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Vanquis Reviews 

43,726
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Looking at 5,521 reviews, reviewers overwhelmingly had a great experience with this company. Consumers often report that the credit card and application process helped them rebuild their credit scores successfully over time, while praising the mobile platform for being straightforward and making it simple to track daily spending and handle payments smoothly. People also frequently highlight that support staff are extremely helpful, responsive, and ready to provide valuable advice for financial concerns. Some reviewers were not happy with the customer service, describing certain interactions as unhelpful and lacking proper care or professional attention. Consumers additionally mentioned difficulties encountered during the account opening process alongside frustrations regarding unexpected payment charges or sudden communication updates.

What people talk about most

User experience

People report positive experiences with user experience, highlighting how simple the application process is... See more

Payment

Clients share ambiguous opinions on payment, reflecting a split user base. Some consumers praise the easy... See more

Customer service

Consumers find customer service to be positive, highlighting helpful and approachable staff who are always... See more

Service

Reviewers highlight positive aspects of service, noting that staff are professional, helpful, and reliable.... See more

Application

Reviewers mention positive feedback about app, highlighting that it is modern, helpful, and very... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The access to sort problems, and ease of making payments. Though information has been excellent, I was a little annoyed that the online banking for credit card payment was ceased. It was replaced with... See more

Company replied

Rated 4 out of 5 stars

I find Vanquis very easy to use, the interest rate is very high , but it is helping me to balance out my financial situation.. I did find it a bit disappointing when i was refused credit limit incre... See more

Company replied

Rated 5 out of 5 stars

Modern helpful app where I van manage and keep check on my account. Helpful customer services and am easy to use system. I have used my card to build my credit score and give me purchase protection. I... See more

Company replied

Rated 5 out of 5 stars

Ive found Vanquis to be an excellent credit card. The app is great. Easy to track spending and make payments. They periodically offer to increase credit limit which you dont need to accept. I first... See more

Company replied


Company details

  1. #29 of 51 best companies in Bank

Written by the company

Vanquis serves over 1.7 million borrowers and savers in the UK. But while we may be a bank, we see ourselves as different from the traditional high street banks. You don’t need the highest credit score to borrow from us. You don’t need the biggest bank balance to save with us. We’re here for everyone who wants to manage their money better. Whether you're building your credit score, cutting your bills, or saving for your next move, we could help you take life's opportunities. We’re Vanquis – the bank that’s got your back.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

44k reviews

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4.4

All reviews

(43,726)

5,501 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Easy to make payment

Easy to make payment
Always send review for increase due with good regular payments

21 August 2026
Vanquis logo

Reply from Vanquis

Hi Michelle - We're happy to hear that making payments was easy for you. We appreciate your positive feedback and thank you for taking the time to share your experience with us.

Ruk - Customer Experience

Rated 5 out of 5 stars

Service has always been…Vanquish gets my vote.

Service has always been quick,straightforward and friendly. Vanquish gets my vote.

1 August 2026
Vanquis logo

Reply from Vanquis

Hi John - We appreciate you sharing your positive experience! We're so pleased to hear that our service has always been quick, straightforward, and friendly. Thank you for your kind words!

Ruk - Customer Experience

Rated 5 out of 5 stars

Good app and quick to answer phone…

Good app and quick to answer phone enquiries

21 August 2026
Vanquis logo

Reply from Vanquis

Hi Alan - We appreciate your positive feedback and 5-star rating! We're so pleased you find our app good and that we are quick to answer your phone enquiries.

Ruk - Customer Experience

Rated 5 out of 5 stars

Simple to set up and use

Simple to set up and use, helpful customer service staff, if you have a problem, they are there to help and reassure you great around car and company

21 August 2026
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Reply from Vanquis

Hi Matthew - We're so pleased to hear you found our setup and use simple, and that our customer service team was helpful and reassuring. It's wonderful to know you had such a great experience.

Ruk - Customer Experience

Rated 5 out of 5 stars

Easy to use and very helpful

Easy to use and very helpful

21 August 2026
Vanquis logo

Reply from Vanquis

Hi Iain - We're so glad you found our service easy to use and very helpful! Thank you for your five-star review; we appreciate it.

Ruk - Customer Experience

Rated 5 out of 5 stars

Excellent customer service support.

Excellent customer service support.

10 May 2026
Vanquis logo

Reply from Vanquis

Hi Raffi - We're so happy to hear that you experienced excellent customer service! We truly appreciate you taking the time to share your positive feedback.

Ruk - Customer Experience

Rated 5 out of 5 stars

Everything about vanquis has been…

Everything about vanquis has been great.
I started some years ago now with a poor credit rating and worked through to get a fantastic one.
Along the way vanquis has helped me by lifting limits at good intervals, plus helped me beyond expectations when i had fraudulent activities to my account. For that forever loyal .. many thanks

21 August 2026
Vanquis logo

Reply from Vanquis

Hi Steve - We're so happy to hear about your excellent experience and how we've been able to support you in improving your credit rating. It's wonderful to know our assistance with fraudulent activity was helpful. Thank you for your loyalty!

