Bupa UK Insurance Reviews 42,066

TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Evaluating 9,603 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the excellent service and the helpful, professional staff. Many people highlight the efficient handling of claims and the quick response times, making the process smooth and reassuring. Reviewers often mention feeling well-cared for and supported throughout their interactions, appreciating the personalized approach. However, some customers also noted issues with claims being rejected or not fully covered, particularly concerning pre-existing conditions or dental treatments. A few other people felt that accessing medical services or getting referrals could be slow, with some experiencing delays in receiving responses or appointments.

What people talk about most

Service

Clients share positive opinions on service, frequently highlighting efficiency and quick responses. Many... See more

Staff

Consumers find staff to be positive, highlighting their professionalism, helpfulness, and compassionate care.... See more

Customer service

Customers had positive experiences with customer service. Many reviewers found the agents helpful, clear, and... See more

Claim

Customers consistently note positive experiences with claim. Many reviewers found the claim process to be... See more

Response time

Reviewers mention positive feedback about response times, with many praising quick responses and efficient... See more

Reviews shaping this summary

Rated 5 out of 5 stars

My GP referred me to see an ENT (ear, nose and throat) consultant and I received a letter from NHS Lothian saying the average wait time is over 2 years!! Thank goodness I have a BUPA policy as was abl... See more

Company replied

Rated 5 out of 5 stars

Very efficient handling of the calls, one to deal with access to a pre-existing Bupa account, the other with a new claim for which they have organised an ALP the same day. All follow up emails and con... See more

Company replied

Rated 5 out of 5 stars

I had a medical concern and couldn't get an appointment with my GP as quickly as I wished. So I rang BUPA and arranged an appointment for that day with their GP facility. The doctor could not have b... See more

Company replied


Company details

  1. #19 of 25 best companies in Health insurance agency

About Bupa UK Insurance

Written by the company

Bupa are one of the UK’s leading health insurance companies. Created in 1947, we are driven by a passion to provide high quality, affordable healthcare. Our purpose is to help people to live longer, healthier, happier lives and make a better world.

We cover healthcare, wellbeing and mental health support for individuals, couples, families and businesses. Alongside health insurance, we also have clinics, care homes and dental centres all over the UK.

At Bupa, our priority is our customers. We have no shareholders so all profits are reinvested into improving the health of millions worldwide.

We’re developing digital tools and solutions to help us achieve our goal of becoming the world’s most customer-centric healthcare company. Perfect for people with busy lifestyles to make it easier for you to book, manage and attend your appointments. You can also build and track your wellbeing plan and see a doctor 24/7, wherever you are in the UK using your computer or mobile device.

As a business we also have a global talent, innovation and sustainability programme called eco-Disruptive. Our goal is to find and support sustainable, scalable start-ups and innovative solutions that will improve people’s health and the health of the planet.

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

42K reviews

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Rated 5 out of 5 stars

Fast

Fast. Excellent clarity of the skills of the consultants to choose from as far as I can see from now.

5 May 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We're so glad you found our service fast and appreciated the clarity of our consultants' skills. Thank you for your positive feedback!

Rated 1 out of 5 stars

9 days for GP appointment

I took out Bupa private medical insurance after being told I would be able to access quick next-day GP appointments, which was very important to me as I have two children and NHS GP availability is already very poor.
After signing up and paying for the policy, I contacted Bupa to arrange a GP appointment and was shocked to find the earliest appointment available was in 9 days. That is completely unacceptable for a service being sold as fast-access private healthcare.
I cancelled the policy immediately and requested a refund as I feel I was misled about the level of service being offered.
Very disappointing experience and not worth the money. Would not recommend.

