Melton Building Society Reviews 

254
TrustScore 3.5 out of 5

3.5

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 167 reviews, most reviewers were somewhat happy with their experience overall. Customers frequently express appreciation for the knowledgeable and professional nature of the staff, noting their helpfulness during processes like account opening and bereavement support. Many people are pleased with the welcoming and positive atmosphere when interacting face-to-face at the branches. However, some reviewers were not happy with persistent difficulties reaching assistance, detailing multiple instances of being disconnected during calls. A few other people also felt that the online systems are problematic, mentioning issues with account activation or being unable to retrieve necessary statements. Furthermore, some consumers reported that formal inquiries sent via email or complaint channels have not received a follow-up response.

What people talk about most

Staff

Customers report positive experiences with staff, highlighting their professional, friendly, and... See more

Service

Consumers find service to be ambiguous, experiencing a mix of exceptional branch support and severe... See more

Customer service

Customers consistently note ambiguous experiences with customer_service. While many reviewers praise the... See more

Customer communications

People report negative experiences with contact, highlighting that it is nearly impossible to reach anyone by... See more

Website

Reviewers express widespread dissatisfaction and frustration regarding the poorly functioning website and... See more

Reviews shaping this summary

Rated 3 out of 5 stars

I’ve been an investor with the Melton Building Society for several years and recently opened an on-line account. They were happy to take a cheque, cash it and then afterwards wrote to me asking me for... See more

Company replied

Rated 3 out of 5 stars

I liked the interest rate very much. Applying for the account on line was unsuccessful rejected for no apparent reason. I phoned and told an application form would be forwarded, no reason given for re... See more

Company replied

Rated 3 out of 5 stars

I have been trying to speak with them for weeks now. Some selections simply close the call. I have emailed and it takes ages to respond and then I am not able to talk to someone about my mortgage.... See more

Company replied

Rated 3 out of 5 stars

I have had contact from Melton B.S and they have tried their best to put things right. They also explained the reason behind their initial decision and a little about some recent problems they were ha... See more

Company replied


Company details

  1. Building Society
  2. Financial Institution
  3. Mortgage broker
  4. Mortgage Lender

Written by the company

The Melton is a modern, mutual building society that has been serving the people of Melton Mowbray and the surrounding area since 1875. Our success is built on being an independent, mutual society, that places customers (or members) at the heart of everything we do. Being a mutual means we don’t have to pay shareholders dividends. So we can share the results of our success with our members through higher interest rates for savers, lower rates for borrowers and providing better services.


Contact info

3.5

Average

TrustScore 3.5 out of 5

254 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 100% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

3.5

All reviews

(254)

190 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Like many other people I have been…

Like many other people I have been unable to get in touch with the company. Phone calls are cut off and emails unanswered. Unfortunately I can’t give a minus rating. Don’t use this company if you want to retain your sanity

11 January 2026
Unprompted review
Melton Building Society logo

Reply from Melton Building Society

Hello David,

Thank you for taking the time to provide us with some feedback.

I'm sorry to hear you've had a frustrating experience. If you could send us an email to marketing@mmbs.co.uk, providing your contact details and a summary of how we might be able to assist, I can then reach out to the relevant department and ask them to get in touch.

Many thanks,
Kayleigh

Rated 1 out of 5 stars

Impossible to contact except by letter or email

I have tried to access account on line using the new log in system. It fails totally. I resorted to telephoning. The society cuts you off after holding for 7 minutes. This has happened three times.

I do not recommend any dealings with this truly awful organisation. The customer service is non existent.

9 January 2026
Unprompted review
Melton Building Society logo

Reply from Melton Building Society

Hi Richard,

Sorry to hear you've had trouble reaching us.

If you could email your details to marketing@mmbs.co.uk we will ask the relevant team to contact you to assist.

