Chase Reviews 

16,114
•
TrustScore 3.5 out of 5

3.5

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Review summary

Created with AI, based on recent reviews

Looking at 2,031 reviews, most reviewers were somewhat happy with their experience overall. Active consumers regularly find the mobile banking application exceptionally easy to navigate and truly appreciate the smooth digital features available anytime. Many people also very much enjoy receiving instant transaction notifications along with straightforward account management tools that significantly simplify daily personal finances. However, some reviewers were not happy with customer service responsiveness, noting very significant communication gaps and persistent difficulties reaching proper professional support. Some customers additionally experienced quite frustrating account freezes and unhelpful responses when attempting to resolve important transaction issues or related queries.

What people talk about most

Customer service

Reviewers mention ambiguous feedback about customer service, with some consumers praising excellent and... See more

User experience

Customers had positive experiences with user experience, finding the platform easy to navigate, opening... See more

Service

Reviewers highlight ambiguous aspects of service, with many customers expressing satisfaction regarding the... See more

Application

Consumers find application to be positive, highlighting an exceptionally easy-to-use platform that makes... See more

Payment

Users describe ambiguous interactions with payment services, noting that while it is easy to pay money in and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Very happy with the Chase account I opened. Easy to open and go through all the necessary checks. It offers competitive rates and enables me to use the debit card abroad without conversion fees. I ope... See more

Company replied

Rated 4 out of 5 stars

I like having a Chase account but not all features are seamless. It is annoying how often you have to enter your pin number on transactions on a Contactless payments. As an OAP it is frustrating... See more

Company replied

Rated 4 out of 5 stars

Been with Chase for over 4 years and very happy with them It a bonus that they allow you to set up VDDs and SOs on a savings a/c rather than insisting they be set up on a current a/c as... See more

Company replied

Rated 4 out of 5 stars

I have been with Chase for around three years. The app and facial recognition are easy to use. Great notification whenever the current account is used, very reassuring. The interest rate of its s... See more

Company replied


Company details

  1. Bank

About Chase

Written by the company

Welcome to Chase: the award-winning bank designed to help you make the most of your money. We're a digital bank that's part of the JPMorganChase family – and we're proud to support millions of customers in the UK.

We're here to help all our customers reach their goals, both big and small. That's why our app's packed with useful tools, insights, resources and support – so you can manage your finances all in one place.

When you spend, save and invest through the Chase app, it's all in one place – and intuitive and easy to use¹. And we have layers of security and fraud monitoring to help you keep your money, account, and personal information secure.

Ready to see what your money can do?
Open a free Chase account today.

1 As with all investing, capital at risk. Investments are provided by J.P. Morgan Personal Investing through the Chase app and not guaranteed by Chase. 18+, UK residents. Chase current account required.

Contact info

3.5

Average

TrustScore 3.5 out of 5

16k reviews

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3.5

All reviews

(16,114)

1,912 reviews in the last 12 months

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Rated 5 out of 5 stars

A very good experience.

I have had my savings and a current account with Chase for a few years now.
I have no complaints what so ever. The app is good, my savings earn a decent rate and customer service is great. It does what it says on the tin, as the saying goes.
I would definitely recommend them.

13 October 2026
Unprompted review
Chase logo

Reply from Chase

Thanks for the recommendation!

Rated 1 out of 5 stars

Started with attractive offers for a…

Started with attractive offers for a couple of years but existing customers then neglected with cashback, savings interest rates etc in favour of attracting new customers

13 October 2026
Unprompted review
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Reply from Chase

Thank you for taking the time to leave a review. We hope to offer more promotions for existing customers in the future, please keep an eye on our social channels for any updates!

Rated 1 out of 5 stars

AVOID at all costs

AVOID at all costs. Trying to switch on two occasions now and they do nothing but fob you off. Constantly given conflicting reasons as to why the switch hadn’t taken place even though the 3 reasons don’t make any sense as those accounts are already closed. Have been on chat for over 2 hrs in 2 sessions and still getting nowhere. Worst customer experience ever!!!!

Update: i will not be contacting you on the number given. I asked for an address to send a complaint to and I was told that there wasn’t an address even though I found one online🙄You can see everything on the chat that took place over several days.

13 October 2026
Unprompted review
Chase logo

Reply from Chase

This doesn't sound good, could you please give us a call on 0800 376 3333, or email chasesupportUK@chase.com? A member of our team will be happy to look into this further. Thank you.

Rated 5 out of 5 stars

Simply easy banking

Chase is amazing, Simple easy banking & saving. The app is very user friendly. Everything in one place. I love the round up it’s amazing how the odd pennies soon add up.

12 October 2026
Unprompted review
Chase logo

Reply from Chase

Thanks for the great review!

Rated 5 out of 5 stars

You cannot beat chase bank for its…

You cannot beat chase bank for its customer services you can speak to a person straight away they can do with your query straight away I have always found them to be helpful whether I've been in the UK whether I've been abroad no matter what the problem they always been able to sort the issue out I can only give chase my highest recommendation. Because of my businesses I'veI had to deal with various banks over the years plus I have my personal account to deal with and from my vast experience I can promise chase has the best customer service team available nowadays. Well done chase, please keep it up for for all our sakes, don't follow the trend and go down the route of AI, most people want to speak to anyone, most people want to speak to a person not a robot.

12 October 2026
Unprompted review
Chase logo

Reply from Chase

Thank you so much for writing such an amazing and detailed review! We’re glad you’re loving Chase!

Rated 5 out of 5 stars

Very easy app service

I don't usually write reviews, but I have a savings account with Chase and it is so incredibly easy to manage via the app. I needed to withdraw significant funds, I messaged and they replied immediately to increase my daily limit. Statements are easy to download. Just very good service without having to pick up the phone. Would recommend.

