Santander Reviews 

10,720
TrustScore 3 out of 5

3.1

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Review summary

Created with AI, based on recent reviews

Considering 2,297 reviews, most reviewers were somewhat happy with their experience overall. Many customers consistently highlight the professionalism and helpfulness of the staff members. People appreciate the caring approach and excellent service provided by individuals in branches, often making complex tasks seem easy. However, some customers also noted significant dissatisfaction with response times, frequently experiencing long waits for phone calls and chat support. People often struggle to reach human agents, finding chatbots unhelpful and reporting issues with general customer service and assistance. Additionally, some consumers faced problems with payments, including issues with funds, blocked accounts, or difficulties with transfers.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, frequently praising their helpfulness, professionalism, and... See more

Customer service

Customers consistently note ambiguous experiences with customer service, with many praising individual agents... See more

Service

People report ambiguous experiences with service, with many customers praising the helpfulness and efficiency... See more

Payment

Consumers find payment to be a source of frustration, with many reporting issues such as hidden charges,... See more

Response time

Users describe negative interactions with response times, frequently reporting long waiting periods for phone... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I went to Cricklewood branch and saw a lovely manager Monika who helped me with transactions and offered me to save more money by opening new saving acct. It makes such a big difference when you get... See more

Company replied

Rated 5 out of 5 stars

I was very pleased with the meeting this morning with Santander adviser Nicola Wilkie. She was friendly and helpful. She carried out main tasks I wished to do - setting up new account, transferri... See more

Company replied

Rated 5 out of 5 stars

I see Satish whenever my ISAs are going to mature. We also discuss my other accounts with Santander. He is always very polite, professional and helpful. We normally run through the various accounts... See more

Company replied

Rated 5 out of 5 stars

Went into the branch in Nuneaton to merge 2 123 accounts. Online app great but just needed bit more or a reassurance and rob helped to finalise closure. Still nice to talk to someone face to face o... See more

Company replied


Company details

  1. Bank
  2. Investment service
  3. Mortgage Lender

Written by the company

Our purpose at Santander UK is to help people and businesses prosper. We are a leading financial services provider, offering a wide range of personal and commercial financial products and services, with around 15 million customers across our Retail and Corporate Businesses. We have set ourselves an ambitious target - to become one of the best banks in the UK to work for. We’re transforming our business, creating a Simple, Personal and Fair culture in a dynamic and creative environment. Our customers come from a wide range of backgrounds, and so do our people. We aim to reflect and celebrate diversity in our workplace in order to create an inclusive culture that adds real value to our business.


Contact info

3.1

Average

TrustScore 3 out of 5

11k reviews

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3.1

All reviews

(10,720)

2,219 reviews in the last 12 months

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Rated 5 out of 5 stars

Excellence service from Imaan and all…

Excellence service from Imaan and all staff. Michelle helped me open another account and she was also very helpful. Nicest staff been banking here about 10 years and pleasant experience every single time.

30 July 2026
Unprompted review
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Reply from Santander

Thank you for taking the time to share this. We're delighted to hear Imaan, Michelle, and the team have made such a positive impression. Your loyalty over the last 10 years means a lot to us.
John

Rated 1 out of 5 stars

poor customer service

I applied for a credit card and was excepted, the a=card arrived and letter 1 with a personal id arrived. 8 days later the second letter with a security number had not yet arrived so I called. I waited on hold for 1o mins and 45 seconds and the call dropped. I called back and spoke to an adviser who explained the second letter should come within 7 days of the first and the process "from ordering the letter" can take 14 days, I asked what he meant by ordering the letter. The adviser was uninterested and unhelpful, I asked to log a complaint and spoke to another adviser who gave me different timelines and advised me my card had been blocked and he will start the process again. I await a call from the complaints team. A practically immediate reply when posted on here but when asking to log a complaint I am told to expect a call in 5 days. Pathetic

30 July 2026
Unprompted review
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Reply from Santander

We're sorry to hear that your experience has not met the standard we aim to provide, Duncan. We appreciate how important clear communication and timely support are, and we're disappointed to learn that we've fallen short of your expectations.
We'd like the opportunity to help and ensure this is resolved as smoothly as possible. Please feel free to contact us at socialmediacare@santander.co.uk
Customer feedback is invaluable in helping us improve our products, services, and the support we provide.
Elisha

Rated 3 out of 5 stars

Not as good as they used to be.

