TotallyMoney Reviews 

14,199
TrustScore 4.5 out of 5

4.4

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 1 out of 5 stars

Scam company. Not registered with FCA . From FCA website ""This firm is not authorised by us but has been contacting people pretending to be an authorised firm"". No facility to opt out of their email... See more

Rated 5 out of 5 stars

Very helpful to me build your credit file or for what deals are available to you plus really good when you've had fraudulent transactions

Rated 5 out of 5 stars

I love using TotallyMoney, it helps me to keep an eye on my credit score and areas that need improving. If i want a new credit card it shows me the best on the market and also allows to see my chances... See more

Company replied

Rated 5 out of 5 stars

Handy for keeping an eye on my credit score, however the loan offers I am advised of are not that good, interest rates far to high.

Company details

  1. Credit reporting agency
  2. Credit bureau

Written by the company

Our technology puts you right at the centre of your credit data, helping you make smarter decisions to take control of your finances. Use our free credit report and live credit score, along with our unique Borrowing Power and Match Factor technologies, to find the right financial products, make better financial decisions and build a stronger credit history. We believe that our technology can drive a better and fairer consumer credit market that can help you get smart with credit!

Get a better credit score

Written by the company

97% of customers recommend us to improve your credit score
Credit scores don't always feel fair. That's because they were made for lenders. Now, make yours work for you and move on up towards your goals, for free.

Contact info

4.4

Excellent

TrustScore 4.5 out of 5

14k reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 88% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.4

All reviews

(14,199)

61 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

I'm very happy with Totally Money it…

I'm very happy with Totally Money it keeps me in contact with my credit score and also benefits has my credit score gets better

27 June 2025
TotallyMoney logo

Reply from TotallyMoney

This is great to hear Michael, we are delighted to hear that you are happy with our service.

We are glad to know that our service has helped you increase your credit score, this is the impact we set out to have when starting our app.

The TotallyMoney Customer Ops Team

Rated 5 out of 5 stars

Great app no problems getting all your…

Great app no problems getting all your information

26 June 2025
TotallyMoney logo

Reply from TotallyMoney

Thank you for the positive review Peter.

We are glad that you have been able to access your credit report with no problems.

The TotallyMoney Customer Ops Team

Rated 3 out of 5 stars

Not very accurate so far

Not very accurate so far, doesn’t seem to be able to pick up on monthly savings, also seems to be quite a bit behind on bills that come out of your bank? I noticed it will have an old amount from a several bills that was changed 2 months ago due to rate changes or just other reasons.

16 June 2025
TotallyMoney logo

Reply from TotallyMoney

We’re sorry to hear your info isn’t up to date, Neil!

It usually takes lenders around 6-8 weeks to update TransUnion, the credit reference agency we partner with, with any new information.

You can check when your lender last provided an update to TransUnion by clicking "See More" next to the account. As it's the lender's responsibility to report this information to TransUnion, you may want to check with your lender if they’ve sent updated info to all three credit reference agencies.

If you’re not seeing your monthly savings, please get in touch at help@totallymoney.com and we’ll look into this for you.

All the best,

The TotallyMoney Customer Ops Team

Rated 5 out of 5 stars

Trustpilot is the best of all,My…

Trustpilot is the best of all,My Daughter told me everything about you guys,trust me she was right about you guys,what I’m saying is that you guys should continue to help us,we will never let you guys down. God bless you all.

13 June 2025
TotallyMoney logo

Reply from TotallyMoney

We're so glad to hear that our service is helpful, Joseph! Thank you for taking the time to leave a review for us :)

All the best,

The TotallyMoney Customer Ops Team

Rated 5 out of 5 stars

They help you

Helping me with my finances

2 June 2025
TotallyMoney logo

Reply from TotallyMoney

This is great to hear, thank you so much Andrew!

We are delighted to help you with your finances.

All the best,

The TotallyMoney Customer Ops Team

Rated 5 out of 5 stars

TotallyMoney was recommended by my family.

TotallyMoney was recommended by my family, and as an international, I didn't really know anything about websitea/applications that actually helps check credit scores and helps improve it. I highly recommend this to people that are still starting, although you would require a minimum of three years of residence, it is my very first app for financial goals and I'm really satisfied with my experience. It is easy to use and straightforward!

2 June 2025
TotallyMoney logo

Reply from TotallyMoney

Thank you so much your review, Eden!

