Santander Reviews 

10,727
TrustScore 3 out of 5

3.1

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Review summary

Created with AI, based on recent reviews

Considering 2,297 reviews, most reviewers were somewhat happy with their experience overall. Many customers consistently highlight the professionalism and helpfulness of the staff members. People appreciate the caring approach and excellent service provided by individuals in branches, often making complex tasks seem easy. However, some customers also noted significant dissatisfaction with response times, frequently experiencing long waits for phone calls and chat support. People often struggle to reach human agents, finding chatbots unhelpful and reporting issues with general customer service and assistance. Additionally, some consumers faced problems with payments, including issues with funds, blocked accounts, or difficulties with transfers.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, frequently praising their helpfulness, professionalism, and... See more

Customer service

Customers consistently note ambiguous experiences with customer service, with many praising individual agents... See more

Service

People report ambiguous experiences with service, with many customers praising the helpfulness and efficiency... See more

Payment

Consumers find payment to be a source of frustration, with many reporting issues such as hidden charges,... See more

Response time

Users describe negative interactions with response times, frequently reporting long waiting periods for phone... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I went to Cricklewood branch and saw a lovely manager Monika who helped me with transactions and offered me to save more money by opening new saving acct. It makes such a big difference when you get... See more

Company replied

Rated 5 out of 5 stars

I was very pleased with the meeting this morning with Santander adviser Nicola Wilkie. She was friendly and helpful. She carried out main tasks I wished to do - setting up new account, transferri... See more

Company replied

Rated 5 out of 5 stars

I see Satish whenever my ISAs are going to mature. We also discuss my other accounts with Santander. He is always very polite, professional and helpful. We normally run through the various accounts... See more

Company replied

Rated 5 out of 5 stars

Went into the branch in Nuneaton to merge 2 123 accounts. Online app great but just needed bit more or a reassurance and rob helped to finalise closure. Still nice to talk to someone face to face o... See more

Company replied


Company details

  1. Bank
  2. Investment service
  3. Mortgage Lender

Written by the company

Our purpose at Santander UK is to help people and businesses prosper. We are a leading financial services provider, offering a wide range of personal and commercial financial products and services, with around 15 million customers across our Retail and Corporate Businesses. We have set ourselves an ambitious target - to become one of the best banks in the UK to work for. We’re transforming our business, creating a Simple, Personal and Fair culture in a dynamic and creative environment. Our customers come from a wide range of backgrounds, and so do our people. We aim to reflect and celebrate diversity in our workplace in order to create an inclusive culture that adds real value to our business.


Contact info

3.1

Average

TrustScore 3 out of 5

11k reviews

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3.1

All reviews

(10,727)

2,221 reviews in the last 12 months

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Rated 5 out of 5 stars

Leighton Llanelli branch was very…

Leighton Llanelli branch was very helpful at setting up our bank account I would recommend him. Thank you very much.

3 August 2026
Unprompted review
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Reply from Santander

We're so pleased Leighton was able to help get your account set up smoothly.
John

Rated 5 out of 5 stars

Brilliant customer service from Aaron.Had to pop into Santander Hammersmith…

Had to pop into Santander Hammersmith today to get some back dated statements for benefit purposes. Whilst in the queue a member of staff passed me and smiled. I asked if I could ask him a question and he replied 'sure' and took me into a small office.
His name was Aaron. and he listened to my concerns. He was so friendly, helpful, down to earth and sorted out my problem/ concern immediately.
I was dreading going into the branch, with lots of peole and having to discuss with the cashiers of what I needed and for why, but once he was helping me my anxiety immediately disappeared.
Im not sure what his role is within the bank, but his customer service skill were impeccable! ( good old fashioned morales)
He made me feel like a very valued customer and I left the bank feeling so happy, listened to and dealt with effectively with no fuss.
Aaron is truly a credit to the Hammersmith branch of Santander.

