Sainsbury's Money Reviews 

17,322
TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Evaluating 481 reviews, reviewers had a great experience with this company. Customers frequently mention that setting up new insurance policies is quick, simple, and remarkably easy to understand from start to finish. People also genuinely appreciate the highly competitive prices offered across various plans, alongside the transparent paperwork that makes the whole process smooth. Many consumers feel a strong sense of peace of mind knowing they are well covered without encountering any unnecessary hurdles during their initial onboarding experience. However, some people mentioned experiencing frustrating delays and long wait times when trying to process and finalize their claims. Reviewers also noted unexpected difficulties with claim rejections and reaching support teams through phone options when urgent assistance was needed.

What people talk about most

Price

Clients share positive opinions on price, highlighting that the rates are very competitive and affordable.... See more

Service

Customers had ambiguous experiences with service, reflecting sharply contrasting views. Reviewers frequently... See more

Claim

Reviewers mention ambiguous feedback about claim experiences, with experiences varying widely among... See more

User experience

Consumers find user experience to be positive, highlighting how simple the website is to navigate and how... See more

Customer service

Customers consistently note ambiguous experiences with customer service, marked by high disagreement. Many... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The paperwork is easy to understand and the process clear. I found the staff very helpful at all stages, particularly when I had an issue of my own doing.

Rated 5 out of 5 stars

Was dreading searching for and renewing my dogs insurance. Have to say Sainsburys Bank web page was so easy to negotiate everything easy to understand and with my nectar card discount more affordable... See more

Rated 5 out of 5 stars

I had a problem setting up. Lady called Catherine on the Call Centre Line was more than helpful and I was able to complete the transaction very easily. Cancelled my existing Insurance Provider as Sain... See more

Rated 5 out of 5 stars

After being delayed in Vietnam due to the middle east crisis and our insurance running out I contacted customer services who extended our policy until we returned. This took away the worry we were al... See more


Company details

  1. #40 of 51 best companies in Bank

About Sainsbury's Money

Written by the company

Sainsbury’s Money helps you make the most of your money, every day. We offer a range of simple, straightforward financial products - working with trusted partners to bring you the support you need to protect, save and plan ahead. for pets, travel, and life.

Visit Sainsbury's Money

Contact info

4.2

Great

TrustScore 4 out of 5

17k reviews

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4.2

All reviews

(17,322)

372 reviews in the last 12 months

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Rated 1 out of 5 stars

Went to pick up some travel money from…

Went to pick up some travel money from in-store that I had ordered 4 days in advance. Was told it would be ready from 2:00pm so got there at 2:15, only to be told it hadn't arrived yet. Person behind counter told me it happens all the time, wish I knew that before I drove the 14 miles to get there! Won't be using them again. Have looked around now and can get better rates nearer to me from the Post Office so will be trying them next time.

16 January 2026
Unprompted review
Rated 4 out of 5 stars

Wonderful support when you get it!

Used Sainsbury's bank for a while now. Generally, I've had a positive experience.

Customer service has been helpful when I've needed it, although on a couple of occasions it's been more difficult to get support that I would have liked. However, issues were resolved when I get the support.

2 January 2026
Unprompted review
Rated 5 out of 5 stars

Good

Already have pet insurance with Sainsburys and they are good with claiming and the cover is good as well.Like the portal as well so you can check in any time .

13 January 2026
Unprompted review
Rated 1 out of 5 stars

Frustrating wait

After making a claim in November, (curtailment of holiday), I have been told twice there is a long wait for claims to be processed. Other members in my holiday party made the same claim with their insurance and were paid out in three days! My holiday was cut short due to being in Jamaica when Hurricane Mellissa went over the island . Very frustrating.

13 January 2026
Rated 1 out of 5 stars

I’ve just exchanged on a new property…

I’ve just exchanged on a new property and called Sainsbury’s Bank to arrange a simple change of address on my existing home insurance policy. Instead of helping, I was repeatedly pushed to “just do it online,” which felt more about making things easier for them rather than supporting customers properly.
The agent I spoke to didn’t seem competent and focused only on what I couldn’t do, offering no solutions or guidance on what could be done. When I asked to speak to a supervisor, I was put on hold for 20 minutes before the line was cut off completely. For something as important as home insurance, this level of service is unacceptable. I’m now seriously considering cancelling my policy and taking my business elsewhere.

9 January 2026
Unprompted review
Rated 5 out of 5 stars

Excellent customer service from Suzanne

Just opened a pet insurance plan with Sainsbury's Pet Insurance multi-pet, I have to say the customer service agent named Suzanne was a delight to speak to. Helpful isn't even close to how good she was on the phone. She helped me through every fine detail on the multiple policies I took out. Suzanne even added my wife to the policy to speak on my behalf when I am unable to speak due to disabilities. I cannot recommend this provider enough, but I do recommend calling the customer service number to set up any policies as the website tends to glitch out.

9 January 2026
Unprompted review
Rated 1 out of 5 stars

Rewards scam

I took out pet insurance with sainsburys due to the reward being £30 nectar points. I took this out in September and the points are supposed to arrive after 60 days which they did not. I called and was reassured they were on the way. It is now January and they still haven't been added. After a painful 20 minute call and complaints process I am assured I 'may get the points' in 28 days. Who knows..but don't trust that you will actually get your rewards, it appears to be a scam to get customers to sign up.

8 January 2026
Unprompted review
Rated 5 out of 5 stars

Sainsbury's pet insurance

I use Sainsbury's bank pet insurance and recently had to make a claim. The whole experience was quick, efficient and simple. I found the claims form easy to use and the claim was settled quickly. There was excellent communication.

2 December 2025
Unprompted review
Rated 3 out of 5 stars

Due to a sudden and unexpected medical…

Due to a sudden and unexpected medical issue with regards my wife, following medical advice our holiday had to be cancelled some 72 hours from our departure. I have begun the process of making a claim to recoup some of my expenditure. My initial dealings are not promising. Due to the complexity of my case I didn't want to make an online claim so telephoned the claims number. This was dealt with by an offshore call centre. I eventually received claim forms but it is a wonder because only my christian name was on the envelope and only half my address. In then looking at what paperwork is required to be submitted the first requirement was which insurers was i using, what is the policy number and me needing to supply a copy of the certificate. I would have thought that knowledge would already be in possession of the broker. The claim hasn't been able to be submitted as yet due to Xmas holidays and associated delays in getting medical certificates. I therefore cannot comment further.

18 December 2025
Unprompted review
Rated 1 out of 5 stars

Scummy behaviour and incompetence

I have been paying a fortune for their service and they won't even cover my cats claim. He has tooth absorption which is a costly treatment but because I once paid for dental for my cat before I took out their insurance after which he had perfect teeth they won't cover him. They are doing this all while making consistent clerical errors on my file such as mis gendering my cat , incorrectly copying notes from the file and clealry not even reading the vet notes properly. All to get out of paying a claim

23 December 2025
Unprompted review

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