12 October 2026
Unprompted review
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Reply from Chase

We love this, thanks for recommending us!

Rated 1 out of 5 stars

Confusing account set up leads to zero interest

Offer of attractive interest rate. However, very confusing account set up meant that zero interest received after a year.
Customer service representatives state that there is nothing they can do!
I’d suggest you look for another bank.

10 October 2026
Unprompted review
Chase logo

Reply from Chase

This doesn't sound good, could you please give us a call on 0800 376 3333, or email chasesupportUK@chase.com? A member of our team will be happy to look into this further. Thank you.

Rated 4 out of 5 stars

Only had an account with Chase for a…

Only had an account with Chase for a short period of time but I am very satisfied with the services provided. When I've had more time as a Chase customer I feel that I would like to give them 5 stars.

10 October 2026
Unprompted review
Chase logo

Reply from Chase

Thanks for leaving a review and welcome to Chase!

Rated 5 out of 5 stars

I love Chase

I love Chase, it’s so easy to use and you see payments instantly. I would highly recommend.

10 October 2026
Unprompted review
Chase logo

Reply from Chase

Thanks a lot for the recommendation!

Rated 1 out of 5 stars

⭐ 1 Star

⭐ 1 Star – A Bank That Appears to Have Absolutely No Idea What It Is Doing

I have never encountered such an astonishing level of incompetence, confusion and organisational dysfunction from a supposedly professional financial institution.

Chase UK appears to be a bank where nobody knows what is happening, nobody takes responsibility, nobody can make a decision and nobody seems capable of communicating with anyone else.

For over TEN WEEKS, they have denied me access to my own money. Throughout this ordeal, I have received an endless stream of contradictory explanations, meaningless apologies, broken promises and utterly useless responses.

Every conversation feels like starting again with someone who has absolutely no understanding of the situation. Their staff regularly contradict what their colleagues said just hours earlier. Their mysterious “relevant team” appears to be where every problem disappears, never to be resolved.

The sheer level of ineptitude is breathtaking.

Even after deciding to close my account, Chase STILL cannot organise the simple process of returning my money. They cannot explain what is happening, who is responsible or when anything will be completed.

How can a bank operate with such an apparent lack of coordination, competence and accountability?

Their customer service is an embarrassment. Their internal communication appears virtually nonexistent, and their ability to follow through on commitments is woeful.

The financial hardship and stress this has caused have been considerable, yet Chase continues to demonstrate what feels like complete indifference.

The matter is now with the Financial Ombudsman Service, and I am supplying extensive evidence of this extraordinary catalogue of failures.

Chase UK gives the impression of an organisation that is completely out of its depth, with staff who are either unable or unwilling to resolve even the most basic issues.

I have absolutely no confidence in their competence, processes or management.

An utterly shambolic operation masquerading as a professional bank. Avoid at all costs.

9 October 2026
Unprompted review
Chase logo

Reply from Chase

Thank you for taking the time to leave a review and for bringing this to our attention. If you have been advised your account is under review, then a member of our team will be in touch with you as soon as they have an update. Thank you for your patience.

Rated 1 out of 5 stars

I stopped using my Chase account well…

I stopped using my Chase account well over a year ago, maybe even 2-3 years ago. They sent me an email to request I confirm my identity. I chose not to, coz I bank elsewhere. They now send me frequent emails to say my account is blocked until I confirm my identity. I literally don't care if the account is blocked. The emails feel like harassment at this point. If I haven't responded the first 50 times, why keep sending them? Just close the account & leave me alone. I couldn't sign in if I wanted to anyway. I can't remember the login details.

9 October 2026
Unprompted review
Chase logo

Reply from Chase

Thank you for the feedback!
As a bank, we're required to check that the details we have for you are up to date, and collect new information when we need to. This is so we can verify your identity, and help keep your account safe.

The questions we ask you help us build a fuller picture of your finances, so we can better detect when there's unusual activity on your account. We’ll use the information you give us in line with our Terms & Conditions and Privacy Policy.

Rated 5 out of 5 stars

So easy to use

So easy to use, transfers between accounts and other banks is effortless and quick. The app is great and the saver’s rate (boosted) is competitive

8 October 2026
Unprompted review
Chase logo

Reply from Chase

for

Rated 2 out of 5 stars

No Good if You Wish to Manage Your Money Well

If you need a balance after each transaction, Chase won't give you one. It means managing your account is impossible. Want to know what your balance was two weeks ago, then you have to go to your previous month's statement and take out a calculator! I have literally had to call Chase on occasion to try to get this information and it's infuriating. This has been a complaint by customers for years which they refuse to address and it makes you wonder why they won't as it's easy enough to provide? I will be closing my account because of this.

8 October 2026
Unprompted review
Chase logo

Reply from Chase

We’re sorry you’ve had a negative experience with Chase. Thank you for your feedback, we will pass this onto our development team so they can look into this further.

Rated 1 out of 5 stars

THEY WILL BLOCK YOUR FUNDS FOR MONTHS

They have blocked my account because I received a rent payment and are holding onto my money. Avoid this bank at all costs.

8 October 2026
Unprompted review
Chase logo

Reply from Chase

If you have been advised your account is under review, then a member of our team will be in touch with you as soon as they have an update. Thank you for your patience.

Rated 5 out of 5 stars

Loving Chase bank…

Loving Chase bank…the apps so easy to use
Getting cash back on my purchases and a very high rate for savings compared with a lot of banks .
Very easy to get hold of a real person to talk to when needed help .
Love the spending graph and stats...helps a lot to keep track of my spending .
Can think of nothing negative at all ..

8 October 2026
Unprompted review
Chase logo

Reply from Chase

Amazing, thank you for such a fantastic review!

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