3 August 2026
Unprompted review
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Reply from Santander

We're so pleased Aaron was able to put you at ease and give you the support you needed. It’s wonderful to hear he turned a situation you were dreading into such a positive experience.
John

Rated 5 out of 5 stars

Jackie at the front desk was a delight…

Jackie at the front desk was a delight she made what I thought was gonna be complicated into something with ease she is professional and knows her stuff altogether a great asset to Santander

3 August 2026
Unprompted review
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Reply from Santander

We're so pleased Jackie made everything feel straightforward and supported you every step of the way.
John

Rated 3 out of 5 stars

Decline of service

In branch services have become a joke they close at 3pm and are usually under staffed with lots of wait times if you walk in the staff there seem to be friendly but the over all service brings it down

3 August 2026
Unprompted review
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Reply from Santander

Thank you for taking the time to leave a review, Rashani.

We're sorry to hear that your experience hasn't fully met your expectations. We know that queues and waiting times can be frustrating, especially when you need to get something done quickly.

Our branch opening hours have changed over time to reflect changing customer behaviour and the different ways people now choose to bank with us. For everyday transactions such as cash withdrawals and cash deposits, these can also be carried out at Post Office locations.

That said, we know our branches remain an important part of how we serve customers, which is why we've committed to keeping all Santander UK branches open until at least 2027.

We appreciate your feedback and are pleased to hear you've found our colleagues to be friendly.

Tony

Rated 5 out of 5 stars

A wee jem at the East Kilbride Santander branch

Nicola at the East Kilbride branch was fantastic
Everything was explained very clearly
Nicola is truly an asset to the Santander bank
We are looking forward to talking to her in the near future

3 August 2026
Unprompted review
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Reply from Santander

Thank you so much for taking the time to share your feedback.

We're delighted to hear that Nicola at our East Kilbride branch provided such a positive experience. It's great to know she explained everything clearly and made you feel supported throughout your visit.

Thank you again for your wonderful comments. We look forward to welcoming you back to the branch and assisting you in the future.
Tony

Rated 5 out of 5 stars

Just been into the branch for some help…

Just been into the branch for some help with my mobile banking app. Spoke to a lovely lady called Norma who sorted me out straight away. Brilliant service. We need more Norma's.

3 August 2026
Unprompted review
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Reply from Santander

Hey Linda! By the sounds of it we couldn't agree more :) Branches full of Norma's would be exactly what we want. We're so glad to hear she was able to deliver service that made such an impact. Have a great day.

Rated 1 out of 5 stars

If I could give zero stars I would

If I could give zero stars I would, absolutely appalling in every respect. Almost impossible to speak to anyone and when you finally do they promise to resolve the issue only to do nothing. Strongly recommend you avoid this shower

3 August 2026
Unprompted review
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Reply from Santander

Hello Neil, thanks for getting in touch. I can see that we have received an email from you. We'll respond to this as soon as possible to help with any issues you've had.
Tony

Rated 1 out of 5 stars

Horrendous waiting times online (50…

Horrendous waiting times online (50 mins and counting) in conjunction with waiting on the phone (20 mins plus) for customer services is a diabolical customer service. Made worse by the fact that the phone message tells you to chat to someone online!!
Add to that - the fact that loan account balances you see on screen do not match up to real time banking and if you ask customer services a question - it isn't actually answered - which is a point I made to the operator.
I would expect my accounts online to be reflected accurately and this is not the case with loan accounts. The fact that it is the beginning of the month should bear no reflection on how long it takes before you speak to someone on the phone. Stop closing branches and employ more people where it matters and you will improve customer services massively.

3 August 2026
Unprompted review
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Reply from Santander

Hi Helen. Thank you for taking the time to share your feedback. We're very sorry to hear about your experience and appreciate how frustrating this must have been. We apologise for the lengthy wait times you experienced both online and over the phone, especially when you were directed from one channel to another without receiving the support you needed. We understand how disappointing this is when you're trying to get a straightforward answer to your query. We're also sorry to hear about the concerns you raised regarding your loan account balance. We appreciate that it's important for the information displayed in Online Banking to be accurate and up to date, and we understand the confusion and concern caused when the balance shown does not appear to reflect your expectations. We're equally disappointed to hear that your questions were not fully addressed during your contact with our customer service team. Please drop us an email to socialmediacare@Santander.co.uk and we'll see what we can do to help.

