Whilst I understand the process. U have put a block on the money and the whole amount is showing on my credit card statement. I will have to see if they charge me interest next month as I have paid mo... See more
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
It’s great that you can split the payments, but you can only use a credit card, but be aware, initially the whole amount goes from your balance and stays as pending for some days, so if you rely on th... See more
It was very simple to use and choose the length of time to repay either over 3 months or 6 months. The only thing is though the bank received the request for full payment and the part payment. While t... See more
Was easy process. Did get concerned with the pay part before seeing plan options maybe different wording as not confuse customers
Company details
About Splitit
Written by the company
We aren’t like other “buy now, pay later” options. We’re entirely different—free of fees, applications, and credit checks. For the responsible credit card user who pays diligently and doesn’t want a new loan under their name, Splitit is the smarter, more sensible choice. With Splitit, you choose the number of monthly installments and they show up right on your credit card statement. Best of all? Zero interest is ever added.
Learn more about Splitit
Contact info
211 Perimeter Center Pkwy NE, 30346, Atlanta, United States
- info@splitit.com
- www.splitit.com
4.3
Excellent
23k reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Helped me wiht my payment plan
Helped me wiht my payment plan. Convenient to access my personal dashboard which made me feel incontrol.
2 June 2026
Great day thank u
13 June 2026
Unprompted review
Very simple and quick
3 June 2026
it made the buying experience very…
it made the buying experience very easy. because without the monthly payments I would not be able to buy the product
1 June 2026
Practical and Ease of use
2 June 2026
May use AI-assist with repliesRead more
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
My money keeps being processed for…
My money keeps being processed for Byte, who have been out of business for awhile and I can’t seem to stop payments or get a refund.
30 June 2025
Unprompted review
Reply from Splitit
Hello there,
Thank you for sharing your feedback.
The best way to handle this situation is to reach out to the Merchant directly. Splitit is a technology company that makes the installment plan possible, but your purchase and any order changes are always handled by the Merchant.
Returns and refunds must be approved by the Merchant you purchased from, and once approved, will be reflected automatically on your installment plan.
We appreciate your understanding of this process. For any other questions navigate to the Shopper Portal consumer.splitit.com/active (https://consumer.splitit.com/active) and engage with our 24/7 chat team. We are happy to help!
Easy peasy *****
1 June 2026
Very easy to set up
Very easy to set up with payments over 12 months, no fees or credit check just need enough balance on your credit card for the full purchase price. Splitit then draw the payments from your card monthly until you've paid off the purchase price.
31 May 2026
Great Service would use again!
28 May 2026
That is what it did by making my…moving forward
That is what it did by making my payments easier it took a burden off my mind of how I was going to pay for my new book
Thank you
Tracee
30 May 2026
The split instalments makes payment easier
The split instalments makes payment easier without feeling the weight .
1 June 2026
Allows me to take advantage of offers
Allows me to delay payment.
I can take advantage of offers and deals now even if i do not have the money to pay for them outright at the time
1 June 2026
It was easy and quick
31 May 2026
Not useful
Choosing this option to pay was so that I didn't have to pay it all upfront. Because I had to show that I could pay, the whole cost had to be available on my credit card and this meant that my balance on the credit card showed the whole cost of my purchase. This defeated the purpose of choosing the option to spread the payment.
31 May 2026
Reply from Splitit
Thank you for sharing your experience! For all installment plans powered by Splitit, you will see two transactions after checkout:
1. One is the temporary authorization (hold) on your card that guarantees your purchase.
2. The other is the first installment, which is charged immediately.
We have not charged you in full; what you are seeing is the temporary authorization hold, plus your first payment. With Splitit, you get the benefit of only paying your monthly installment, plus all the benefits of paying with your existing credit card, no new loans or any additional fees! We hope this information addresses your concerns!
It is Great to permit 6 payments
30 May 2026
creditcard limit
I love the possibility to be able to split a bigger amount. However, if I still need to change my creditcard limit, I don't really see the point.
23 May 2026
Reply from Splitit
Hi Petra,
Thank you for your feedback — we understand how this can be confusing at first.
With Splitit, you’ll typically see two transactions after checkout:
• A temporary authorization hold for the remaining balance
• Your first installment, which is the only amount charged
The hold is not a charge — it simply reserves funds on your card to enable your installment plan. This is what makes Splitit different: you can break up payments over time using your existing credit card, without interest, hidden fees, or taking on a new loan.
While the hold is active, it may feel similar to paying upfront, but only your installment is actually billed. The hold is released by your bank after a few days (timing may vary), restoring your available credit.
It’s a simple, transparent way to pay over time — with no surprises and no extra cost.
If you have any questions, we’re always happy to help!
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.