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Chetwood Bank Reviews 

672
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Evaluating 512 reviews, reviewers overwhelmingly had a great experience with this company, repeatedly emphasizing the excellent service and competitive interest rates provided. Consumers frequently describe the staff as exceptionally polite, patient, and knowledgeable, ensuring every customer inquiry is handled with great professionalism. Furthermore, users genuinely appreciate the clear and secure digital platform, which makes opening and managing savings accounts remarkably simple and straightforward. Some people were dissatisfied with the reliance on automated chatbot systems or experienced communication delays when trying to resolve specific service matters. Reviewers occasionally noted that navigating certain online account features could sometimes feel challenging when direct human assistance was unavailable.

What people talk about most

User experience

Consumers find user experience to be positive, highlighting a smooth online banking platform and... See more

Customer service

Customers had positive experiences with customer service, noting that representatives were consistently... See more

Staff

Customers consistently note positive experiences with staff, highlighting their helpfulness, patience, and... See more

Website

Clients share positive opinions on website, highlighting that the online experience is efficient,... See more

Service

Reviewers mention positive feedback about service, highlighting efficient and friendly assistance from staff... See more

Reviews shaping this summary

Rated 5 out of 5 stars

This afternoon I spoke with a lovely young lady called Grace. She knew the answers to all my questions and helped me achieve my end goal with kindness, efficiency and patience which must have been dif... See more

Company replied

Rated 5 out of 5 stars

I’ve used Smartbank and Chetwood several times over the years for savings and have found them super easy. Simple online process to open an account and manage, good communications and no pushy advertis... See more

Company replied

Rated 5 out of 5 stars

I have used Chetwood bank for just under a year now for a savings account and they are fantatstic. I had to contact them last week and got through to a lovely lady called Charlotte. Charlotte has been... See more

Company replied

Rated 5 out of 5 stars

A couple of weeks ago, I was getting a bit confused about my accounts and how much money was in them. I tried to log in online but did not have all the information required. Was also feeling stressed... See more

Company replied


Company details

  1. Bank
  2. Mortgage Lender
  3. Savings Bank

Written by the company

Welcome to banking that makes sense We’re Chetwood Bank. We’re a UK-based digital bank, and our no nonsense approach is designed for real people and their real lives. That means our mortgages and savings are built for today’s world. We get the basics right, so things are easy for you to understand, fast to set up and simple to manage. There are no surprises when you need to get things done, and we can help make your financial life easier. We’ve got a cost-conscious approach too with competitive rates and prices. And we work hard to meet your needs, always trying to be helpful with quick and easy online support. Chetwood Bank. No nonsense banking.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

672 reviews

5-star
4-star
3-star
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1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 78% of negative reviews

Typically replies within 1 month

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4.6

All reviews

(672)

497 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 2 out of 5 stars

Premium Number , pay to speak

You have to use a Premium Number to speak to a human.
The Bot confirmed this but added that it's (Bots) service is free.!!

The first time ever in years of dealing with Banks that I have come across this.
I have probably spent 30 minutes with the Bot whereas a quick call would have taken a few minutes unfortunately my bond is fixed or I would be gone.

1 June 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks for sharing your experience. We regret to read you were unhappy with t the service you received.

Rated 5 out of 5 stars

Problem sorted

the person on the chat sorted my problems !!

29 May 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Glad we could help. Thank you for sharing.

Rated 5 out of 5 stars

Customer service is great

Customer service is great - polite, responsive, understanding, supportive with speed! Mark J dealt with my request in a timely manner. Much appreciated.

29 May 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks for the 5-star review!

Rated 5 out of 5 stars

Problem efficiently resolved by Lucie at Chetwood Bank

I rang Chetwood Bank with a problem that could not be sorted out online, and a delightful person called Lucie sorted everything out for me over the phone, and promised to confirm it all in an email which duly arrived later the same day. Lucie was friendly, helpful, efficient, and thereby a good ambassador for Chetwood Bank.

26 May 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thank you for sharing your experience, Peter.

Rated 5 out of 5 stars

I have only just invested with Chetwood…

I have only just invested with Chetwood Bank but as a woman in her 70's and one not having experience of moving from ISAs to bomds, I had a few questions to ask and needed reassurance about time scales. I spoke to Lucie on the phone. I was connected without the usual long wait time of my own bank, and she was so professional, helpful and reassuring, explaining everything very clearly. I felt a whole lot better after the call and confident to go ahead. Myfirst experience of customer servie with this bank and very definitely a positive one!

16 May 2026
Unprompted review
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Reply from Chetwood Bank

Thank you for the feedback, Jo. It's really appreciated.

Rated 4 out of 5 stars

A delicate matter that was dealt with…

A delicate matter that was dealt with efficiently and professionally. I would highly rate the service given by Chetwood Bank and Charlotte in particular.
The reason I have given a four star rating is because I never give five stars, this is due to the fact that if everything is perfect then there is no room for improvement which might lead to complacency.
That said Charlotte's efficiency and professionalism is a credit to her employer, Chetwood bank.

26 May 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks for your feedback, Richard.

Rated 5 out of 5 stars

Had a fixed saver for a couple of years…

Had a fixed saver for a couple of years and as well as a very competitive interest rate the service and website were really good
Customer service when I wanted assistance with my tax return were really helpful

22 May 2026
Unprompted review
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Reply from Chetwood Bank

Thank you for the feedback, Rob.

Rated 5 out of 5 stars

Your agent Charlotte

Your agent Charlotte, returned my call and handled my request for transaction summary, very patiently and efficiently. She talked me through procedure, advised me that the info she had given me over the phone would be sent within 48 hrs and that I would receive a text when the info was on its way. It arrived as advised. Very good service, thank you Charlotte

20 May 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks for the feedback, Angela.

Rated 5 out of 5 stars

Enquriy on chat line

My queries were answered accurately, quickly and with clear explanations. Can't really ask for more, thank you.

20 May 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Brilliant! Thanks, Nick.

Rated 5 out of 5 stars

All went well

All went well. Easy to do. Application was fine and I am sure if I needed support from customer service they would be great to. Just hope you don’t wait ages to answer. 😀

1 May 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Great to hear from you, Linda.

Rated 5 out of 5 stars

My Money In Safe Hands

Sourced bank from a reputable platform; interest rate was competitive; registration process straightforward and, following deposits into account, confirmation /communication from bank was just what I expected.

20 May 2026
Unprompted review
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Reply from Chetwood Bank

Thanks for sharing, Michael.

Rated 3 out of 5 stars

Lovely Experience

The application process was quite straightforward for me, as I am not particularly adept at navigating websites. The interest rate, however, was the most favorable on the market. Unfortunately, I am unable to provide a comprehensive review as this is my initial experience with Chetwood. I will be content or dissatisfied as the situation unfolds, but in the interim, I will kindly rate them with three out of five.

22 April 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks for sharing your view, William.

Rated 5 out of 5 stars

Easy to apply for account

Easy to apply for account, website clear showing different accounts to choose from.

19 May 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Brilliant. Thanks, Sue.

Rated 5 out of 5 stars

Chetwood Bank is clear and…

Chetwood Bank is clear and straightforward good customer communication I feel this bank is trustworthy. They have competitive interest on their savings accounts, I will continue with them for the foreseeable future, highly recommended.

19 May 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Wonderful feedback. Thanks, Ian.

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