Santander Reviews 

10,732
TrustScore 3 out of 5

3.1

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Review summary

Created with AI, based on recent reviews

Looking at 2,307 reviews, most reviewers were somewhat happy with their experience overall. Consumers frequently appreciate the dedicated branch staff who consistently provide professional guidance, friendly assistance, and clear support during face-to-face visits. People often mention that scheduling in-person appointments makes managing savings and handling daily account tasks much more straightforward. However, some customers also noted frustrating delays, exceptionally long waiting times on the phone, and widespread difficulties when trying to reach support teams. Reviewers frequently experienced major difficulties navigating automated chatbot systems and online chat services when attempting to resolve important banking issues. Several people also shared concerns regarding unexpected account blocks and complicated security checks that hindered their transactions.

What people talk about most

Staff

Customers report positive experiences with staff, highlighting their professionalism, kindness, and helpful... See more

Customer service

Reviewers highlight ambiguous aspects of customer service, with experiences varying widely depending on the... See more

Service

Clients share ambiguous opinions on service, reflecting a mix of strong appreciation and deep frustration.... See more

Payment

Users describe negative interactions with payment, noting that transactions are frequently blocked or... See more

Response time

Customers consistently note negative experiences with response times, frequently reporting long delays on... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I went to Cricklewood branch and saw a lovely manager Monika who helped me with transactions and offered me to save more money by opening new saving acct. It makes such a big difference when you get... See more

Company replied

Rated 5 out of 5 stars

Came in on Wednesday to the Crewe branch and Jen was an absolute superstar. She helped both me and my mum with our accounts and setting things up differently. Couldn’t have asked for more quality serv... See more

Company replied

Rated 5 out of 5 stars

Tammi made me feel very comfortable and at ease, everything was very well explained to me in simple language which I could understand, she showed me my online banking app. An how to transfer money fr... See more

Company replied

Rated 5 out of 5 stars

I was very pleased with the meeting this morning with Santander adviser Nicola Wilkie. She was friendly and helpful. She carried out main tasks I wished to do - setting up new account, transferri... See more

Company replied


Company details

  1. Bank
  2. Investment service
  3. Mortgage Lender

Written by the company

Our purpose at Santander UK is to help people and businesses prosper. We are a leading financial services provider, offering a wide range of personal and commercial financial products and services, with around 15 million customers across our Retail and Corporate Businesses. We have set ourselves an ambitious target - to become one of the best banks in the UK to work for. We’re transforming our business, creating a Simple, Personal and Fair culture in a dynamic and creative environment. Our customers come from a wide range of backgrounds, and so do our people. We aim to reflect and celebrate diversity in our workplace in order to create an inclusive culture that adds real value to our business.


Contact info

3.1

Average

TrustScore 3 out of 5

11k reviews

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3.1

All reviews

(10,732)

2,221 reviews in the last 12 months

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Rated 1 out of 5 stars

Appalling Customer Service when using their online Chat option

I have been trying to contact Santander using the Chat option on the web site on 4 occasions but despite staying online for up to 40 minutes at a time, I have never been connected to an Agent. My experience has left me wondering whether I should remain as a customer of Santander. I have been loyal to the organisation for over 50 years.

5 August 2026
Unprompted review
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Reply from Santander

Thank you for your review, Richard. We appreciate why this would leave you feeling disappointed and we are sorry for your experience.
Wait times to reach an advisor can vary depending on customer contact volumes. Whilst we're confident that you will receive a response shortly, we never want any of our customers to feel unsupported or unable to get the help they need.
You're welcome to email: socialmediacare@santander.co.uk and we'll be happy to help with anything you need.
Elisha

Rated 1 out of 5 stars

Santander/ Google support scammers and protect…

Santander support scammers and protect themselves against customers.
I was scammed for 40. 74 by ETHOCART limited. Santander declined the payment and messaged me to tell me they had declined it on suspicion of fraud. I did nothing thinking great the scammers lose.
Silly me next thing 40.74 taken out of my account, they paid it without my authority.
I then spent hours messaging them I demanded transcripts which arrived about 10 days later. They opened a claim which was in progress for weeks, then they wrote to me asking for more info the took , 8 days to reach me, I replied giving a plethora of information. Next thing case closed no explanation no comunication whatsoever as to reasons for closing the case, how arrogant. So scammers win bank does nothing. No wonder scams are on the increase. The scam was promolgated by GOOGLE in a google advert when they knew it was a scam. Seems ebay are more secure than google trust ebay over google for sure.
Then today on returning home I had a letter from Santander dated 30 07 2026
Saying they dont have enough information to suport my claim and it has been closed, how dismissive is that, especially when I had the sense to demand a transcript of my discussions on chat with santander the transcript is 24 yes twenty four pages of A4, how much information do you need,. It seems you are part of the scam problem, not the solution. For me it was , 40.74 for others it could be hundreds of thousands I did my bit, I spoke to my bank and reported the theft immediately only for Santander to play silly beggars google ETHOCART LIMITED then tell me what more information you need. It was a google ad perporting to be Aldi. Google know ETHOCART IS A SCAM, yet allow them to advertise on google for which presumably they pay. Double Standards is there no justice.