We really appreciate you taking the time to leave this review and we're so happy that we've helped you improve your credit score.

All the best,

The TotallyMoney Customer Ops Team

Rated 5 out of 5 stars

Total money gives great opbestportunity and…

Total money gives great opportunity and offers that's good for everyone

30 May 2025
TotallyMoney logo

Reply from TotallyMoney

This is great to hear, thank you so much Orangzaib!

We are glad you have been given the opportunity to find offers that suit your needs.

All the best,

The TotallyMoney Customer Ops Team

Rated 5 out of 5 stars

It's very helpful

It's very helpful

26 May 2025
TotallyMoney logo

Reply from TotallyMoney

This is great to hear, thank you so much Ravinder!

We are glad to know you are finding our service helpful.

All the best,

The TotallyMoney Customer Ops Team

Rated 5 out of 5 stars

Good application

Good application

25 May 2025
TotallyMoney logo

Reply from TotallyMoney

Thank you for the positive feedback Mina!

We are happy to hear that you enjoy our app.

The TotallyMoney Customer Ops Team

Rated 5 out of 5 stars

Very Happy Overall Excellent

Very Happy Overall Excellent! Five Star Service

27 June 2025
TotallyMoney logo

Reply from TotallyMoney

This is great to hear, Ryan!

We are delighted to hear that you are happy with our service.

The TotallyMoney Customer Ops Team

Rated 5 out of 5 stars

BRILLIANT !

BRILLIANT !

19 May 2025
TotallyMoney logo

Reply from TotallyMoney

Thank you for the positive review, Stuart, we really appreciate it!

All the best,

The TotallyMoney Customer Ops Team

Rated 5 out of 5 stars

I love the credit score report

It’s a trust and worthy credit score reporter

13 May 2025
TotallyMoney logo

Reply from TotallyMoney

Thank you so much your review, Gideon - we really appreciate it!

We're so glad that you find our service trustworthy :)

All the best,

The TotallyMoney Customer Ops Team

Rated 4 out of 5 stars

Barberi is my experience

Barberi is my experience

12 May 2025
TotallyMoney logo

Reply from TotallyMoney

Thanks for leaving a review for us, Dejen!

If have any ideas on how we could improve, please let us know at help@totallymoney.com. We’re keen to hear what you think!

All the best,

The TotallyMoney Customer Ops Team

Rated 5 out of 5 stars

TotallyMoney Changed My Life

TotallyMoney Changed My Life

Before TotallyMoney my credit score was completely dead and now it is alive and kicking. They have supported me every step of the way and helped me get back on track financially. I now understand my credit better and feel more in control.

I have recommended TotallyMoney to my friends, family and work colleagues and I even promote them on my socials. Honestly the best credit score company out there.

Thank you TotallyMoney

14 June 2025
Unprompted review
TotallyMoney logo

Reply from TotallyMoney

Thank you so much your lovely review, Adegbola!

We really appreciate you taking the time to leave this review and we're so happy that we've helped you get back on track financially :)

All the best,

The TotallyMoney Customer Ops Team

Rated 1 out of 5 stars

Email spam generator

Email spam generator. Nothing more.

EDIT:

No I can't unsubscribe to your marketing emails. Tried multiple times and you're still sending me garbage.

9 June 2025
Unprompted review
TotallyMoney logo

Reply from TotallyMoney

Sorry to hear you feel this way.

To clarify, if you've already unsubscribed and you're still receiving our emails, these won't be marketing emails, but service emails. We send monthly service emails to our customers when we reprocess their credit reports and Borrowing Power, along with other important updates about your credit file.

If you'd like to stop receiving our service emails, you'll need to close your account with us. You can do this by going to the 'Personal details' section on your account and click the close account button at the bottom of this page.

Alternatively, if you'd like us to close your account for you, please contact us by emailing help@totallymoney.com and we'll be happy to action this for you.

All the best,
The TotallyMoney Customer Ops Team

Rated 5 out of 5 stars

I think TotallyMoney or a great up and…

I think TotallyMoney or a great up and they’re very helpful with their information and I think they’ve helped a lot of people over the years and it’s great to keep track of everything you’ve got got in the app and especially with the special features on it and that’s all I’ve got to say

1 May 2025
TotallyMoney logo

Reply from TotallyMoney

We're so glad to hear that our service is helpful, Sandra! Thank you for taking the time to leave a review for us :)

All the best,

The TotallyMoney Customer Ops Team

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look