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Chetwood Bank Reviews 

672
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Evaluating 512 reviews, reviewers overwhelmingly had a great experience with this company, repeatedly emphasizing the excellent service and competitive interest rates provided. Consumers frequently describe the staff as exceptionally polite, patient, and knowledgeable, ensuring every customer inquiry is handled with great professionalism. Furthermore, users genuinely appreciate the clear and secure digital platform, which makes opening and managing savings accounts remarkably simple and straightforward. Some people were dissatisfied with the reliance on automated chatbot systems or experienced communication delays when trying to resolve specific service matters. Reviewers occasionally noted that navigating certain online account features could sometimes feel challenging when direct human assistance was unavailable.

What people talk about most

User experience

Consumers find user experience to be positive, highlighting a smooth online banking platform and... See more

Customer service

Customers had positive experiences with customer service, noting that representatives were consistently... See more

Staff

Customers consistently note positive experiences with staff, highlighting their helpfulness, patience, and... See more

Website

Clients share positive opinions on website, highlighting that the online experience is efficient,... See more

Service

Reviewers mention positive feedback about service, highlighting efficient and friendly assistance from staff... See more

Reviews shaping this summary

Rated 5 out of 5 stars

This afternoon I spoke with a lovely young lady called Grace. She knew the answers to all my questions and helped me achieve my end goal with kindness, efficiency and patience which must have been dif... See more

Company replied

Rated 5 out of 5 stars

I’ve used Smartbank and Chetwood several times over the years for savings and have found them super easy. Simple online process to open an account and manage, good communications and no pushy advertis... See more

Company replied

Rated 5 out of 5 stars

I have used Chetwood bank for just under a year now for a savings account and they are fantatstic. I had to contact them last week and got through to a lovely lady called Charlotte. Charlotte has been... See more

Company replied

Rated 5 out of 5 stars

A couple of weeks ago, I was getting a bit confused about my accounts and how much money was in them. I tried to log in online but did not have all the information required. Was also feeling stressed... See more

Company replied


Company details

  1. Bank
  2. Mortgage Lender
  3. Savings Bank

Written by the company

Welcome to banking that makes sense We’re Chetwood Bank. We’re a UK-based digital bank, and our no nonsense approach is designed for real people and their real lives. That means our mortgages and savings are built for today’s world. We get the basics right, so things are easy for you to understand, fast to set up and simple to manage. There are no surprises when you need to get things done, and we can help make your financial life easier. We’ve got a cost-conscious approach too with competitive rates and prices. And we work hard to meet your needs, always trying to be helpful with quick and easy online support. Chetwood Bank. No nonsense banking.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

672 reviews

5-star
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1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 78% of negative reviews

Typically replies within 1 month

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4.6

All reviews

(672)

497 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Simple and Easy

Easy to open an account and good interest rates paid, would recommend.

19 April 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks Paul.

Rated 4 out of 5 stars

The application of fixed term savings account

The application process was straightforward and easy to follow. The account was first highlighted on Money Saving Expert web site so I was confident that the bank was reliable. The interest rate was one of the highest available for the account type I needed. The experience so far has been very good.

19 May 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Great to have you with us, Derek.

Rated 5 out of 5 stars

Easy to open

Easy to open new account. Information clear and straightforward.

1 May 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks for your feedback, Linda.

Rated 5 out of 5 stars

Great, no fuss experience

I have not had to contact anyone at the bank yet, because the application process for both fixed rate and easy access accounts was super simple and smooth. Interest rates are really competitive, and I love the added security that means any money withdrawn can only be transferred into my nominated current account. Plus, the two factor authentication for logging into my account is also reassuring.

7 April 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Great feedback, thank you!

Rated 5 out of 5 stars

Easy application process

Easy application process, registered and regulated company.

1 May 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thank you for your feedback.

Rated 2 out of 5 stars

No 14 day cooling off period

No 14 day cooling off period! And I wasn’t made aware of this! And no customer care when informing me of this!

Decent rate at the time but definitely better out there now

9 April 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks for your feedback, Jack.

Rated 5 out of 5 stars

Customer service at Chetwood Bank is amazing!

A couple of weeks ago, I was getting a bit confused about my accounts and how much money was in them. I tried to log in online but did not have all the information required. Was also feeling stressed because there was a heart operation coming up. I phoned Chetwood Bank and a lovely, professional, competent, calm, reassuring lady called Grace helped me and the problem was totally lifted off my shoulders. I was SO IMPRESSED! Thank you Chetwood Bank. Have since spoken to 2 other employees and they have also been amazing.

4 May 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

We're happy to hear about your positive experience during a stressful time. We're glad our team could provide such reassuring and professional assistance, and we hope you're feeling a bit better.

Rated 4 out of 5 stars

Fast service

Very helpful and answered my queries within 5 minutes.

15 May 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

We're glad we could help. Thank you for your positive feedback.

Rated 5 out of 5 stars

I had a online chat with Callum…

I had a online chat with Callum regarding my fixed rate savings and he resolved my query satisfactorily.

14 May 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

We're happy to hear our team resolved your query satisfactorily. Thank you for your feedback!

Rated 5 out of 5 stars

Excellent Online Chat Support

The agent was quick to answer my questions sort out my request. Cannot ask for more.

14 May 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

We're glad we could assist you so efficiently. Thanks for leaving a review.

Rated 1 out of 5 stars

No reply to messages

My wife has an account with Chetwood. On 7 May she sent a secure message about adding funds to her account within a rapidly closing investment window. via their portal which so many bank seem to prefer.
They still have not replied to it

The rates are good, but they rely on AI chatbots and few staff.....I bet there will be a "we are sorry you were dissatisfied with our service reply to this from their chatbot but they are not learnng anything from the customers they disappoint

7 May 2026
Unprompted review
Chetwood Bank logo

Reply from Chetwood Bank

Thanks for getting in touch. Upon investigation, it appears as though we have resolved this issue and that your wife has been able to successfully deposit funds to her account.

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