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Chetwood Bank Reviews 

671
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Evaluating 512 reviews, reviewers overwhelmingly had a great experience with this company, repeatedly emphasizing the excellent service and competitive interest rates provided. Consumers frequently describe the staff as exceptionally polite, patient, and knowledgeable, ensuring every customer inquiry is handled with great professionalism. Furthermore, users genuinely appreciate the clear and secure digital platform, which makes opening and managing savings accounts remarkably simple and straightforward. Some people were dissatisfied with the reliance on automated chatbot systems or experienced communication delays when trying to resolve specific service matters. Reviewers occasionally noted that navigating certain online account features could sometimes feel challenging when direct human assistance was unavailable.

What people talk about most

User experience

Consumers find user experience to be positive, highlighting a smooth online banking platform and... See more

Customer service

Customers had positive experiences with customer service, noting that representatives were consistently... See more

Staff

Customers consistently note positive experiences with staff, highlighting their helpfulness, patience, and... See more

Website

Clients share positive opinions on website, highlighting that the online experience is efficient,... See more

Service

Reviewers mention positive feedback about service, highlighting efficient and friendly assistance from staff... See more

Reviews shaping this summary

Rated 5 out of 5 stars

This afternoon I spoke with a lovely young lady called Grace. She knew the answers to all my questions and helped me achieve my end goal with kindness, efficiency and patience which must have been dif... See more

Company replied

Rated 5 out of 5 stars

I’ve used Smartbank and Chetwood several times over the years for savings and have found them super easy. Simple online process to open an account and manage, good communications and no pushy advertis... See more

Company replied

Rated 5 out of 5 stars

I have used Chetwood bank for just under a year now for a savings account and they are fantatstic. I had to contact them last week and got through to a lovely lady called Charlotte. Charlotte has been... See more

Company replied

Rated 5 out of 5 stars

A couple of weeks ago, I was getting a bit confused about my accounts and how much money was in them. I tried to log in online but did not have all the information required. Was also feeling stressed... See more

Company replied


Company details

  1. Bank
  2. Mortgage Lender
  3. Savings Bank

Written by the company

Welcome to banking that makes sense We’re Chetwood Bank. We’re a UK-based digital bank, and our no nonsense approach is designed for real people and their real lives. That means our mortgages and savings are built for today’s world. We get the basics right, so things are easy for you to understand, fast to set up and simple to manage. There are no surprises when you need to get things done, and we can help make your financial life easier. We’ve got a cost-conscious approach too with competitive rates and prices. And we work hard to meet your needs, always trying to be helpful with quick and easy online support. Chetwood Bank. No nonsense banking.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

671 reviews

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No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 78% of negative reviews

Typically replies within 1 month

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4.6

All reviews

(671)

497 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Excellent rates …

Excellent rates and fast transfers when required - an app would make Chetwood even better

23 June 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks for the feedback, Peter.

Rated 5 out of 5 stars

Great online bank that delivers.

Chetwood bank have always been very clear in what they offer. They make things easy to understand and easy to action. I've had a couple of accounts with them now and everything they promised has happened as they said it would.
I would definitely recommend them.

23 June 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Brilliant review. Thank you, Graham.

Rated 5 out of 5 stars

I had a fixed term savings account…

I had a fixed term savings account maturing and was notified well in advance.
This enabled me to work out what I wanted to do with the funds.
Completing my request to re-invest some funds, with the balance transferred to my nominated account was very straightforward.
My instructions were carried out, so no issues.

26 May 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Much appreciated, thank you.

Rated 5 out of 5 stars

Positive Experience

I’ve had a positive experience with Chetwood Bank. Managing the account online has been smooth. Customer service has been responsive & helpful whenever I’ve had questions, which gives confidence that support is there if needed.Communication around updates & account information has been clear & timely. I’d be comfortable recommending them to others

22 June 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

We're so glad to hear you've had a positive experience with us! We appreciate your kind words about our online management, customer service and clear communication.

Rated 5 out of 5 stars

Top Bank with Top savings Rates

This is a reliable bank with a sound reputation providing competitive savings rates all wrapped up in an efficient and friendly service.
Their online banking platform is easy to follow and provides the right level of information. Keep up the good work!

19 June 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Wow! Great review, Anthony.

Rated 4 out of 5 stars

Great communications

Great communication and all went well on maturity of my account but one star deducted for the 3 days apparent loss of interest before the new account was credited as there was a Bank Holiday weekend.

26 May 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks for sharing you experience. We listen to all feedback.

Rated 5 out of 5 stars

Would Recommend

They have the best interest rates. All the information is supplied in a very easy to understand format, very easy to use the on line account.

19 June 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Great to have you with us. Thanks for the review.

Rated 5 out of 5 stars

Have always received great service

Have always received great service, from Chetwood when I've needed to contact them with good follow up, the clear and concise App makes everything simple

19 June 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Great to hear from you, Clive.

Rated 5 out of 5 stars

After searching for the best savings…

After searching for the best savings rates Chetwood seemed very competitive. It was straightforward and easy to set up. They gave a good support service which made me feel confident I'd made the right decision.

1 June 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Lovely to hear from you, John.

Rated 5 out of 5 stars

I had to phone for advice and found…

I had to phone for advice and found both of the Chetwood bank staff extremely helpful and friendly.
Nothing was too much trouble and went above and beyond.
Very grateful

17 June 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks for the 5-star review, Mrs Smale.

Rated 1 out of 5 stars

No consideration for customers

They decided to change their name but when doing so stopped customers being able to access any historic information on their accounts. They don't seem aware that customers need to complete tax returns and need access to previous records. Surely any competent bank could have devised a system so that customers had access to their previous records. This is putting the desire to change their name ahead of customers needs - very poor.

12 June 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

We appreciate your feedback regarding access to historical account information. We understand the importance of these records for tax purposes and will look at ways we can improve this.

Rated 5 out of 5 stars

Chetwood bank is the Harrods of…

Chetwood bank is the Harrods of banking and their customer service is the finest I have ever dealt with.

I very rarely do anything online with regards to banking as I’m a carer for my husband and I don’t have the time or knowledge to deal if problems arise.

However, I cannot fault yet again, the superb customer care I have had from Chetwood when I sent an email asking for advice, only because I didn’t know how to get the information I required.

Abby has been absolutely fantastic in responding incredibly quickly by email, with absolutely perfect ,precise , step-by-step instructions. Even when I was unable to get past the download stage, I sent a screen print as I didn’t understand the error message, and I had such a quick and detailed reply by return that explained it was due to an update on iOS 17 that Apple had done which was causing the issue.Abby even gave me two alternative options that resolved this issue instantly.
The responses to my email queries were so quick and especially today, they have literally been within minutes. So thanks to Abby, this has taken a huge pressure off of me as everything I needed to do has now been done and I’m not worrying about waiting to resolve or getting a response back that doesn’t deal with the issue in hand, which unfortunately I seem to find happens in this world 99.9% of the time now.
A huge thanks to Abby as her faultless customer care has ensured that I have been able to deal with everything I need to extremely quickly. This really is priceless especially in this day and age. Thank you

11 June 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thank you for sharing your experience, we'll pass the feedback onto Abby.

Rated 5 out of 5 stars

Used the online chat

Used the online chat - quickly got through to Lucie, a real person (!) who was very helpful and efficient. Everything was sorted out in a matter of minutes.

10 June 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks, Judith!

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