Bupa UK Insurance Reviews 42,072

TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Evaluating 9,603 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the excellent service and the helpful, professional staff. Many people highlight the efficient handling of claims and the quick response times, making the process smooth and reassuring. Reviewers often mention feeling well-cared for and supported throughout their interactions, appreciating the personalized approach. However, some customers also noted issues with claims being rejected or not fully covered, particularly concerning pre-existing conditions or dental treatments. A few other people felt that accessing medical services or getting referrals could be slow, with some experiencing delays in receiving responses or appointments.

What people talk about most

Service

Clients share positive opinions on service, frequently highlighting efficiency and quick responses. Many... See more

Staff

Consumers find staff to be positive, highlighting their professionalism, helpfulness, and compassionate care.... See more

Customer service

Customers had positive experiences with customer service. Many reviewers found the agents helpful, clear, and... See more

Claim

Customers consistently note positive experiences with claim. Many reviewers found the claim process to be... See more

Response time

Reviewers mention positive feedback about response times, with many praising quick responses and efficient... See more

Reviews shaping this summary

Rated 5 out of 5 stars

My GP referred me to see an ENT (ear, nose and throat) consultant and I received a letter from NHS Lothian saying the average wait time is over 2 years!! Thank goodness I have a BUPA policy as was abl... See more

Company replied

Rated 5 out of 5 stars

Very efficient handling of the calls, one to deal with access to a pre-existing Bupa account, the other with a new claim for which they have organised an ALP the same day. All follow up emails and con... See more

Company replied

Rated 5 out of 5 stars

I had a medical concern and couldn't get an appointment with my GP as quickly as I wished. So I rang BUPA and arranged an appointment for that day with their GP facility. The doctor could not have b... See more

Company replied


Company details

  1. #19 of 25 best companies in Health insurance agency

About Bupa UK Insurance

Written by the company

Bupa are one of the UK’s leading health insurance companies. Created in 1947, we are driven by a passion to provide high quality, affordable healthcare. Our purpose is to help people to live longer, healthier, happier lives and make a better world.

We cover healthcare, wellbeing and mental health support for individuals, couples, families and businesses. Alongside health insurance, we also have clinics, care homes and dental centres all over the UK.

At Bupa, our priority is our customers. We have no shareholders so all profits are reinvested into improving the health of millions worldwide.

We’re developing digital tools and solutions to help us achieve our goal of becoming the world’s most customer-centric healthcare company. Perfect for people with busy lifestyles to make it easier for you to book, manage and attend your appointments. You can also build and track your wellbeing plan and see a doctor 24/7, wherever you are in the UK using your computer or mobile device.

As a business we also have a global talent, innovation and sustainability programme called eco-Disruptive. Our goal is to find and support sustainable, scalable start-ups and innovative solutions that will improve people’s health and the health of the planet.

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

42K reviews

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Rated 5 out of 5 stars

Easy to deal with, great coverage

Really easy to get treatment approved with a good selection of physios. Very pleased with the entire process, no problems at all.

1 May 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate your positive feedback. We're so glad to hear that the process was easy and you're pleased with the selection of physios.

Rated 1 out of 5 stars

Poor access to actual medical professionals

We have had Bupa health insurance through my husband’s work for almost 20 years to the cost of almost £200,000. In all that time, all they have covered is one wisdom tooth removal.

For the past MONTH I have been trying to access a simple psychiatrist appointment for my teenager, and they have done nothing but drown us in endless paperwork, bureaucracy, pointless triages and phone calls that go nowhere.

Bupa have poor access to actual medical services and medical professionals when you need them. Bupa is in my opinion a total sham. They profit off peoples vulnerabilities, and do not deliver what is promised.

None of the 3 psychiatrists offered are local. If and when we actually get an appointment, it will be via video call which is a very poor standard of professional healthcare. Do not waste your money.

10 May 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate you sharing your experience and feedback. We are truly sorry to hear about the difficulties you've faced trying to access care for your teenager. We've reached out for membership details so we can better understand what's happened. Many thanks.

