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Company details

  1. Travel Insurance Company
  2. Insurance agency
  3. Insurance broker
  4. Insurance company

Information provided by various external sources

Able2Travel from Voyager Insurance Services provides a caring and sensitive solution to covering your medical conditions when you travel.


Contact info

2.2

Poor

TrustScore 2 out of 5

16 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 42% of negative reviews

Typically replies within 1 week

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Rated 2 out of 5 stars

Too many administrative mistakes by the company.

So many mistakes made by the company and not myself. Last years policy, they hadn't put my husbands medical conditions on after they were declared. I was informed I had not declared them, I had. The company listened to my phone call and confirmed I had listed them. Policy renewal for this year, an absolute nightmare, after declaring two minor ailments at the end of last years policy and then again on the new policy, I was given a price. All medical information regarding the 2 new minor conditions were given on both policies. I was given a price for the renewal and it was accepted. I have now received an email stating I will have to pay over £30 extra, this is after taking payment for the renewal.
Nothing has changed on my part. All medical screening was answered honestly and I gave the agents all the relevant information on two separate occasions for both policies. So looks like another mistake has been made regarding my medical conditions. I cannot recommend this company, they have given me so much stress and after agreeing a contract and they now want more money.

12 February 2026
Unprompted review
Able2Travel logo

Reply from Able2Travel

Thank you very much for your feedback. We are sorry to hear that your experience with us on this occasion did not meet your expectations.

We apologise for the technical issue with our online system. As this was an error on our side, we arranged a refund of the previous policy and issued a new policy that fully includes your husband’s medical conditions. We covered the cost of the medical screening for your husband’s condition, recognising that you had correctly declared it to us.

The additional premium of around £30 was initially related to a medical condition, which our system identified as new, rather than being part of an already declared condition, leading to the additional premium. You do not need to pay this additional premium as you have spoken with our Medical Screening & Complaints Officer, and the matter has been resolved.

Thank you again for bringing this to our attention. We understand how frustrating this has been and apologise for any stress caused. We hope the steps we have taken to correct the policy and cover the medical screening demonstrate our commitment to getting things right.

The Able2Travel Team

Rated 1 out of 5 stars

We purchased annual insurance

We purchased annual insurance, covering cruise and husbands diabetes
Just before a holiday his brother became critically ill, brother was main carer for hubbys mum who is terminally ill.
We gathered all the evidence requested
We had GP sign forms they sent
Still no payout several months later
I have asked for their complaints department
Nothing!!
Do not purchase

30 August 2025
Unprompted review
Able2Travel logo

Reply from Able2Travel

Thank you for taking the time to share your feedback. We are sorry to hear about the difficult circumstances you and your husband’s family are going through.

We have spoken with the Claims Handlers about your case, and they will be in touch with an update on the current status of your claim, as there may be some outstanding information they need.

They will also review the concerns you’ve raised about the complaints process and respond to you as soon as they can.

Thank you again for bringing this to our attention — feedback like yours helps us to identify areas where the customer experience can be improved.

Yours sincerely,
The Voyager Insurance Team

Rated 2 out of 5 stars

Cheap is not best

I took out insurance with Able2Travel for my husband in January then myself in May. We had cruise cover. We had a cruise around the British isles and Faro islands in September.
Three of our excursions were cancelled cover is £75 for each port. I put in a claim. They emailed my claim form one for me line was not suitable for this claim.
They emailed my two forms one for me and one for my husband
I couldn’t download it so printed it off. I posted both together
I rang after two weeks to get confirmation that they had received it. They had.
A few weeks later they emailed my husband confirming he was entitled to a compensation. I didn’t get confirmation.
I then received an email to say a digit was missing from our bank account.
I forwarded the details.
Today my husband received an email to say they would be sending him for two missed ports!!
I rang after 30mins I it was answered. I gave them my husband claim number and pointed out I didn’t have one. She said just a moment I’ll check. Just at that the phone went dead and an email was sent with a claims number for me.
I wanted to point out it was incorrect.
I’m now waiting again to get through .Took another 40mins but hopefully I now have got somewhere.Having said that I was cut off again. 😡

Friends on the same cruise did it on line from another company and got paid next day for all three ports !!!!!

27 October 2025
Unprompted review
Rated 4 out of 5 stars

We had to cancel our cruise

We had to cancel our cruise due to having urgent surgery. They Paid out promptly and in full. Would have given 5 stars but they were very slow in getting back to me when first informed of the problem.

17 October 2024
Unprompted review
Rated 1 out of 5 stars

Took out an annual policy with them in…

Took out an annual policy with them in January. In July I got diagnosed with sleep apnea, gout and heart failure, yes not a great couple of weeks. Phoned able2travel to report these conditions they said it will have to go to our medical assessors who will call you as you are on a priority list. We had a holiday in Majorca in Sept and one in Germany for October. Ten days before the Majorca holiday I had to chase them up as I had no phone call, one week on still no phone call. Phoned them again in the morning oh yes you are due to be phoned this afternoon. At 4.30 they eventually phoned after a lengthy wait while they transferred information over the quotes were nearly £600 for the Majorca holiday and just short of £300 for the German holiday. Got on the internet and got insurance through Saga for just over £300 for both trips. Avoid this company.

28 August 2025
Unprompted review
Able2Travel logo

Reply from Able2Travel

Thank you for taking the time to share your feedback. We’re very sorry to hear that your experience with us did not meet your expectations.

