XPRS Capital Reviews 

107
TrustScore 1.5 out of 5

1.4

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 1 out of 5 stars

Sends me a letter to apply, we fill out the application, then we are told our bank isn't real. What? I sent them an official bank letter and gave them the statements. I would steer clear as it seem... See more

Rated 1 out of 5 stars

We are currently working aggressively on securing funding for your business. We did want to notify you that one of our partner has indicated that they are not able to extend a loan offe... See more

Rated 1 out of 5 stars

I gave them 1 star because the invitation was very professionally packaged and advertised that you will receive a answer within 1 day. After three calls and no later we were told that we weren’t appro... See more

Company replied

Rated 1 out of 5 stars

This company is a complete scam. All they want to do is get your personal information and then sell it off to other lenders. They lied to me over the phone and said I was approved, then had us... See more

Company replied

Company details

  1. Non-bank financial service
  2. Financial advisor

Written by the company

We believe the financial system has let down the very people who need it most. Many small businesses are denied access to credit merely because their owners do not have great credit, or because they are not a priority for traditional lenders. There is a clear gap between those who can cheaply access finance and those who cannot access it at any price. At XPRS, our goal and our mission is to use technology to bridge that gap. We use the latest technology to efficiently connect small businesses with capital so that these businesses, the lifeblood of the American economy, can grow and prosper. We deliver small business loan application decisions in minutes and funding in as quickly as 1 business day. Less paperwork and less hassle means more time for you to focus on your business. XPRS is not a broker. We are a direct lender and the source of capital. At XPRS, we work directly with small businesses which allows us to offer great rates, fast responses, and full transparency. Unlike traditional banks, XPRS focuses on the cash flow and health of your business, not personal credit history. We use innovative ways to help small businesses like yours get access to capital quickly, efficiently, and affordably.


Contact info

1.4

Bad

TrustScore 1.5 out of 5

107 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

1.4

All reviews

(107)

0 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 2 out of 5 stars

Buyer Beware

Buyer Beware, Xpres sent me a pre-approval letter in the mail. I decided to give them a try because of the ease of the application. They contacted me after I submitted the application and said I was approved for the loan and they would send me a contract. After filling out the contract with my personal information, they contacted me and said the loan was declined. Then I received 3 loan emails from other companies. I would not recommend this company.

19 March 2019
Unprompted review
XPRS Capital logo

Reply from XPRS Capital

Hello Michael,

While we always do our best to provide our customers with a loan approval, sometimes in our final underwriting process, new information presents itself which can change the risk profile and, as in your case, change the decision. We are terribly sorry we were not able to assist you with your lending needs.

We are a Direct Lender, you can be confident that we did not send or sell your information to any other lenders or brokers. If you received emails from other companies, it definitely was NOT related to us or our processes.

Please feel free to reach out to me to discuss further at 877-659-5399.

We wish you all the best.
Diane
Head of Sales

Rated 5 out of 5 stars

Thank you XPRS

Dianne was extremely friendly, professional, and easy to work with. The process was pretty simple and in the end XPRS helped get me that extra working capital I needed to help grow my business!

Thank you
Jeremy Smith
Owner Paneless Company Painting

25 January 2019
Unprompted review
Rated 5 out of 5 stars

Really friendly

Really friendly! Worked with Diane, she was awesome! Super fast response and funding. Great follow-up as well.

27 July 2018
Unprompted review
Rated 5 out of 5 stars

My name is Frank E

My name is Frank E. Souza
Co name Is A5 Star Contractor inc
Diane & Daniel we’re the most Awsome people to deal with from the very 1st contact Diane and I had met and she excudes a professional distinction
She has a warm and understanding way to her
And she is so informative, I was relaxed and confident that Diane was goin to take great care with me and in the end when I met Daniel it was the deal too the deal I’m very impressed and I look forward to are future buisness at a later date
Sincerely FrankA5Star

14 July 2018
Unprompted review
Rated 5 out of 5 stars

Thanks

Thanks, XPRS Capital you were great to work with from start to finish.

1 June 2018
Unprompted review
Rated 5 out of 5 stars

Excellent customer service

Excellent customer service. i highly recommend XPRS CAPITAL !!!!
Diane Gonzales help me out so much . Recommend to anyone who is in need of their service !

22 November 2017
Unprompted review
Rated 4 out of 5 stars

Great customer service team

Great customer service team. Xprs Capital lives up to their commitments and funds quickly. I would definitely recommend and will utilize again
when needed.

2 November 2017
Unprompted review
Rated 5 out of 5 stars

Great

Great , efficient and very easy process, will use these guys again

13 July 2017
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look