The chat bot is awful. As usual list of options to choose from. Your issue is not there. Tell me what it is. Doesn’t understand. My question was simple - my card was refused as not authorised. It kept replying with the same list of the same four irrelevant options. Asked to speak to advisor. You’re on a list. No wait time. Look out for push notifications. For how long? Looking in to switching accounts.

30 July 2026
Unprompted review
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Reply from Santander

Thank you for your candid review, Deb. Providing accessible & effective support is important to us, & we are sorry to hear that your experience did not meet your expectations.
We'd really appreciate the opportunity to support you further with anything you need, if you'd like to email: socialmediacare@santander.co.uk
Elisha

Rated 2 out of 5 stars

I would love to give a glowing review…

I would love to give a glowing review but sadly after waiting on the phone for 1 hour and forty five minutes, I had to give up all hope of getting through to customer services.

27 July 2026
Unprompted review
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Reply from Santander

Sorry to keep you waiting, Karen! We are committed to providing the support our customers need and would welcome the opportunity to assist you further. Please don't to drop us an email: socialmediarecare@santander.co.uk
Your feedback is invaluable and helps us improve our services.
Elisha

Rated 1 out of 5 stars

Really consider whats important

After holding for 20 minutes ..including working my way through irritating questions for the privilege of talking to a human being..ive been cut off.

By the time you eventually speak to a person youre so irritated and frustrated I feel really sorry for staff ..human beings ..who must be bearing the brunt of this..

Seriously thinking of moving my accounts to another bank which actually values their customers..

If youre going to close dozens of branches Santander...then make it easy for us to contact you and speak to a human being

30 July 2026
Unprompted review
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Reply from Santander

We're sorry to hear this. After spending time on hold only to be cut off, we can understand how frustrating that must have been.
If you're still experiencing an issue, please email us at socialmediacare@santander.co.uk with a few details, and we'll be happy to look into it further and see how we can help.
John

Rated 1 out of 5 stars

Disorganised team.

Disorganised team.
Nothing but issues for the 8 years I've been banking with them.

Lets set the scene for todays issue.

I tried to make a purchase, overzealous fraud team locked my account. I call them once, I have to sit through the terrible frustrating AI, I am saying my pin and my ID and it says "Let's try again". Once getting through their AI, I'm met with the first person who I won't fault, they got me through to the right team fairly fast, the first issue is when I was transferred to the security team and answered all the questions. I was told explicitly by the security team that my account was unblocked. I hang up and wait 2 hours and my account still isn't unblocked so I call again asking about it. I'm then told by another member of the security team that my account actually cant be unblocked due to the number that I'm calling from not being the registered one, fair enough, I'm then instructed to go into the branch closest to me because there was no way for me to verify myself on the phone or online apparently.

I turn up to the branch, I wait in line for 15 minutes and am told by the employee at the desk that they're happy with my identification and that they've put a note on my account for the security team to see that they've verified my identity in the branch. I'm then told explicitly that I'm able to call from in the branch OR at home. Since I have a 2 hour walk back home I decide to call them on the way back home, however, I sit outside the branch for 15 minutes whilst I get put through to one of the team, I then start walking home because I was unaware of what's about to come next.

After getting 45 minutes into the call and after being put on hold multiple times, I'm told by one of the security team (whom was very kind and understanding) that unfortunately I've been misinformed by the branch and that we can't actually unblock my account over the phone and that I am actually needed at the branch so one of the employees can talk on the phone with me there in person.