Thanks
Kayleigh

Rated 1 out of 5 stars

MY TWO YEAR BOND MATURED ON 17/12/25

MY TWO YEAR BOND MATURED ON 17/12/25. FOR MORE THAN 3 WEEKS I'VE BEEN TRYING TO CONTACT THEM BY PHONE. FIRST QUEUING THEN GETTING CUT OFF UMPTEEN TIMES. RIDICULOUS THAT A COMPANY LIKE THIS IS NOT CONTACTABLE BY PHONE ! I'VE ALSO TRIED REGISTERING WITH THE NEW PORTAL ALSO WITHOUT SUCCESS. WHY IS IT SO COMPLICATED ? I WANT THE ENTIRE MATURITY AMOUNT TRANSFERRED TO MY VERIFIED BANK ACCOUNT. THERE IS A SUBSTANTIAL SUM INVOLVED HERE AND I'M CURRENTLY LOSING ABOUT £135 PER WEEK IN LOST INTEREST WHICH I WILL EXPECT MELTON TO REIMBURSE. I CANNOT BELIEVE THAT A COMPANY LIKE THIS IS NOT CONTACTABLE. RIDICULOUS !!!!

3 December 2025
Unprompted review
Melton Building Society logo

Reply from Melton Building Society

Hi Andy,

Sorry to hear you've had trouble reaching us and registering.

I have passed your details on to the relevant department and asked them to get in touch to try and help you.

Our teams are working amended hours due to the Christmas break, but we will be in touch as soon as possible.

Thank you,
Josh

Rated 1 out of 5 stars

Poor customer service

No info (letter) to tell me I could not log on anymore!Tried to activate my account but 4 verification codes will not work. 3 phone calls and all cut off after 7 minutes and having to listen to all the 'bumph' again!cannot do now until after Christmas . So annoying.

23 December 2025
Unprompted review
Melton Building Society logo

Reply from Melton Building Society

Hello Joy,

Sorry to hear you've had trouble registering and reaching us.

I have passed your details on to the relevant department and asked them to get in touch to try and help you.

Our teams are working amended hours due to the Christmas break, but we will be in touch as soon as possible.

Thank you,
Kayleigh

Rated 3 out of 5 stars

Better Update

I have had contact from Melton B.S and they have tried their best to put things right. They also explained the reason behind their initial decision and a little about some recent problems they were having with their new system. Wasn't an excuse, but explained some issues they were having. They are still A whole Month after my initial complaint was raised against Melton Building Society and I have had no contact since. Still struggling to make my Mortgage Payments after my Wife lost her job due to early Dementia. I have tried to call them on several occasions and they just cut you off. I had explained the effect all this was having on my Mental Health, but would appear they are not interested. Really is not good enough how they treat their Customers.

14 November 2025
Unprompted review
Melton Building Society logo

Reply from Melton Building Society

Hello Mr Bebb,

We are sorry to hear that you remain dissatisfied and concerned.

Due to the complexity of the situation, we have asked someone to contact you on the telephone to provide you with an update on how your complaint is progressing.

Thank you
Kayleigh

Rated 1 out of 5 stars

The new computer system just does not work…

The new computer system just does not work. Have tried to close my Easy Access but it will not allow me. I have emailed MMBS with the details and the error messages but no reply or phone contact. They say they are open 9.00 till 4.00 but do not answer the phone then after a long wait just say please try again later but for two days now I cannot get through

8 December 2025
Unprompted review
Melton Building Society logo

Reply from Melton Building Society

Hello,

Thank you for getting in touch and for taking the time to provide a review. Sorry to hear you've had difficulty with the new portal.

If you could please send your contact details to us at marketing@mmbs.co.uk I will escalate this to the relevant team and ask someone to get in touch.

Thanks
Kayleigh

Rated 1 out of 5 stars

Too much money taken by Direct Debit and can’t get through to anyone

I have a fixed rate mortgage and the direct debit payment that has been taken this month is over one hundred pounds more than it should be and almost took me over my bank balance.I have not been notified as to why this has happened. I have tried calling repeatedly and after long wait times keep getting cut off. I have emailed and not had a response.
Thanks for escalating, however, I still haven’t heard anything. Mistakes happen but leaving your customers stranded is unacceptable. I feel for any vulnerable customers you have.

1 December 2025
Unprompted review
Melton Building Society logo

Reply from Melton Building Society

Hello Josephine,

Thank you for taking the time to leave us a review.

I have escalated this matter on your behalf and have asked someone in the relevant team to get in touch.

Thanks
Kayleigh

Rated 1 out of 5 stars

Non payment of interest...no reason given no contact from them.

As pensioners receiving our monthly interest payment each is vital. However this month the payment had not made. No explanation or no contact from Melton, and trying to phone is impossible as they never answer.