Rated 3 out of 5 stars

Not been with santander long but am…

Not been with santander long but am having issues calling customer services. I.e. Registering issues with Santander through the phone service and then they are not dealt with properly. This meaning I have to call back AGAIN. Usually 30min wait each time.
Called this morning where I was told waiting time 15 minutes and then after waiting for over 30 minutes someone spoke and then the phone went dead. I then had to call again this time stating less than 20minutes to wait. Whilst I'm waiting (over 30 mins now and still waiting). I have decided to write this review. Surely Santander could set up a more efficient customer service answering service. E.g.have a call back system.
Or at least if you say less than 30 mins to stick to that figure . Or give a time when it's quieter .
In short. I've only been with Santander about a month and I've spent hours on the phone sorting issues out.

3 August 2026
Unprompted review
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Reply from Santander

We're sorry your first month with us has involved so much time on the phone. That's not the welcome anyone hopes for. We appreciate you sharing this feedback. If you still need help, please email us at socialmediacare@santander.co.uk with a few details, and one of my colleagues will be in touch.
John

Rated 1 out of 5 stars

I've been trying to get an appointment…

I've been trying to get an appointment for 10 days now. The first time was a very hot day and while the Canterbury branch was pumping out the air conditioning onto the high street, staff were throwing a sickie and lazing at home or on holiday. Two very unhelpful staff followed by me making an appointment then told on arrival there was nobody to see me.
I called up again and asked for a call back. It did not happen.
I've been waiting an hour today, the first on hold hung up after 30 minutes.
With so few branches open, air conditioning cooling the high street and very few staff, who should we trust with the money they waste?

3 August 2026
Unprompted review
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Reply from Santander

We're sorry to hear about your experience. We understand how frustrating it must have been to face repeated delays, missed appointments and long waiting times when trying to get support. We'd like to look into this for you. Please email socialmediacare@santander.co.uk with your details so we can investigate further.
John

Rated 5 out of 5 stars

Been l to the local bank hub in…Launceston

Been to the local bank hub in Launceston where I met Robert. He was most helpful and nothing was too much trouble for him. Many thanks to him.

3 August 2026
Unprompted review
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Reply from Santander

We're so pleased Robert was able to make your visit to the Launceston Banking Hub a positive one.
John

Rated 1 out of 5 stars

Appalling customer service.

What is going on???
I did not receive a new debit card. Went on line to be informed I must ring them. Two attempted calls each lasting 45 minutes. No answer!!!!
Santander have now closed all my local branches. Nearest one is 15 miles away.
If you, Santander, decide to close branches at least boost your call handling process!
Their customer services was is appalling.

3 July 2026
Unprompted review
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Reply from Santander

We're sorry to hear this. We understand how frustrating it must be. Please email socialmediacare@santander.co.uk with your details so we can investigate and help.
John

Rated 5 out of 5 stars

I'm very pleased with the help

I'm very pleased with the help from norma she as been a great help to me. 5star

3 August 2026
Unprompted review
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Reply from Santander

We're so pleased Norma was able to help and make things easier for you.
John

Rated 1 out of 5 stars

Older people get out of Santander

Caused so many issues to me registering LPAs and me organising my dads finances as his Alzheimers progressed.Cost him money and me a lot of time and stress. Didnt have the headspace to move to Nationwide who were brilliant while he was alive. Could hardly do anything on my online log including see his credit card info and then send me a statement for it in my name. Made a total mess since we notified his death and we registered me and my sister as Executors. No statements. One notification letter said both that they had and had not paid the IHT. Took 3 sets of forms and several calls to sort the IHT which was stopping us getting probate declared. Go to Nationwide. My experience is Nationwide processes look after carers and customers much better, interest and annual customer payment are better, they train their front of house staff much better and their processes after someone passes are really efficient.