4 July 2026
Unprompted review
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Reply from Santander

That sounds really frustrating, especially after receiving a fraud alert and then struggling to get clarity on your claim. We'd like to look into this for you. Please email us at socialmediacare@santander.co.uk with the details so we can investigate further.
John

Rated 5 out of 5 stars

I visited Santander bank Hitchin Herts…

I visited Santander bank Hitchin Herts branch on the Monday 27 th July 26 . I was greeted warmly by your staff Danielle Street. I was having issues with two of my cards which Danielle investigated and sorted out for me. Danielle was polite, courteous and very professional in dealing with my problem. I left with full confidence that my problem had been fully sorted out. Thanks to Danielle.

27 July 2026
Unprompted review
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Reply from Santander

We’re delighted Danielle gave you such a warm welcome, quickly resolved the issues with your cards, and left you feeling confident and ready to keep your banking current.
John

Rated 5 out of 5 stars

I spoke to Rebecca from Santander’s…

I spoke to Rebecca from Santander’s complaints team today, and what a wonderful experience. I am very ill, and can be a difficult customer due to my meds, and my health.
Rebecca is a massive credit to this bank, she was so empathetic, personable and extremely professional member of the Santander Team. I have not smiled or laughed out loud in months due to the pain I suffer, and she somehow made me smile and laugh today, in addition she resolved my problem with a smile… I cannot compliment her enough. Excellent work Rebecca and I hope Santander reward you greatly for her hard work. ❤️❤️❤️

4 August 2026
Unprompted review
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Reply from Santander

We’re so pleased Rebecca could ease a difficult day, resolve your issue, and even bring a smile and laugh when you needed it most.
John

Rated 2 out of 5 stars

Most branches shut down now

Most branches shut down now, had to travel 24 miles to one that was understaffed and hard to park near,,, ill be changing banks soon

4 August 2026
Unprompted review
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Reply from Santander

We’ll be introducing Santander Locals in communities where branches are closing and a Banking Hub isn’t needed, helping customers continue to access support close to home. Find out more here: https://www.santander.co.uk/personal/support/ways-to-bank/our-branches

Rated 5 out of 5 stars

Thank you to Adam and Jamie with a spot…

Thank you to Adam and Jamie with a spot on approach, for helping me sort out an issue and moving me forward
Both brilliant
Cheers Ernie B

4 August 2026
Unprompted review
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Reply from Santander

Adam and Jamie clearly made a real difference, getting things sorted and helping you move forward.
John

Rated 5 out of 5 stars

A visit with Andrea was very pleasant…

A visit with Andrea was very pleasant and informative , she put me at ease and explained everything very professionally. She is a asset to her employer.

29 July 2026
Unprompted review
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Reply from Santander

It’s wonderful to hear Andrea made you feel at ease, explained everything so clearly, and turned your visit into such a positive experience.
John

Rated 1 out of 5 stars

Terrible experiences that accumulate

Terrible experience. They ran a hard search credit for my mortgage before I fully submitted it, but then they would not honour the interest rate because they said I had not fully submitted the application.

Later, I called to ask if there would be any fees or special conversion rates when I transferred money from abroad to my UK Santander account, and they said no, but when I made the transfer, I received less than expected and they later confirmed the exchange rate, which was well below that of the market. I called and had a few chats (the Sandi chatbot was never helpful), but the people at the other side of the line were not helpful.

I have banked with Santander all my adult life but after these experiences I have started to consider alternatives.

3 August 2026
Unprompted review
Rated 1 out of 5 stars

No customer service

Attempted to phone for over an hour. No answer, left on hold. Scared as my card is declining for important payments, yet I can see there is plenty in the balance.

3 August 2026
Unprompted review
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Reply from Santander

Hello Mel, thank you for your review. We sincerely apologise about the wait to speak to an adviser. The best way to resolve this particular matter would be to stay on the line to speak to an adviser. If you wish, you can also send an email to SocialMediaCare@santander.co.uk.
Tony

Rated 5 out of 5 stars

Our appointment was on time and our…

Our appointment was on time and our advisor Leanne was knowledge and explained all options clearly.