1 December 2025
Unprompted review
Melton Building Society logo

Reply from Melton Building Society

Hello Mr Male,

Sorry to hear you haven't yet received your monthly interest.

We have been in touch with the savings team on your behalf, and a member of the team will be reaching out to you shortly.

Many thanks
Kayleigh

Rated 5 out of 5 stars

Been a customer with the Melton for…

Been a customer with the Melton for over 30 years recently registered for online which I found really easy to do, pleased to see the Melton are moving with the times

25 November 2025
Unprompted review
Melton Building Society logo

Reply from Melton Building Society

Hello Mr Evans,

Thank you for your 5* review.

We're glad to hear you've registered successfully and are enjoying the benefits of the new portal.

Thank you for choosing Melton Building Society.

Regards,
Kayleigh

Rated 1 out of 5 stars

Awful service

I recently needed to download documents to enable my Accountant to complete my tax return. I managed to reset my login details, but when logged in discovered that the statements held on line only go back one year ie to November 2024.
There is a notice asking you to contact them on a telephone number provided should you need further information, but this is frankly a joke. From my experience you will never get through on the phone and will not receive a call back should you waste your time reqesting one.
Once (if) this is resolved, iI will be moving my money elsewhere.

3 November 2025
Unprompted review
Melton Building Society logo

Reply from Melton Building Society

HI Trevor,

Thank you for taking the time to provide us with some feedback.

Sorry to hear you weren't able to find what you needed on the new online portal. We will feed this back as we look to continuously improve the new portal.

In the meantime, if you would be able to email your request and details through to marketing@mmbs.co.uk we will ensure this is picked up for you as soon as possible.

Many thanks,
Kayleigh

Rated 5 out of 5 stars

Great customer service

Recently needed help with a second charge mortgage being added to my property, mortgage team responded quickly and sent me all the information over as requested 👍

16 October 2025
Unprompted review
Melton Building Society logo

Reply from Melton Building Society

Hi Sam,

Thank you for taking the time to leave us a 5* review!

We're delighted to hear our colleagues were able to provide you with the information you needed.

Thanks
Kayleigh

Rated 3 out of 5 stars

I have been trying to speak with them…

I have been trying to speak with them for weeks now. Some selections simply close the call. I have emailed and it takes ages to respond and then I am not able to talk to someone about my mortgage.
Currently very poor service.

Since my original review Melton B.S. have been in contact and have now resolved the situation. Very helpful customer support person contacted me.

19 November 2025
Unprompted review
Melton Building Society logo

Reply from Melton Building Society

Hi Ken,

Thank you for sharing your experience with us. We apologise that you have had difficulty reaching us.

Having spoken to the relevant team, we believe someone has been in touch, but if you require any further support, please don't hesitate to contact us by emailing marketing@mmbs.co.uk.

Thank you,
Kayleigh

EDIT:

Hi Ken,

We're glad to hear we were able to resolve your query.

Thank you for updating your review.

Kayleigh

Rated 1 out of 5 stars

Awful customer service

Like other customers below I have been unable to re-register on the new online portal since it was launched.

I cannot find a way of contacting the company. I have tried all of the email addresses below, the email address on the website, the online form and the request for a callback. I have tried ringing numerous times but each time it disconnects the line after a few minutes.

I understand upgrades and new releases have teething problems but it has been over six weeks now. There's no excuse for such a poor level of communication though.

Good customer service was the reason I joined and stayed with melton in the first place. If I didn't have a fixed rate savings account I would leave.

I'm beginning to wonder whether they are in financial trouble?

26 September 2025
Unprompted review
Melton Building Society logo

Reply from Melton Building Society

Hi Gary,

Thank you for taking the time to provide us with some feedback.

We're really sorry to hear that you haven't received the level of customer service you have come to expect from us.

As you have pointed out, we are still getting used to the new way of working, so it is taking longer than we would like to deal with incoming queries.

I have located your email and forwarded it to the relevant team, and have asked someone to get in touch as soon as possible.

We would like to assure you that we remain a safe and secure place for your investments, and would like to thank you for your patience during this period.

Thank you
Kayleigh

Rated 5 out of 5 stars

Great new website

I have just used the new website. Great instructions and managed to log in with ease.

7 November 2025
Unprompted review
Melton Building Society logo

Reply from Melton Building Society

Hi Imogen,

Thank you so much for leaving us a 5* review.