Ruk - Customer Experience

Rated 5 out of 5 stars

Keeps me on track with using it

Keeps me on track with using it. App very good. Timely reminders and offers

21 August 2026
Vanquis logo

Reply from Vanquis

Hi Mary - We appreciate your positive feedback and 5-star rating! We're so pleased that our app helps keep you on track with timely reminders and offers.

Ruk - Customer Experience

Rated 5 out of 5 stars

Been with them for quite a few years…

Been with them for quite a few years now only good things to say about the card services never had an issue at any point .

21 August 2026
Vanquis logo

Reply from Vanquis

Hi Darryl - We're delighted to hear about your consistently positive experience with our card services over the years. Your loyalty and kind words mean a lot to us!

Ruk - Customer Experience

Rated 5 out of 5 stars

First card I had after I was bankrupt…

First card I had after I was bankrupt stared me on the right track and helped me get back on the track . Thank you

21 June 2026
Vanquis logo

Reply from Vanquis

Hi Robert - We are so glad to hear our card helped you get back on track after a difficult time. Thank you for sharing your positive experience with us.

Ruk - Customer Experience

Rated 5 out of 5 stars

Modern helpful app where I van manage…

Modern helpful app where I van manage and keep check on my account. Helpful customer services and am easy to use system. I have used my card to build my credit score and give me purchase protection. I use my Vanquis for most purchases now as its safe and easy, a good product.

21 August 2026
Vanquis logo

Reply from Vanquis

Hi Mark - We're so pleased to hear you find our app modern and helpful for managing your account! It's wonderful that our customer service and easy-to-use system have been beneficial, and that you're using your card to build your credit score and for purchase protection.

Ruk - Customer Experience

Rated 5 out of 5 stars

Trusted company and easy to use

Trusted company and easy to use
The y also guide you on how best to spend your money meaningful to help build your credit school

21 August 2025
Vanquis logo

Reply from Vanquis

Hi there! We're so happy to hear you find us a trusted company and easy to use! It's great that we've been able to guide you on how to meaningfully spend your money to help build your credit.

Ruk - Customer Experience

Rated 4 out of 5 stars

Simply the best

Helpful fair and straight forward information thank you to everyone

15 July 2026
Vanquis logo

Reply from Vanquis

Hi Nick - We appreciate your positive feedback and are so glad to hear that you found the information helpful, fair, and straightforward. Thank you for your review!

Ruk - Customer Experience

Rated 5 out of 5 stars

Highley Recommended to rebuild your…

Highley Recommended to rebuild your credit score. Be responsible and the rewards are great.

20 August 2026
Vanquis logo

Reply from Vanquis

Hi there! We're delighted to hear that you highly recommend our services for rebuilding credit scores! It's wonderful to know that being responsible has led to great rewards for you. Thank you for sharing your positive feedback!

Ruk - Customer Experience

Rated 5 out of 5 stars

Wow what a great experience I have been…

Wow what a great experience I have been having with Vanquis , I thought that it would be just another card , but it is so much more .

Vanquis has helped me manage my budget and they help me with great customer service support as well as a great tips to help me improve my credit score. I would recommend Vanquis to anyone .

20 August 2026
Vanquis logo

Reply from Vanquis

Hi Hugh - We're so happy to hear that your experience has been so positive and that we've been able to help you manage your budget. It's wonderful to know that our customer service and tips have been valuable in improving your credit score. Thank you for your recommendation!

Ruk - Customer Experience

Rated 5 out of 5 stars

No problems.

No problems.
Yours Faithfully.

20 August 2026
Vanquis logo

Reply from Vanquis

Hi Sonia - We're happy to hear that everything went smoothly for you. We appreciate your positive feedback!

Ruk - Customer Experience

Rated 5 out of 5 stars

All round great service ..Been a…

All round great service ..Been a customer for several years and never had any problems

20 August 2026
Vanquis logo

Reply from Vanquis

Hi Sharon - We are so pleased to hear that you have been a long-standing customer and have consistently received great service without any problems. Thank you for your kind words.

Ruk - Customer Experience

Rated 5 out of 5 stars

Great credit card to have always…

Great credit card to have always helpful if you Phone them.
PAUL Wright

20 August 2026
Vanquis logo

Reply from Vanquis

Hi Paul - We're so glad to hear you find our credit card helpful and appreciate our phone support. Thank you for your positive feedback!

Ruk - Customer Experience

Rated 1 out of 5 stars

Get offered a credit limit increase

Get offered a credit limit increase, but despite the fact I always pay on time and clear my balance in full every month it’s declined!!

1 August 2026
Vanquis logo

Reply from Vanquis

Hi John - We appreciate you sharing your experience. We understand your frustration regarding the credit limit increase decision, especially given your payment history. We are always working to improve our processes. If you would like to make a complaint, please get in touch and we'll investigate it for you. Phone: call us on 0330 099 3129, this is the quickest way for us to help with your complaint. Email: Please include your name, date of birth and home address to vanquis.customercare@vanquis.com. Make sure you tell us about your complaint and how it impacted you. Take care!

Ruk - Customer Experience

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