Royal London Mutual Insurance Society Limited Reviews 

6,626
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Evaluating 2,833 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being exceptionally helpful, patient, and professional during calls, making conversations pleasant and reassuring. People deeply appreciate the clear, straightforward, and efficient guidance provided by advisors when discussing important pension options. Reviewers note that agents take complete ownership of plans, ensuring that users feel confident and well-supported throughout the entire process. However, some people mentioned experiencing frustrating delays and long waiting times on the phone when trying to reach support teams. Consumers also noted difficulties with slow communication, repetitive emails, and unresolved issues regarding their account requests.

What people talk about most

Staff

Reviewers mention positive feedback about staff, consistently describing team members as exceptionally... See more

Customer service

Customers had positive experiences with customer_service, noting that advisors are professional, polite, and... See more

Service

Clients share positive opinions on service, highlighting stress-free experiences and helpful staff who... See more

Response time

People report ambiguous experiences with response time, reflecting a high level of disagreement among... See more

User experience

Users describe positive interactions with user_experience, highlighting straightforward online processes and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Greta made my experience great. Very pleasant to talk to, clear speaking voice. Options/information laid out comprehensively. Quick thinking and adjusted to my circumstances. Took on the work to help... See more

Company replied

Rated 5 out of 5 stars

I was in the dark about my pension and need advice. I was very lucky to connect to adviser called Mike who was both caring and professional. Mike connected me to the right department and I struck luck... See more

Company replied

Rated 5 out of 5 stars

Jamie was friendly, helpful and most professional. He explained the process simply yet effectively, and at all times made me feel in control and gave me a number of options to consider, with no pres... See more

Company replied

Rated 5 out of 5 stars

Magdalena was extremely helpful and patient. I uploaded a bank statement a few days ago but it was a screenshot that apparently you can’t accept. Magdalena guided me through how to get a pdf and uploa... See more

Company replied


Company details

  1. Insurance company
  2. Life Insurance Agency

Written by the company

Royal London is the UK’s largest customer owned life, pensions, and investment company. With over 160 years of heritage and no external shareholders, we’re able to take a long term view, focusing on supporting better outcomes for our customers. Royal London works for you.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

7k reviews

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4.6

All reviews

(6,626)

2,710 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Jane Webb explained my pension options…

Jane Webb explained my pension options clearly and was happy to repeat information for my understanding. Throughout the call Jane was professional, courteous and I did not feel pressurised to decide my next step. Thank you for your professionalism

14 August 2026
Unprompted review
Rated 5 out of 5 stars

Rhonda was very helpful

Rhonda was very helpful, she explained clearly each part of the process I was involved in. She kept the tone upbeat and professional.
Thank you Rhonda!

14 August 2026
Unprompted review
Rated 5 out of 5 stars

Helpful and Simply Explained

Took a wee while to get through but worth the wait as once through adviser (Ian Bather ) was very helpful and explained everything in easy to understand terms .

14 August 2026
Unprompted review
Royal London Mutual Insurance Society Limited logo

Reply from Royal London Mutual Insurance Society Limited

We're delighted to hear that our team member was very helpful and explained everything clearly. We appreciate your patience and kind words!

Rated 5 out of 5 stars

Emily Gee is AWESOME

I wanted to arrange my pension and had some questions that I needed answering first. Emily knew all the answers straight away and was exceedingly helpful in guiding me through the process.

14 August 2026
Unprompted review
Royal London Mutual Insurance Society Limited logo

Reply from Royal London Mutual Insurance Society Limited

We're delighted to hear that our team member was able to answer all your questions and guide you through the process of arranging your pension. Thank you for your positive feedback!

Rated 5 out of 5 stars

My pension options were clearly explained

My pension options were clearly explained, with patience by Georgia.

14 August 2026
Unprompted review
Royal London Mutual Insurance Society Limited logo

Reply from Royal London Mutual Insurance Society Limited

We're so glad to hear our team clearly explained your pension options with patience. We appreciate your feedback!

Rated 5 out of 5 stars

Very helpful and great service

DANIEL NWACHUKWU was extremely helpful when setting up my income release and explained all the steps thoroughly. Daniel made the experience seamless and was very polite and understanding.

14 August 2026
Unprompted review
Royal London Mutual Insurance Society Limited logo

Reply from Royal London Mutual Insurance Society Limited

We're delighted to hear that setting up your income release was a seamless experience. We appreciate you sharing that our team member was polite and understanding, and explained all the steps thoroughly.

Rated 5 out of 5 stars

Royal London a great company

Extremely easy and quick to get through to an advisor. Iain was fantastically helpful. The process I had to go through for my drawdown request was very easy. I recommend this company.

14 August 2026
Unprompted review
Royal London Mutual Insurance Society Limited logo

Reply from Royal London Mutual Insurance Society Limited

We appreciate you sharing your feedback! We're so happy to learn that our team member was fantastically helpful and made your drawdown request process very easy.

Rated 5 out of 5 stars

Very easy and pleasant transaction.

Very easy and pleasant transaction.

13 August 2026
Unprompted review
Royal London Mutual Insurance Society Limited logo

Reply from Royal London Mutual Insurance Society Limited

We are so pleased to hear that your transaction was both easy and pleasant. Thank you for sharing your positive experience with us!