4 August 2026
Unprompted review
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Reply from Santander

It's wonderful to hear that your appointment was on schedule and that our advisor was so knowledgeable, clearly explaining all your options. We truly appreciate your positive feedback!
Tony

Rated 5 out of 5 stars

Exceptional customer service

Appointment with Michelle Lewis. Swansea branch.
I felt the time was taken to explain products fully, in order to make an informed decision. I have had appointments with Michelle in the past, and will in the future request Michelle when advice is needed.

4 August 2026
Unprompted review
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Reply from Santander

We are so pleased to hear about your positive experience at our Swansea branch. It's wonderful to know that our team took the time to explain products thoroughly, enabling you to make informed decisions. We truly appreciate your continued trust and loyalty.

Rated 5 out of 5 stars

Bethany explained things to us

Bethany explained things to us. She listened and ave us good advice

4 August 2026
Unprompted review
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Reply from Santander

It's great to hear that our team member was able to explain things clearly and provide you with valuable advice. We're so pleased that you had such a positive experience with us.
Tony

Rated 5 out of 5 stars

Mary was very punctual

Mary was very punctual, friendly and professional. And I left with everything I needed product wise.

4 August 2026
Unprompted review
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Reply from Santander

It's wonderful to hear that you had such a positive experience! We're delighted that you found our service punctual, friendly, and professional, and that you left with everything you needed. Tony

Rated 1 out of 5 stars

Company failure

The company has failed to notify that they will close the account no reason given I have been with them for 5 years plus
Will say to everyone do not join them for banking

4 August 2026
Unprompted review
Santander logo

Reply from Santander

Hello Haza,

Thank you for taking the time to leave a review. We're sorry to hear about your experience and understand how frustrating this situation must be.

Where possible, we make every effort to notify customers in advance when a decision has been made to close an account. We use the contact details we hold on file to provide this information, so it’s important that customer records remain up to date to help ensure these communications are received.

We appreciate your feedback and are sorry for the disappointment caused.

Tony

Rated 5 out of 5 stars

Successful branch meeting

Amber at the Galashiels branch was very efficient, courteous and professional when we visited . Much easier for my wife and I having our business done at a branch than trying to do things online.

3 August 2026
Unprompted review
Santander logo

Reply from Santander

We're so pleased Amber made things straightforward for you both. Keeping your banking current should be easy, and it's great she could help face-to-face when it mattered most.
John

Rated 5 out of 5 stars

I was greeted on entry and directed to…

I was greeted on entry and directed to a financial advisor.
The advisor was Lorraine at the Queen Street, Cardiff Branch.
I was advised that it would be advantageous to open an improved credit card with payback facility, previous credit card did not facilitate, and to open a monthly savings account that provided an excellent % savings.
Lorraine was friendly and very informative. I would recommend Santander to potential new customers.

31 July 2026
Unprompted review
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Reply from Santander

We're delighted Lorraine took the time to find options that suited you and helped keep your banking current.
John

Rated 5 out of 5 stars

Mandy Myers

Mandy Myers
Was very professional and made us feel very comfortable talking about our finances.I would highly recommend Mandy to anyone. Gave us the best advice going forward 💯 the best

4 August 2026
Unprompted review
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Reply from Santander

Hi Carol. Helping clients understand their options and feel confident about their financial future is always our goal. We really appreciate you taking the time to share your experience, and we're pleased that the advice provided by Mandy has helped you move forward with confidence.

Rated 5 out of 5 stars

Great experience throughout

Great experience throughout the mortgage application both online and with the mortgage advisor.

4 August 2026
Unprompted review
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Reply from Santander

Hi Nicola, great feedback for our mortgage team! We're glad to hear you had such a seamless experience.

Rated 5 out of 5 stars

Would like to say thank you to Lisa…

Would like to say thank you to Lisa Santander Bexleyheath very professional and caring. We were very impressed 😊❤️

1 August 2026
Unprompted review
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Reply from Santander

Hey there! Wonderful feedback for Lisa, thanks so much for sharing. Have a lovely day :)

Rated 5 out of 5 stars

Tammi made me feel very comfortable and…

Tammi made me feel very comfortable and at ease, everything was very well explained to me in simple language which I could understand, she showed me my online banking app. An how to transfer money from one account to, even wrote it down for me for reference later, a brilliant girl updated my accounts so now getting payed more interest. So thank you so much for that.

3 August 2026
Unprompted review
Santander logo

Reply from Santander

Hey Liam! Amazing feedback for Tammi. It's great to know that she was able to explain everything clearly, help you get set up with your Online Banking app, and show you how to transfer money between accounts. We're especially pleased that she took the time to write the instructions down for you and review your accounts to ensure you were receiving a better rate of interest.

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