3 August 2026
Unprompted review
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Reply from Santander

We're sorry to hear this, especially at such a difficult time. We understand how frustrating this must have been. Please email socialmediacare@santander.co.uk with your details so we can investigate and see how we can help.
John

Rated 5 out of 5 stars

I had excellent service from all the…staff

I had excellent service from all the staff. Particularly Gita. She certainly went above and beyond. Gita has excellent people skills.

1 August 2026
Unprompted review
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Reply from Santander

We're delighted to hear Gita made such a positive impression and went the extra mile to support you.
John

Rated 5 out of 5 stars

Very impressive service.

Dimple was professional, thorough and clearly knew her stuff. Not only did she resolve my query instantly, but helped guide me through the process of switching to an account that would work much better for me in the long run! Much appreciated, well done Santander Shrewsbury.

29 July 2026
Unprompted review
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Reply from Santander

Hi James! to hear that Dimple was able to resolve your query quickly and provide clear guidance on finding an account that better suits your needs for the future. Delivering knowledgeable, professional service while helping customers make the most of their banking options is exactly what we strive for. Thank you for choosing Santander, and we look forward to supporting you again in the future.

Rated 2 out of 5 stars

Let down after 9 years

Pleased as a 25 year old first time buyer Santander provided an excellent 35 year mortgage deal. Having kept on top of payments without bother for the best part of ten years the mortgage contributed to a long running 999 credit score. You may wonder why the rating is so low… in 2022 I finally gained access to the mortgaged house after a difficult few years faced with tenants reluctant to move who left the house in need of much repair and clearing. The only way I could personally fund this was through equity release - there was over 100k in the property. At the time I had no external job, no self-employed trading and I wasn’t over 55… anyone that knows finance knows at this point it wasn’t going to happen. And it didn’t. At no point were Santander prepared to tailor a bespoke service for the requirements, nor were customer service prepared to take the request to an employee who could make the necessary changes to the services provided. For a client with such outstanding credit references, who never missed a payment and would have thousands liquid cash to continue paying the mortgage payments on time it seems harsh that Santander would refuse this. Same for other brokers and equity release companies I spoke with during that period. I had to sell, deal with added unnecessary stress and uncertainty and continue to loose everything because of the pithole flaws in finance. It hasn’t done the financial infrastructure persay because the banking / financial sectors matters are unmanageable in the virtual and digital age we are faced with. One huge data breach happened with Santander during 2023 -2024 which the complaints department accepted accountability for, the compensation should have been thousands. Instead, I was hard up and sinking, and regretfully accepted a mere offer as though it was the year 1960 or something. I’m still that offended by the banks and financial conduct authority sectors. More recently, Santander PLC stated they sent money to an account with Revolut I’ve reviewed,, Revolut said they didn’t send it, Santander PLC said they did… again I’m stuck in the middle of old systems trying to use new digital infrastructures and it’s left a well-paying respectable client / consumer not being able to exercise rights, being offered a pittance of what should be compensated for the breaches and failures of the corporations I pay good money to for services and leaving very little option but to come on Trust Pilot and Google leaving rubbish reviews just to get myself heard and move on. Glad I spent so many years training and paying high prices to be a qualified teacher and broadcaster amongst other professions; those academic skills and contacts have come in exceptionally useful…

2 August 2025
Unprompted review
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Reply from Santander

We appreciate you sharing your detailed feedback regarding your experiences. We are truly sorry to learn of the significant challenges you've faced, particularly with the difficulties surrounding equity release and the subsequent sale of your property. We understand how frustrating it must have been to navigate these complex situations, especially given your long-standing positive payment history and excellent credit score.

We'd be happy to review the issue you've had with sending payment to another bank and give you everything you need to locate this with the other bank. Please send us an email to SocialMediaCare@santander.co.uk.

Tony

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