I really have only had bad things with this bank, and I'm sure its great for other people and I'm sure people only really review for the bad experiences, however, I would really recommend steering clear.

I understand there's a level of security but when I'm verifying over the phone that yes this is me, and multiple teams misinform me of several things, it's a bit of a joke.

Would not recommend.

29 July 2026
Unprompted review
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Reply from Santander

Hi there. We're very sorry to hear this. We appreciate your comments about the colleagues who were helpful, understanding and professional throughout the process. However, we recognise that this positive service was overshadowed by the inconsistent information and inconvenience you encountered while trying to regain access to your account. We understand how frustrating it must have been to be told your account had been unblocked, only to discover it hadn't, and then to receive conflicting guidance from different teams regarding the steps required to resolve the issue. We also appreciate the significant inconvenience caused by the additional journey to the branch and the time spent on multiple calls before being advised that further action was needed. While our security measures are designed to protect our customers, we recognise that they should be supported by clear, accurate communication and a straightforward resolution process. From what you've described, we did not meet those expectations on this occasion. If you could drop us an email to socialmediacare@santander.co.uk we'd like to look into this further.

Rated 5 out of 5 stars

All we needed to know

The young man who dealt with us was respectful and informative, he knew his subject inside out and made it easy for us to decide what we wanted to do. Very good experience.

21 July 2026
Unprompted review
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Reply from Santander

Hi John. Being able to provide our customers with all the relevant details to make informed decisions is at the forefront of what we do! We're so happy to hear the staff member who served you was able to do just that. Have a great day :)

Rated 5 out of 5 stars

Tina gave us a lot of attention and…

Tina gave us a lot of attention and very patient with elderly mum

29 July 2026
Unprompted review
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Reply from Santander

Hi Gareth! What wonderful feedback for Tina. Some customers will always need more time and attention than others, and we're so happy hear Tina was able to deliver on this occasion.

Rated 5 out of 5 stars

Sid very helpful

Sid very helpful, understanding and very knowledgeable. Easy to talk too. Fantastic member of the Santander team.

29 July 2026
Unprompted review
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Reply from Santander

Hi Jennifer. Thanks for sharing your five star feedback for Sid and the team :) Have a wonderful day.

Rated 5 out of 5 stars

Sunil Kunjiraman is based at work Cafe…

Sunil Kunjiraman is based at work Cafe in Bank, and has been very helpul with opening my business account for myself. Sunil also was kind enough to allow us to use the work cafe to host a small business event, Sunil has been very supportive and available! Also enjoy working at the work cafe too always get plenty of work done, the staff are all friendly too!

17 July 2026
Unprompted review
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Reply from Santander

Hi Simone. We're so happy to hear about your positive experience with Sunil Kunjiraman and the Work Café team in Bank. Sunil is passionate about supporting businesses, so it's wonderful to hear that he was able to help you with opening your business account and provide a welcoming space for your event. We're also pleased that you've enjoyed using the Work Café as a place to work and connect, and that you've found the team friendly and supportive.
Thank you again for your lovely comments and for choosing Santander Work Café. We look forward to welcoming you back soon.

Rated 2 out of 5 stars

Overpromised, Underdelivered.

Were it not for a handful of genuinely friendly employees, this would be a one-star review. Unfortunately, while they were pleasant to deal with, they were unable to provide effective assistance, leaving the overall experience deeply disappointing.

Unfortunately, this no longer feels like a full-service bank. Services have been reduced to the point where they seem unable to cope with customer demand. Even the AI chat assistant can take days to respond. When a human agent finally joins the conversation, the chat is often closed prematurely, leaving you back at square one.

I waited more than 90 minutes for counter and teller services, only to be told they were closing for the day. Staff were unable to print or provide a statement on the spot, but assured me that one had been ordered and would be available within 24 hours. It wasn't.