5 March 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We're sorry to hear about your disappointing experience and the frustration this caused. We understand your concern regarding GP appointment availability, especially with young children. We've reached out for membership details so we can better understand what's happened. Thank you

Thank you for your information.
I see our Customer Relations recently looked into your concerns for you. The team are available on 0345 606 6739 if you'd like to discuss their response in more detail. Many thanks

Rated 1 out of 5 stars

Not happy at all

Not happy at all, I was contacted after 3-4 days of reaching out though my request was fairly urgent. Very disappointed

11 May 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

Thank you for your feedback. We're sorry to hear of your disappointment. It looks like an email was sent the day after the request was made, but we're sorry if it wasn't received. Our Member Services team are available on 0345 609 0111 if you'd like to discuss anything in more detail. You can also use webchat by visiting www.bupa.co.uk/contact-us. Many thanks

Rated 5 out of 5 stars

Happy with BUPA

Very easy to claim and they keep you updated about the claim especially with my last claim. Because the invoice was for more than I could claim. They made sure I was aware (I was) of what they would be paying .

4 May 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We're happy to hear that our claims process was easy for you and that we kept you informed about the payment details. We appreciate your feedback.

Rated 5 out of 5 stars

Excellent service from a BUPA GP

I had a medical concern and couldn't get an appointment with my GP as quickly as I wished. So I rang BUPA and arranged an appointment for that day with their GP facility. The doctor could not have been more helpful and I left with a prescription feeling reassured and, 2 weeks later, feeling much better.

30 April 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We're glad we could provide prompt and helpful care when you needed it most. It's wonderful to hear you're feeling much better.

Rated 5 out of 5 stars

Excellent Service

I wanted to take a moment to share some positive feedback about my recent experience with Bupa. I was very impressed by the professionalism, kindness, and efficiency of your team. The support I received was clear, reassuring, and handled with genuine care, which made a real difference to my experience.

3 April 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate you sharing your positive feedback. We're happy to hear that our team's professionalism, kindness, and efficiency made a real difference to your experience.

Rated 4 out of 5 stars

Bupa were very helpful with my claim

Bupa were very helpful with my claim. They could have made it perfect by making the payments to Doctor and hospital . I had to make 2 payments to 2 different places for my treatment. It would have been simpler and less time consuming for me if i paid Bupa one payment.

21 April 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate your feedback regarding the payment process. We understand that managing multiple payments can be inconvenient, and we are always looking for ways to streamline our services.

Rated 5 out of 5 stars

Your operative was very helpful and…

Your operative was very helpful and patience. i'm not sure if the date below is correct.

8 May 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We are so glad to hear our operative was helpful and patient. Thank you for your kind feedback!

Rated 5 out of 5 stars

Happy customer!

Everything has worked smoothly, i receive the information needed and get the insurance coverage needed.

14 May 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate your positive feedback. We are so glad everything worked smoothly and you received the information and coverage needed.

Rated 5 out of 5 stars

Wonderful people I spoke to each time I…

Wonderful people I spoke to each time I called. Sympathetic, caring and understanding. Listened to my needs and gave me the treatment I needed. Even had flowers delivered the next day. Highly recommended

7 May 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We're so glad to hear that our team was sympathetic, caring, and understanding, listening to your needs. We appreciate you sharing your positive experience.

Rated 2 out of 5 stars

Disappointed

A great app with a Dr. But denied any server treatment through them. Very disappointed. Symptoms had been slight before joined them and got worse. Not explained before we joined that this is pre existing and would not qualify for treatment.

2 May 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate your feedback and are sorry to hear about your experience.

Rated 5 out of 5 stars

Extremely easy to use the app!

Extremely easy to use the app!! I submitted an invoice for refund and I received confirmation message minutes later. Few days later I got the refund in my bank account.

12 May 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate your positive feedback! We're so glad the app was easy to use and that your refund was processed quickly.

Rated 5 out of 5 stars

Easy access to medical providers with a…

Easy access to medical providers with a caring attitude from the BUPA team

14 April 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate your feedback. We are so glad to hear about your easy access to medical providers and our team's caring attitude.

Rated 5 out of 5 stars

Smooth experience

Everything so far has worked smoothly, from the app to the online consultation, the approval for further consultation and beyond. Very impressed.

14 May 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate your positive feedback. We're so glad to hear that everything, from the app to the online consultation, worked smoothly.

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