*Update*
Thank you for sharing your membership information.
I've raised a complaint on your behalf, which has been passed onto our Customer Relations team to review.
The team will be in contact via email, but are available on 0345 606 6739 if you'd like to speak with them. Lines are open 95 Monday to Friday.
Many thanks

Rated 5 out of 5 stars

Relief for painful knee

I'd had a painful knee for around 4 months and it wasn't getting any better. I contacted BUPA and was given a video appointment with a physio who gave me easy to follow exercises to do on an app which showed videos. My knee has now recovered and the whole process was so simple.

27 March 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We're so happy to hear your knee has recovered and that our video appointment and app exercises were helpful. Thank you for sharing your positive experience!

Rated 5 out of 5 stars

BUPA were very efficient as well…

BUPA were very efficient as well sorting out the consultant regarding visits and insurance cover. So far everything has gone smoothly now waiting for the prognosis and when the procedure will occur. Spire Regency hospital the staff were all very polite and helpful

1 May 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate you sharing your positive experience. We're glad to hear about the efficiency and politeness of our staff. We hope for a smooth process moving forward.

Rated 5 out of 5 stars

Very professional

Very professional, helpful and Informative. All staff were just great

13 May 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate your feedback and are so pleased to hear our staff was professional, helpful, and informative.

Rated 4 out of 5 stars

Tried to get a consultation re a facial…

Tried to get a consultation re a facial mole which appeared out of nowhere last summer . Used the Bupa app initially but said more information required so called the number given , described condition again and was told this condition not covered as no symptoms? Tried again this time for a Bupa online consultation sent a picture of the mole. someone from Bupa called me and was very helpful but it seems like unless the mole is itching, bleeding or some strange colour it’s seen more as a cosmetic issue. I aways thought they should be checked out asap -anyway the helpful lady did agree that I was covered to be seen by a dermatologist . Took about 2 weeks to sort out

22 April 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate you sharing your experience. We're sorry to hear about the initial difficulty in getting your mole checked. It's good to know the representative was helpful and you're now seeing a dermatologist. We hope all goes well.

Rated 5 out of 5 stars

When making my claim it was very easy…

When making my claim it was a very easy online form to complete, followed by a very quick text message to say my claim had been approved and i would receive payment within 7 days.
Very efficient. Thenk you.

12 May 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate you sharing your feedback. We're happy to hear that the online claim form was easy to complete and that you received quick updates and payment. Thank you!

Rated 5 out of 5 stars

I claimed for my annual dental…

I claimed for my annual dental treatment, the process was easy and efficient. Payment was made within a few days, veru good service

28 April 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We're so happy to hear that claiming for your annual dental treatment was easy and efficient for you, and that payment was made quickly. We appreciate your feedback!

Rated 5 out of 5 stars

Super easy process to submit claims

Super easy process to submit claims, and very impressed with how quickly payment was made

27 April 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate your review! We're so happy the claim submission process was super easy and that payment was made quickly.

Rated 5 out of 5 stars

Excellent service

I spoke to a lady called Jasmine who guided me through the process of getting a referral and pre-authorisation. I had not previously used Bupa and she took time to make sure that I understood the processes and timelines, doing so quickly, efficiently and with empathy. Excellent service.

5 May 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate you taking the time to share your feedback. We're happy to hear that you received excellent service and that our team member guided you through the process with efficiency and empathy, ensuring you understood everything.

Rated 4 out of 5 stars

Overall, worth it for the peace of mind

The app makes booking appointments super easy, they also have really good availability.

Initial appointments have always been really good, the experience and professionalism of the doctors is to a good standard however making a booking once you’ve been referred isn’t overly clear to the point I didn’t book for my most recent referral.

I have also found if there is any reason for them not to cover you, they’ll take it but I guess that’s normal for insurance.

30 April 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We're glad you found booking appointments easy and the initial appointments good. We appreciate your feedback regarding the clarity of booking after a referral. Thank you for your review.

