for my security :/

26 May 2026
Unprompted review
Rated 1 out of 5 stars

Terrible customer service

Terrible customer service, extremely unnecessary convoluted automated system, designed to make to go away in frustration because they are too cheap to Hire real people, yet charge unexplained exorbitant fees at their ATM. They do not care about people only $. Time to contact a class action lawyer, they are doing everything they can to avoid their customers. What a disgrace!

27 May 2026
Unprompted review
Rated 1 out of 5 stars

Another unhappy customer

After paying off my car loan within a few days of opening it,RBC still took out a payment many days later,telling me that it takes quite a few days to actually close the loan. You would think that with computers and so called professional financial advisors,it could have been done immediately. This is an institution I would never do anymore business with and would advise anyone else to stay away from.

26 May 2026
Unprompted review
Rated 1 out of 5 stars

Very bad customer service experience

My GIC was matured yesterday. I checked my online banking yesterday. It was not in my account. RBC delayed to release the funds even it was matured already. Until now, the funds have not reached my account yet. I called RBC call center for assistance. Toy at RBC call center was very slow in answering my question and found all kind of excuses and repeat same answers at all the times. He even refused to transfer me to the manager when he was unable to solve the problem. This is terrible.

25 May 2026
Unprompted review
Rated 1 out of 5 stars

The Middle Man

I dont know how the bank here in canada called royal can be given much props. They change rules to suit them selves and call it customer service. Acting as a middle man between cheque deposits they are 5 out of 5 for non-constructive. They place u as the criminal and then cash the criminals cheques. You, I am speaking as is the honest person. I dont also get nsf s unless they need my money. Proven fact.

Now i am going to rinse my mouth out and carry on. There is better and other out there.just trying to help someone else avoid the qches and pains as the gain.

I dont want to speak to an advisor thanks, ill pass.

24 May 2026
Unprompted review
Rated 1 out of 5 stars

I had a charge taken out of my Royal…

I had a charge taken out of my Royal chequing bank account for $16.66 through PayPal and Visa. I reported.it to the bank and they told me I had to go through PayPal. I called PayPal they checked all what they could and said I would have to go to the bank to get it straightened out. I went to the bank and they told me I would have to phone Royal Bank visa and they would have to do it for me. I did that and they couldn't do anything because they couldn't verify me for some reason. Pretty well fed up with it all. I went back down to the bank and they told me I had to wait for a long line up for 45 minutes to get waited on. Instead I went online and opted for a phone call back to verify me. The service at the bank was p poor and the Royal Bank Visa online was no help either. Terrible service all the way around. If I had to open up another bank account it would certainly not be Royal Bank of Canada. As it is now I understand ripped off for $16.66 through Royal Bank somewhere. All I wanted to do in the first place is just find out where the charge was made at. It was marked SAMUELL -$16.66. If I can find out where the transaction is made then it's possible that I did make that transaction but I do not know because I cannot find any help and do not recognize the transaction that was marked as SAMUELL

21 May 2026
Unprompted review
Rated 1 out of 5 stars

This company doesn't care about the…

This company doesn't care about the customer's. It ai system is taking jobs, and there is no way of getting any help from any one there. I was able to access funds off a mobil check deposit, they changed that amount to a useless amount without telling me. Then hold the check for alot longer then normal. The call the police on me because i was gettingad on the phone. That check is no different then cash, cash is a promise note, same as a check. Are they going to start holding cash deposits because of counterfit bills??????? Where is my money

13 May 2026
Unprompted review
Rated 1 out of 5 stars

I went into the bank to deposit a check…

I went into the bank to deposit a check into my account, it was a fairly large check. The teller had the nerve to ask me how I got that money. And then she proceeded to ask me what I was going to do with that money. Is this customary for tellers to ask the banks customers how they got their money and what they’re going to do with it? Is this something that the royal bank asks their tellers to do? I didn’t answer either one of the questions. I just looked at her. I thought it was highly inappropriate and none of her business.

19 May 2026
Unprompted review
Rated 1 out of 5 stars

Awful customer service

Awful customer service - it took me weeks and multiple phone calls to close a chequing account - a refund on a credit account was not released on time, one of their staff also missed a planned virtual appointment, necessitating a further phone call to sort out. I no longer have an account with them and am relieved not to have to deal with this bank.

19 May 2026
Unprompted review
Rated 1 out of 5 stars

If I could give them -1000000 I would

If I could give them -1000000 I would. Worst experience of my life with a business. Thinking back I should have taken them
to court. This all happened 14 years ago but it affected my life for that long because I just this past year built my credit back up to the point if it being decent again, able to get a credit card, et cetera. so Royal Bank, I banked with them for years, since I was a child into my 30’s. Then they seriously messed up my life and credit and took no accountability. They charged me for something & I didn't have the funds, In a normal instance I fairly should have been charged one NFS fee of $50. Instead, They kept trying to take the charge over & over & over, a total of 48 times resulting in 48 separate charges of $50..yes $2400. I live in Vancouver, a very expensive city and made just above minimum wage so to log onto my bank and see -$2400 was devastating. When I tried to resolve it they first tried to blame paypal (what the charge was for) but it wasn’t paypal profiting off these NFS fees, it was the bank, it was 100% them charging those fees. After getting the run around manyn times from call center workers, the branch workers and them finally I was able to meet with a branch manager. It was pointless, she said I had to take it up with my home branch, but My home branch was in Toronto & I then lived in Vancouver. Never mind the fact that I couldnt pay rent or buy food. So I desperately tried to resolve it over the phone with my home branch in Ontario hoping they would come to their senses and see how ludicrous this situation was. Well nope, that manager was on a leave for at least 2 months and they directed me back to a branch in Vancouver. In the end nothing got resolved, I left that bank and defaulted on a $1000 credit card, I became homeless for 8’months and here I am 14 years later finally able to get a credit card again. This company is evil and they do not care the least about people, just the dollar.