We have investigated this with our customer service team and reviewed the timeline. We can see that while your initial contact was noted, there was unfortunately a delay in following up after your second call. This was because mid-term changes to health are dealt with on a priority basis depending on who is travelling soonest, and many people leave it until the last minute to contact us. However, we do concede that we were slow contacting you after your second call, for which we apologise.

Regarding the policy and payment concerns, we understand how this may have been confusing. When your health circumstances changed, we reassessed your cover and found that the additional conditions exceeded the threshold we could provide under the Able2Travel policy.

As a result, so that you did not end up without cover for your upcoming trip, we offered an alternative policy through All Clear Travel Insurance. As we didn’t want you to end up out of pocket, the process should have been that the cost of this new policy was claimed under your existing Able2Travel policy.

While this process may sound a bit convoluted, however, it was felt that this was the best outcome for you, in terms of you being able to continue with your trip, without bearing the expense of a new policy that covered your changed medical conditions.

If you feel this was not clearly explained to you at the time, then we apologise and we will review how we communicate these going forwards

Thank you again for raising this with us — your feedback helps us to improve the service we provide to all customers.

Yours sincerely,
The Able2Travel Team

Rated 1 out of 5 stars

What a absolute nightmare this company…

What a absolute nightmare this company is, took out yearly travel insurance with them, earlier this year I had a couple of hospital stays so informed them as we had a a holiday booked, they told me it has to be passed to the medical team so I waited and waited rang 2 weeks before holiday to be told it was all done by priority, after holding almost a hour to actually speak to someone.
5 days before my holiday no contact from them so I rang a reputable insurance company and took out a policy to cover my illness, today they finally rang 4 days before I'm due to travel, I explained that I couldn't wait any longer so had no choice but just to leave the policy running to cover my husband.
This is the best bit of we weren't travelling together ( we are ) they had to cancel our policy.
But if I declared my illness and let them charge me a fortune I could keep it.
They simply wouldn't listen to reason and that contacting you 4 days before you travel, when you contacted them weeks ago, and with health issues isn't reasonable. And only done to charge you much higher rates as it's so close to your holiday.
They have one contact number which closes on a night and you are queued for a hour at least on the 3 times I contacted them, imagine this if your on holiday.
Horrendous company stay clear

5 June 2025
Unprompted review
Rated 1 out of 5 stars

Took out a policy June 2024

Took out a policy June 2024, in July diagnosed with gallstones and needed surgery, rang them to advise and was told they don’t cover for this but another travel ins will, but I had to temp can my insurance with able to travel and take out another policy with another ins company paid the premium which able to travel said will be reimbursed when I had my surgery, had a holiday in sept and surgery done a few days after my return. Rang able to travel and was passed pillar to post and still not refund, out of pocket by £219, DO NOT USE THIS COMPANY

26 September 2024
Unprompted review
Rated 1 out of 5 stars

Not to be trusted

Purchased annual insurance cover for Europe to include cruise cover. Prior to the policy starting I contacted them to say I had just had a skin cancer diagnosed (not a melanoma and subsequently removed). I did not expect this to affect my travel plans but understood I had to keep them informed of any changes in my health. I expected them to note the condition and possible charge me a little more. They asked me what holidays I had planned and then decided not to proceed and refunded my money. Not impressed and not entirely sure it accorded with best practice.

1 February 2025
Unprompted review
Rated 1 out of 5 stars

Poor customer service.

Not happy at all with customer service from this company. I made contact to inform them that my wife had developed a new medical issue. This was to ask if my wife would still be covered. This was weeks ago. We now have just about a month before holidays and they still have not come back to us with an answer. They said they would have to refer to their medical department, which was fair enough, but why is it taking so long?
Tried to make contact today phone just kept ringing.

1 April 2025
Unprompted review
Rated 1 out of 5 stars

Very poor you take out travel insurance…

Very poor you take out travel insurance to cover you for any losses but this company when a holiday company cancels your holiday and you ask them for a refund they offer you 50% back only if you take out another policy with them even if you want to change the date on the policy you've got I definitely won't be using this Company ever again not recommended

25 September 2024
Unprompted review
Rated 1 out of 5 stars

POOR COMMINCATION

Company could reply to communications and in particular their CHAT line which does not work!
They take the money and then switch off!!!!
I still await my policy!
Get a grip able2travel

8 January 2024
Unprompted review
Rated 1 out of 5 stars

Very poor service

Took out gold annual travel insurance due to wife's existing medical condition, however l was taken to hospital and after a £1000 bill, l sent in a claim on returning to UK, over 8 weeks now and still no payment for the costs, although all invoices/receipts sent in with claim, won't use this company again or recommend them.

31 October 2022
Unprompted review
Rated 1 out of 5 stars

Very Disappointed

Able2Travel has been my go-to travel insurance company for 14 years now, sometimes for 2 or 3 times per year. I have never made a claim. Arranging insurance for next year's trip away I declared that I was having some medical issues that were as yet undiagnosed but was close to being sorted. They refused me insurance and told me to try a competitor. So much for loyalty! I didn't know whether to feel angry or just shocked. I will no longer be considering any travel insurance with this so-called company that specialises in helping people get insurance who have medical issues, and I will no longer recommend them to anyone. The competitor was far more understanding and my insurance needs were taken care of. I will no longer be having any dealings with Able2Travel in the future.

28 October 2022
Unprompted review

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