We're delighted to hear you found our instructions page useful.

Thanks,
Josh

Rated 5 out of 5 stars

Really excellent service

Really excellent service. I have used the mortgage services and always found the staff to be professional, knowledgeable and efficient. I have used the new online system with no issues.
I am due to renew my mortgage next year and will definitely be using the Melton building society.

7 November 2025
Unprompted review
Melton Building Society logo

Reply from Melton Building Society

Hello

Thank you so much for leaving us a 5* review.

We're delighted to hear your thoughts about our colleagues and online system.

Thanks,
Josh

Rated 4 out of 5 stars

Problem sorted

They have advised that the problem of late int payment has been sorted. THAT IS GOOD. But launching a new system should have been tested properly to ensure this problem did not happen in the first place.

5 November 2025
Unprompted review
Melton Building Society logo

Reply from Melton Building Society

Hi Arthur,

Thank you for taking the time to leave us a review.

We are pleased to hear that you have received the news regarding the interest payment issue.

We had a large team of testers working hard to ensure all of our processes were thoroughly tested ahead of going live.

Inevitably, with a change of this magnitude, there are, regrettably, issues that will arise along the way, such as the delay to interest payments. However, we have and will continue to navigate any issues with the customer at the forefront of our minds and will continue to act as swiftly and decisively as we can to ensure our customers' needs are met.

Thank you for bearing with us during this time.

Thanks
Kayleigh

Rated 1 out of 5 stars

Unable to Activate my Online Savings Account

I Cannot access my online Savings account

I have spent most of the evening trying to re activate my on line log in.

Each time it tells me ‘data is incorrect…’ With reference to the ‘How to Activate’ I cannot get past stage 4 even though the data I’m inputting is CORRECT! I’ve tried adding the 0 to the front of my account number and tried without it both times unsuccessfully. This im unable to even create the required new log in and password rendering my account inaccessible. This is totally unacceptable and incompetent on behalf of the BS.

4 November 2025
Unprompted review
Melton Building Society logo

Reply from Melton Building Society

Hi Robert,

We're sorry to hear you are struggling to get logged on to our new portal.

I have passed your details to my colleague this morning and asked them to get in touch to support you.

Thank you,
Kayleigh

Rated 5 out of 5 stars

Easy Setup and register

I set up with the Melton about 10months ago and registering was extremely easy, very streamlined process. Setting up for online was simple and easy.
Can’t recommend the melton enough

4 November 2025
Unprompted review
Melton Building Society logo

Reply from Melton Building Society

HI Kirk,

Thank you so much for leaving us a 5* review.

We're delighted to hear you are enjoying the online portal.

Thanks,
Kayleigh

Rated 2 out of 5 stars

Again can't access my online account

Again can't access my online account. They don't seem to have my mobile number so can't verify via OTP but I did verify my account when set up so not sure how? Never got an email regarding new platform or any new emails regarding interest on my account, just a couple of old emails confirming opening my account in April. Tried to call and cut off due to high demand!!

4 November 2025
Unprompted review
Melton Building Society logo

Reply from Melton Building Society

Hi Julia,

Sorry to hear you've had issues accessing the new portal and reaching us to get this resolved.

If you'd be happy to share your details with us by emailing marketing@mmbs.co.uk we can escalate this to the relevant teams and ask them to reach out to support you in gaining access.

Many Thanks,
Kayleigh

Rated 1 out of 5 stars

systems update

Monthly interest on fixed rate deposit not paid.
My Melton online not working, told to phone by the online portal.
Nobody answers the phone. Recorded Message says go online.
Clearly trying to turn into a Bank.

4 November 2025
Unprompted review
Melton Building Society logo

Reply from Melton Building Society

Hi Mr Roberts,

We're sorry about the technical issue that has occurred in relation to the payment of monthly interest. We are working hard to resolve it.

If you could send your contact details to us by email to marketing@mmbs.co.uk, we can arrange for someone to get in touch to try and help you get registered on our new system.

Many Thanks,
Kayleigh

UPDATE 5.11.25
Following an investigation into the cause of the issue that caused the delay in interest payments we can confirm this has now been resolved.

Interest payments have been sent today and should be landing in customers’ accounts within the next couple of days.

We will be sending a communication to those affected.

We apologise for any inconvenience the delay in these payments has caused.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look