18 May 2026
Unprompted review
Rated 4 out of 5 stars

Website Glitch and Reversal

The website glitched when purchasing a mutual fund and placed a duplicated order. I called RBC, and the staff we able to reverse the duplicate order. My account balance was corrected within a few hours.

16 May 2026
Unprompted review
Rated 5 out of 5 stars

RBC bank in Regina SK

RBC bank @ 4640 Gordon Rd (Grasslands) in Regina SK Canada.
THANK YOU!!! A huge thank you to Aurys who was so incredibly helpful and kind and service minded and took great care of my husband and I when we wished to add him to my Online banking plus Activating our Visa cards. We were so grateful for taking time to guide us and help us! Will most definitely recommend you and the location and bank.

15 May 2026
Unprompted review
Rated 1 out of 5 stars

Have my rbc visa 38 years

Have my rbc visa 38 years. Went in to pay the balance. Took 45 minutes. Teller could barely speak or make any sense. Refused to take cash. Hid in managers office 20 minutes while he repeatedly peaked out of the door looking at me for ? She came back and mumbled some incoherent words then manager appeared. Stared at me then went in a different office where she disappeared for5 minutes. She came back then said I could use cash to pay my balance ? Never even counted the money then kept making nonsense statements. So after 38 years because rbc is profit driven and hires idiots to run the branch I'm taking my visa, my account and my investments elsewhere. Great job rbc. You really earned it. Ps. I couldn't give a no star rating but that's only because there's no option

14 May 2026
Unprompted review
Rated 1 out of 5 stars

RBC Doesn't Communicate

My family and I have had our personal and business banking with RBC for the last 6 years after switching over from TD. There was nothing wrong with TD, we were convinced to move over with the promise of a low interest rate on our mortgage from Nikki Hall. We also moved our business banking over and it's been a nightmare ever since. In November we applied for a loan with our "Care Specialist" Carmen Dumitrascu. Six months later we hadn't heard from Carmen, and only received a call when we left a message asking to speak to her Manager Jennifer Meyer. Apparently Carmen neglected to ask us for several documents therefore our loan application was never submitted. Jennifer called and wanted to meet to complete our application. When we explained to Jennifer that we weren't willing to work with her due to previous issues, Jennifer became rude and said "Just as well, your loan was denied.".......just moments after telling us that our application was incomplete, and was never submitted, Jennifer was more than pleased to lie to us and tell me that our "application was denied" with nothing but joy in her tone. When we spoke to Jennifer Meyers' Supervisor Devon Thompson, Devon told us that Carmen and Jennifer's service was not up to the RBC standard. The next thing we know Jennifer sends me an email apologizing that I didn't understand what she was saying. Not only did our bank fail to do anything for 6 months, but apparently it's good business to put the blame back on the client, while calling them dumb. Do not use this bank, if you do please avoid dealings with Carmen or Jennifer at all costs. If you do experience poor service, or if you concerns are being ignored, ask RBC to move you to another bank at their cost or speak to their Customer Care department. Devon claimed to sympathize as her family was full of small business owners but in the end defended Jennifer's poor excuse for an apology. RBC's failure to communicate over the last 6 months has put our business in a very difficult position. This isn't what RBC promotes with their business banking, which goes to show you, this Bank cannot be trusted. Nobody from the bank has taken responsibility for what transpired.

23 April 2026
Unprompted review
Rated 1 out of 5 stars

Review comments and write comments

I’m Thanh Dang , I’m not satisfied Customer Service Branch address 22 colborne street
I was online banking with Bitcoin 4 you with the amount $500 request refund,after I received verification code trying to enter code finally get blocked at 1145 pm I call customer service verification at Branch will 2 id after all I got answer I’m not allow mobile banking online even local banking i lost refund $500 by email transfer i was concern at Branch in conversation so Roughly in the room service she walked away with attitude horrible looking after 15 days i can’t pay bill
O Line mobile banking District if you were me what you can do about it.. today I closed my bank account
I Rates 1 star for RBC Customer service on Pilot Trust
I’m Thanh Dang with my concern is Truly

12 May 2026
Unprompted review
Rated 1 out of 5 stars

Avoid this bank

I feel like they purposely hire the most incompetent people to work for them. Whether it’s on the phone or in person at their younge and orchardville branch in Toronto, they are terrible to deal with.

Nothing is tracked, you will have to repeat yourself to every person your passed to and they are extremely rude. Avoid at all costs.

1 May 2026
Unprompted review

Is this your company?

Claim your profile to access Trustpilot’s free business tools and connect with customers.

Get free account

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look