XPRS Capital Reviews 

107
TrustScore 1.5 out of 5

1.4

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Rated 1 out of 5 stars

Sends me a letter to apply, we fill out the application, then we are told our bank isn't real. What? I sent them an official bank letter and gave them the statements. I would steer clear as it seem... See more

Rated 1 out of 5 stars

We are currently working aggressively on securing funding for your business. We did want to notify you that one of our partner has indicated that they are not able to extend a loan offe... See more

Rated 1 out of 5 stars

I gave them 1 star because the invitation was very professionally packaged and advertised that you will receive a answer within 1 day. After three calls and no later we were told that we weren’t appro... See more

Company replied

Rated 1 out of 5 stars

This company is a complete scam. All they want to do is get your personal information and then sell it off to other lenders. They lied to me over the phone and said I was approved, then had us... See more

Company replied

Company details

  1. Non-bank financial service
  2. Financial advisor

Written by the company

We believe the financial system has let down the very people who need it most. Many small businesses are denied access to credit merely because their owners do not have great credit, or because they are not a priority for traditional lenders. There is a clear gap between those who can cheaply access finance and those who cannot access it at any price. At XPRS, our goal and our mission is to use technology to bridge that gap. We use the latest technology to efficiently connect small businesses with capital so that these businesses, the lifeblood of the American economy, can grow and prosper. We deliver small business loan application decisions in minutes and funding in as quickly as 1 business day. Less paperwork and less hassle means more time for you to focus on your business. XPRS is not a broker. We are a direct lender and the source of capital. At XPRS, we work directly with small businesses which allows us to offer great rates, fast responses, and full transparency. Unlike traditional banks, XPRS focuses on the cash flow and health of your business, not personal credit history. We use innovative ways to help small businesses like yours get access to capital quickly, efficiently, and affordably.


Contact info

1.4

Bad

TrustScore 1.5 out of 5

107 reviews

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1.4

All reviews

(107)

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Rated 1 out of 5 stars

Scam Alert

Sends me a letter to apply, we fill out the application, then we are told our bank isn't real. What? I sent them an official bank letter and gave them the statements. I would steer clear as it seems that they're phishing for information rather than actually doing business.

10 August 2023
Unprompted review
Rated 1 out of 5 stars

Nope

Yeah I had to check the reviews first seems like a scam to get your information so they can sell it to make a profit . Yeah I’ll pass on this. Usually when it’s to good to be true believe your gut instinct

24 May 2023
Unprompted review
Rated 1 out of 5 stars

They are not a direct lender

We are currently working aggressively on securing funding for your business.
We did want to notify you that one of our partner has indicated that they are not able to extend a loan offer at this time.
However, we have a wide network of lenders that are currently reviewing your application.
You will receive a call from one of our specialists or our trusted lending partners if an offer becomes available.

Thank you for again for your application.

Kind Regards,

The XPRS Team

XPRS Capital
T: 877-659-5399
F: 877-797-9653

Sent me a letter and told me that you are a direct lender and now you are shopping my file and I posted the email reply to prove it. Please stop lying to us, and just be honest, I did not agree to have my file sent to any other lenders!

13 January 2023
Unprompted review
Rated 1 out of 5 stars

I gave them 1 star because the…

I gave them 1 star because the invitation was very professionally packaged and advertised that you will receive a answer within 1 day. After three calls and no later we were told that we weren’t approved for the loan. We had the option to go with another company and waited for a reply which never came and was told it was probably was in the spam mailbox. Needless to say there was no answer or declination letter found at all. So that’s my review if we were denied I’m sure you knew this and could have notified us. Don’t use this company unless you have time to wait on a letter you will never receive.

9 December 2021
Unprompted review
XPRS Capital logo

Reply from XPRS Capital

Hi Charles,

While we always do our best to provide our customers with a loan approval, sometimes this is just not possible. Our system sends an automatic email when a company is declined, and sometimes that email ends up in a spam folder. We are terribly sorry we were not able to assist you with your lending needs. We wish you all the best.

Sincerely,
Your XPRS Team

Rated 1 out of 5 stars

This company is a complete scam

This company is a complete scam. All they want to do is get your personal information and then sell it off to other lenders.
They lied to me over the phone and said I was approved, then had us jump thru hoops and even contacted our landlord only for them to say we need to find you another lender.

Don't waste your time on this terribly ran scam company.

I would bet money most of these positive reviews are fake.

14 November 2020
XPRS Capital logo

Reply from XPRS Capital

Hi Jeff,

While we always do our best to provide our customers with a loan approval, sometimes this is just not possible. We are a Direct Lender with an excellent reputation and we have been in business since 2012. We never sell any of our applicants’ information to another lender. We are terribly sorry we were not able to assist you with your lending needs. We wish you all the best.

Sincerely,
Diane Head of Sales



Rated 5 out of 5 stars

XPRS and Will in particular were…

XPRS and Will in particular were profoundly helpful to me and our business. It isn't a stretch to say they saved our lives for a couple of months early 2020. It was exactly what we needed to get through some cash flow issues and train our customers at the same time.

Thank you!!!

2 July 2020
Unprompted review
Rated 5 out of 5 stars

Excellent

best service of all the funding companies Ive dealt with. Diane did a fantastic job following through.

4 December 2019
Unprompted review
Rated 5 out of 5 stars

Awesome service!

Every member of the XPRS Capital team I interacted with throughout the process was a pleasure to work with. It seems like great service is a priority for their organization, and it definitely shines through in their interactions.

11 September 2019
Unprompted review
Rated 5 out of 5 stars

I needed a bridge loan and XPRS came…

I needed a bridge loan and XPRS came through for us. The team was friendly, fast and provided us with clear understanding of the product we were getting. We look forward to working with you. 5 stars!!!

5 April 2019
Unprompted review
Rated 5 out of 5 stars

XPRS WAS VERY EASY TO USE TO GET FAST…

XPRS WAS VERY EASY TO USE TO GET FAST CASH.
I dealt with lenders who were terrible when I requested my balance to payoff and XPRS has been nothing but helpful. I appreciate the contracts not having hidden fees! I WOULD HIGHLY RECOMMEND TO EVERY BUSINESS OWNER OUT THERE.

27 March 2019
Unprompted review
Rated 5 out of 5 stars

My third loan and it keeps getting better

This is my third time dealing with XPRS. They sure know how to treat and value a relationship with customers. I keep coming back for the courtesy, customer service, great loan deals, and most of all the speed of which the approval and funding takes place. A+ to the XPRS team!

25 March 2019
Unprompted review

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