Rated 5 out of 5 stars

Everything was well explained

Everything was well explained, time was given, didn’t feel rushed. I felt I was listened to.

13 May 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate your feedback and are so glad to hear that everything was well explained, you were given time, and felt listened to.

Rated 5 out of 5 stars

The process was simple

The process was simple. I made my dental appointment, had my treatment and when I went to check out they confirmed that the cost had all been covered by my insurance and that was it. No painful paperwork or need to pay then retrospectively claim. I've had a very different experience with other insurances.

11 May 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We're happy to hear that your appointment and insurance processing were simple and easy. It's great to know you didn't have to deal with paperwork or claims. Thank you for your positive feedback.

Rated 5 out of 5 stars

Following a breast cancer diagnosis…

Following a breast cancer diagnosis through the NHS, I’m so grateful that I have BUPA. In comparison it has felt like calm waters instead of being tossed on stormy seas, with choices, options and

I appreciate what the NHS have to do - they are the very best lifesavers in emergency, and cannot fault them, but I felt at diagnosis that it was the surgeon’s plan for major surgery and I had no choice but to go along with it.

Completely different approach to my private care through BUPA.

I have felt so care for and held as a whole person since I called to arrange private care instead.

The staff on the end of the line have been incredible. I even received flowers and a card from one of the cancer specialist team Sarah, a few days after I called with my initial diagnosis, which absolutely lifted my heart.

I would advise anyone in the same position as myself, upon finding a lump, not to go through your GP. Instead call BUPA immediately and you let the wonderful support carry you in the very best of hands

1 May 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate you sharing your experience. We're so glad to hear that our team has provided you with such supportive and comprehensive care during a difficult time. It's wonderful to know that the team's thoughtfulness made a positive difference. Thank you for your feedback.

Rated 1 out of 5 stars

Poor Experience

Poor Experience, Claim rejected for Dental Post and core , saying not covered

I have checked the Policy and Its covered, Called customer care and spoke to Kim she said its been sent to review again.

Still have not heard as on 13-05-2026

will take it up with relevant authorities

4 May 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We regret your claim was rejected and that you haven't heard back yet. An adjustment request is with the claims team, who will process the claim as soon as possible. Sorry for the delay.

Rated 5 out of 5 stars

I’d been in agony and Bupa started me in the road to recovery

I’d been in agony with my shoulder and arm since a shingles vaccination and the GP said i needed an physio assessment. I rang Bupa , explained what was happening got an authorisation code and saw a physio a few days later . I had an assessment and first treatment . Without Bupa I would be waiting for an assessment with a month more of agony . Thankyou Bupa .

5 May 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We're happy to hear that you received timely support and treatment following your shingles vaccination. It's great to know that we could assist you in getting an assessment quickly and reduce your waiting time. Thank you for sharing your positive experience with us.

Rated 5 out of 5 stars

Fabulous care

I cannot thank Bupa enough for the care and support I have received throughout my breast cancer journey. From the very beginning, they have been absolutely amazing. Every step of the process has been handled with compassion, professionalism, and genuine care, which made such a difficult time so much easier to face.

The support I received was incredible, I always felt listened to and supported. The doctors, nurses, and staff have all been kind, reassuring, and dedicated to providing the best possible care.

My experience with Bupa has truly been exceptional, and I am so grateful for everything they have done for me during this journey. I would recommend them to anyone needing care and support.

13 May 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate you sharing your experience. We're happy to hear that the care and support you received throughout your breast cancer journey were amazing. It's wonderful to know our compassion, professionalism, and genuine care made such a difficult time easier. We're glad you felt listened to and supported by our dedicated doctors, nurses, and staff. Thank you for recommending us.

Rated 5 out of 5 stars

Easy to claim which was dealt with…

Easy to claim which was dealt with immediately and received the money within days. Extremely easy to do online and service was exceptional.. a very satisfied customer. Would recommend BUPA Insurance Services.

5 May 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate you sharing your feedback. We're happy to hear that claiming was easy, dealt with immediately, and that you received the money quickly. It's great to know you were very satisfied and would recommend our services.

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