Overall, the experience was disappointing. The bank seems to consistently overpromise and underdeliver.

28 July 2026
Unprompted review
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Reply from Santander

Hi Eliot. We're sorry to hear that your recent experience did not meet your expectations. While we're pleased that some of our colleagues were friendly and courteous during your visit, we appreciate that this alone does not make up for the delays and inconvenience you encountered. Waiting over 90 minutes for service, being unable to obtain the statement you needed, and not receiving it within the timeframe promised is understandably frustrating. We're also sorry to hear about your experience with our chat service and the difficulties you faced in getting the support you required. We understand how disappointing it can be when expectations are not met, particularly when you need assistance with important banking matters. We'd like to look into this further if you could drop us an email to socialmediacare@santander.co.uk

Rated 5 out of 5 stars

Joanne Boardman

Joanne Boardman was very helpful explained wot I needed in great detail .Didn't feel i was being sold anything I didn't need .I have delt with Joanne on many occasions and she is a excellent member of the team .

28 July 2026
Unprompted review
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Reply from Santander

It's wonderful to hear Joanne's support has made such a lasting impression. 😊 Her clear explanations and thoughtful approach clearly helped you feel confident in your choices. By keeping your banking current, we can continue helping you make the most of the products and services available.
John

Rated 5 out of 5 stars

We dealt with a lovely lady called…

We dealt with a lovely lady called Mandy Myers. She was amazing from beginning to end.
We came out very happy with how things went and she was so helpful

22 July 2026
Unprompted review
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Reply from Santander

It's lovely to hear Mandy made such a positive impression. Her support from start to finish clearly made a difference, and we're delighted you came away feeling happy with the outcome.
John

Rated 1 out of 5 stars

Waiting over 2 hours to answer phone…

Waiting over 2 hours to answer phone call. Still waiting

29 July 2026
Unprompted review
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Reply from Santander

We're sorry you've been waiting so long to get through. We appreciate how frustrating it is to spend over two hours on hold, especially when you still haven't been able to speak to someone. Please email us at socialmediacare@santander.co.uk with your details and we'll be in touch as soon as we can.
John

Rated 5 out of 5 stars

5star customer service

Had great customer service again from Lesley,at the Sunderland branch.Nothing was a bother.Very knowledgeable and excellent at her job and I would have struggled without her help,thanks again Lesley

29 July 2026
Unprompted review
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Reply from Santander

Thank you for your 5-star rating and kind feedback, Alan. We're pleased to hear that Lesley's commitment to helping customers continues to shine through.
Elisha

Rated 5 out of 5 stars

Prit in my ipswich branch has helped me…

Prit in my ipswich branch has helped me now twice and has been absolutely marvelous at explaining all my options. Would recommend him a 100%

29 July 2026
Unprompted review
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Reply from Santander

Thank you for sharing your experience, Beverly. We're pleased to hear that Prit's knowledge and customer-focused approach have made such a positive impression on more than one occasion.
Elisha

Rated 5 out of 5 stars

Excellent customer service from Ramesh.

Excellent customer service from Ramesh.
I felt she really tried her hardest to help me.
10/10

29 July 2026
Unprompted review
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Reply from Santander

We truly appreciate your feedback. Knowing that Ramesh's efforts and commitment made a difference to your experience is fantastic to hear 🙌
Elisha

Rated 5 out of 5 stars

Yasmin Branch manager @ Ipswich was…

Yasmin Branch manager @ Ipswich was incredibly helpful, she was brilliant at sorting out our problems. She made everything easy for us .

29 July 2026
Unprompted review
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Reply from Santander

Thanks, Clive. Great to hear Yasmin and the team in Ipswich are doing such a great job.

Rated 5 out of 5 stars

Thank you Sarah!

Sarah was polite, fast and efficient.

27 July 2026
Unprompted review
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Reply from Santander

Great to hear Sarah was so helpful.

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