Rated 1 out of 5 stars

DISGUSTING SERVICE

A few weeks ago I requested a lump sum of £1500.
2 Days later I received £15000!!!! It took over a week for this 'error' to be resolved and I constantly had to chase for updates.
As I am trying to set up a business, a few weeks ago I requested £10000. Over a period of 1 week, the lump sum was paid in part and still hasn't been paid in full. I had budgeted to be able to use some for my business and some for living expenses. I made a complaint regarding this.
I have now had to request another lump sum due to mounting up bills and this has been referred to a 'relevant department' to be authorised. This was a week ago and for the last 5 days I have had only £3 to live on!!!
I have chased this only to be told there is no update, it would be looked into and I would receive an email with an explanation/ update by close of business that day. I AM STILL WAITING FOR THE EMAIL!!!
I also requested my complaint to be looked into as I STILL haven't heard from the 'Customer Service' team who are dealing with this.
To say Royal London is 'owned' by their customers is an absolute joke. They absolutely couldn't care less!!!! DISGUSTING 'SERVICE'!!!!!!

13 July 2026
Unprompted review
Royal London Mutual Insurance Society Limited logo

Reply from Royal London Mutual Insurance Society Limited

Hello, I am very sorry to hear of the issue you have raised in relation to your policy. In order for us to look into this for you, please could I ask you to complete the online form below, and we will ensure that this is raised with our Customer Relations team as soon as possible.

https://www.royallondon.com/forms/help-form

Many thanks, Angela.

Rated 5 out of 5 stars

Excellent service

Quick, easy friendly and professional service

13 August 2026
Unprompted review
Royal London Mutual Insurance Society Limited logo

Reply from Royal London Mutual Insurance Society Limited

We appreciate your feedback! We're so glad you found our service to be quick, easy, friendly, and professional.

Rated 5 out of 5 stars

Helpful and knowledgeable

Helpful and knowledgeable

13 August 2026
Unprompted review
Royal London Mutual Insurance Society Limited logo

Reply from Royal London Mutual Insurance Society Limited

Thank you for taking the time to leave feedback. We are glad to hear you had a positive experience with us.

Rated 5 out of 5 stars

All questions answered

All questions answered, and mail sent to confirm my queries.
Friendly and pleasant experience.

13 August 2026
Unprompted review
Royal London Mutual Insurance Society Limited logo

Reply from Royal London Mutual Insurance Society Limited

We're so pleased to hear that all your questions were answered and that you had a friendly and pleasant experience with us!

Rated 5 out of 5 stars

Great Guidance on Pension Options

The advisor, Jamie Donald was incredibly helpful and knowledgeable, breaking down my private pension options clearly and guiding me step-by-step through the entire process with absolute confidence.

13 August 2026
Unprompted review
Royal London Mutual Insurance Society Limited logo

Reply from Royal London Mutual Insurance Society Limited

We're delighted to hear that our team member was incredibly helpful and knowledgeable, clearly explaining your pension options. It's wonderful to know you felt guided through the process with confidence.

Rated 1 out of 5 stars

Dont care about the elderly! Several months after cancelling our Policy, we are still being harassed!!!

Several months after cancelling our policy and the claim being settled, we are still receiving letters through the post, informing us they can't collect their payments!!!

I'm glad I canceled the direct debit as you are a shambolic company!!!

I want this rectified ASAP and a goodwill gesture offered, do NOT pass me over to Angela, Lucy or anyone else who has no empathy, otherwise I shall be following up my complaint with the CE0 and the Ombudsman!!!!!

22 July 2026
Unprompted review
Royal London Mutual Insurance Society Limited logo

Reply from Royal London Mutual Insurance Society Limited

Hello, I am very sorry to hear of the issue you have raised in relation to your policy. In order for us to look into this for you, please could I ask you to complete the online form below, and we will ensure that this is raised with our Customer Relations team as soon as possible.

https://www.royallondon.com/forms/help-form

Many thanks, Sarah

Rated 1 out of 5 stars

Discriminative Company

AVOID. Royal London are supposed to be one of the best providers around for those of us with Type 1 diabetes. Mine is incredibly well managed yet you refuse cover simply because of a single kidney stone that required no intervention? You are scum and you’re no better than any other one of the money-scrounging, discriminating insurance companies out there. You do NOT care for people, you care about lining your pockets. Disgusting and discriminative company that I advise anyone to avoid AT ALL COSTS.

11 August 2026
Unprompted review
Royal London Mutual Insurance Society Limited logo

Reply from Royal London Mutual Insurance Society Limited

Hello, I am very sorry to hear of the issue you have raised in relation to your policy. In order for us to look into this for you, please could I ask you to complete the online form below, and we will ensure that this is raised with our Customer Relations team as soon as possible.

https://www.royallondon.com/forms/help-form

Many thanks, Angela.

Rated 5 out of 5 stars

Alison was very attentive and patient…

Alison was very attentive and patient with us.

12 August 2026
Unprompted review
Royal London Mutual Insurance Society Limited logo

Reply from Royal London Mutual Insurance Society Limited

We're so pleased to hear that our team member was very attentive and patient with you. Thank you for your positive feedback!

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